In 2025, more Tiger investors than ever are hitting the million-dollar mark. Through our “The Road to Million Dollars” series, we sit down with these standout traders to explore how they think, stay disciplined, and grow along the way.
At Tiger, investing isn’t just about profit and loss — it’s a journey from ambition to achievement. We hope their stories inspire others to set clear goals and turn the idea of a million dollars from a dream into something real and attainable.
The subject of this issue is a full-time investor from the "Post-90s" generation. He started with IPO subscriptions in Hong Kong and the US, gradually building his own investment system. His logic is simple to state but difficult to execute: "Buying a stock is buying the company."
Through persistence, research, and judgment, he has navigated crashes and held onto trends. From the collapse and subsequent rally of $Tempus AI(TEM)$ to achieving nearly 3x returns on $Palantir Technologies Inc.(PLTR)$ , he constructed a minimalist framework of "not intentionally controlling risk," which has shown astonishing resilience under long-term market testing.
I. From IPO Hunter to Full-Time Investor: A "Research-Driven" Path
A millennial (Post-90s) with years of corporate experience, he eventually chose to become a full-time investor and content creator.
2020: With the Hong Kong and US IPO markets heating up, he opened a Tiger account to systematically study listed companies and primary market data.
2021: He pivoted to the secondary market, formally entering a long-term investment phase across A-shares, Hong Kong stocks, and US stocks.
He says: "I have always treated stocks as companies, not just bargaining chips."
II. Investment Strategy: Era Trends + Company Value = Long-Term Holding
His core view is straightforward: "Buying a stock is buying the company." He believes companies create value alongside GDP and economic growth, so his strategy is firmly biased toward the long term. Currently, his macro focus is on the entire AI industry chain.
His investment logic forms a triangle:
Look at the Trend of the Era
Look at Industry Positioning
Look at Management & Governance
Short-term opportunities may be participated in, but they never shake his long-term holding framework.
III. The Darkest Moment: The Night $Tempus AI(TEM)$ Crashed 19%
His most unforgettable challenge occurred in May 2025. Tempus AI, a stock he held a heavy position in, was suddenly hit by a short report from Spruce Point, causing a single-day drop of 19.23%. The two main allegations were:
The founder’s past ventures had lost money for investors.
The revenue share from actual AI business was perceived to be low.
His reaction was not panic, but a review of his core logic:
Tempus AI’s medical data platform is key infrastructure for precision medicine. The founder’s motivation stems from the difficulty of accessing data when his wife had breast cancer—this mission hadn't changed.
The company explained in a shareholder letter that AI is the core of the business, but the naming convention "AI Applications" caused a misunderstanding.
Based on the fact that his logic remained intact, he chose to hold. The result proved him right: the stock subsequently rebounded and even broke through $100.
IV. How to Pick Stocks? He Looks at Only Three Things
His criteria are distinct:
Macro Level: Major trends of the era (Currently, the only main line is AI). He believes the transformative depth of AI has not yet been fully realized.
Institutional Consensus: Referencing holdings of top-tier global institutions (ARK, Hillhouse, Baillie Gifford, Himalaya Capital).
Management: Shareholding levels, incentive mechanisms, and team quality. He views management as the "most ignored but most critical" factor in investing.
V. Risk & Return: No Stop-Loss, Only "Logic-Loss"
He admits: "The biggest risk is the company itself, not the stock price." Therefore, his risk control is unique:
Read all public materials thoroughly before investing.
Clarify the company's true value logic.
If the logic hasn't changed, hold firm.
If a better company is found, rotate capital.
He does not intentionally balance risk and reward or set fixed stop-loss points. He argues that since stock investing is fundamentally company investing, the answers lie within the company, not in price fluctuations.
VI. The Most Memorable Trade: All-In on $Palantir Technologies Inc.(PLTR)$ (From -63% to 3x Gains)
His story isn't about "perfection." In 2020, he noticed Palantir (PLTR) after researching Peter Thiel’s background. He continued to add to his position, eventually going "all-in" with a fearless attitude on May 9, 2022.
Average Cost: $15.87
The Low Point: PLTR dropped to $5.84 (Max floating loss > 63%).
Why he held on:
His account had already doubled previously (cushioning the blow).
Deep conviction in PLTR’s business model.
Belief in its long-term moat in government and enterprise data.
He finally began trimming his position in September 2024 and sold out completely in early 2025, achieving a ~300% return. This trade taught him: Cognition determines position size; position size amplifies the bias of your cognition, but also amplifies the rewards.
VII. Trend Judgment: AI is the Only Main Line
He breaks AI investing down into three layers:
Hardware (Compute): $NVIDIA(NVDA)$ → $Taiwan Semiconductor Manufacturing(TSM)$ → $ASML Holding NV(ASML)$ (The foundational productivity).
Infrastructure (Cloud + Network): $Microsoft(MSFT)$ / $Alphabet(GOOG)$ $Alphabet(GOOGL)$ / $Amazon.com(AMZN)$ , plus $Cloudflare, Inc.(NET)$ (his key focus).
Application Layer (Real World Deployment): $Tesla Motors(TSLA)$ , $Recursion Pharmaceuticals, Inc.(RXRX)$ , $Meta Platforms, Inc.(META)$ , $Spotify Technology S.A.(SPOT)$ , $Tempus AI(TEM)$ , etc.
He states: "AI is not a bubble; it is a foundational revolution like electricity or the internet. The real task is finding the companies that benefit most."
VIII. Primary Sources of Returns: From Doubling on IPOs to Catching AI Giants
His profit structure is distinct and evolved over time:
Early Phase: Doubled his account value through Hong Kong and US IPO subscriptions.
Middle Phase: Achieved nearly 3x returns on PLTR.
Recent Phase: Tempus AI and Cloudflare are currently his main sources of profit.
In the AI sector, he successfully identified several key inflection points, resulting in highly concentrated gains.
IX. Information is the Lifeline of Investing
To ensure thorough research, he digs into almost every piece of available material. His main channels for information include:
Official Investor Relations (IR) websites of listed companies.
Prospectuses, Annual Reports (10-K), and Quarterly Reports (10-Q).
Official websites of top-tier investment institutions.
The "Headlines" column in the Tiger app, which he checks daily.
He says:
"If you view a company as a business you are buying out entirely, you will naturally feel compelled to verify every single detail."
X. How the Tiger Platform Helped
He highlights the most practical features of the Tiger Brokers app:
Earnings Calendar: Clear markers on his watchlist indicating when financial reports will be released.
Instant Alerts: Immediate push notifications for major events regarding his watched stocks.
News Feed: The "Headlines" section is his essential channel for daily information.
XI. The Biggest Investment Harvest
He believes that making money is just the result. The true harvest is internal: The ability to stick to one's own judgment amidst market volatility, without being swayed by the ups and downs of prices.
XII. A Word of Advice for Beginners
His Investment Motto:
"Buying a stock is buying the company."
His Advice to Newcomers:
First, understand the true nature of the stock market.
Understand the types of market participants and their behavioral patterns.
Build a strategy using your own methods.
Research the company before you research the stock price.
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