@Samlunch:$DBS Group Holdings(D05.SI)$  $CapLand IntCom T(C38U.SI)$   Interest rate cuts will affect us 3 ways: ☝🏻 As borrowing costs come down, debt will become easier to manage. We Singaporeans love buying property, and lower rates mean a higher loan amount within the TDSR and MSR caps. So property prices go up! And loan volume goes up! Reits benefit as their portfolio will be revalued upwards. Banks benefit from the loan volume.  🥈Debt payments reduce and reits will be able to pay out more of their income as dividends. A higher DPU benefits current holders and share price will appreciate. 3️⃣ Lower rates mean it is easier to condu