In investing, I always aim to stay positive and find opportunities even in less-than-ideal situations. For example, holding onto stocks that are currently underperforming (often referred to as "bagholding") is not always a negative experience for me, especially when the companies themselves are stable and financially sound. Take my recent investment in Ready Capital Corp as an example. In September, I bought shares at $8 per share, but today, the price has dropped slightly to around $7.83. While this represents an unrealized loss, I do not see any fundamental issues with the company that would make me want to sell at a loss. I believe in the company's long-term prospects, so selling now would not align with my strategy.

Interestingly, I tend to find it much harder to resist selling when I am in profit, but when it comes to an unrealized loss like this one, I am even more resolved to hold on. The way I see it, the short-term dip does not change the fact that the company is solid, and this temporary price fluctuation could be an opportunity in disguise.

What makes this situation even more positive is that Ready Capital Corp offers a high dividend yield, and the ex-dividend date is coming up soon. Even though I am holding an unrealized loss, I will still benefit from the dividends, which provides a silver lining to the situation. In fact, focusing on this upcoming dividend is a reminder that there are often positive aspects in what initially seems like a bad situation. For me, it is about keeping a long-term perspective, trusting in my investment decisions, and finding joy in the process, even during short-term downturns. Staying positive and patient can make all the difference when navigating the ups and downs of investing.