1. POOR You have a Netflix account, but not a gym membership. Your free time is spent being entertainedwatching TV, scrolling your phone and chasing quick dopamine. You prioritize comfort now over a better life later. 2. MOST PEOPLE POOR You pay for a gym membership, but rarely go. You're inconsistent. You don't have clear goals. You exercise just enough to feel like you're making progress but never consistently enough to actually change. You have the resources. You just haven't built the discipline. 3. AVERAGE WEALTH This is where things begin to change. You build a routine and show up whether you feel like it or not. You set goals. You learn to appreciate discomfort. You realize that building a stronger body also builds a stronger mind. Drive there. Take the bus. Walk there. It doesn't m