I’d choose A. To me, DBS hiring more young talent is more than a recruitment story—it shows the bank is preparing for where future growth will come from.

Lower interest rates may pressure net interest margins, but wealth management, AI, data, technology and fee-based businesses can increasingly offset that pressure. DBS’s strong wealth-fee growth and rising AUM are already evidence of this transition.

Singapore also continues to strengthen its position as a regional wealth and financial hub, attracting capital, global institutions and high-value talent.

That doesn’t mean DBS is cheap or risk-free. Valuation still matters, especially after a strong run. But for long-term investors, I remain bullish on Singapore banks, particularly DBS, OCBC and UOB. I’d prefer gradual accumulation on pullbacks rather than chasing short-term rallies.

@Tiger_SG [财迷]