SoFi Gears Up for Strong Q4, Loan Growth and Financial Services in the Spotlight

GuruFocus.com01-25

SoFi Technologies (NASDAQ:SOFI) is gearing up to report its Q4 earnings this Monday, and all eyes are on the company's loan growth and its financial services segment. Wall Street is expecting an EPS ...

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Wall Street is expecting an EPS ...</p>\n\n<a href=\"https://finance.yahoo.com/news/sofi-gears-strong-q4-loan-164814889.html\">Source Link</a>\n\n</div>\n","source":"yahoofinance","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>SoFi Gears Up for Strong Q4, Loan Growth and Financial Services in the Spotlight</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nSoFi Gears Up for Strong Q4, Loan Growth and Financial Services in the Spotlight\n</h2>\n\n<h4 class=\"meta\">\n\n\n2025-01-25 00:48 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/sofi-gears-strong-q4-loan-164814889.html><strong>GuruFocus.com</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>SoFi Technologies (NASDAQ:SOFI) is gearing up to report its Q4 earnings this Monday, and all eyes are on the company's loan growth and its financial services segment. Wall Street is expecting an EPS ...</p>\n\n<a href=\"https://finance.yahoo.com/news/sofi-gears-strong-q4-loan-164814889.html\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"SOFI","symbol_name":"SoFi Technologies Inc.","start_time":0,"source_url":"https://finance.yahoo.com/news/sofi-gears-strong-q4-loan-164814889.html","article_id":"2506189330","we_media_id":null,"thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2506189330","pubTimestamp":1737737294,"columns":[],"sourceInfo":{"source_id":"yahoofinance","name":"雅虎金融"},"weMediaInfo":null,"summary":"SoFi Technologies  is gearing up to report its Q4 earnings this Monday, and all eyes are on the company's loan growth and its financial services segment. Wall Street is expecting an EPS of $0.04 and revenue of $682.2 million, which would mark a 14.8% increase year-over-year.GuruFocus has detected 7 Warning Signs with SOFI.In Q3 2024, SoFi's capital-light Loan Platform saw a big boost, originating $1 billion in personal loans and generating $56 million in high-margin fees. To top it off, the company secured a $525 million personal loan securitization deal in Q4 2024 with PGIM Fixed Income, which further supports its asset-light lending model.J.P. Morgan's analyst, Reginald L. Smith, pointed out that SoFi's loan business is pretty uniqueit's able to monetize applicants who might have been rejected elsewhere, all without impacting its balance sheet or capital ratios. He's expecting a modest increase in loan originations for Q4, with momentum continuing into 2025.Smith even suggested that ","collect":0,"end_time":0,"defaultTopTitle":"yahoo.com","property":[],"viewcount":null,"language":"en","relate_stocks":{"SOFI":"SoFi Technologies Inc.","BK4166":"消费信贷","BK4549":"软银资本持仓","BK4535":"淡马锡持仓","BK4551":"寇图资本持仓"},"translate_title":"SoFi为第四季度强劲做好准备，贷款增长和金融服务成为焦点","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"SOFI":0.9},"content_text":"SoFi Technologies (NASDAQ:SOFI) is gearing up to report its Q4 earnings this Monday, and all eyes are on the company's loan growth and its financial services segment. Wall Street is expecting an EPS of $0.04 and revenue of $682.2 million, which would mark a 14.8% increase year-over-year.\n\nWarning! GuruFocus has detected 7 Warning Signs with SOFI.\n\nIn Q3 2024, SoFi's capital-light Loan Platform saw a big boost, originating $1 billion in personal loans and generating $56 million in high-margin fees. To top it off, the company secured a $525 million personal loan securitization deal in Q4 2024 with PGIM Fixed Income, which further supports its asset-light lending model.\nJ.P. Morgan's analyst, Reginald L. Smith, pointed out that SoFi's loan business is pretty uniqueit's able to monetize applicants who might have been rejected elsewhere, all without impacting its balance sheet or capital ratios. He's expecting a modest increase in loan originations for Q4, with momentum continuing into 2025.\nSmith even suggested that SoFi has the potential to become a major player in digital banking, and he's bullish on the company's long-term prospects, going so far as to say it could eventually be the American Express of the fintech world.This article first appeared on \nGuruFocus.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)","isDev":false,"isTTM":true,"deviceId":"web-server-community-laohu8-v3","version":"4.30.2","shortVersion":"4.30.2","platform":"web","vendor":"web","appName":"ttm","isIOS":false,"isAndroid":false,"isTiger":false,"isTHS":false,"isWeiXin":false,"isWeiXinMini":false,"isWeiBo":false,"isQQ":false,"isBaiduSwan":false,"isBaiduBox":false,"isDingTalk":false,"isToutiao":false,"isOnePlus":false,"isHuaWei":false,"isXiaomi":false,"isXiaomiWebView":false,"isOppo":false,"isVivo":false,"isSamsung":false,"isMobile":false},"href":"/m/news/2506189330"}