"I Reverse-Engineered UOB's Real Earnings From One Public Number.” 🦖

The Investing Iguana

"I Reverse-Engineered UOB's Real Earnings From One Public Number.” 🦖

🔍 The Angle

What if the most important number for your UOB income is not the yield, but the payout cap management quietly hard-codes into policy? Once you accept that UOB has nailed ordinary dividends to a 50 percent earnings ceiling, every 10 percent price jump suddenly looks very different. The real story is how far the earnings per share behind that S$1.56 dividend still has to climb before your income math clears your own hurdle, not what the stock did this week.

💰 What It Means For You

If UOB keeps that S$1.56 ordinary dividend while the share price sits around S$44.40, you are only getting roughly 3.5 percent on your money, below a lot of CPF and SRS alternatives. To get to a 4.7 percent income hurdle at today’s price, you would need about S$2.09 of annual dividend and roughly S$4.17 of earnings, which is about one third higher than the S$3.12 you can back solve today. Iggy's Forensic Zone: Zone 2, Preliminary, tells you this is a “watch the earnings, not the headlines” situation, not a settled income anchor.

📺 YouTube: https://youtu.be/GLJIgMGk-w0

📩 Substack: https://investingiguana.com/p/i-reverse-engineered-uobs-real-earnings

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Comments

We need your insight to fill this gap

Leave a comment

1

1

{"i18n":{"language":"en_US"},"detailType":1,"isChannel":false,"data":{"magic":2,"id":584895059162160,"tweetId":"584895059162160","gmtCreate":1783826752650,"gmtModify":1783828497700,"author":{"id":4116373681054822,"idStr":"4116373681054822","authorId":4116373681054822,"authorIdStr":"4116373681054822","name":"The Investing Iguana","avatar":"https://community-static.tradeup.com/news/a5b8d1ba313947828839993eb5115542","vip":1,"userType":1,"introduction":"","boolIsFan":false,"boolIsHead":false,"crmLevel":11,"crmLevelSwitch":1,"currentWearingBadge":{"badgeId":"29815c1501c442c58b708482689df577-1","templateUuid":"29815c1501c442c58b708482689df577","name":"Emerging Contributor","description":"Contributors who received Editor's Pick for the 1st time","bigImgUrl":"https://static.tigerbbs.com/4ce9180a952c61a51c39f70d533b81a7","smallImgUrl":"https://static.tigerbbs.com/f98cf16cf4b858114f7ab9a779f9e6f1","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.06.12","individualDisplayEnabled":0},"individualDisplayBadges":[{"badgeId":"9427a906234c4b18a82ec3d7730b7fa8-1","templateUuid":"9427a906234c4b18a82ec3d7730b7fa8","name":"Star Contributor","description":"Published at least 3 PICK posts (or 10 IDEA posts) and, within the past 30 days, posted at least 1 PICK post (or 4 IDEA posts) and 1 comment","bigImgUrl":"https://community-static.tradeup.com/news/1866dcf97a73be1c330f85862546aedc","smallImgUrl":"https://community-static.tradeup.com/news/4f5c5fa8e2c7683bb5a7fce8753ee456","redirectLinkEnabled":1,"redirectLink":"https://ttm.financial/activity/market/2023/star-contributors/","hasAllocated":1,"isWearing":0,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2026.07.08","individualDisplayEnabled":1,"backgroundColor":{"dark":"#675a37","tint":"#f9ebc2"},"fontColor":{"dark":"#ffffff","tint":"#ab7a0e"}}],"wearingBadges":[{"badgeId":"29815c1501c442c58b708482689df577-1","name":"Emerging Contributor","description":"Contributors who received Editor's Pick for the 1st time","smallImgUrl":"https://static.tigerbbs.com/f98cf16cf4b858114f7ab9a779f9e6f1","bigImgUrl":"https://static.tigerbbs.com/4ce9180a952c61a51c39f70d533b81a7","isScarce":0,"effectEnabled":0,"redirectLinkEnabled":0,"redirectLinkValidityFrom":1645614000000,"redirectLinkValidityTo":1742295600000}],"fanSize":2529,"starInvestorFlag":false},"themes":[],"images":[{"img":"https://community-static.tradeup.com/news/c8e704b694812204b50727fc93b79c29","width":"1920","height":"1080"}],"coverImages":[{"img":"https://community-static.tradeup.com/news/c8e704b694812204b50727fc93b79c29","width":"1920","height":"1080"}],"title":"\"I Reverse-Engineered UOB's Real Earnings From One Public Number.” 🦖","html":"<html><head></head><body><p></p>\n<p class=\"t-img-caption\"><img src=\"https://community-static.tradeup.com/news/c8e704b694812204b50727fc93b79c29\" tg-width=\"1920\" tg-height=\"1080\"></p>\n<p><strong>\"I Reverse-Engineered UOB's Real Earnings From One Public Number.” 🦖</strong></p>\n<p>🔍 The Angle</p>\n<p>What if the most important number for your UOB income is not the yield, but the payout cap management quietly hard-codes into policy? Once you accept that UOB has nailed ordinary dividends to a 50 percent earnings ceiling, every 10 percent price jump suddenly looks very different. The real story is how far the earnings per share behind that S$1.56 dividend still has to climb before your income math clears your own hurdle, not what the stock did this week.</p>\n<p>💰 What It Means For You</p>\n<p>If UOB keeps that S$1.56 ordinary dividend while the share price sits around S$44.40, you are only getting roughly 3.5 percent on your money, below a lot of CPF and SRS alternatives. To get to a 4.7 percent income hurdle at today’s price, you would need about S$2.09 of annual dividend and roughly S$4.17 of earnings, which is about one third higher than the S$3.12 you can back solve today. Iggy's Forensic Zone: Zone 2, Preliminary, tells you this is a “watch the earnings, not the headlines” situation, not a settled income anchor.</p>\n<p>📺 YouTube: https://youtu.be/GLJIgMGk-w0</p>\n<p>📩 Substack: https://investingiguana.com/p/i-reverse-engineered-uobs-real-earnings</p></body></html>","htmlText":"<html><head></head><body><p></p>\n<p class=\"t-img-caption\"><img src=\"https://community-static.tradeup.com/news/c8e704b694812204b50727fc93b79c29\" tg-width=\"1920\" tg-height=\"1080\"></p>\n<p><strong>\"I Reverse-Engineered UOB's Real Earnings From One Public Number.” 🦖</strong></p>\n<p>🔍 The Angle</p>\n<p>What if the most important number for your UOB income is not the yield, but the payout cap management quietly hard-codes into policy? Once you accept that UOB has nailed ordinary dividends to a 50 percent earnings ceiling, every 10 percent price jump suddenly looks very different. The real story is how far the earnings per share behind that S$1.56 dividend still has to climb before your income math clears your own hurdle, not what the stock did this week.</p>\n<p>💰 What It Means For You</p>\n<p>If UOB keeps that S$1.56 ordinary dividend while the share price sits around S$44.40, you are only getting roughly 3.5 percent on your money, below a lot of CPF and SRS alternatives. To get to a 4.7 percent income hurdle at today’s price, you would need about S$2.09 of annual dividend and roughly S$4.17 of earnings, which is about one third higher than the S$3.12 you can back solve today. Iggy's Forensic Zone: Zone 2, Preliminary, tells you this is a “watch the earnings, not the headlines” situation, not a settled income anchor.</p>\n<p>📺 YouTube: https://youtu.be/GLJIgMGk-w0</p>\n<p>📩 Substack: https://investingiguana.com/p/i-reverse-engineered-uobs-real-earnings</p></body></html>","text":"\"I Reverse-Engineered UOB's Real Earnings From One Public Number.” 🦖 🔍 The Angle What if the most important number for your UOB income is not the yield, but the payout cap management quietly hard-codes into policy? Once you accept that UOB has nailed ordinary dividends to a 50 percent earnings ceiling, every 10 percent price jump suddenly looks very different. The real story is how far the earnings per share behind that S$1.56 dividend still has to climb before your income math clears your own hurdle, not what the stock did this week. 💰 What It Means For You If UOB keeps that S$1.56 ordinary dividend while the share price sits around S$44.40, you are only getting roughly 3.5 percent on your money, below a lot of CPF and SRS alternatives. To get to a 4.7 percent income hurdle at today’s price, you would need about S$2.09 of annual dividend and roughly S$4.17 of earnings, which is about one third higher than the S$3.12 you can back solve today. Iggy's Forensic Zone: Zone 2, Preliminary, tells you this is a “watch the earnings, not the headlines” situation, not a settled income anchor. 📺 YouTube: https://youtu.be/GLJIgMGk-w0 📩 Substack: https://investingiguana.com/p/i-reverse-engineered-uobs-real-earnings","highlighted":1,"essential":1,"paper":2,"likeSize":1,"commentSize":0,"repostSize":1,"favoriteSize":0,"link":"https://ttm.financial/post/584895059162160","repostId":0,"isVote":1,"tweetType":1,"viewCount":27,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":[],"verified":2,"subType":0,"readableState":1,"langContent":"EN","currentLanguage":"EN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":false,"length":1029,"optionInvolvedFlag":false,"xxTargetLangEnum":"ORIG"},"commentList":[],"isCommentEnd":true,"isTiger":false,"isWeiXinMini":false,"url":"/m/post/584895059162160"}