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Tiger_SG
·
2025-11-28

Year-End Tax Saving & Investment: Is Your SRS Money Working for You?

The year is almost over—are you still letting your SRS funds just “sit there”? 😴 Actually, now is the perfect window to save on taxes with SRS contributions and optimize your investment allocation!Why SRS is So AttractiveThe Supplementary Retirement Scheme (SRS) is a voluntary retirement savings plan that helps you prepare for retirement and directly reduces your taxable income.Singapore citizens/PRs can contribute up to SGD 15,300 per year, while foreign tax residents can contribute up to SGD 35,700 per year. Marginal tax rate at 15%? Full contribution could save you thousands in taxes 💰.Earnings within your SRS—interest, dividends, capital gains—are completely tax-free until withdrawal, making long-term compounding highly effective.Cash Boost Account: Make Your SRS Money WorkBy linking y
Year-End Tax Saving & Investment: Is Your SRS Money Working for You?
TOPDiAngel: I always top up $15.3k into my SRS in early January. Thereafter, I will invest in blue-chip stocks. Whenever I received my dividends, I will put on my thinking cap to invest in high risk UTs or into blue-chip stocks. My SRS fund only idles for a few days or a week. [Smile] In January every year, besides SRS top-up, I also top up my CPF MA and VC3A; and my parents MA/RA for the following year income tax relief. Then in Dec, after receiving my bonus, individual performance bonus and pay increment, I will sit down and work out how much donation I need to do as to bring down my following years income tax. For the past few years, I donated a month of my pay cheque to 3 of my favourite charities. [Love you][Heart][Love]. I specifically told the organisations not to list my name on their donation board. But singapore children's society always insisted on sending me a certificate. This year I was even invited for their appreciation dinner. @Wayneqq @1PC @MHh @melson @Michane @rL
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1.51K
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YTGIRL
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2025-11-26
$XIAOMI-W(01810)$ Lei Jun stepped in to buy the dip—jumped in and bagged a quick gain! Scored the Contra 688 promo too (free SGD688 in vouchers). Holding strong—when Lei buys, I buy!
$XIAOMI-W(01810)$ Lei Jun stepped in to buy the dip—jumped in and bagged a quick gain! Scored the Contra 688 promo too (free SGD688 in vouchers). H...
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1.14K
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DIMCO
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2025-11-26
$HUA HONG SEMI(01347)$ ’s domestic substitution play is fire—locked in a quick win! Landed the Contra 688 promo too, SGD688 in free vouchers just dropped. Doubling down on chips!
$HUA HONG SEMI(01347)$ ’s domestic substitution play is fire—locked in a quick win! Landed the Contra 688 promo too, SGD688 in free vouchers just d...
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1.33K
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YoungYun
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2025-11-26
$MEITUAN-W(03690)$ ’s local services rebound is hot—took a quick profit! Just caught the Contra 688 promo too, snagged free SGD688 vouchers. Core biz is solid—I’m staying in and chilling!
$MEITUAN-W(03690)$ ’s local services rebound is hot—took a quick profit! Just caught the Contra 688 promo too, snagged free SGD688 vouchers. Core b...
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1.01K
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village5576
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2025-11-26
$Apple(AAPL)$ ’s AI rollout beat expectations—jumped in and locked in a quick gain. Caught the Contra 688 promo too, got the SGD688 voucher instantly. With its deep ecosystem moat, I’m holding long term.
$Apple(AAPL)$ ’s AI rollout beat expectations—jumped in and locked in a quick gain. Caught the Contra 688 promo too, got the SGD688 voucher instant...
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1.04K
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quiettt
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2025-11-26
$Tesla Motors(TSLA)$ ’s rebound made solid sense—booked a small profit! Just in time for the Contra 688 promo, got the SGD688 voucher instantly. The autonomy and energy narrative is far from over—I’m staying bullish.
$Tesla Motors(TSLA)$ ’s rebound made solid sense—booked a small profit! Just in time for the Contra 688 promo, got the SGD688 voucher instantly. Th...
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1.06K
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Mess0M
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2025-11-26
$Taiwan Semiconductor Manufacturing(TSM)$ rode the AI chip demand surge perfectly—locked in a small gain! Just caught the Contra 688 promo, got the SGD688 voucher instantly. Its leadership in advanced nodes remains unshaken—I’m holding for the long run.
$Taiwan Semiconductor Manufacturing(TSM)$ rode the AI chip demand surge perfectly—locked in a small gain! Just caught the Contra 688 promo, got the...
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1.65K
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gogogoFor
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2025-11-26
$Intel(INTC)$ Nice little win on INTC! Just got the news that both Google's TPU v9 and Meta's ASICs are adopting its EMIB tech – a major endorsement. Is this tech titan making a epic comeback? Plus, scoring the Contra688 bonus gives my position a sweet boost. Staying long!
$Intel(INTC)$ Nice little win on INTC! Just got the news that both Google's TPU v9 and Meta's ASICs are adopting its EMIB tech – a major endorsemen...
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1.04K
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SummerNight
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2025-11-26
$Palantir Technologies Inc.(PLTR)$ 's backing is arguably the strongest on Wall Street! It thrives amid skepticism, with its recent commercial revenue growth turning heads. Solid gains so far, and the bull run is just getting started. So glad I caught the contra688 offer - free trading boost makes these wins even sweeter!
$Palantir Technologies Inc.(PLTR)$ 's backing is arguably the strongest on Wall Street! It thrives amid skepticism, with its recent commercial reve...
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783
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WINTERIN
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2025-11-26
$Amazon.com(AMZN)$ 's $50B bet on AWS AI infrastructure is a game-changer! Known for its steady approach, AMZN is built to not just survive but thrive through the AI cycle. Took some profits and stayed bullish! Gotta love the contra688 promo too - that $688 trading boost for newbies is straight fire!
$Amazon.com(AMZN)$ 's $50B bet on AWS AI infrastructure is a game-changer! Known for its steady approach, AMZN is built to not just survive but thr...
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782
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NEXTTOME
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2025-11-26
$VanEck Semiconductor ETF(SMH)$ play worked out! AI wave driving chip demand, caught the sector rotation perfectly. Holding for now~ Kicking myself for missing Contra688 - those vouchers would've been ideal. Next promo I'm not missing out!
$VanEck Semiconductor ETF(SMH)$ play worked out! AI wave driving chip demand, caught the sector rotation perfectly. Holding for now~ Kicking myself...
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692
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HiTALK
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2025-11-26
$Alphabet(GOOG)$ Just nailed my first trade with Contra688 offer and already scored some gains! Google’s new TPUv5e is cementing its $1T+ market cap as the AI king. The world’s top tech stock stays winning—holding tight for the next leg up!
$Alphabet(GOOG)$ Just nailed my first trade with Contra688 offer and already scored some gains! Google’s new TPUv5e is cementing its $1T+ market ca...
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694
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Xiia
·
2025-11-26
$Meta Platforms, Inc.(META)$ Took some profits and still bullish! Also nailed the Contra688 offer – free cash coupons are just awesome! META's roadmap is crystal clear: it's the top contender to disrupt cross-border payment in 1-3 years. For 2024-25, the focus is squarely on embedding AI into WhatsApp, moving from chat to commerce and finally to payments. The game plan is set!
$Meta Platforms, Inc.(META)$ Took some profits and still bullish! Also nailed the Contra688 offer – free cash coupons are just awesome! META's road...
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1.48K
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PTOL
·
2025-11-26
$Novo-Nordisk A/S(NVO)$ 's valuation rebound brought me some sweet gains! $60 is the first target, and the weight-loss drug trend has a long way to run. Perfect timing for the Contra688 promo—using the free vouchers to boost my position. Ready for the next takeoff!
$Novo-Nordisk A/S(NVO)$ 's valuation rebound brought me some sweet gains! $60 is the first target, and the weight-loss drug trend has a long way to...
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669
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OYoung
·
2025-11-26
$Direxion Daily Small Cap Bull 3x Shares(TNA)$ Nailed the TNA 3x small-cap trade! Perfectly caught the rotation into small-caps - leverage works wonders. Holding for more~ Contra688 offer was perfectly timed - those vouchers made adding positions so much cheaper. Free boosts really amplify gains!
$Direxion Daily Small Cap Bull 3x Shares(TNA)$ Nailed the TNA 3x small-cap trade! Perfectly caught the rotation into small-caps - leverage works wo...
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647
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AbnerKeppel
·
2025-11-27
$YUNJI(02670)$ ’s private-domain e-commerce rebound was a pleasant surprise—booked a small profit! Used my Cash Boost first trade to catch the Contra 688 promo, SGD688 voucher arrived smoothly. Community retail thesis still holds—I’m holding firm.
$YUNJI(02670)$ ’s private-domain e-commerce rebound was a pleasant surprise—booked a small profit! Used my Cash Boost first trade to catch the Cont...
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712
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0billionaire
·
2025-11-27
$MEITUAN-W(03690)$ held firm and edged higher today—its local services foundation remains solid. A small profit confirmed that patience pays off. With AI-driven efficiency and quick commerce accelerating, I plan to add on dips. Worth watching, folks!
$MEITUAN-W(03690)$ held firm and edged higher today—its local services foundation remains solid. A small profit confirmed that patience pays off. W...
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572
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DIAMOND009
·
2025-11-27
$CSOP Coinbase Daily (-2x) Inverse Product(07311)$ The Coinbase $Coinbase Global, Inc.(COIN)$ inverse product played the volatility just right—booked a small gain. My first trade hit the Contra 688 promo, and the SGD688 voucher arrived instantly. Crypto regulatory moves aren’t over—I’ll be back in.
$CSOP Coinbase Daily (-2x) Inverse Product(07311)$ The Coinbase $Coinbase Global, Inc.(COIN)$ inverse product played the volatility just right—book...
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940
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TODAMOON
·
2025-11-27
$ProShares UltraPro QQQ(TQQQ)$ ’s leveraged play on the Nasdaq bounce paid off—locked in a small gain. My first trade qualified for Contra 688, and the SGD688 voucher hit my account. The AI rally isn’t over—I’ll buy dips again.
$ProShares UltraPro QQQ(TQQQ)$ ’s leveraged play on the Nasdaq bounce paid off—locked in a small gain. My first trade qualified for Contra 688, and...
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790
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SiongZ
·
2025-11-27
$Canaan Inc.(CAN)$ ’s mining rig orders showed a solid rebound—booked a small profit. My first trade caught the Contra 688 promo, and the SGD688 voucher landed instantly. Hashrate demand is still climbing—I remain bullish.
$Canaan Inc.(CAN)$ ’s mining rig orders showed a solid rebound—booked a small profit. My first trade caught the Contra 688 promo, and the SGD688 vo...
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