Free Cash Is Coming This December: What Will You Do With Yours?

Tiger_SG
11-13
Reward Tiger-CoinsReward 500 Tiger-coins

Starting 5 December 2025, around 3 million Singaporeans will receive cash payouts between S$100 and S$600 — part of the government’s enhanced Assurance Package (AP) announced in Budget 2023.

These payouts are meant to help households cope with rising living costs, and will continue every December until 2026, totaling S$700–S$2,250 per eligible adult over five years.

Who gets what?

💡 Tip: Link your PayNow-NRIC by 23 Nov to receive the payout fastest — by 5 Dec! Otherwise, you’ll get it later via GIRO or GovCash.

🗣 Let’s Talk — What Would You Do With the Cash?

Some people plan to:

  • 💳 Offset year-end expenses or Christmas gifts

  • 💹 Add to investment portfolios (S-REITs, T-bills, stocks)

  • 🎓 Use for education or skills upgrading

We’d love to hear from you —

How will you use your AP cash this year?

Would you rather spend it, save it, or invest it?

If you invest, where would you put your S$600 — fixed deposits, REITs, or even Bitcoin?

🎁 Community Challenge:

Share your “AP Cash Plan” below — we’ll reward 10 most creative answers with 50 Tiger Coins each!

Each participating tiger would get at least 5 tiger coins!

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Free Cash Is Coming This December: What Will You Do With Yours?
Starting 5 December 2025, around 3 million Singaporeans will receive cash payouts between S$100 and S$600 — part of the government’s enhanced Assurance Package (AP) announced in Budget 2023. How will you use your AP cash this year? Would you rather spend it, save it, or invest it? If you invest, where would you put your S$600 — fixed deposits, REITs, or even Bitcoin? 🎁 Community Challenge: Share your “AP Cash Plan” below — we’ll reward 10 most creative answers with 50 Tiger Coins each!
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.
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Comments

  • Shyon
    11-13
    Shyon
    I’m not a Singaporean citizen, so I’m not entitled to receive the Assurance Package payout. But if I were eligible, I’d definitely put that money to work rather than spend it. To me, even a small sum like S$600 can grow meaningfully over time if invested wisely — it’s all about mindset and consistency.

    If I received the payout, I’d likely allocate it toward investments such as S-REITs, T-bills, or even add to my existing ETF portfolio. These options strike a good balance between stability and steady returns, especially in today’s uncertain environment. The goal would be to turn a one-off payout into a small but growing income stream.

    That said, I’d also view it as an opportunity to practice disciplined investing — treating it not as “free money” but as capital that deserves thoughtful allocation. After all, building wealth starts with how we manage every dollar, no matter how small.

    @Tiger_SG @TigerStars @Tiger_comments

  • Lanceljx
    11-15
    Lanceljx
    If I were handling this year’s S$600 AP cash, I’d keep it practical. If essentials or medical costs are tight, spending part of it is perfectly reasonable—it removes stress and acts like a guaranteed return. If stability is the goal, I’d place it in a high-yield savings account or a 6-month T-Bill for safe, predictable growth. For investment, REITs offer 5–7% yields but fluctuate, while Bitcoin is high-risk and only suitable if you’re prepared for big swings. My balanced approach would be: 40% saved, 40% in T-Bills or fixed deposits, 20% in a higher-risk play such as Bitcoin or tech ETFs, keeping both stability and upside in view.
  • Alihuat
    11-14
    Alihuat
    Receiving the $100 Assurance Package is a fantastic start, and I have a powerful plan for it! I view this not as a simple payout, but as my initial investment fuel. I will use Tiger's platform to carefully invest this amount when the market offers a low entry point, allowing my $100 to begin its growth journey. By combining my relentless grit with the cutting-edge AI wisdom from Tiger, I am confident I can transform this grant into a significant nest egg. My goal is to actively grow this 'free money' into a substantial fund that secures my retirement plans.
  • Aqa
    11-13
    Aqa
    [Happy] Open Cash Boost Account now with the Assurance Package Cash Payment that is coming! Qualified Singaporeans will get cash S$100 to S$600. Should I spend it, save it, or invest it? I am thinking of using it to offset my year-end expenses and Christmas gifts, or the skills upgrading course I will be taking up. It adds to my investment portfolio indirectly. This little money really helps me cope with the rising living costs. I wish there is more coming because my house is old and it needs some renovation work urgently. Thank and big ‘Like’ @Tiger_SG @TigerStars @Tiger_comments @MillionaireTiger @icycrystal
  • 1PC
    11-13
    1PC
    🙂 Nice 👍. If the Assurance Package 📦 could be used on Investment, that will be my 1st Choice 😉😜 💪. If it can't, then it will be self upgrading or household expenses 😞.  @JC888 @Barcode @koolgal @Aqa @DiAngel @Shernice軒嬣 2000 @Shyon
    • Shyon
      Thanks for sharing
  • Tiger_SG
    11-18
    Tiger_SG
    Thank you all for participating in my event! 🎉 You can check your coins under Tiger Coins Center → History, from Community Distribution. 🐯💰
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