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Tiger Certification: SGX SREITS Specialist.REITsavvy Funder. Investment & Legacy Specialist.
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12-15 23:44

The Money Ladder: How to Build Consistent Income That Pays You Every Month

Are you a retiree looking for dependable passive income? Or an investor who wants your investments to generate cash flow to cover monthly expenses? The “money laddering” strategy is a simple, structured way to achieve this goal by creating predictable, repeating cash flow.View the Cash Flow Generation using Laddering Strategy on CNA Money Mind.What is a Money Laddering Strategy?Laddering is the process of splitting your total investment capital into smaller parts (or “rungs”). Instead of putting all your money into one asset that pays out once a year, you invest in multiple assets that mature or pay out at different, staggered times.The Key Benefit: This ensures money flows into your bank account regularly, often monthly or quarterly, instead of waiting a full year or more for returns. Thi
The Money Ladder: How to Build Consistent Income That Pays You Every Month

Singapore REITs Monthly Update: Analysis of 38 SREITs

Technical Analysis of FTSE ST REIT Index (FSTAS351020)FTSE ST Real Estate Investment Trusts (FTSE ST REIT Index) increased from 660.49 to 674.37 (2.10%) compared to last month's update. The index has recovered steadily since the April low, and is now consolidating just below the 684 level (previous high attained on 30 July). The 200D SMA is mostly reversed, suggesting improved market sentiment. Resistance around 675–680 has been for the past one month; a breakout above this zone could pave the way toward 700. The 50D SMA (663) and the 200D SMA (645) provide immediate support. Stronger support remains at 620, tested multiple times in 2024–2025.$CSOP iEdge SREIT ETF S$(SRT.SI)$ $CSOP iEdge SREIT ETF US
Singapore REITs Monthly Update: Analysis of 38 SREITs

Money and Me: REITs Among Upcoming IPO's and what you need to know

Could 2025 be the year Singapore's REIT market regains its shine? With $Centurion(OU8.SI)$ gearing up for a REIT IPO backed by worker and student housing, $Keppel DC Reit(AJBU.SI)$ reclaiming a spot on the STI, and Singapore office REITs posting resilient Q1 numbers, the landscape is shifting fast. Hosted by Michelle Martin with guest Kenny Loh, REIT Specialist and Wealth Advisory Director, this episode explores what’s hot, what’s risky, and whether investor appetite can absorb a new wave of IPOs in an already liquidity-sensitive market. REITs mentioned in the interview: $EliteComREIT GBP(MXNU.SI)$ $Stoneweg EUTrus
Money and Me: REITs Among Upcoming IPO's and what you need to know

CapitaLand Investment (CLI): Charting a Course from Real Estate Owner to Global Asset Manager

$CapitaLandInvest(9CI.SI)$ CapitaLand Investment (CLI) is undergoing a significant transformation, moving aggressively from a capital-intensive real estate development model to an asset-light, fee-income-driven global real asset manager. This shift, coupled with the potential for a transformational merger, places CLI at a critical inflection point, with both the technical chart and its fundamental business segments signaling high volatility and high potential. Technical Analysis: Poised for a Breakout Current chart for CLI (9CI.SG) provides a clear technical picture that aligns with its current high-stakes fundamental news flow. Strong Support: The stock recently found solid footing, rebounding firmly from a critical support level around S$2.60.
CapitaLand Investment (CLI): Charting a Course from Real Estate Owner to Global Asset Manager

💡𝐊𝐞𝐲 𝐈𝐧𝐬𝐢𝐠𝐡𝐭𝐬 𝐟𝐫𝐨𝐦 𝐀𝐦𝐮𝐧𝐝𝐢'𝐬 2026 𝐌𝐚𝐫𝐤𝐞𝐭 𝐎𝐮𝐭𝐥𝐨𝐨𝐤

Great to attend the Amundi Investment Solutions #MarketOutlook, offering a comprehensive view on what to expect after a surprisingly resilient 2025 marked by strong equity performance despite persistent tariffs. The general mood is cautiously optimistic, advocating for diversification amidst shifting geopolitical and technological landscapes. Kenny Loh, CFP® AEPP® IBFA MBAKenny Loh, CFP® AEPP® IBFA MBA Kenny Loh, CFP® AEPP® IBFA MBAKenny Loh, CFP® AEPP® IBFA MBA 𝐆𝐥𝐨𝐛𝐚𝐥 𝐄𝐜𝐨𝐧𝐨𝐦𝐲 & 𝐏𝐨𝐥𝐢𝐜𝐲 𝐒𝐭𝐚𝐧𝐜𝐞 🟢Resilience continues: The global economy is proving resilient, with expectations that the US will avoid a hard landing in 2026, though fiscal policy will be doing much of the heavy lifting. 🟢Inflation & Rates: While inflation is sticky, it's no longer rising, allowing for the continuation of
💡𝐊𝐞𝐲 𝐈𝐧𝐬𝐢𝐠𝐡𝐭𝐬 𝐟𝐫𝐨𝐦 𝐀𝐦𝐮𝐧𝐝𝐢'𝐬 2026 𝐌𝐚𝐫𝐤𝐞𝐭 𝐎𝐮𝐭𝐥𝐨𝐨𝐤

S-REITs Recap - Week 46 (2025)

🪙 Prime US REIT (YTD +15.79% | 5D +0.51%) 3Q 2025 update: Committed occupancy rose to 80.7%, with 92,000 sq ft of new leases signed in the quarter and 6.4% rental reversion for 9M 2025. Major new leases include X-Energy (120,000 sq ft, 11 years) and a 20-year U.S. government lease. Raised US$25m equity in October to fund capex and boost debt headroom; aims to normalise distributions in 2026. $Prime US ReitUSD(OXMU.SI)$ 🪙 United Hampshire US REIT (YTD +6.32% | 5D +3.06%) 3Q 2025 results: Gross revenue +1.4%, NPI +5.7% YoY, occupancy 97%, and self-storage 94.9%. Maintains low leverage (37.8%) and long WALE (7.5 years), with minimal near-term lease expiries. $UtdHampshReitUSD(ODBU.SI)$ 🪙 Stoneweg Europ
S-REITs Recap - Week 46 (2025)

Centurion Accomodation REIT IPO: Prospectus & Summary

I attended the Analyst Presentation for Centurion Accommodation REIT on 19 September 2025, where I had the opportunity to engage with both the CEO and CFO. It was an insightful session that offered valuable perspectives on the REIT’s strategy and growth outlook.   cd142fed-9637-47f4-af0b-3bcae9e688ba-1   Overview Centurion Accommodation REIT (CAREIT) is launching an initial public offering (IPO) on the SGX Mainboard to raise approximately S$771.1 million, marking Singapore’s first pure-play purpose-built living accommodation REIT. The Offering consists of 262.2 million units priced at S$0.88 per unit for investors. Cornerstone investors, including global and regional real estate funds and long-only institutions such as FIL Investment Management, abrdn Asia, UBS, Eastspring, and o
Centurion Accomodation REIT IPO: Prospectus & Summary

Singapore REITs: How to Turn $100,000 into Monthly Passive Income

Building a Singapore REITs (S-REITs) portfolio with $100,000 requires a strategic approach to diversification, risk management, and income generation. Here’s a step-by-step guide to help you construct a well-balanced portfolio: 1. Diversify Across Sectors S-REITs cover various property sectors, each with unique risk-return profiles. Aim for diversification to mitigate sector-specific risks: Retail REITs: E.g., $CapLand IntCom T(C38U.SI)$, Frasers Centrepoint Trust. Industrial REITs: E.g., $Mapletree Log Tr(M44U.SI)$, $CapLand Ascendas REIT(A17U.SI)$ Office REITs: E.g., Keppel REIT. $Suntec Reit(T82U.SI)$ Hosp
Singapore REITs: How to Turn $100,000 into Monthly Passive Income
avatarKenny_Loh
2023-01-02

Singapore REITs (Jan 2023)

Technical Analysis of FTSE ST REIT Index (FSTAS351020)FTSE ST Real Estate Investment Trusts (FTSE ST REIT Index) increased from 723.18 to 725.07 (0.26%) compared tolast month’s update. The REIT Index has rebounded from the sell-off in September and October and since early November has been within the range of 714 and 742. It has been moving sideways for the past 2 months. This is a typical flag pattern after a strong move.Short-term direction:Sideways (20D SMA is moving sideways)Medium-term direction:Sideways (50D SMA is moving sideways)Long-term directionDown (200D SMA is sloping down)Immediate Support at 714Immediate Resistance at 742Fundamental Analysis of 38 Singapore REITsThe following is the compilation of 38 Singapore REITs with colour-coding of the Distribution Yield, Gea
Singapore REITs (Jan 2023)

Q&A for Singapore REITs Investment Forum at SGX on Tuesday

For those who are unable to attend the forum, I summarise the Q&A in panel discussion below: Bridging the Confidence Gap: How Overseas-Focused REITs Can Win Investor Trust I think the biggest challenge for overseas-focused REITs is really about familiarity and trust. When investors look at local REITs, they can easily relate to the assets – they know the malls, the offices, they can see them. With overseas assets, that familiarity gap creates concerns around asset quality, local regulations, and even currency risks. What I’ve seen work well is when REITs make a conscious effort to bridge that gap with education and transparency. For example, some REITs conduct detailed virtual tours, regular property updates, and even case studies on key tenants so investors feel they can “se
Q&A for Singapore REITs Investment Forum at SGX on Tuesday

Fed Rate Cuts Ignite Singapore REIT Surge: Are Yield Opportunities Set to Soar?

This week’s FOMC meeting is widely expected to result in a 25 basis point rate cut, marking the first such move in 2025 as the Federal Reserve responds to a softening US labor market and persistently moderate inflation. Market consensus places a greater than 90% probability on this outcome, with a small minority of analysts considering the chance of a larger half-point cut. FOMC Expectations and Rationale Most analysts and market participants expect the Federal Reserve to cut its benchmark interest rate by 0.25%, lowering the federal funds rate to the 4.00–4.25% range. The cut is in response to slowing job growth, rising unemployment (now around 4.3%), and inflation that has moderated but remains above the 2% target. The "dot plot" and economic projections to be released with the meeting w
Fed Rate Cuts Ignite Singapore REIT Surge: Are Yield Opportunities Set to Soar?
avatarKenny_Loh
2022-12-12

Singapore REIT Dec-2022 Update

Technical Analysis of FTSE ST REIT Index (FSTAS351020)FTSE ST Real Estate Investment Trusts (FTSE ST REIT Index) decreased from 737.39 to 723.18 (-1.91%) compared tolast month’s update. The REIT Index is rebounding and trading in an upward parallel channel. The 20D SMA has just crossing up the 50D SMA indicate a short-term bullish up trend. Short-term direction:Up (Parallel Channel, 20D SMA is sloping up) Medium-term direction:Down (50D SMA is sloping down) Long-term directionDown (200D SMA is sloping down) Immediate Support at 720 (Parallel Channel, 20D SMA) Immediate Resistance at 747 2 years FTSE REIT Index ChartPrevious chart on FTSE ST REIT index can be found in the last post:Singapore REIT Fundamental Comparison Tableon November 13rd, 2022.Fundamental Analysis of 38 Singapo
Singapore REIT Dec-2022 Update

𝐒𝐢𝐧𝐠𝐚𝐩𝐨𝐫𝐞 𝐑𝐄𝐈𝐓𝐬 𝐌𝐨𝐧𝐭𝐡𝐥𝐲 𝐔𝐩𝐝𝐚𝐭𝐞 (June 2025)

📈 Technically, Singapore REITs sector is consolidating at an important support level of FTSE ST REIT Index and trading close to the level during the COVID crash in Mar 2020. At the same time, the REIT index is forming an Inverted Head and Shoulders, a potential trend reversal pattern, with 200D SMA as neckline resistance. 🔥 Total Market Cap = S$86.45Billion ( ⬇️from S$88.23 Billion) 🎯 Average Price/NAV = 0.76 (Maintain) 🎯 Average Distribution Yield = 5.99% (⬇️ from 6.27%) 🎯 Market Cap Weighted Average Distribution Yield = 6.08% (⬇️ from 6.17%) 🎯 Average Gearing Ratio = 39.94% (⬆️ from 39.80%) 💹 Average Yield Spread (vs 10 years SG Gov yield) = 3.95% (⬆️ from 3.93%) 𝗕𝘂𝗹𝗹 / 𝗕𝗲𝗮𝗿 𝗖𝗮𝗹𝗹 𝗳𝗼𝗿 𝗦-𝗥𝗘𝗜𝗧 𝗦𝗲𝗰𝘁𝗼𝗿 (𝗜𝗻 𝗚𝗲𝗻𝗲𝗿𝗮𝗹): 🐮Valuation (24% discount to Market Fair Value) 🐮🐻 Technical Momentum (trading
𝐒𝐢𝐧𝐠𝐚𝐩𝐨𝐫𝐞 𝐑𝐄𝐈𝐓𝐬 𝐌𝐨𝐧𝐭𝐡𝐥𝐲 𝐔𝐩𝐝𝐚𝐭𝐞 (June 2025)
avatarKenny_Loh
2023-03-09

Singapore REITs Mar-2023

FTSE ST Real Estate Investment Trusts (FTSE ST REIT Index) decreased from 748.41 to 734.05 (1.91%) compared to last month’s update. After failing to break above the previous support turn resistance zone of 790-800 on February 3rd 2023, the S-REIT Index is currently retracing back and trading between the 730-744 zone for the past few weeks.Short-term direction: Sideways (trading between 730-744 zone)Medium-term direction: Sideways (50D SMA is sideways)Long-term direction Down (200D SMA is sloping down)Immediate Support at 730, followed by 714.Immediate Resistance at 744, followed by 790-800 zone.2 years FTSE REIT Index ChartPrevious chart on FTSE ST REIT index can be found in the last post: Singapore REIT Fundamental Comparison Table on February 11th, 2023.Fundamental Analysis of 38 Si
Singapore REITs Mar-2023

Sideway Consolidation for Singapore REITs

$FTSE ST All-Share Real Estate Investment Trusts Index(FSTAS351020.IN) is currently trading within a range between 625 and 660. At the same time, the REIT index is forming an Invested Head and Shoulder with 200D SMA as neckline resistance. ‌ Look out for breakout catalysts: (1) Huge improvement in DPU payout in the next quarter earning release. (2) An Interest Rate Cut by US Fed (3) Plunge in US 10 Years Risk Free Rate ‌ $CSOP iEdge SREIT ETF S$(SRT.SI) $CSOP iEdge SREIT ETF US$(SRU.SI) $LION-PHILLIP S-REIT(CLR.SI) ‌ For Trading - No Trend (Hold) For Long Term Investing - Accumulate in Stages
Sideway Consolidation for Singapore REITs

The iEdge Singapore Next 50 Indices: Which S-REITs Are Included?

The Singapore Exchange (SGX) has rolled out the iEdge Singapore Next 50 Indices, designed to capture the performance of mid-cap companies that fall just outside the Straits Times Index (STI)’s top 30. The move underscores SGX’s ongoing effort to broaden investor access to Singapore’s equity market beyond its blue-chip heavyweights.The indices track the next 50 largest companies listed on the Mainboard, excluding the STI constituents, and are structured for liquidity and replicability. Two variations have been introduced. The iEdge Singapore Next 50 Index is weighted by free-float market capitalization, while the iEdge Singapore Next 50 Liquidity Weighted Index uses a liquidity-based weighting measured by six-month median daily traded value. Both cap individual stocks at 5% to avoid overcon
The iEdge Singapore Next 50 Indices: Which S-REITs Are Included?

Singapore REITs in Rate Cut Cycle - H2 2025 Outlook

If you have missed out the live stream, you can view the recorded version here.Click to watch live👉Follow Kenny Loh
Singapore REITs in Rate Cut Cycle - H2 2025 Outlook

Yield Comparison of Singapore Fixed Income and Alternative Investments (June 2025)

The latest yield comparison table (as of June 21, 2025) provides a comprehensive overview of fixed income and alternative investment options available to Singapore-based investors. The table highlights current annual yields, risk levels, and other key metrics across a spectrum of products, from government bonds to private credit funds. Key Highlights: Risk-Free Options: Singapore government securities such as the 6-Month and 1-Year T Bills, as well as the Singapore Savings Bonds, continue to offer stable, risk-free returns ranging from 1.96% to 2.49% per annum. These instruments are denominated in SGD and are ideal for conservative investors seeking capital preservation. Fixed Deposits: Fixed deposits at major banks like Maybank and OCBC provide yields between 1.65% and 2.05%. These are al
Yield Comparison of Singapore Fixed Income and Alternative Investments (June 2025)

Keppel REIT Double Bottom Breakout!

$KEPPEL REIT(K71U.SI)$ broke the 200D SMA resistance from a Double Bottom, a trend reversal chart pattern, and starts an uptrend. ‌Price Target for this breakout is $0.935.‌ TTM DPU Yield = 6.2% Price/NAV = 0.70 Gearing Ratio = 42.1% Occupancy Rate = 96% WALE = 4.7 Years WADM =2.6 Years ICR = 2.5x
Keppel REIT Double Bottom Breakout!
avatarKenny_Loh
2023-02-14

Singapore REITs (Feb 2023)

Technical Analysis of FTSE ST REIT Index (FSTAS351020)FTSE ST Real Estate Investment Trusts (FTSE ST REIT Index) increased from 725.07 to 748.41 (3.22%)compared tolast month’s update. The S-REIT Index is currently retracing back to the resistance turned support level at about 740, after failing to break above the previous support turn resistance zone of 790-800.Short-term direction:Down (retracement is underway)Medium-term direction:Up (50D SMA is sloping upward)Long-term directionDown (200D SMA is sloping down)Immediate Support at740, followed by 712Immediate Resistance at790-800 zone.2 years FTSE REIT Index ChartPrevious chart on FTSE ST REIT index can be found in the last post:Singapore REIT Fundamental Comparison Tableon January 1st, 2023.Fundamental Analysis of 38 Singapore REITs
Singapore REITs (Feb 2023)

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