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2021-05-26
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The central parity rate of RMB hit the highest since June 14, 2018
胖虎US
2020-11-02
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09:16","market":"us","language":"zh","title":"The central parity rate of RMB hit the highest since June 14, 2018","url":"https://stock-news.laohu8.com/highlight/detail?id=1127154124","media":"老虎资讯综合","summary":"5月26日讯，人民币兑美元中间价报6.4099，上调184点；上一交易日中间价6.4283，上一交易日官方收盘价6.4078，上日夜盘报收6.4120。延伸阅读：向下或触及6.2关口，人民币加速升值影","content":"<p>On May 26th, the central parity rate of RMB against the US dollar was reported at 6.4099, an increase of 184 points; The middle price of the previous trading day was 6.4283, the official closing price of the previous trading day was 6.4078, and the last night trading closed at 6.4120.</p><p><b>Further reading:</b></p><p><b>Down or hit the 6.2 mark, what is the impact of the accelerated appreciation of RMB?</b></p><p>Since June 2020, the RMB has emerged from a strong period. As of May 25, 2021, the offshore RMB has risen above the 6.4 mark against the US dollar, reaching a high since mid-June 2018 to 6.3961; The onshore RMB hit a high since mid-June 2018 to 6.4016 against the US dollar. The continuous appreciation of RMB has also caused intensive statements from the regulatory authorities and widespread concern from the market in recent days. Then, is there still room for RMB appreciation in the follow-up, and what are the impacts of RMB accelerated appreciation?</p><p><b>▍ The regulatory authorities frequently speak out on the RMB exchange rate issue.</b></p><p>Recently, the continuous appreciation of RMB exchange rate has triggered intensive statements from regulatory authorities, emphasizing that two-way fluctuations will become the norm in the process of RMB exchange rate marketization. Looking back at the relevant reforms of RMB exchange rate since 1994, it is noted that after the \"8-11 exchange rate reform\", the month-on-month change rate of the central parity of US dollar against RMB has significantly expanded from October 2015 to now, and the flexibility of RMB has increased. The future trend of RMB exchange rate will continue to depend on market supply and demand and changes in international financial markets. The central bank's tolerance for RMB exchange rate fluctuations has increased, which means that RMB will have a wider space under the current appreciation trend.<a href=\"https://laohu8.com/S/600030\">CITIC Securities</a>It is believed that the continuous appreciation of RMB can alleviate the impact of imported inflation on the one hand, and leave a certain margin of safety for the subsequent potential upward risk of U.S. bond yield on the other hand.</p><p><b>▍ How does the continued appreciation of RMB affect imports and exports?</b></p><p>In terms of imports, at present, the growth of China's import value is mainly driven by the rise of overseas commodity prices. Under the continuous appreciation of RMB, the cost pressure faced by import enterprises and the imported inflation caused by the rise of commodity prices may weaken.</p><p>In terms of exports, CITIC believes that \"looking at external demand short and looking at structure long\". That is, in the short term, the overseas epidemic situation has repeatedly superimposed the repair of external demand in Europe and the United States, and the setback in the repair of global supply capacity will continue to stimulate China's exports or offset the impact of some currency appreciation; In the long run, China's trade structure is also constantly adjusting, and the dependence of exports on labor-intensive products has decreased. Therefore, the impact of RMB appreciation on exports has also weakened.</p><p><b>▍ Conclusion: Combining factors such as China's strong exports, the lower real interest rate in the United States and the overall pigeon attitude of the Federal Reserve, CITIC believes that the RMB exchange rate still has room for appreciation, and the US dollar exchange rate against RMB will fall or hit 6.2.</b></p><p>From the perspective of import and export, the obstacles encountered by RMB appreciation are limited, mainly for the following reasons: 1) RMB appreciation or alleviation of the pressure brought by rising commodity prices, thus reducing the cost of import enterprises; 2) In the short term, the strong external demand superimposed on the global supply capacity has not been repaired, which supports China's exports or weakens the negative impact brought by the appreciation of RMB; 3) In the long run, the transformation of China's trade structure has weakened the sensitivity of export products to RMB appreciation.</p><p>In addition, with the strengthening of China's own economic strength, the internationalization of RMB and the continuous opening of financial markets, the value of RMB asset allocation will increase. In the future, the flexibility of RMB will increase, and two-way fluctuations may become the norm. The central bank's tolerance for RMB exchange rate fluctuations will increase. The continuous appreciation of RMB may alleviate the imported inflationary pressure to some extent, and provide a margin of safety for the subsequent potential upward trend of U.S. bond yields.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>The central parity rate of RMB hit the highest since June 14, 2018</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nThe central parity rate of RMB hit the highest since June 14, 2018\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/102\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">老虎资讯综合 </p>\n<p class=\"h-time smaller\">2021-05-26 09:16</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p>On May 26th, the central parity rate of RMB against the US dollar was reported at 6.4099, an increase of 184 points; The middle price of the previous trading day was 6.4283, the official closing price of the previous trading day was 6.4078, and the last night trading closed at 6.4120.</p><p><b>Further reading:</b></p><p><b>Down or hit the 6.2 mark, what is the impact of the accelerated appreciation of RMB?</b></p><p>Since June 2020, the RMB has emerged from a strong period. As of May 25, 2021, the offshore RMB has risen above the 6.4 mark against the US dollar, reaching a high since mid-June 2018 to 6.3961; The onshore RMB hit a high since mid-June 2018 to 6.4016 against the US dollar. The continuous appreciation of RMB has also caused intensive statements from the regulatory authorities and widespread concern from the market in recent days. Then, is there still room for RMB appreciation in the follow-up, and what are the impacts of RMB accelerated appreciation?</p><p><b>▍ The regulatory authorities frequently speak out on the RMB exchange rate issue.</b></p><p>Recently, the continuous appreciation of RMB exchange rate has triggered intensive statements from regulatory authorities, emphasizing that two-way fluctuations will become the norm in the process of RMB exchange rate marketization. Looking back at the relevant reforms of RMB exchange rate since 1994, it is noted that after the \"8-11 exchange rate reform\", the month-on-month change rate of the central parity of US dollar against RMB has significantly expanded from October 2015 to now, and the flexibility of RMB has increased. The future trend of RMB exchange rate will continue to depend on market supply and demand and changes in international financial markets. The central bank's tolerance for RMB exchange rate fluctuations has increased, which means that RMB will have a wider space under the current appreciation trend.<a href=\"https://laohu8.com/S/600030\">CITIC Securities</a>It is believed that the continuous appreciation of RMB can alleviate the impact of imported inflation on the one hand, and leave a certain margin of safety for the subsequent potential upward risk of U.S. bond yield on the other hand.</p><p><b>▍ How does the continued appreciation of RMB affect imports and exports?</b></p><p>In terms of imports, at present, the growth of China's import value is mainly driven by the rise of overseas commodity prices. Under the continuous appreciation of RMB, the cost pressure faced by import enterprises and the imported inflation caused by the rise of commodity prices may weaken.</p><p>In terms of exports, CITIC believes that \"looking at external demand short and looking at structure long\". That is, in the short term, the overseas epidemic situation has repeatedly superimposed the repair of external demand in Europe and the United States, and the setback in the repair of global supply capacity will continue to stimulate China's exports or offset the impact of some currency appreciation; In the long run, China's trade structure is also constantly adjusting, and the dependence of exports on labor-intensive products has decreased. Therefore, the impact of RMB appreciation on exports has also weakened.</p><p><b>▍ Conclusion: Combining factors such as China's strong exports, the lower real interest rate in the United States and the overall pigeon attitude of the Federal Reserve, CITIC believes that the RMB exchange rate still has room for appreciation, and the US dollar exchange rate against RMB will fall or hit 6.2.</b></p><p>From the perspective of import and export, the obstacles encountered by RMB appreciation are limited, mainly for the following reasons: 1) RMB appreciation or alleviation of the pressure brought by rising commodity prices, thus reducing the cost of import enterprises; 2) In the short term, the strong external demand superimposed on the global supply capacity has not been repaired, which supports China's exports or weakens the negative impact brought by the appreciation of RMB; 3) In the long run, the transformation of China's trade structure has weakened the sensitivity of export products to RMB appreciation.</p><p>In addition, with the strengthening of China's own economic strength, the internationalization of RMB and the continuous opening of financial markets, the value of RMB asset allocation will increase. In the future, the flexibility of RMB will increase, and two-way fluctuations may become the norm. The central bank's tolerance for RMB exchange rate fluctuations will increase. The continuous appreciation of RMB may alleviate the imported inflationary pressure to some extent, and provide a margin of safety for the subsequent potential upward trend of U.S. bond yields.</p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/6529f5cdb32922fbd58a0fd26c132355","relate_stocks":{},"is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1127154124","content_text":"5月26日讯，人民币兑美元中间价报6.4099，上调184点；上一交易日中间价6.4283，上一交易日官方收盘价6.4078，上日夜盘报收6.4120。延伸阅读：向下或触及6.2关口，人民币加速升值影响几何？2020年6月以来，人民币走出一波强势期，截至2021年5月25日，离岸人民币兑美元升破6.4关口，创2018年6月中旬来高位至6.3961；在岸人民币兑美元创2018年6月中旬来高位至6.4016。人民币的持续升值也引发近日监管层的密集表态和市场的广泛关注。那么，后续人民币是否还有升值空间以及人民币加速升值下的影响又有哪些？▍监管层对人民币汇率问题频繁发声。近日人民币汇率持续升值引发监管部门密集表态，强调在人民币汇率市场化进程中，双向波动将成为常态。回顾自1994年以来的人民币汇率相关改革，注意到“8？11汇改”以后，从2015年10月至今美元兑人民币中间价环比变动率显著扩大，人民币弹性有所增加。未来人民币汇率的走势将继续取决于市场供求和国际金融市场变化，央行对人民币汇率波动的容忍度有所增加，这意味着人民币在当前升值趋势下将具有更宽的空间。中信证券认为，人民币的持续升值一方面能够缓解输入性通胀影响，另一方面也为后续潜在的美债收益率上行风险留出一定的安全边际。▍人民币持续升值如何影响进出口？进口方面，目前我国进口金额的增长主要来自海外大宗商品价格上涨的推动，人民币持续升值下进口企业面临的成本压力以及大宗商品价格上涨导致的输入性通胀或有所减弱。出口方面，中信认为“短看外需，长看结构”。即短期内来看，海外疫情反复叠加欧美外需修复，全球供给能力修复受挫将持续拉动我国出口，或抵消部分货币升值带来的影响；长期来看，我国贸易结构也在不断调整，出口对于劳动密集型产品的依赖下降，因此人民币升值对出口的影响也有所减弱。▍结论：结合我国强劲出口、美国实际利率走低以及美联储整体偏鸽态度等因素，中信认为人民币汇率仍具备升值空间，美元兑人民币汇率向下或触及6.2。从进出口角度来看，人民币升值遇到的阻碍有限，主要原因为：1）人民币升值或缓解大宗商品价格上涨带来的压力，进而降低进口企业成本；2）短期内强劲的外需叠加全球供给能力尚未修复，对我国出口形成的支撑或减弱人民币升值所带来的负面影响；3）长期来看，我国贸易结构的转型使得出口产品对于人民币升值的敏感度有所减弱。此外，随着中国自身经济实力的增强、人民币国际化以及金融市场持续开放，人民币资产配置价值将有所提升。未来人民币的弹性将有所增加，双向波动或成为常态，央行对人民币汇率波动的容忍度增加，人民币持续升值或在一定程度上缓解输入性通胀压力，并为后续潜在的美债收益率上行提供安全边际。","news_type":1,"symbols_score_info":{}},"isVote":1,"tweetType":1,"viewCount":2457,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":306804607,"gmtCreate":1604329034209,"gmtModify":1704955589177,"author":{"id":"3547435519671228","authorId":"3547435519671228","name":"胖虎US","avatar":"https://static.tigerbbs.com/709f9ef57434d4c1ffef9271e573245b","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3547435519671228","idStr":"3547435519671228"},"themes":[],"htmlText":"1","listText":"1","text":"1","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/306804607","repostId":"308682081","repostType":1,"repost":{"id":308682081,"gmtCreate":1603964490843,"gmtModify":1704954493092,"author":{"id":"3494295154959832","authorId":"3494295154959832","name":"FinMelon","avatar":"https://static.tigerbbs.com/eef68a536f68680437ea6627d1d64b6e","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3494295154959832","idStr":"3494295154959832"},"themes":[],"title":"浅析蚂蚁是如何缔造2.1万亿的金融帝国","htmlText":"先說一下螞蟻集團有哪些業務板塊吧。一，支付和商務服務。這塊業務已經趨於穩定了，目前支付寶的MAU接近8億（根據QuestMobile中國移動互聯網2020半年大報告顯示，2020年6月支付寶MAU超7.3億），主要提供了一個流量入口，基本涵蓋了我們生活中所有的消費場景，像天貓、淘寶、餓了麼、盒馬，飛豬，口碑，電影，演出，公交地鐵，衣食住行等等。數據源自：QuestMobile根據艾瑞諮詢中國第三方支付行業研究報告，2016一季度至2019年一季度，線上電商支付的交易規模從9654億元增長到了19820.9億元，增長了105.3%，而同時期線下掃碼支付的交易規模從830億元增長到了73805.3億元，增長了8792.2%。而支付寶在這塊業務的佔比達到了驚人的54.4%！財付通略低，佔比39.4%。數據源自艾瑞諮詢數據源自艾瑞諮詢支付寶2019年總交易額大約23萬億。但是其實這塊業務並不是賺錢的業務，因爲綜合費率的話只有0.2%-0.6%，目前是全球最低；像美國的Paypal和eBay，他們的綜合費率在3%以上，還要加上0.3美金的固定費用（真TM的貴）。這塊業務的增速，每年大概在10%左右。數據源自支付寶官網數據源自eBay官網二，微貸業務。其實真正的利潤點是微貸業務（小額信用貸款），目前微貸業務有兩塊，截至2020年6月30日，花唄和借唄的用戶大約有5億；花唄最厲害的地方在於他背靠支付，擁有超強的消費粘性。目前主要針對的是無信用卡人羣，90後佔了一大半，估計00後、10後就沒人辦信用卡了。有人說借唄的核心競爭力在於利率低和放款條件低，其實這些都只是表象。花唄和借唄真正的核心競爭力是依託於大數據徵信下的風控體系。像借唄的逾期率啊能控制在1%以內，要遠低於其他消費金融的2.6%。這塊業務貢獻了螞蟻集團50%以上的利潤，未來還會保持20%的增速。數據源自螞蟻集團招股書三，理財科技","listText":"先說一下螞蟻集團有哪些業務板塊吧。一，支付和商務服務。這塊業務已經趨於穩定了，目前支付寶的MAU接近8億（根據QuestMobile中國移動互聯網2020半年大報告顯示，2020年6月支付寶MAU超7.3億），主要提供了一個流量入口，基本涵蓋了我們生活中所有的消費場景，像天貓、淘寶、餓了麼、盒馬，飛豬，口碑，電影，演出，公交地鐵，衣食住行等等。數據源自：QuestMobile根據艾瑞諮詢中國第三方支付行業研究報告，2016一季度至2019年一季度，線上電商支付的交易規模從9654億元增長到了19820.9億元，增長了105.3%，而同時期線下掃碼支付的交易規模從830億元增長到了73805.3億元，增長了8792.2%。而支付寶在這塊業務的佔比達到了驚人的54.4%！財付通略低，佔比39.4%。數據源自艾瑞諮詢數據源自艾瑞諮詢支付寶2019年總交易額大約23萬億。但是其實這塊業務並不是賺錢的業務，因爲綜合費率的話只有0.2%-0.6%，目前是全球最低；像美國的Paypal和eBay，他們的綜合費率在3%以上，還要加上0.3美金的固定費用（真TM的貴）。這塊業務的增速，每年大概在10%左右。數據源自支付寶官網數據源自eBay官網二，微貸業務。其實真正的利潤點是微貸業務（小額信用貸款），目前微貸業務有兩塊，截至2020年6月30日，花唄和借唄的用戶大約有5億；花唄最厲害的地方在於他背靠支付，擁有超強的消費粘性。目前主要針對的是無信用卡人羣，90後佔了一大半，估計00後、10後就沒人辦信用卡了。有人說借唄的核心競爭力在於利率低和放款條件低，其實這些都只是表象。花唄和借唄真正的核心競爭力是依託於大數據徵信下的風控體系。像借唄的逾期率啊能控制在1%以內，要遠低於其他消費金融的2.6%。這塊業務貢獻了螞蟻集團50%以上的利潤，未來還會保持20%的增速。數據源自螞蟻集團招股書三，理財科技","text":"先說一下螞蟻集團有哪些業務板塊吧。一，支付和商務服務。這塊業務已經趨於穩定了，目前支付寶的MAU接近8億（根據QuestMobile中國移動互聯網2020半年大報告顯示，2020年6月支付寶MAU超7.3億），主要提供了一個流量入口，基本涵蓋了我們生活中所有的消費場景，像天貓、淘寶、餓了麼、盒馬，飛豬，口碑，電影，演出，公交地鐵，衣食住行等等。數據源自：QuestMobile根據艾瑞諮詢中國第三方支付行業研究報告，2016一季度至2019年一季度，線上電商支付的交易規模從9654億元增長到了19820.9億元，增長了105.3%，而同時期線下掃碼支付的交易規模從830億元增長到了73805.3億元，增長了8792.2%。而支付寶在這塊業務的佔比達到了驚人的54.4%！財付通略低，佔比39.4%。數據源自艾瑞諮詢數據源自艾瑞諮詢支付寶2019年總交易額大約23萬億。但是其實這塊業務並不是賺錢的業務，因爲綜合費率的話只有0.2%-0.6%，目前是全球最低；像美國的Paypal和eBay，他們的綜合費率在3%以上，還要加上0.3美金的固定費用（真TM的貴）。這塊業務的增速，每年大概在10%左右。數據源自支付寶官網數據源自eBay官網二，微貸業務。其實真正的利潤點是微貸業務（小額信用貸款），目前微貸業務有兩塊，截至2020年6月30日，花唄和借唄的用戶大約有5億；花唄最厲害的地方在於他背靠支付，擁有超強的消費粘性。目前主要針對的是無信用卡人羣，90後佔了一大半，估計00後、10後就沒人辦信用卡了。有人說借唄的核心競爭力在於利率低和放款條件低，其實這些都只是表象。花唄和借唄真正的核心競爭力是依託於大數據徵信下的風控體系。像借唄的逾期率啊能控制在1%以內，要遠低於其他消費金融的2.6%。這塊業務貢獻了螞蟻集團50%以上的利潤，未來還會保持20%的增速。數據源自螞蟻集團招股書三，理財科技","images":[{"img":"https://static.tigerbbs.com/e46edd8eb0a739aca483ec9a62b958e3","width":"639","height":"493"},{"img":"https://static.tigerbbs.com/ce83362daad81e0966413ccc3a2fb920","width":"688","height":"286"},{"img":"https://static.tigerbbs.com/8b695309bfaa261a16b6d17761bc4936","width":"688","height":"185"}],"top":1,"highlighted":2,"essential":2,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/308682081","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":8,"langContent":"CN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":2059,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":136973194,"gmtCreate":1621992214918,"gmtModify":1704365593677,"author":{"id":"3547435519671228","authorId":"3547435519671228","name":"胖虎US","avatar":"https://static.tigerbbs.com/709f9ef57434d4c1ffef9271e573245b","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3547435519671228","idStr":"3547435519671228"},"themes":[],"htmlText":"c","listText":"c","text":"c","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/136973194","repostId":"1127154124","repostType":4,"repost":{"id":"1127154124","kind":"news","weMediaInfo":{"introduction":"为用户提供金融资讯、行情、数据，旨在帮助投资者理解世界，做投资决策。","home_visible":1,"media_name":"老虎资讯综合","id":"102","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1621991814,"share":"https://ttm.financial/m/news/1127154124?lang=en_US&edition=fundamental","pubTime":"2021-05-26 09:16","market":"us","language":"zh","title":"The central parity rate of RMB hit the highest since June 14, 2018","url":"https://stock-news.laohu8.com/highlight/detail?id=1127154124","media":"老虎资讯综合","summary":"5月26日讯，人民币兑美元中间价报6.4099，上调184点；上一交易日中间价6.4283，上一交易日官方收盘价6.4078，上日夜盘报收6.4120。延伸阅读：向下或触及6.2关口，人民币加速升值影","content":"<p>On May 26th, the central parity rate of RMB against the US dollar was reported at 6.4099, an increase of 184 points; The middle price of the previous trading day was 6.4283, the official closing price of the previous trading day was 6.4078, and the last night trading closed at 6.4120.</p><p><b>Further reading:</b></p><p><b>Down or hit the 6.2 mark, what is the impact of the accelerated appreciation of RMB?</b></p><p>Since June 2020, the RMB has emerged from a strong period. As of May 25, 2021, the offshore RMB has risen above the 6.4 mark against the US dollar, reaching a high since mid-June 2018 to 6.3961; The onshore RMB hit a high since mid-June 2018 to 6.4016 against the US dollar. The continuous appreciation of RMB has also caused intensive statements from the regulatory authorities and widespread concern from the market in recent days. Then, is there still room for RMB appreciation in the follow-up, and what are the impacts of RMB accelerated appreciation?</p><p><b>▍ The regulatory authorities frequently speak out on the RMB exchange rate issue.</b></p><p>Recently, the continuous appreciation of RMB exchange rate has triggered intensive statements from regulatory authorities, emphasizing that two-way fluctuations will become the norm in the process of RMB exchange rate marketization. Looking back at the relevant reforms of RMB exchange rate since 1994, it is noted that after the \"8-11 exchange rate reform\", the month-on-month change rate of the central parity of US dollar against RMB has significantly expanded from October 2015 to now, and the flexibility of RMB has increased. The future trend of RMB exchange rate will continue to depend on market supply and demand and changes in international financial markets. The central bank's tolerance for RMB exchange rate fluctuations has increased, which means that RMB will have a wider space under the current appreciation trend.<a href=\"https://laohu8.com/S/600030\">CITIC Securities</a>It is believed that the continuous appreciation of RMB can alleviate the impact of imported inflation on the one hand, and leave a certain margin of safety for the subsequent potential upward risk of U.S. bond yield on the other hand.</p><p><b>▍ How does the continued appreciation of RMB affect imports and exports?</b></p><p>In terms of imports, at present, the growth of China's import value is mainly driven by the rise of overseas commodity prices. Under the continuous appreciation of RMB, the cost pressure faced by import enterprises and the imported inflation caused by the rise of commodity prices may weaken.</p><p>In terms of exports, CITIC believes that \"looking at external demand short and looking at structure long\". That is, in the short term, the overseas epidemic situation has repeatedly superimposed the repair of external demand in Europe and the United States, and the setback in the repair of global supply capacity will continue to stimulate China's exports or offset the impact of some currency appreciation; In the long run, China's trade structure is also constantly adjusting, and the dependence of exports on labor-intensive products has decreased. Therefore, the impact of RMB appreciation on exports has also weakened.</p><p><b>▍ Conclusion: Combining factors such as China's strong exports, the lower real interest rate in the United States and the overall pigeon attitude of the Federal Reserve, CITIC believes that the RMB exchange rate still has room for appreciation, and the US dollar exchange rate against RMB will fall or hit 6.2.</b></p><p>From the perspective of import and export, the obstacles encountered by RMB appreciation are limited, mainly for the following reasons: 1) RMB appreciation or alleviation of the pressure brought by rising commodity prices, thus reducing the cost of import enterprises; 2) In the short term, the strong external demand superimposed on the global supply capacity has not been repaired, which supports China's exports or weakens the negative impact brought by the appreciation of RMB; 3) In the long run, the transformation of China's trade structure has weakened the sensitivity of export products to RMB appreciation.</p><p>In addition, with the strengthening of China's own economic strength, the internationalization of RMB and the continuous opening of financial markets, the value of RMB asset allocation will increase. In the future, the flexibility of RMB will increase, and two-way fluctuations may become the norm. The central bank's tolerance for RMB exchange rate fluctuations will increase. The continuous appreciation of RMB may alleviate the imported inflationary pressure to some extent, and provide a margin of safety for the subsequent potential upward trend of U.S. bond yields.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>The central parity rate of RMB hit the highest since June 14, 2018</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nThe central parity rate of RMB hit the highest since June 14, 2018\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/102\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">老虎资讯综合 </p>\n<p class=\"h-time smaller\">2021-05-26 09:16</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p>On May 26th, the central parity rate of RMB against the US dollar was reported at 6.4099, an increase of 184 points; The middle price of the previous trading day was 6.4283, the official closing price of the previous trading day was 6.4078, and the last night trading closed at 6.4120.</p><p><b>Further reading:</b></p><p><b>Down or hit the 6.2 mark, what is the impact of the accelerated appreciation of RMB?</b></p><p>Since June 2020, the RMB has emerged from a strong period. As of May 25, 2021, the offshore RMB has risen above the 6.4 mark against the US dollar, reaching a high since mid-June 2018 to 6.3961; The onshore RMB hit a high since mid-June 2018 to 6.4016 against the US dollar. The continuous appreciation of RMB has also caused intensive statements from the regulatory authorities and widespread concern from the market in recent days. Then, is there still room for RMB appreciation in the follow-up, and what are the impacts of RMB accelerated appreciation?</p><p><b>▍ The regulatory authorities frequently speak out on the RMB exchange rate issue.</b></p><p>Recently, the continuous appreciation of RMB exchange rate has triggered intensive statements from regulatory authorities, emphasizing that two-way fluctuations will become the norm in the process of RMB exchange rate marketization. Looking back at the relevant reforms of RMB exchange rate since 1994, it is noted that after the \"8-11 exchange rate reform\", the month-on-month change rate of the central parity of US dollar against RMB has significantly expanded from October 2015 to now, and the flexibility of RMB has increased. The future trend of RMB exchange rate will continue to depend on market supply and demand and changes in international financial markets. The central bank's tolerance for RMB exchange rate fluctuations has increased, which means that RMB will have a wider space under the current appreciation trend.<a href=\"https://laohu8.com/S/600030\">CITIC Securities</a>It is believed that the continuous appreciation of RMB can alleviate the impact of imported inflation on the one hand, and leave a certain margin of safety for the subsequent potential upward risk of U.S. bond yield on the other hand.</p><p><b>▍ How does the continued appreciation of RMB affect imports and exports?</b></p><p>In terms of imports, at present, the growth of China's import value is mainly driven by the rise of overseas commodity prices. Under the continuous appreciation of RMB, the cost pressure faced by import enterprises and the imported inflation caused by the rise of commodity prices may weaken.</p><p>In terms of exports, CITIC believes that \"looking at external demand short and looking at structure long\". That is, in the short term, the overseas epidemic situation has repeatedly superimposed the repair of external demand in Europe and the United States, and the setback in the repair of global supply capacity will continue to stimulate China's exports or offset the impact of some currency appreciation; In the long run, China's trade structure is also constantly adjusting, and the dependence of exports on labor-intensive products has decreased. Therefore, the impact of RMB appreciation on exports has also weakened.</p><p><b>▍ Conclusion: Combining factors such as China's strong exports, the lower real interest rate in the United States and the overall pigeon attitude of the Federal Reserve, CITIC believes that the RMB exchange rate still has room for appreciation, and the US dollar exchange rate against RMB will fall or hit 6.2.</b></p><p>From the perspective of import and export, the obstacles encountered by RMB appreciation are limited, mainly for the following reasons: 1) RMB appreciation or alleviation of the pressure brought by rising commodity prices, thus reducing the cost of import enterprises; 2) In the short term, the strong external demand superimposed on the global supply capacity has not been repaired, which supports China's exports or weakens the negative impact brought by the appreciation of RMB; 3) In the long run, the transformation of China's trade structure has weakened the sensitivity of export products to RMB appreciation.</p><p>In addition, with the strengthening of China's own economic strength, the internationalization of RMB and the continuous opening of financial markets, the value of RMB asset allocation will increase. In the future, the flexibility of RMB will increase, and two-way fluctuations may become the norm. The central bank's tolerance for RMB exchange rate fluctuations will increase. The continuous appreciation of RMB may alleviate the imported inflationary pressure to some extent, and provide a margin of safety for the subsequent potential upward trend of U.S. bond yields.</p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/6529f5cdb32922fbd58a0fd26c132355","relate_stocks":{},"is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1127154124","content_text":"5月26日讯，人民币兑美元中间价报6.4099，上调184点；上一交易日中间价6.4283，上一交易日官方收盘价6.4078，上日夜盘报收6.4120。延伸阅读：向下或触及6.2关口，人民币加速升值影响几何？2020年6月以来，人民币走出一波强势期，截至2021年5月25日，离岸人民币兑美元升破6.4关口，创2018年6月中旬来高位至6.3961；在岸人民币兑美元创2018年6月中旬来高位至6.4016。人民币的持续升值也引发近日监管层的密集表态和市场的广泛关注。那么，后续人民币是否还有升值空间以及人民币加速升值下的影响又有哪些？▍监管层对人民币汇率问题频繁发声。近日人民币汇率持续升值引发监管部门密集表态，强调在人民币汇率市场化进程中，双向波动将成为常态。回顾自1994年以来的人民币汇率相关改革，注意到“8？11汇改”以后，从2015年10月至今美元兑人民币中间价环比变动率显著扩大，人民币弹性有所增加。未来人民币汇率的走势将继续取决于市场供求和国际金融市场变化，央行对人民币汇率波动的容忍度有所增加，这意味着人民币在当前升值趋势下将具有更宽的空间。中信证券认为，人民币的持续升值一方面能够缓解输入性通胀影响，另一方面也为后续潜在的美债收益率上行风险留出一定的安全边际。▍人民币持续升值如何影响进出口？进口方面，目前我国进口金额的增长主要来自海外大宗商品价格上涨的推动，人民币持续升值下进口企业面临的成本压力以及大宗商品价格上涨导致的输入性通胀或有所减弱。出口方面，中信认为“短看外需，长看结构”。即短期内来看，海外疫情反复叠加欧美外需修复，全球供给能力修复受挫将持续拉动我国出口，或抵消部分货币升值带来的影响；长期来看，我国贸易结构也在不断调整，出口对于劳动密集型产品的依赖下降，因此人民币升值对出口的影响也有所减弱。▍结论：结合我国强劲出口、美国实际利率走低以及美联储整体偏鸽态度等因素，中信认为人民币汇率仍具备升值空间，美元兑人民币汇率向下或触及6.2。从进出口角度来看，人民币升值遇到的阻碍有限，主要原因为：1）人民币升值或缓解大宗商品价格上涨带来的压力，进而降低进口企业成本；2）短期内强劲的外需叠加全球供给能力尚未修复，对我国出口形成的支撑或减弱人民币升值所带来的负面影响；3）长期来看，我国贸易结构的转型使得出口产品对于人民币升值的敏感度有所减弱。此外，随着中国自身经济实力的增强、人民币国际化以及金融市场持续开放，人民币资产配置价值将有所提升。未来人民币的弹性将有所增加，双向波动或成为常态，央行对人民币汇率波动的容忍度增加，人民币持续升值或在一定程度上缓解输入性通胀压力，并为后续潜在的美债收益率上行提供安全边际。","news_type":1,"symbols_score_info":{}},"isVote":1,"tweetType":1,"viewCount":2457,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":306804607,"gmtCreate":1604329034209,"gmtModify":1704955589177,"author":{"id":"3547435519671228","authorId":"3547435519671228","name":"胖虎US","avatar":"https://static.tigerbbs.com/709f9ef57434d4c1ffef9271e573245b","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3547435519671228","idStr":"3547435519671228"},"themes":[],"htmlText":"1","listText":"1","text":"1","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/306804607","repostId":"308682081","repostType":1,"repost":{"id":308682081,"gmtCreate":1603964490843,"gmtModify":1704954493092,"author":{"id":"3494295154959832","authorId":"3494295154959832","name":"FinMelon","avatar":"https://static.tigerbbs.com/eef68a536f68680437ea6627d1d64b6e","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3494295154959832","idStr":"3494295154959832"},"themes":[],"title":"浅析蚂蚁是如何缔造2.1万亿的金融帝国","htmlText":"先說一下螞蟻集團有哪些業務板塊吧。一，支付和商務服務。這塊業務已經趨於穩定了，目前支付寶的MAU接近8億（根據QuestMobile中國移動互聯網2020半年大報告顯示，2020年6月支付寶MAU超7.3億），主要提供了一個流量入口，基本涵蓋了我們生活中所有的消費場景，像天貓、淘寶、餓了麼、盒馬，飛豬，口碑，電影，演出，公交地鐵，衣食住行等等。數據源自：QuestMobile根據艾瑞諮詢中國第三方支付行業研究報告，2016一季度至2019年一季度，線上電商支付的交易規模從9654億元增長到了19820.9億元，增長了105.3%，而同時期線下掃碼支付的交易規模從830億元增長到了73805.3億元，增長了8792.2%。而支付寶在這塊業務的佔比達到了驚人的54.4%！財付通略低，佔比39.4%。數據源自艾瑞諮詢數據源自艾瑞諮詢支付寶2019年總交易額大約23萬億。但是其實這塊業務並不是賺錢的業務，因爲綜合費率的話只有0.2%-0.6%，目前是全球最低；像美國的Paypal和eBay，他們的綜合費率在3%以上，還要加上0.3美金的固定費用（真TM的貴）。這塊業務的增速，每年大概在10%左右。數據源自支付寶官網數據源自eBay官網二，微貸業務。其實真正的利潤點是微貸業務（小額信用貸款），目前微貸業務有兩塊，截至2020年6月30日，花唄和借唄的用戶大約有5億；花唄最厲害的地方在於他背靠支付，擁有超強的消費粘性。目前主要針對的是無信用卡人羣，90後佔了一大半，估計00後、10後就沒人辦信用卡了。有人說借唄的核心競爭力在於利率低和放款條件低，其實這些都只是表象。花唄和借唄真正的核心競爭力是依託於大數據徵信下的風控體系。像借唄的逾期率啊能控制在1%以內，要遠低於其他消費金融的2.6%。這塊業務貢獻了螞蟻集團50%以上的利潤，未來還會保持20%的增速。數據源自螞蟻集團招股書三，理財科技","listText":"先說一下螞蟻集團有哪些業務板塊吧。一，支付和商務服務。這塊業務已經趨於穩定了，目前支付寶的MAU接近8億（根據QuestMobile中國移動互聯網2020半年大報告顯示，2020年6月支付寶MAU超7.3億），主要提供了一個流量入口，基本涵蓋了我們生活中所有的消費場景，像天貓、淘寶、餓了麼、盒馬，飛豬，口碑，電影，演出，公交地鐵，衣食住行等等。數據源自：QuestMobile根據艾瑞諮詢中國第三方支付行業研究報告，2016一季度至2019年一季度，線上電商支付的交易規模從9654億元增長到了19820.9億元，增長了105.3%，而同時期線下掃碼支付的交易規模從830億元增長到了73805.3億元，增長了8792.2%。而支付寶在這塊業務的佔比達到了驚人的54.4%！財付通略低，佔比39.4%。數據源自艾瑞諮詢數據源自艾瑞諮詢支付寶2019年總交易額大約23萬億。但是其實這塊業務並不是賺錢的業務，因爲綜合費率的話只有0.2%-0.6%，目前是全球最低；像美國的Paypal和eBay，他們的綜合費率在3%以上，還要加上0.3美金的固定費用（真TM的貴）。這塊業務的增速，每年大概在10%左右。數據源自支付寶官網數據源自eBay官網二，微貸業務。其實真正的利潤點是微貸業務（小額信用貸款），目前微貸業務有兩塊，截至2020年6月30日，花唄和借唄的用戶大約有5億；花唄最厲害的地方在於他背靠支付，擁有超強的消費粘性。目前主要針對的是無信用卡人羣，90後佔了一大半，估計00後、10後就沒人辦信用卡了。有人說借唄的核心競爭力在於利率低和放款條件低，其實這些都只是表象。花唄和借唄真正的核心競爭力是依託於大數據徵信下的風控體系。像借唄的逾期率啊能控制在1%以內，要遠低於其他消費金融的2.6%。這塊業務貢獻了螞蟻集團50%以上的利潤，未來還會保持20%的增速。數據源自螞蟻集團招股書三，理財科技","text":"先說一下螞蟻集團有哪些業務板塊吧。一，支付和商務服務。這塊業務已經趨於穩定了，目前支付寶的MAU接近8億（根據QuestMobile中國移動互聯網2020半年大報告顯示，2020年6月支付寶MAU超7.3億），主要提供了一個流量入口，基本涵蓋了我們生活中所有的消費場景，像天貓、淘寶、餓了麼、盒馬，飛豬，口碑，電影，演出，公交地鐵，衣食住行等等。數據源自：QuestMobile根據艾瑞諮詢中國第三方支付行業研究報告，2016一季度至2019年一季度，線上電商支付的交易規模從9654億元增長到了19820.9億元，增長了105.3%，而同時期線下掃碼支付的交易規模從830億元增長到了73805.3億元，增長了8792.2%。而支付寶在這塊業務的佔比達到了驚人的54.4%！財付通略低，佔比39.4%。數據源自艾瑞諮詢數據源自艾瑞諮詢支付寶2019年總交易額大約23萬億。但是其實這塊業務並不是賺錢的業務，因爲綜合費率的話只有0.2%-0.6%，目前是全球最低；像美國的Paypal和eBay，他們的綜合費率在3%以上，還要加上0.3美金的固定費用（真TM的貴）。這塊業務的增速，每年大概在10%左右。數據源自支付寶官網數據源自eBay官網二，微貸業務。其實真正的利潤點是微貸業務（小額信用貸款），目前微貸業務有兩塊，截至2020年6月30日，花唄和借唄的用戶大約有5億；花唄最厲害的地方在於他背靠支付，擁有超強的消費粘性。目前主要針對的是無信用卡人羣，90後佔了一大半，估計00後、10後就沒人辦信用卡了。有人說借唄的核心競爭力在於利率低和放款條件低，其實這些都只是表象。花唄和借唄真正的核心競爭力是依託於大數據徵信下的風控體系。像借唄的逾期率啊能控制在1%以內，要遠低於其他消費金融的2.6%。這塊業務貢獻了螞蟻集團50%以上的利潤，未來還會保持20%的增速。數據源自螞蟻集團招股書三，理財科技",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