Figma's Financial Frontier: The Profitability Pivot

koolgal
02-20

๐ŸŒŸ๐ŸŒŸ๐ŸŒŸWhile the broader SaaS market is trotting slowly, Figma $Figma(FIG)$ has just ignited its engines and left the stable in a cloud of digital gold.


What is Figma?  The "Digital Stable" of Creation 

If you are new to the race, Figma is the undisputed "Command Centre" for modern design.

The Interface King:  Figma is a cloud based collaborative tool used by millions to design everything from the TikTok interface to the SpaceX flight software dashboards.

The "Social" of Design :   Unlike old school tools, Figma allows dozens of designers to work on the same "canvas" in real time.  Figma is like the "Google Docs" for the world's most creative minds.


The Q4 "Fire Horse" Sprint : Figma's Masterclass in Execution 

On February 18 2026, Figma didn't just report.  It galloped.  While other SaaS names are struggling with AI Fatigue, Figma is proving that AI is its ultimate turbocharger.

The Revenue Leap:  Q4 26 revenue hit USD 303.8 million , up a massive 40%, crushing expectations.

The Earnings Beat:  Adjusted EPS came in at USD 0.08, leaving the USD 0.06 consensus in the dust.

The USD 1.37 Billion Runway: Guidance for FY 2026 was raised to a powerful USD 1.366 Billion to USD 1.37 billion, signalling a 30% growth trajectory fueied by a new AI Credit monetisation model launching in March 2026.

AI Explosion : Weekly Active Users for Figma Make which is Figma's AI suite, surged 70% quarter on quarter, backed by strong partnerships with Anthropic and OpenAI. 

The Pre Market Surge:  Shares jumped nearly 16% as investors realised this stallion has plenty of runway left.


The Profitability Puzzle:  Is Figma a "Cash Cow" yet?

To be frank, Figma's profitability depends on which "lens" you use.

The Non-GAAP Winner:  Figma is officially a profit machine on an adjusted basis, posting USD 43 million in net income.  This shows that the core engine is lean, mean and efficient.

The GAAP Reality:  The official books show a USD 226.6 million loss.  This is mostly due to one time stock based compensation from their 2025 IPO.

The Gold Metric:  The real winner for Figma is the Adjusted Free Cash Flow of USD 38.5 million.  Combined with a fortress like USD 1.7 billion cash pile, Figma is a "self funded stallion" that does not need to beg for capital.


Analyst Consensus and Technicals 

Target Price :  Post earnings , the average 12 month target price has shifted toward USD 41.18 to USD 43.25, with some analysts eyeing targets as high as USD 69.

Technical Signals:  The 16% jump pushed Figma toward its 50 day moving average of USD 23.46.  However the 200 day moving average of USD 27.11 remains the major resistance level to clear for a true trend reversal.


The Bottom Line 

Figma is proving that in the Year of the Fire Horse that Creativity plus AI equals Success on Autopilot.  Figma is the rare SaaS stallion that is actually harvesting the AI revolution to grow its moat.


To The Wonderful Tiger Community:

May your portfolio have the stamina of a USD 1.7 billion cash pile and the speed of a USD 1.37 billion revenue sprint like Figma.

May your Success stay on Autopilot.

May you always have the AI Turbo to reach the moon!๐Ÿงง๐Ÿงง๐Ÿงง๐Ÿš€๐Ÿš€๐Ÿš€๐ŸŒ›๐ŸŒ›๐ŸŒ›๐Ÿ’ฐ๐Ÿ’ฐ๐Ÿ’ฐ


@Tiger_comments  @TigerStars  @Tiger_SG  @TigerClub  @CaptainTiger  

Figma Beats But SaaS Lags: Time to Buy After Strong Earnings?
Figma delivered 40% Q4 revenue growth to $303.8M, beating expectations, with adjusted EPS of $0.08 vs. $0.06 consensus. Shares jumped nearly 16% premarket. Guidance impressed even more: Q1 revenue of $315Mโ€“$317M and FY2026 revenue of up to $1.374Bโ€”well above estimates. AI traction is accelerating, with Figma Make weekly active users up 70% QoQ. Partnerships with Anthropic and OpenAI reinforce its platform positioning. Is Figma proving AI enhances? A buy after the strong earnings?
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

  • Moreau360
    02-21 20:42
    Moreau360
    ่ท็ฆปๅ…ถIPOไปทๆ ผ่ฟ˜ๆœ‰ๅพˆ้•ฟ็š„่ทฏ่ฆ่ตฐโ€ฆโ€ฆ
  • zuma
    02-21 07:16
    zuma
    thx
    • koolgal:ย 
      Gong Xi Fa Cai ๐Ÿงง๐Ÿงง๐Ÿงง
    • koolgal:ย 
      May you have a winning year ahead ๐ŸŒˆ๐ŸŒˆ๐ŸŒˆ๐Ÿ’ฐ๐Ÿ’ฐ๐Ÿ’ฐ
    • koolgal:ย 
      Appreciate your support ๐Ÿฅฐ๐Ÿฅฐ๐Ÿฅฐ
    • koolgal:ย 
      My pleasure ๐Ÿฅฐ๐Ÿฅฐ๐Ÿฅฐ
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