Ever since my DBS Vickers Cash

2025-05-17

Ever since my DBS Vickers Cash upfront account was approved, I just go stocks buying as their brokerage fees is very low. Moreover, the stocks purchased will go to CDP. That's what I always wanted.

Being a long term and dividends driven investor, I just DCA and compound for the long run.

This morning I was looking at my UT portfolio, I was shocked that I m extremely high risk investor. [Happy] [LOL] [Smile] [Chuckle] . only 1 out of 6 high risk UT not doing good. The other 5 are flying colours. 1 low to medium UT & 1 medium to high UT are doing so so. Looks like I have better luck with high risk UT rather than low to medium or medium to high risk UT.

I love a particular sector UT but their annual management fee, annual trustee fee & expense ratio are a killer. I need to do some homework before I decide if I want to risk my investment. High risk, high reward - must know when the enter point.

As for SRS fund, I have stop doing the conservative investment ie endowment plan. I was luck that when I did the endowment plan, the rate of returns were high. I even reconfirmed with my agent this year as I am planning my retirement.. money from SRS, stocks dividend, CPF, other endowment plans etc etc.. Now I m using SRS fund to buy SG stocks. When I m due for SRS withdrawal, I can transfer my SG stocks to CDP by paying a fees and the stocks can be passed on to my beneficiary. 🤭😇

After posting, I realised I overlooked sharing which broker using SRS fund to buy SG stocks for cost effectiveness. I use Phillip Poems Cash Plus as it is 0.08% for SGD0-29.999K, 0.07% for SGD30-249.999K for brokerage fees. Have to add SGD0.38 to the total amount as that is the CDP charges and the stocks will be held by the bank that you have setup your SRS. I tend to add SGD0.38 to my order so as to avoid insufficient fund in SRS. Moreover, SGD0.38 will reflect as CDP charges under your SRS statement together with stocks purchased amount. In order to enjoy the good rate from poems cash plus for SRS fund, I have to park similar amount into cash plus account first. This is similar to DBS Vickers cash upfront.

Modified in.2025-05-19

High Risk, High Reward vs. Compounding: What’s Your Path?

A big win from a high-risk bet, or the steady path of compounding—which investment approach suits you best? Have you ever turned things around with a single heavy position? Are you willing to sacrifice some returns to better control drawdowns? In a market full of volatility, do you believe more in getting rich overnight or in the magic of long-term compounding?

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

Ah_Meng
2025-05-18
Ah_Meng
Not easy, good job seeing it through… only thinking of passing something over to your decedents? Must be loaded [Tongue][Silence][Chuckle]
- DiAngelReplyAh_Meng:
  Yes. [ShakeHands] Every year set a new KPI. 🤭😇🙏[Chuckle][Bless][Happy][Smile][Tongue][Miser][Grin][Love you][Silence]
- Ah_MengReplyDiAngel:
  As long as you achieve what you aim for is a win...
- DiAngel:
  Well, maybe my definition of loaded might be different from you. Just to give you a clue. I have achieved my KPI SGD36K from SG stocks using both cash & SRS. If I deduct SRS portion, I still shortage of SGD5-6K.I think.anyway, I still have 7.5months to achieve using cash.
Frosty4ever
2025-05-18
Frosty4ever
即使基础可能是好的，高费用也会把它变成别的东西。
- DiAngel:
  我仍在学习如何从星展银行乘数账户中产生更多利息。这是DBS paylah的直接削减！,投资，但不是为了收入，我发现这是一种有趣的计算方式[LOL][LOL][Happy][Chuckle].我不是在抱怨，但知道如何计算是件好事
- DiAngel:
  如果最低10美元的通信费对你来说很高，那么你是一个交易者，而不是一个投资。我认为FSM提供8.80美元，但与DBS Multiplier捆绑的DBS Vickers账户会产生一些收入利息，DBS paylah！，投资等。
UTOtrader
2025-05-19
UTOtrader
你用dbs购买，股票在cdp，需要转让吗？
- DiAngel:
  如果你不想把它们从SRS账户转移到CDP，你可以卖掉它们，转换成现金提取。由于我所有的新加坡股票都是为下一代准备的，因此我不介意支付费用将它们转移到CDP。
- DiAngel:
  我想你一定是把DBS Vickers使用预付现金和使用poems cash plus使用SRS基金购买新加坡股票搞混了。星展维克斯->CDP，而poems现金加->SRS账户。当SRS到期提取时，我会将sg股票从SRS账户转移到CDP。当然，我可以卖掉它们
UTOtrader
2025-05-18
UTOtrader
y u need to transfer to cdp?
- DiAngel:
  I m a long term investor n I kept blue chips for dividends for my next generation
1PC
2025-05-17
1PC
Congratulations 🎉👏
- DiAngel:
  [ShakeHands] Thank you

Leave a comment

832

{"i18n":{"language":"en_US"},"detailType":1,"isChannel":false,"data":{"magic":2,"id":435977758024472,"tweetId":"435977758024472","gmtCreate":1747475787645,"gmtModify":1747660273593,"gmtUserModify":1747658271015,"author":{"id":4100833454173050,"idStr":"4100833454173050","authorId":4100833454173050,"authorIdStr":"4100833454173050","name":"DiAngel","avatar":"https://community-static.tradeup.com/news/f7c2ee91188421bf874cdbc97fb77886","vip":1,"userType":1,"introduction":"","boolIsFan":false,"boolIsHead":false,"crmLevel":11,"crmLevelSwitch":0,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Published at least 3 PICK posts (or 10 IDEA posts) and, within the past 30 days, posted at least 1 PICK post (or 4 IDEA posts) and 1 comment","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.06.20","individualDisplayEnabled":0},"individualDisplayBadges":[],"fanSize":295,"starInvestorFlag":false},"themes":[{"themeId":"7a0850107ad84fffbde1cfc38a461588","categoryId":"7cbb30544f7e4946acd0f699136a7d66","name":"High Risk, High Reward vs. Compounding: What’s Your Path?","type":0,"rnLink":"https://laohu8.com/RN?name=RNTheme&page=/theme/detail&rndata={\"themeId\":7a0850107ad84fffbde1cfc38a461588}&rnconfig={\"headerBarHidden\": true}","description":"A big win from a high-risk bet, or the steady path of compounding—which investment approach suits you best?\nHave you ever turned things around with a single heavy position?\nAre you willing to sacrifice some returns to better control drawdowns?\nIn a market full of volatility, do you believe more in getting rich overnight or in the magic of long-term compounding?","image":"https://community-static.tradeup.com/news/3b149e56375096151aa22a588874917e"}],"images":[],"coverImages":[],"html":"<html><head></head><body>Ever since my DBS Vickers Cash upfront account was approved, I just go stocks buying as their brokerage fees is very low. Moreover, the stocks purchased will go to CDP. That's what I always wanted.&nbsp;\nBeing a long term and dividends driven investor, I just DCA and compound for the long run.&nbsp;\nThis morning I was looking at my UT portfolio, I was shocked that I m extremely high risk investor. [Happy]&nbsp; [LOL]&nbsp; [Smile]&nbsp; [Chuckle]&nbsp; . only 1 out of 6 high risk UT not doing good. The other 5 are flying colours. 1 low to medium UT &amp; 1 medium to high UT are doing so so. Looks like I have better luck with high risk UT rather than low to medium or medium to high risk UT.&nbsp;\nI love a particular sector UT but their annual management fee, annual trustee fee &amp; expense ratio are a killer. I need to do some homework before I decide if I want to risk my investment. High risk, high reward - must know when the enter point.&nbsp;\nAs for SRS fund, I have stop doing the conservative investment ie endowment plan. I was luck that when I did the endowment plan, the rate of returns were high. I even reconfirmed with my agent this year as I am planning my retirement.. money from SRS, stocks dividend, CPF, other endowment plans etc etc.. Now I m using SRS fund to buy SG stocks. When I m due for SRS withdrawal, I can transfer my SG stocks to CDP by paying a fees and the stocks can be passed on to my beneficiary. 🤭😇\nAfter posting, I realised I overlooked sharing which broker using SRS fund to buy SG stocks for cost effectiveness. I use Phillip Poems Cash Plus as it is 0.08% for SGD0-29.999K, 0.07% for SGD30-249.999K for brokerage fees. Have to add SGD0.38 to the total amount as that is the CDP charges and the stocks will be held by the bank that you have setup your SRS. I tend to add SGD0.38 to my order so as to avoid insufficient fund in SRS. Moreover, SGD0.38 will reflect as CDP charges under your SRS statement together with stocks purchased amount. In order to enjoy the good rate from poems cash plus for SRS fund, I have to park similar amount into cash plus account first. This is similar to DBS Vickers cash upfront.&nbsp;</body></html>","htmlText":"<html><head></head><body>Ever since my DBS Vickers Cash upfront account was approved, I just go stocks buying as their brokerage fees is very low. Moreover, the stocks purchased will go to CDP. That's what I always wanted.&nbsp;\nBeing a long term and dividends driven investor, I just DCA and compound for the long run.&nbsp;\nThis morning I was looking at my UT portfolio, I was shocked that I m extremely high risk investor. [Happy]&nbsp; [LOL]&nbsp; [Smile]&nbsp; [Chuckle]&nbsp; . only 1 out of 6 high risk UT not doing good. The other 5 are flying colours. 1 low to medium UT &amp; 1 medium to high UT are doing so so. Looks like I have better luck with high risk UT rather than low to medium or medium to high risk UT.&nbsp;\nI love a particular sector UT but their annual management fee, annual trustee fee &amp; expense ratio are a killer. I need to do some homework before I decide if I want to risk my investment. High risk, high reward - must know when the enter point.&nbsp;\nAs for SRS fund, I have stop doing the conservative investment ie endowment plan. I was luck that when I did the endowment plan, the rate of returns were high. I even reconfirmed with my agent this year as I am planning my retirement.. money from SRS, stocks dividend, CPF, other endowment plans etc etc.. Now I m using SRS fund to buy SG stocks. When I m due for SRS withdrawal, I can transfer my SG stocks to CDP by paying a fees and the stocks can be passed on to my beneficiary. 🤭😇\nAfter posting, I realised I overlooked sharing which broker using SRS fund to buy SG stocks for cost effectiveness. I use Phillip Poems Cash Plus as it is 0.08% for SGD0-29.999K, 0.07% for SGD30-249.999K for brokerage fees. Have to add SGD0.38 to the total amount as that is the CDP charges and the stocks will be held by the bank that you have setup your SRS. I tend to add SGD0.38 to my order so as to avoid insufficient fund in SRS. Moreover, SGD0.38 will reflect as CDP charges under your SRS statement together with stocks purchased amount. In order to enjoy the good rate from poems cash plus for SRS fund, I have to park similar amount into cash plus account first. This is similar to DBS Vickers cash upfront.&nbsp;</body></html>","text":"Ever since my DBS Vickers Cash upfront account was approved, I just go stocks buying as their brokerage fees is very low. Moreover, the stocks purchased will go to CDP. That's what I always wanted. Being a long term and dividends driven investor, I just DCA and compound for the long run. This morning I was looking at my UT portfolio, I was shocked that I m extremely high risk investor. [Happy] [LOL] [Smile] [Chuckle] . only 1 out of 6 high risk UT not doing good. The other 5 are flying colours. 1 low to medium UT & 1 medium to high UT are doing so so. Looks like I have better luck with high risk UT rather than low to medium or medium to high risk UT. I love a particular sector UT but their annual management fee, annual trustee fee & expense ratio are a killer. I need to do some homework before I decide if I want to risk my investment. High risk, high reward - must know when the enter point. As for SRS fund, I have stop doing the conservative investment ie endowment plan. I was luck that when I did the endowment plan, the rate of returns were high. I even reconfirmed with my agent this year as I am planning my retirement.. money from SRS, stocks dividend, CPF, other endowment plans etc etc.. Now I m using SRS fund to buy SG stocks. When I m due for SRS withdrawal, I can transfer my SG stocks to CDP by paying a fees and the stocks can be passed on to my beneficiary. 🤭😇 After posting, I realised I overlooked sharing which broker using SRS fund to buy SG stocks for cost effectiveness. I use Phillip Poems Cash Plus as it is 0.08% for SGD0-29.999K, 0.07% for SGD30-249.999K for brokerage fees. Have to add SGD0.38 to the total amount as that is the CDP charges and the stocks will be held by the bank that you have setup your SRS. I tend to add SGD0.38 to my order so as to avoid insufficient fund in SRS. Moreover, SGD0.38 will reflect as CDP charges under your SRS statement together with stocks purchased amount. In order to enjoy the good rate from poems cash plus for SRS fund, I have to park similar amount into cash plus account first. This is similar to DBS Vickers cash upfront.","highlighted":2,"essential":1,"paper":1,"likeSize":832,"commentSize":14,"repostSize":44,"favoriteSize":0,"link":"https://ttm.financial/post/435977758024472","repostId":0,"isVote":1,"tweetType":1,"viewCount":5267,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":[],"verified":2,"subType":0,"readableState":1,"langContent":"EN","currentLanguage":"EN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":true,"length":1708,"optionInvolvedFlag":false,"xxTargetLangEnum":"ORIG"},"commentList":[{"id":436435520397696,"commentId":"436435520397696","gmtCreate":1747526480121,"gmtModify":1747526485258,"authorId":4109324284357180,"author":{"id":4109324284357180,"idStr":"4109324284357180","authorId":4109324284357180,"name":"Ah_Meng","avatar":"https://community-static.tradeup.com/news/d97e00479f1ee9e647c7a76f8e8f4251","vip":1,"currentWearingBadge":{"badgeId":"1026c425416b44e0aac28c11a0848493-2","templateUuid":"1026c425416b44e0aac28c11a0848493","name":"Senior Tiger","description":"Join the tiger community for 1000 days","bigImgUrl":"https://static.tigerbbs.com/0063fb68ea29c9ae6858c58630e182d5","smallImgUrl":"https://static.tigerbbs.com/96c699a93be4214d4b49aea6a5a5d1a4","grayImgUrl":"https://static.tigerbbs.com/35b0e542a9ff77046ed69ef602bc105d","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2024.11.27","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1001},"crmLevel":12,"crmLevelSwitch":0,"individualDisplayBadges":[{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Published at least 3 PICK posts (or 10 IDEA posts) and, within the past 30 days, posted at least 1 PICK post (or 4 IDEA posts) and 1 comment","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":0,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2026.02.09","individualDisplayEnabled":1,"backgroundColor":{"dark":"#675a37","tint":"#f9ebc2"},"fontColor":{"dark":"#ffffff","tint":"#ab7a0e"},"individualDisplaySort":1,"categoryType":2007}]},"repliedAuthorId":0,"objectId":435977758024472,"objectIdStr":"435977758024472","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"Not easy, good job seeing it through… only thinking of passing something over to your decedents? Must be loaded [Tongue][Silence][Chuckle]","text":"Not easy, good job seeing it through… only thinking of passing something over to your decedents? Must be loaded [Tongue][Silence][Chuckle]","html":"Not easy, good job seeing it through… only thinking of passing something over to your decedents? Must be loaded [Tongue][Silence][Chuckle]","likeSize":1,"commentSize":3,"subComments":[{"id":436365008736936,"commentId":"436365008736936","gmtCreate":1747570235662,"gmtModify":1747574071408,"authorId":4100833454173050,"author":{"id":4100833454173050,"idStr":"4100833454173050","authorId":4100833454173050,"name":"DiAngel","avatar":"https://community-static.tradeup.com/news/f7c2ee91188421bf874cdbc97fb77886","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Published at least 3 PICK posts (or 10 IDEA posts) and, within the past 30 days, posted at least 1 PICK post (or 4 IDEA posts) and 1 comment","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.06.20","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":11,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":4109324284357180,"repliedAuthor":{"id":4109324284357180,"idStr":"4109324284357180","authorId":4109324284357180,"name":"Ah_Meng","avatar":"https://community-static.tradeup.com/news/d97e00479f1ee9e647c7a76f8e8f4251","vip":1,"currentWearingBadge":{"badgeId":"1026c425416b44e0aac28c11a0848493-2","templateUuid":"1026c425416b44e0aac28c11a0848493","name":"Senior Tiger","description":"Join the tiger community for 1000 days","bigImgUrl":"https://static.tigerbbs.com/0063fb68ea29c9ae6858c58630e182d5","smallImgUrl":"https://static.tigerbbs.com/96c699a93be4214d4b49aea6a5a5d1a4","grayImgUrl":"https://static.tigerbbs.com/35b0e542a9ff77046ed69ef602bc105d","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2024.11.27","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1001},"crmLevel":12,"crmLevelSwitch":0,"individualDisplayBadges":[{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Published at least 3 PICK posts (or 10 IDEA posts) and, within the past 30 days, posted at least 1 PICK post (or 4 IDEA posts) and 1 comment","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":0,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2026.02.09","individualDisplayEnabled":1,"backgroundColor":{"dark":"#675a37","tint":"#f9ebc2"},"fontColor":{"dark":"#ffffff","tint":"#ab7a0e"},"individualDisplaySort":1,"categoryType":2007}]},"objectId":435977758024472,"objectIdStr":"435977758024472","type":1,"supId":436435520397696,"supIdStr":"436435520397696","prevId":436489670504880,"prevIdStr":"436489670504880","content":"Yes. [ShakeHands] Every year set a new KPI. 🤭😇🙏[Chuckle][Bless][Happy][Smile][Tongue][Miser][Grin][Love you][Silence]","text":"Yes. [ShakeHands] Every year set a new KPI. 🤭😇🙏[Chuckle][Bless][Happy][Smile][Tongue][Miser][Grin][Love you][Silence]","html":"Yes. [ShakeHands] Every year set a new KPI. 🤭😇🙏[Chuckle][Bless][Happy][Smile][Tongue][Miser][Grin][Love you][Silence]","disclaimerType":0},{"id":436489670504880,"commentId":"436489670504880","gmtCreate":1747542753542,"gmtModify":1747542758633,"authorId":4109324284357180,"author":{"id":4109324284357180,"idStr":"4109324284357180","authorId":4109324284357180,"name":"Ah_Meng","avatar":"https://community-static.tradeup.com/news/d97e00479f1ee9e647c7a76f8e8f4251","vip":1,"currentWearingBadge":{"badgeId":"1026c425416b44e0aac28c11a0848493-2","templateUuid":"1026c425416b44e0aac28c11a0848493","name":"Senior Tiger","description":"Join the tiger community for 1000 days","bigImgUrl":"https://static.tigerbbs.com/0063fb68ea29c9ae6858c58630e182d5","smallImgUrl":"https://static.tigerbbs.com/96c699a93be4214d4b49aea6a5a5d1a4","grayImgUrl":"https://static.tigerbbs.com/35b0e542a9ff77046ed69ef602bc105d","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2024.11.27","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1001},"crmLevel":12,"crmLevelSwitch":0,"individualDisplayBadges":[{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Published at least 3 PICK posts (or 10 IDEA posts) and, within the past 30 days, posted at least 1 PICK post (or 4 IDEA posts) and 1 comment","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":0,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2026.02.09","individualDisplayEnabled":1,"backgroundColor":{"dark":"#675a37","tint":"#f9ebc2"},"fontColor":{"dark":"#ffffff","tint":"#ab7a0e"},"individualDisplaySort":1,"categoryType":2007}]},"repliedAuthorId":4100833454173050,"repliedAuthor":{"id":4100833454173050,"idStr":"4100833454173050","authorId":4100833454173050,"name":"DiAngel","avatar":"https://community-static.tradeup.com/news/f7c2ee91188421bf874cdbc97fb77886","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Published at least 3 PICK posts (or 10 IDEA posts) and, within the past 30 days, posted at least 1 PICK post (or 4 IDEA posts) and 1 comment","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.06.20","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":11,"crmLevelSwitch":0,"individualDisplayBadges":[]},"objectId":435977758024472,"objectIdStr":"435977758024472","type":1,"supId":436435520397696,"supIdStr":"436435520397696","prevId":436152775680120,"prevIdStr":"436152775680120","content":"As long as you achieve what you aim for is a win...","text":"As long as you achieve what you aim for is a win...","html":"As long as you achieve what you aim for is a win...","disclaimerType":0},{"id":436152775680120,"commentId":"436152775680120","gmtCreate":1747533929359,"gmtModify":1747533934038,"authorId":4100833454173050,"author":{"id":4100833454173050,"idStr":"4100833454173050","authorId":4100833454173050,"name":"DiAngel","avatar":"https://community-static.tradeup.com/news/f7c2ee91188421bf874cdbc97fb77886","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Published at least 3 PICK posts (or 10 IDEA posts) and, within the past 30 days, posted at least 1 PICK post (or 4 IDEA posts) and 1 comment","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.06.20","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":11,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":435977758024472,"objectIdStr":"435977758024472","type":1,"supId":436435520397696,"supIdStr":"436435520397696","prevId":0,"prevIdStr":"0","content":"Well, maybe my definition of loaded might be different from you. Just to give you a clue. I have achieved my KPI SGD36K from SG stocks using both cash &amp; SRS. If I deduct SRS portion, I still shortage of SGD5-6K.I think.anyway, I still have 7.5months to achieve using cash.","text":"Well, maybe my definition of loaded might be different from you. Just to give you a clue. I have achieved my KPI SGD36K from SG stocks using both cash &amp; SRS. If I deduct SRS portion, I still shortage of SGD5-6K.I think.anyway, I still have 7.5months to achieve using cash.","html":"Well, maybe my definition of loaded might be different from you. Just to give you a clue. I have achieved my KPI SGD36K from SG stocks using both cash &amp; SRS. If I deduct SRS portion, I still shortage of SGD5-6K.I think.anyway, I still have 7.5months to achieve using cash.","disclaimerType":0}],"verified":10,"allocateAmount":0,"commentType":"hot","coins":0,"score":0,"disclaimerType":0},{"id":436450093515104,"commentId":"436450093515104","gmtCreate":1747522613231,"gmtModify":1747533255024,"authorId":3583106134648492,"author":{"id":3583106134648492,"idStr":"3583106134648492","authorId":3583106134648492,"name":"Frosty4ever","avatar":"https://community-static.tradeup.com/news/58fdf90023b13bdabb45b46bb0d645e1","vip":1,"currentWearingBadge":{"badgeId":"a83d7582f45846ffbccbce770ce65d84-1","templateUuid":"a83d7582f45846ffbccbce770ce65d84","name":"实盘交易者","description":"完成一笔实盘交易","bigImgUrl":"https://static.tigerbbs.com/2e08a1cc2087a1de93402c2c290fa65b","smallImgUrl":"https://static.tigerbbs.com/4504a6397ce1137932d56e5f4ce27166","grayImgUrl":"https://static.tigerbbs.com/4b22c79415b4cd6e3d8ebc4a0fa32604","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1100},"hat":"https://static.tigerbbs.com/b073a07f77dbe6b3bec6b12311fde6bd","crmLevel":5,"crmLevelSwitch":1,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":435977758024472,"objectIdStr":"435977758024472","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"即使基础可能是好的，高费用也会把它变成别的东西。","text":"即使基础可能是好的，高费用也会把它变成别的东西。","html":"即使基础可能是好的，高费用也会把它变成别的东西。","likeSize":0,"commentSize":2,"subComments":[{"id":436495508713744,"commentId":"436495508713744","gmtCreate":1747533694322,"gmtModify":1747533699235,"authorId":4100833454173050,"author":{"id":4100833454173050,"idStr":"4100833454173050","authorId":4100833454173050,"name":"DiAngel","avatar":"https://community-static.tradeup.com/news/f7c2ee91188421bf874cdbc97fb77886","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"星级创作者","description":"累计发表精华帖>=3（或有料帖>=10），且30天内发表过至少一篇精华帖（或4篇有料帖）并参与过评论","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.06.20","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":11,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":435977758024472,"objectIdStr":"435977758024472","type":1,"supId":436450093515104,"supIdStr":"436450093515104","prevId":0,"prevIdStr":"0","content":"我仍在学习如何从星展银行乘数账户中产生更多利息。这是DBS paylah的直接削减！,投资，但不是为了收入，我发现这是一种有趣的计算方式[LOL][LOL][Happy][Chuckle].我不是在抱怨，但知道如何计算是件好事","text":"我仍在学习如何从星展银行乘数账户中产生更多利息。这是DBS paylah的直接削减！,投资，但不是为了收入，我发现这是一种有趣的计算方式[LOL][LOL][Happy][Chuckle].我不是在抱怨，但知道如何计算是件好事","html":"我仍在学习如何从星展银行乘数账户中产生更多利息。这是DBS paylah的直接削减！,投资，但不是为了收入，我发现这是一种有趣的计算方式[LOL][LOL][Happy][Chuckle].我不是在抱怨，但知道如何计算是件好事","disclaimerType":0},{"id":436215065584040,"commentId":"436215065584040","gmtCreate":1747533548463,"gmtModify":1747533553363,"authorId":4100833454173050,"author":{"id":4100833454173050,"idStr":"4100833454173050","authorId":4100833454173050,"name":"DiAngel","avatar":"https://community-static.tradeup.com/news/f7c2ee91188421bf874cdbc97fb77886","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"星级创作者","description":"累计发表精华帖>=3（或有料帖>=10），且30天内发表过至少一篇精华帖（或4篇有料帖）并参与过评论","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.06.20","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":11,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":435977758024472,"objectIdStr":"435977758024472","type":1,"supId":436450093515104,"supIdStr":"436450093515104","prevId":0,"prevIdStr":"0","content":"如果最低10美元的通信费对你来说很高，那么你是一个交易者，而不是一个投资。我认为FSM提供8.80美元，但与DBS Multiplier捆绑的DBS Vickers账户会产生一些收入利息，DBS paylah！，投资等。","text":"如果最低10美元的通信费对你来说很高，那么你是一个交易者，而不是一个投资。我认为FSM提供8.80美元，但与DBS Multiplier捆绑的DBS Vickers账户会产生一些收入利息，DBS paylah！，投资等。","html":"如果最低10美元的通信费对你来说很高，那么你是一个交易者，而不是一个投资。我认为FSM提供8.80美元，但与DBS Multiplier捆绑的DBS Vickers账户会产生一些收入利息，DBS paylah！，投资等。","disclaimerType":0}],"verified":10,"allocateAmount":0,"commentType":"hot","coins":0,"score":0,"disclaimerType":0},{"id":436526557724920,"commentId":"436526557724920","gmtCreate":1747609893045,"gmtModify":1747609897833,"authorId":3574547619690492,"author":{"id":3574547619690492,"idStr":"3574547619690492","authorId":3574547619690492,"name":"UTOtrader","avatar":"https://static.tigerbbs.com/82be6befb29ac8516e463638d3f659d5","vip":1,"currentWearingBadge":{"badgeId":"972123088c9646f7b6091ae0662215be-2","templateUuid":"972123088c9646f7b6091ae0662215be","name":"宗师交易员","description":"证券或期货账户累计交易次数达到100次","bigImgUrl":"https://static.tigerbbs.com/ad22cfbe2d05aa393b18e9226e4b0307","smallImgUrl":"https://static.tigerbbs.com/36702e6ff3ffe46acafee66cc85273ca","grayImgUrl":"https://static.tigerbbs.com/d52eb88fa385cf5abe2616ed63781765","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":"80.19%","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1100},"crmLevel":12,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":435977758024472,"objectIdStr":"435977758024472","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"你用dbs购买，股票在cdp，需要转让吗？","text":"你用dbs购买，股票在cdp，需要转让吗？","html":"你用dbs购买，股票在cdp，需要转让吗？","likeSize":0,"commentSize":2,"subComments":[{"id":436661256446072,"commentId":"436661256446072","gmtCreate":1747658070170,"gmtModify":1747658075069,"authorId":4100833454173050,"author":{"id":4100833454173050,"idStr":"4100833454173050","authorId":4100833454173050,"name":"DiAngel","avatar":"https://community-static.tradeup.com/news/f7c2ee91188421bf874cdbc97fb77886","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"星级创作者","description":"累计发表精华帖>=3（或有料帖>=10），且30天内发表过至少一篇精华帖（或4篇有料帖）并参与过评论","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.06.20","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":11,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":435977758024472,"objectIdStr":"435977758024472","type":1,"supId":436526557724920,"supIdStr":"436526557724920","prevId":0,"prevIdStr":"0","content":"如果你不想把它们从SRS账户转移到CDP，你可以卖掉它们，转换成现金提取。由于我所有的新加坡股票都是为下一代准备的，因此我不介意支付费用将它们转移到CDP。","text":"如果你不想把它们从SRS账户转移到CDP，你可以卖掉它们，转换成现金提取。由于我所有的新加坡股票都是为下一代准备的，因此我不介意支付费用将它们转移到CDP。","html":"如果你不想把它们从SRS账户转移到CDP，你可以卖掉它们，转换成现金提取。由于我所有的新加坡股票都是为下一代准备的，因此我不介意支付费用将它们转移到CDP。","disclaimerType":0},{"id":436722739999048,"commentId":"436722739999048","gmtCreate":1747657963807,"gmtModify":1747657968562,"authorId":4100833454173050,"author":{"id":4100833454173050,"idStr":"4100833454173050","authorId":4100833454173050,"name":"DiAngel","avatar":"https://community-static.tradeup.com/news/f7c2ee91188421bf874cdbc97fb77886","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"星级创作者","description":"累计发表精华帖>=3（或有料帖>=10），且30天内发表过至少一篇精华帖（或4篇有料帖）并参与过评论","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.06.20","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":11,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":435977758024472,"objectIdStr":"435977758024472","type":1,"supId":436526557724920,"supIdStr":"436526557724920","prevId":0,"prevIdStr":"0","content":"我想你一定是把DBS Vickers使用预付现金和使用poems cash plus使用SRS基金购买新加坡股票搞混了。星展维克斯->CDP，而poems现金加->SRS账户。当SRS到期提取时，我会将sg股票从SRS账户转移到CDP。当然，我可以卖掉它们","text":"我想你一定是把DBS Vickers使用预付现金和使用poems cash plus使用SRS基金购买新加坡股票搞混了。星展维克斯->CDP，而poems现金加->SRS账户。当SRS到期提取时，我会将sg股票从SRS账户转移到CDP。当然，我可以卖掉它们","html":"我想你一定是把DBS Vickers使用预付现金和使用poems cash plus使用SRS基金购买新加坡股票搞混了。星展维克斯->CDP，而poems现金加->SRS账户。当SRS到期提取时，我会将sg股票从SRS账户转移到CDP。当然，我可以卖掉它们","disclaimerType":0}],"verified":10,"allocateAmount":0,"commentType":"hot","coins":0,"score":0,"disclaimerType":0},{"id":436462892446016,"commentId":"436462892446016","gmtCreate":1747525393646,"gmtModify":1747525399639,"authorId":3574547619690492,"author":{"id":3574547619690492,"idStr":"3574547619690492","authorId":3574547619690492,"name":"UTOtrader","avatar":"https://static.tigerbbs.com/82be6befb29ac8516e463638d3f659d5","vip":1,"currentWearingBadge":{"badgeId":"972123088c9646f7b6091ae0662215be-2","templateUuid":"972123088c9646f7b6091ae0662215be","name":"Master Trader","description":"Total number of securities or futures transactions reached 100","bigImgUrl":"https://static.tigerbbs.com/ad22cfbe2d05aa393b18e9226e4b0307","smallImgUrl":"https://static.tigerbbs.com/36702e6ff3ffe46acafee66cc85273ca","grayImgUrl":"https://static.tigerbbs.com/d52eb88fa385cf5abe2616ed63781765","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":"80.07%","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1100},"crmLevel":12,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":435977758024472,"objectIdStr":"435977758024472","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"y u need to transfer to cdp?","text":"y u need to transfer to cdp?","html":"y u need to transfer to cdp?","likeSize":0,"commentSize":1,"subComments":[{"id":436428705316864,"commentId":"436428705316864","gmtCreate":1747533301745,"gmtModify":1747533306603,"authorId":4100833454173050,"author":{"id":4100833454173050,"idStr":"4100833454173050","authorId":4100833454173050,"name":"DiAngel","avatar":"https://community-static.tradeup.com/news/f7c2ee91188421bf874cdbc97fb77886","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Published at least 3 PICK posts (or 10 IDEA posts) and, within the past 30 days, posted at least 1 PICK post (or 4 IDEA posts) and 1 comment","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.06.20","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":11,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":435977758024472,"objectIdStr":"435977758024472","type":1,"supId":436462892446016,"supIdStr":"436462892446016","prevId":0,"prevIdStr":"0","content":"I m a long term investor n I kept blue chips for dividends for my next generation","text":"I m a long term investor n I kept blue chips for dividends for my next generation","html":"I m a long term investor n I kept blue chips for dividends for my next generation","disclaimerType":0}],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0,"disclaimerType":0},{"id":436051667403056,"commentId":"436051667403056","gmtCreate":1747493831226,"gmtModify":1747493835928,"authorId":3574752437126777,"author":{"id":3574752437126777,"idStr":"3574752437126777","authorId":3574752437126777,"name":"1PC","avatar":"https://community-static.tradeup.com/news/d93d931cb700e24c910644542320e877","vip":1,"currentWearingBadge":{"badgeId":"1026c425416b44e0aac28c11a0848493-2","templateUuid":"1026c425416b44e0aac28c11a0848493","name":"Senior Tiger","description":"Join the tiger community for 1000 days","bigImgUrl":"https://static.tigerbbs.com/0063fb68ea29c9ae6858c58630e182d5","smallImgUrl":"https://static.tigerbbs.com/96c699a93be4214d4b49aea6a5a5d1a4","grayImgUrl":"https://static.tigerbbs.com/35b0e542a9ff77046ed69ef602bc105d","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.10.24","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1001},"crmLevel":12,"crmLevelSwitch":0,"individualDisplayBadges":[{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Published at least 3 PICK posts (or 10 IDEA posts) and, within the past 30 days, posted at least 1 PICK post (or 4 IDEA posts) and 1 comment","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":0,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2026.02.04","individualDisplayEnabled":1,"backgroundColor":{"dark":"#675a37","tint":"#f9ebc2"},"fontColor":{"dark":"#ffffff","tint":"#ab7a0e"},"individualDisplaySort":1,"categoryType":2007}]},"repliedAuthorId":0,"objectId":435977758024472,"objectIdStr":"435977758024472","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"Congratulations 🎉👏","text":"Congratulations 🎉👏","html":"Congratulations 🎉👏","likeSize":0,"commentSize":1,"subComments":[{"id":436051978404624,"commentId":"436051978404624","gmtCreate":1747494126706,"gmtModify":1747494131623,"authorId":4100833454173050,"author":{"id":4100833454173050,"idStr":"4100833454173050","authorId":4100833454173050,"name":"DiAngel","avatar":"https://community-static.tradeup.com/news/f7c2ee91188421bf874cdbc97fb77886","vip":1,"currentWearingBadge":{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Published at least 3 PICK posts (or 10 IDEA posts) and, within the past 30 days, posted at least 1 PICK post (or 4 IDEA posts) and 1 comment","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.06.20","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":2007},"crmLevel":11,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":435977758024472,"objectIdStr":"435977758024472","type":1,"supId":436051667403056,"supIdStr":"436051667403056","prevId":0,"prevIdStr":"0","content":"[ShakeHands] Thank you","text":"[ShakeHands] Thank you","html":"[ShakeHands] Thank you","disclaimerType":0}],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0,"disclaimerType":0}],"isCommentEnd":false,"isTiger":false,"isWeiXinMini":false,"url":"/m/post/435977758024472"}