Before looking ahead, let’s re

Before looking ahead, let’s review how the three local giants diverged in 2025—a key factor driving current market sentiment:

DBS surged 28%. Fueled by high dividend visibility and a boom in its wealth management segment, it was the undisputed market leader.

OCBC rose 19%. Investors were optimistic about its wealth management prospects and potential for further capital returns.

UOB fell 4%. The laggard of the group, weighed down by earnings disappointments and concerns over asset quality (particularly US and Greater China real estate exposure).

DBS Q4 Profit -10%: More Decline On The Way With Record High?

DBS Group shares slipped 1.9% intraday after Q4 net profit fell ~10% YoY to S$2.36B, missing consensus S$2.52B. Net interest margin compressed sharply to 2.34% (vs 2.77%), offsetting strong +13.5% fee income growth. While full-year profit dipped 3.2%, total dividends jumped 38% to S$3.06, supported by capital return payouts through 2027. After a ~60% rally since last April and a recent record high, investors are reassessing rate headwinds versus capital returns. Is this just post-earnings digestion—or the start of a deeper bank rotation?

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

We need your insight to fill this gap

Leave a comment

{"i18n":{"language":"en_US"},"detailType":1,"isChannel":false,"data":{"magic":2,"id":529890460418568,"tweetId":"529890460418568","gmtCreate":1770389461138,"gmtModify":1770389612766,"author":{"id":4144844151777102,"idStr":"4144844151777102","authorId":4144844151777102,"authorIdStr":"4144844151777102","name":"Cadi Poon","avatar":"https://community-static.tradeup.com/news/c61260ad7946980c4c2c1b47d8284c1e","vip":1,"userType":1,"introduction":"","boolIsFan":false,"boolIsHead":false,"crmLevel":11,"crmLevelSwitch":0,"individualDisplayBadges":[],"fanSize":56,"starInvestorFlag":false},"themes":[{"themeId":"65b8e536bfd64ced80468b36b2dcf4e3","categoryId":"7cf744760f454845a1870a05ea4e151d","name":"DBS Q4 Profit -10%: More Decline On The Way With Record High?","type":0,"rnLink":"https://laohu8.com/RN?name=RNTheme&page=/theme/detail&rndata={\"themeId\":65b8e536bfd64ced80468b36b2dcf4e3}&rnconfig={\"headerBarHidden\": true}","description":"DBS Group shares slipped 1.9% intraday after Q4 net profit fell ~10% YoY to S$2.36B, missing consensus S$2.52B. Net interest margin compressed sharply to 2.34% (vs 2.77%), offsetting strong +13.5% fee income growth. While full-year profit dipped 3.2%, total dividends jumped 38% to S$3.06, supported by capital return payouts through 2027. After a ~60% rally since last April and a recent record high, investors are reassessing rate headwinds versus capital returns.\n\nIs this just post-earnings digestion—or the start of a deeper bank rotation?","image":"https://community-static.tradeup.com/news/d6bac49ab89449b08526b26d89ba08f1"}],"images":[],"coverImages":[],"html":"<html><head></head><body>Before looking ahead, let’s review how the three local giants diverged in 2025—a key factor driving current market sentiment:\n\nDBS surged 28%. Fueled by high dividend visibility and a boom in its wealth management segment, it was the undisputed market leader.\nOCBC rose 19%. Investors were optimistic about its wealth management prospects and potential for further capital returns.\nUOB fell 4%. The laggard of the group, weighed down by earnings disappointments and concerns over asset quality (particularly US and Greater China real estate exposure).</body></html>","htmlText":"<html><head></head><body>Before looking ahead, let’s review how the three local giants diverged in 2025—a key factor driving current market sentiment:\n\nDBS surged 28%. Fueled by high dividend visibility and a boom in its wealth management segment, it was the undisputed market leader.\nOCBC rose 19%. Investors were optimistic about its wealth management prospects and potential for further capital returns.\nUOB fell 4%. The laggard of the group, weighed down by earnings disappointments and concerns over asset quality (particularly US and Greater China real estate exposure).</body></html>","text":"Before looking ahead, let’s review how the three local giants diverged in 2025—a key factor driving current market sentiment: DBS surged 28%. Fueled by high dividend visibility and a boom in its wealth management segment, it was the undisputed market leader. OCBC rose 19%. Investors were optimistic about its wealth management prospects and potential for further capital returns. UOB fell 4%. The laggard of the group, weighed down by earnings disappointments and concerns over asset quality (particularly US and Greater China real estate exposure).","highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"link":"https://ttm.financial/post/529890460418568","repostId":0,"isVote":1,"tweetType":1,"viewCount":183,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":[],"verified":2,"subType":0,"readableState":1,"langContent":"EN","currentLanguage":"EN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":false,"length":467,"optionInvolvedFlag":false,"xxTargetLangEnum":"ORIG"},"commentList":[],"isCommentEnd":true,"isTiger":false,"isWeiXinMini":false,"url":"/m/post/529890460418568"}