🟩 Is your portfolio ready for the "Strategic Divergence" coming in 2026? While the markets are quiet for the holidays, massive moves are happening under the hood that could redefine your dividend income next year. A surprising beat in US GDP—hitting 4.3% against expectations—is threatening to keep interest rates "Higher for Longer," putting immediate pressure on Singapore REITs and mortgage holders just as we head into the new year. In this special Christmas Eve breakdown, we unwrap three critical stories reshaping the SGX landscape. We analyze Sembcorp’s bold but debt-heavy acquisition in Australia, dissect why City Developments Limited (CDL) suddenly popped 6% in a sleepy market, and expose the "Valley of Death" cash flow trap facing Genting Singapore. Plus, we reveal why major analysts

🟩 Is your portfolio ready for the "Strategic Divergence" coming in 2026? While the markets are quiet for the holidays, massive moves are happening under the hood that could redefine your dividend income next year. A surprising beat in US GDP—hitting 4.3% against expectations—is threatening to keep interest rates "Higher for Longer," putting immediate pressure on Singapore REITs and mortgage holders just as we head into the new year. In this special Christmas Eve breakdown, we unwrap three critical stories reshaping the SGX landscape. We analyze Sembcorp’s bold but debt-heavy acquisition in Australia, dissect why City Developments Limited (CDL) suddenly popped 6% in a sleepy market, and expose the "Valley of Death" cash flow trap facing Genting Singapore. Plus, we reveal why major analysts

🟩 Is the Singapore stock market topping out, or is this just the beginning of a massive rally? With the Straits Times Index (STI) hovering near historical highs, many investors are caught between the fear of missing out and the fear of a sudden crash. In this video, we cut through the noise to analyze whether today’s market signals a dangerous bubble or a rare opportunity for disciplined wealth accumulation. If you are sitting on cash and wondering if you've missed the boat, this market update is critical for your next move. We dive deep into the specific numbers driving today’s headlines, including Singapore Airlines’ latest dividend payout and the massive "REIT Rain" distributing over S$400 million to investors. Beyond the headlines, we examine the shifting dynamics between local banks l

*** PERSONAL IGGY'S NOTE: If you look at the raw data models (like the ones I shared), they are currently flashing red on UOB. They flag it as 'overvalued' relative to its history and prefer OCBC for its momentum. If you were trading purely on numbers, you'd swap UOB for OCBC today. But here is the caveat: these algorithms can be blunt instruments. For example, the model flags UOB for 'burning cash'—but banks are supposed to deploy cash (lend it) to make money! It also penalizes UOB for lower margins, failing to account for its specific growth phase. The model sees 'weakness,' but I see a 'cyclical lag' that offers deep value. So, while I am adding OCBC to my portfolio to capture its current strength (respecting the data), I am not rejecting UOB. I am holding it as a value play. The lesson

🟩 Are you stuck in the "Blue Chip Loop," buying the same banks and telcos just because they're familiar, while smart money is quietly finding 6% yields in boring, overlooked sectors? Most retail investors in Singapore crowd into DBS or Singtel, completely missing out on stable industrial REITs and business trusts that pay reliable dividends without the headlines. The problem isn't a lack of good stocks on the SGX; it's the lack of a system to find them without spending hours reading annual reports. In this finale of our Investor’s Toolkit Masterclass, I reveal my personal "one-minute workflow" for filtering the entire Singapore market—over 700 stocks—down to a gold list of five to ten high-quality winners. We move beyond simple luck and start using institutional-grade screening tools to st

🟩 The Singapore market is currently telling two dangerous stories at once, and if you're not careful, you could misread the headlines and hurt your portfolio. We are seeing a violent divergence in the local banking sector—while DBS and OCBC are hitting all-time highs, UOB is being punished for a massive earnings miss. This "decoupling" is rare, and it's tempting many investors to make a classic mistake: buying the laggard just because it looks "cheap" on paper. But is UOB actually a bargain, or is it a value trap waiting to burn through your cash? In this video, we cut through the noise to explain exactly why the banks are splitting, why "boring" blue chips like ST Engineering are suddenly raining special dividends, and why Keppel REIT’s controversial acquisition might actually be a gift f

🟩 The Singapore market is currently telling two dangerous stories at once, and if you're not careful, you could misread the headlines and hurt your portfolio. We are seeing a violent divergence in the local banking sector—while DBS and OCBC are hitting all-time highs, UOB is being punished for a massive earnings miss. This "decoupling" is rare, and it's tempting many investors to make a classic mistake: buying the laggard just because it looks "cheap" on paper. But is UOB actually a bargain, or is it a value trap waiting to burn through your cash? In this video, we cut through the noise to explain exactly why the banks are splitting, why "boring" blue chips like ST Engineering are suddenly raining special dividends, and why Keppel REIT’s controversial acquisition might actually be a gift f

🟩 Waking up to see DBS hitting record highs while your UOB position bleeds red is a terrifying feeling for any Singaporean investor. In 2025, we are witnessing a massive 30% performance gap between our local banks, leading many to ask a dangerous question: "Did I pick the wrong horse?" This video tackles the anxiety of holding laggards while the rest of the market rallies, and investigates whether your retirement capital is actually at risk or if you are staring at a misunderstood opportunity. We go beyond the headlines to explain the historic "decoupling" happening in the SGX right now. I break down the specific credit risks weighing on UOB versus the wealth management engine driving DBS, and why the market is pricing them so differently. We also dive into Singtel's massive S$6.4 billion

🟩 Is the "safe path" to retirement actually the most dangerous route you can take? For most Singaporeans, the standard strategy has always been maximizing CPF, buying savings bonds, and paying off the HDB flat. But with core inflation stubbornly eroding purchasing power and the cost of living sprinting ahead, a 4% risk-free return might no longer be enough to keep your head above water. In this deep dive, we strip away the emotional comfort of cash to reveal the harsh mathematical reality facing everyone in the 45+ bracket: avoiding the stock market could cost you over $75,000 in lost opportunity. In this video, I break down the "Fear Gap" and compare the real returns of a CPF-focused retirement against an equity-focused strategy using the Straits Times Index (STI). We analyze the hidden d

🟩 You wake up, check your phone, and the screen is red. The STI cools off after Friday’s big rally, and suddenly the questions hit: is this just profit-taking, or the start of something uglier for dividend investors who rely on CPF, SRS, and SGX income stocks? In this episode, Iggy breaks down what really matters behind the headlines: ESR-REIT’s asset sales (and what “capital recycling” signals for future DPU), ST Engineering’s US lawsuit risk (and why legal headlines can trigger overreactions), and OUE REIT’s new unsecured loan (and what higher funding costs can do to distributions). The goal is simple: separate fear from fundamentals, and spot where risk is rising before it shows up in the dividend. Watch the full analysis to get the exact Buy/Sell verdict for each name, plus what to wat

🟩 The Singapore market is flashing green, with the Straits Times Index rallying and many portfolios up significantly year-to-date, but don't let the victory lap fool you—we are walking into a "Hawkish Cut" trap. While the Fed has cut rates, the US 10-Year Treasury Yield has surprisingly ticked up, creating a dangerous "spread" problem for Singapore REITs. As we saw this week with blue-chip names like Keppel REIT suddenly asking investors for more cash through preferential offerings, the "easy money" era is over, and the rising tide is no longer lifting all boats. In this video, I cut through the noise to reveal why the market has split into two dangerous extremes: "dead money" giants like DFI Retail Group suddenly soaring 19% versus stable REITs facing dilution risks. We’ll dive deep into

🟩 The Singapore market is flashing green, with the Straits Times Index rallying and many portfolios up significantly year-to-date, but don't let the victory lap fool you—we are walking into a "Hawkish Cut" trap. While the Fed has cut rates, the US 10-Year Treasury Yield has surprisingly ticked up, creating a dangerous "spread" problem for Singapore REITs. As we saw this week with blue-chip names like Keppel REIT suddenly asking investors for more cash through preferential offerings, the "easy money" era is over, and the rising tide is no longer lifting all boats. In this video, I cut through the noise to reveal why the market has split into two dangerous extremes: "dead money" giants like DFI Retail Group suddenly soaring 19% versus stable REITs facing dilution risks. We’ll dive deep into

🟩 The Straits Times Index is climbing, but does it feel like a house of cards waiting for a breeze? If the current market feels like "chicken rice without the chili"—looking good on the surface but missing something crucial—you are not alone. We are seeing a messy tug-of-war between blue-chip stability and jittery price action that could seriously impact your retirement portfolio.In this video, we break down the three big stories moving your money right now. We analyze why CapitaLand Ascendas REIT is aggressively "spring cleaning" its assets, uncover the hidden currency risk behind Elite UK REIT's 99% government backing, and investigate the liquidity red flag flashing for Mapletree Industrial Trust. Is the recent drop in DPU a dangerous trap, or is the market handing us a massive discount

🟩 The Straits Times Index is climbing, but does it feel like a house of cards waiting for a breeze? If the current market feels like "chicken rice without the chili"—looking good on the surface but missing something crucial—you are not alone. We are seeing a messy tug-of-war between blue-chip stability and jittery price action that could seriously impact your retirement portfolio. In this video, we break down the three big stories moving your money right now. We analyze why CapitaLand Ascendas REIT is aggressively "spring cleaning" its assets, uncover the hidden currency risk behind Elite UK REIT's 99% government backing, and investigate the liquidity red flag flashing for Mapletree Industrial Trust. Is the recent drop in DPU a dangerous trap, or is the market handing us a massive discount

🟩 The Straits Times Index is climbing, but does it feel like a house of cards waiting for a breeze? If the current market feels like "chicken rice without the chili"—looking good on the surface but missing something crucial—you are not alone. We are seeing a messy tug-of-war between blue-chip stability and jittery price action that could seriously impact your retirement portfolio.In this video, we break down the three big stories moving your money right now. We analyze why CapitaLand Ascendas REIT is aggressively "spring cleaning" its assets, uncover the hidden currency risk behind Elite UK REIT's 99% government backing, and investigate the liquidity red flag flashing for Mapletree Industrial Trust. Is the recent drop in DPU a dangerous trap, or is the market handing us a massive discount

🟩 The Straits Times Index might look flat at 4,512, but don't let the lack of movement fool you—there is a silent, dangerous battle happening right under the surface of your portfolio. For many Singaporean investors, the "set and forget" strategy for blue chips is starting to show cracks. The banks we’ve relied on for years are facing a synchronized decline in Net Interest Margins, and our favorite REITs are struggling to outrun rising financing costs. If you’re holding DBS, UOB, or major logistics REITs like Mapletree, you need to understand why a "boring" market is often the most confusing—and dangerous—time for retail investors. In this video, we cut through the noise to dissect the real health of the SGX "Holy Trinity" and why the divergence between DBS and UOB is a critical signal you

🟩 Is the Singapore stock market a safe haven, or are we sleepwalking through a regional firestorm? The Straits Times Index (STI) remains stubbornly calm around 4,500 points while Asian markets flash red, but this silence is dangerous for retail investors who mistake stability for safety. Beneath the surface, a massive divergence is unfolding: S-REITs are enjoying their best run since 2019, while some of our favorite dividend payers are slashing distributions by nearly 6%, and our biggest bank is trading at a price that looks suspiciously perfect.In this daily digest for December 10, 2025, we dig deeper than the headlines to expose the real risks facing your portfolio. We break down why the iEdge S-REIT Index is finally waking up, the hard truth about Mapletree Industrial Trust’s latest pay

🟩 If you own ESR-REIT or you are hunting for yield on the SGX, that 7.9% headline number will catch your eye. You know T-bills pay about 3%, so a yield this high can feel like either a gift or a trap. In this video, Iggy breaks down whether ESR-REIT is a solid income engine for your CPF and SRS, or a time bomb wrapped in dividends.​You will see how the 23% revenue growth compares with almost flat DPU, and why dilution and gearing matter more than the glossy top-line. Iggy also walks through InvestingPro’s fair value model, the Japan logistics angle, the REC Solar concentration risk, and the silent drag from land lease decay. By the end, you will see the full risk–reward picture in simple numbers, not sales talk.Watch this video all the way through to learn Iggy’s exact verdict: why he rate

🟩 If you’re watching the Singapore market today, you probably felt the confusion. SingPost just announced a massive price hike on stamps, which feels like a desperate move from a legacy giant. At the same time, the Straits Times Index dropped as investors flee to safety ahead of the Federal Reserve’s decision. To the average investor, it looks like the market is flashing danger signals everywhere, and the temptation to sell and run is high.But if you panic now, you might miss the real story happening under the radar. While the headlines focus on 52-cent stamps and interest rate fears, the smart money is quietly making moves into future-proof assets that most people are ignoring. In this video, we strip away the noise to reveal why OCBC’s latest billion-dollar "green steel" deal is the most

🟩 If you own DFI Retail Group or watch the Singapore market, recent headlines probably worried you. The company sold its famous Cold Storage and Giant businesses for what seems like a low price. Even worse, the dividend payout ratio currently looks negative on many brokerage apps. To most retail investors, this looks like a company in serious trouble. It feels like a flashing red warning to sell immediately.But if you look closer, the story changes completely. This might not be a failure at all. It looks like a smart financial move to cut losses and boost profits. In this video, we strip away the accounting noise to show you the truth. By selling the low-margin food business, DFI might actually be setting the stage for massive future dividends. This could be the most misunderstood opportun