UOB Drops 4% on Profit Decline! Can OCBC Buck the Trend?
UOB’s Q4 net profit fell 7% to S$1.41B, missing estimates, as lower rates compressed margins. FY2025 profit dropped 23% to S$4.7B, partly due to nearly S$1B in provisions. The bank trimmed its 2026 fee growth outlook to high single digits amid macro uncertainty.
Yet across its four core Asean markets (Indonesia, Malaysia, Thailand, Vietnam), total income rose 5%, outperforming the group’s 3% decline. Management remains upbeat on intra-regional trade resilience despite fresh US tariffs.
Prolonged margin pressure in a lower-rate cycle?
What to focus for OCBC?
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.
Comments