Tmkgi personal page - To The Moon

Tmkgi

Tmkgi

No personal profile

122Follow

4Followers

0Topic

0Badge

2021-07-28

TSLA TO THE MOON

Wall St snaps five-day up streak as caution rises before tech earnings, Fed

2021-06-26

Like and comment please

Sorry, the original content has been removed

2021-07-12

APES TOGETHER STRONG!!

Sorry, the original content has been removed

2021-07-30

ELON MUSK

Sorry, the original content has been removed

2021-07-09

$BlackBerry(BB)$Life is tough

2021-07-04

Like and comment so AMC goes to the moon!!

AMC Options Traders Aren't Discouraged, Repeatedly Hammer Calls

2021-07-04

Like and comment so the market won’t crash!!

Suze Orman worries about a market crash — here's what you should do

2021-07-02

Like and comment with AMC is going to the moon!!

Sorry, the original content has been removed

2021-07-09

Like and comment if you want your stock to move higher!!

Sorry, the original content has been removed

2021-07-10

Amc to the moon

US IPO Week Ahead: Real estate, post-pandemic plays and more in an 9 IPO week

Go to Tiger App to see more news

{"i18n":{"language":"en_US"},"userPageInfo":{"id":"3573292195406873","uuid":"3573292195406873","gmtCreate":1610198171852,"gmtModify":1622688521551,"name":"Tmkgi","pinyin":"tmkgi","introduction":"","introductionEn":null,"signature":"","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","hat":null,"hatId":null,"hatName":null,"vip":1,"status":2,"fanSize":4,"headSize":122,"tweetSize":0,"questionSize":0,"limitLevel":999,"accountStatus":4,"level":{"id":3,"name":"书生虎","nameTw":"書生虎","represent":"努力向上","factor":"发布10条非转发主帖,其中5条获得他人回复或点赞","iconColor":"3C9E83","bgColor":"A2F1D9"},"themeCounts":0,"badgeCounts":0,"badges":[],"moderator":false,"superModerator":false,"manageSymbols":null,"badgeLevel":null,"boolIsFan":false,"boolIsHead":false,"favoriteSize":0,"symbols":null,"coverImage":null,"realNameVerified":"success","userBadges":[{"badgeId":"972123088c9646f7b6091ae0662215be-3","templateUuid":"972123088c9646f7b6091ae0662215be","name":"Legendary Trader","description":"Total number of securities or futures transactions reached 300","bigImgUrl":"https://static.tigerbbs.com/656db16598a0b8f21429e10d6c1cb033","smallImgUrl":"https://static.tigerbbs.com/03f10910d4dd9234f9b5702a3342193a","grayImgUrl":"https://static.tigerbbs.com/0c767e35268feb729d50d3fa9a386c5a","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2025.10.24","exceedPercentage":"93.87%","individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1100},{"badgeId":"44212b71d0be4ec88898348dbe882e03-1","templateUuid":"44212b71d0be4ec88898348dbe882e03","name":"Boss Tiger","description":"The transaction amount of the securities account reaches $100,000","bigImgUrl":"https://static.tigerbbs.com/c8dfc27c1ee0e25db1c93e9d0b641101","smallImgUrl":"https://static.tigerbbs.com/f43908c142f8a33c78f5bdf0e2897488","grayImgUrl":"https://static.tigerbbs.com/82165ff19cb8a786e8919f92acee5213","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2025.06.06","exceedPercentage":"60.36%","individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1101},{"badgeId":"1026c425416b44e0aac28c11a0848493-3","templateUuid":"1026c425416b44e0aac28c11a0848493","name":" Tiger Idol","description":"Join the tiger community for 1500 days","bigImgUrl":"https://static.tigerbbs.com/8b40ae7da5bf081a1c84df14bf9e6367","smallImgUrl":"https://static.tigerbbs.com/f160eceddd7c284a8e1136557615cfad","grayImgUrl":"https://static.tigerbbs.com/11792805c468334a9b31c39f95a41c6a","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2025.02.18","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1001},{"badgeId":"7a9f168ff73447fe856ed6c938b61789-1","templateUuid":"7a9f168ff73447fe856ed6c938b61789","name":"Knowledgeable Investor","description":"Traded more than 10 stocks","bigImgUrl":"https://static.tigerbbs.com/e74cc24115c4fbae6154ec1b1041bf47","smallImgUrl":"https://static.tigerbbs.com/d48265cbfd97c57f9048db29f22227b0","grayImgUrl":"https://static.tigerbbs.com/76c6d6898b073c77e1c537ebe9ac1c57","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1102},{"badgeId":"a83d7582f45846ffbccbce770ce65d84-1","templateUuid":"a83d7582f45846ffbccbce770ce65d84","name":"Real Trader","description":"Completed a transaction","bigImgUrl":"https://static.tigerbbs.com/2e08a1cc2087a1de93402c2c290fa65b","smallImgUrl":"https://static.tigerbbs.com/4504a6397ce1137932d56e5f4ce27166","grayImgUrl":"https://static.tigerbbs.com/4b22c79415b4cd6e3d8ebc4a0fa32604","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1100}],"userBadgeCount":5,"currentWearingBadge":null,"individualDisplayBadges":null,"crmLevel":6,"crmLevelSwitch":0,"location":null,"starInvestorFollowerNum":0,"starInvestorFlag":false,"starInvestorOrderShareNum":0,"subscribeStarInvestorNum":0,"ror":null,"winRationPercentage":null,"showRor":false,"investmentPhilosophy":null,"starInvestorSubscribeFlag":false},"baikeInfo":{},"tab":"hot","tweets":[{"id":806269802,"gmtCreate":1627658368806,"gmtModify":1703494347033,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>Patience","listText":"<a href=\"https://laohu8.com/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>Patience","text":"$SoFi Technologies Inc.(SOFI)$Patience","images":[{"img":"https://static.tigerbbs.com/49d0fa2f721b2ab6428e26544dc4b115","width":"1170","height":"2026"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/806269802","isVote":1,"tweetType":1,"viewCount":2320,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":806269312,"gmtCreate":1627658355536,"gmtModify":1703494346869,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"Patience","listText":"Patience","text":"Patience","images":[{"img":"https://static.tigerbbs.com/16fce5c98c6488d37fe011e3f529960c","width":"1125","height":"2872"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/806269312","isVote":1,"tweetType":1,"viewCount":2664,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":808533482,"gmtCreate":1627601006046,"gmtModify":1703492996878,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"Let’s go!!","listText":"Let’s go!!","text":"Let’s go!!","images":[{"img":"https://static.tigerbbs.com/94a9b6c7ca0babbb3945fe21623bf008","width":"1125","height":"2974"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/808533482","isVote":1,"tweetType":1,"viewCount":2861,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":808533301,"gmtCreate":1627600974903,"gmtModify":1703492996548,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"$wish","listText":"$wish","text":"$wish","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/808533301","repostId":"1143143611","repostType":4,"isVote":1,"tweetType":1,"viewCount":3249,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":808539211,"gmtCreate":1627600913033,"gmtModify":1703492995212,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"ELON MUSK","listText":"ELON MUSK","text":"ELON MUSK","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":9,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/808539211","repostId":"1105519179","repostType":4,"isVote":1,"tweetType":1,"viewCount":3083,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3576274545052910","authorId":"3576274545052910","name":"Kevin92","avatar":"https://static.tigerbbs.com/c5ff4addbbdb8d9d15fec29f9709b0c3","crmLevel":2,"crmLevelSwitch":0,"authorIdStr":"3576274545052910","idStr":"3576274545052910"},"content":"Like and comment","text":"Like and comment","html":"Like and comment"}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":803240845,"gmtCreate":1627443931487,"gmtModify":1703490090960,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"TRAVEL WILL BE BACK!","listText":"TRAVEL WILL BE BACK!","text":"TRAVEL WILL BE BACK!","images":[{"img":"https://static.tigerbbs.com/34e3ed7fd6dcd3dd5b46effd505b978f","width":"1125","height":"2886"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/803240845","isVote":1,"tweetType":1,"viewCount":2597,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":803257358,"gmtCreate":1627443880774,"gmtModify":1703490087783,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"TSLA TO THE MOON","listText":"TSLA TO THE MOON","text":"TSLA TO THE MOON","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":10,"commentSize":3,"repostSize":0,"link":"https://ttm.financial/post/803257358","repostId":"2154991792","repostType":4,"repost":{"id":"2154991792","kind":"highlight","weMediaInfo":{"introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"media_name":"Reuters","id":"1036604489","head_image":"https://static.tigerbbs.com/443ce19704621c837795676028cec868"},"pubTimestamp":1627428087,"share":"https://ttm.financial/m/news/2154991792?lang=en_US&edition=fundamental","pubTime":"2021-07-28 07:21","market":"us","language":"en","title":"Wall St snaps five-day up streak as caution rises before tech earnings, Fed","url":"https://stock-news.laohu8.com/highlight/detail?id=2154991792","media":"Reuters","summary":"NEW YORK, July 27 (Reuters) - U.S. stocks fell on Tuesday, ending a five-day winning streak in the t","content":"<p>NEW YORK, July 27 (Reuters) - U.S. stocks fell on Tuesday, ending a five-day winning streak in the three major indexes, as investors were cautious before results from top tech and internet names and Wednesday's Federal Reserve announcement.</p>\n<p>The Nasdaq led the day's declines, registering its biggest daily percentage drop since May 12, but the three indexes pared losses heading into the close and ended well off the lows of the session.</p>\n<p>Shares of Apple Inc, Microsoft Corp&nbsp;and Google parent Alphabet Inc , which all reported earnings after the bell, dropped and weighed the most on the Nasdaq and S&amp;P 500 along with Amazon.com Inc , which is expected to report results later this week.</p>\n<p>Also, electric-car maker Tesla Inc fell 2%, a day after it posted a bigger-than-expected second-quarter profit but said a global chip shortage that led to temporary factory shutdowns for the automaker remains serious.</p>\n<p>Shares of the heavily weighted tech and internet companies have run up recently and last week regained leadership in the market, putting their results even more in the spotlight.</p>\n<p>\"Expectations are so high. They're going to have good numbers ... but we are expecting much more or maybe they will talk down the second half of the year,\" said Paul Nolte, portfolio manager at Kingsview Investment Management in Chicago.</p>\n<p>Adding to the cautious tone is the outlook for U.S.-listed Chinese stocks, he said. The shares including Baidu extended losses as fears over more regulations in the mainland persisted.</p>\n<p>\"There's a fair amount of (U.S.) investors in those companies,\" Nolte said.</p>\n<p>Uncertainty also rose as the Fed began its two-day meeting, with investors looking for signs on when it intends to begin reining in its massive stimulus program.</p>\n<p>The Dow Jones Industrial Average&nbsp;fell 85.79 points, or 0.24%, to 35,058.52, the S&amp;P 500&nbsp;lost 20.84 points, or 0.47%, to 4,401.46 and the Nasdaq Composite &nbsp;dropped 180.14 points, or 1.21%, to 14,660.58.</p>\n<p>Helping to support the Dow, shares of McDonald's Corp&nbsp;rose 1% ahead of its results due before the bell on Wednesday.</p>\n<p>In another sign that investors were in a risk-off mood, defensive sectors such as real estate&nbsp;and utilities&nbsp;were the two best-performing S&amp;P 500 categories for the day, and U.S. Treasuries prices rose.</p>\n<p>Intel Corp&nbsp;shares dropped 2.1% after it said its factories would start building Qualcomm chips and laid out a road map to expand its new foundry business.</p>\n<p>Volume on U.S. exchanges was 10.36 billion shares, compared with the 9.86 billion average for the full session over the last 20 trading days.</p>\n<p>Declining issues outnumbered advancing ones on the NYSE by a 1.87-to-1 ratio; on Nasdaq, a 2.65-to-1 ratio favored decliners.</p>\n<p>The S&amp;P 500 posted 44 new 52-week highs and no new lows; the Nasdaq Composite recorded 39 new highs and 235 new lows.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Wall St snaps five-day up streak as caution rises before tech earnings, Fed</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWall St snaps five-day up streak as caution rises before tech earnings, Fed\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1036604489\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/443ce19704621c837795676028cec868);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2021-07-28 07:21</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>NEW YORK, July 27 (Reuters) - U.S. stocks fell on Tuesday, ending a five-day winning streak in the three major indexes, as investors were cautious before results from top tech and internet names and Wednesday's Federal Reserve announcement.</p>\n<p>The Nasdaq led the day's declines, registering its biggest daily percentage drop since May 12, but the three indexes pared losses heading into the close and ended well off the lows of the session.</p>\n<p>Shares of Apple Inc, Microsoft Corp&nbsp;and Google parent Alphabet Inc , which all reported earnings after the bell, dropped and weighed the most on the Nasdaq and S&amp;P 500 along with Amazon.com Inc , which is expected to report results later this week.</p>\n<p>Also, electric-car maker Tesla Inc fell 2%, a day after it posted a bigger-than-expected second-quarter profit but said a global chip shortage that led to temporary factory shutdowns for the automaker remains serious.</p>\n<p>Shares of the heavily weighted tech and internet companies have run up recently and last week regained leadership in the market, putting their results even more in the spotlight.</p>\n<p>\"Expectations are so high. They're going to have good numbers ... but we are expecting much more or maybe they will talk down the second half of the year,\" said Paul Nolte, portfolio manager at Kingsview Investment Management in Chicago.</p>\n<p>Adding to the cautious tone is the outlook for U.S.-listed Chinese stocks, he said. The shares including Baidu extended losses as fears over more regulations in the mainland persisted.</p>\n<p>\"There's a fair amount of (U.S.) investors in those companies,\" Nolte said.</p>\n<p>Uncertainty also rose as the Fed began its two-day meeting, with investors looking for signs on when it intends to begin reining in its massive stimulus program.</p>\n<p>The Dow Jones Industrial Average&nbsp;fell 85.79 points, or 0.24%, to 35,058.52, the S&amp;P 500&nbsp;lost 20.84 points, or 0.47%, to 4,401.46 and the Nasdaq Composite &nbsp;dropped 180.14 points, or 1.21%, to 14,660.58.</p>\n<p>Helping to support the Dow, shares of McDonald's Corp&nbsp;rose 1% ahead of its results due before the bell on Wednesday.</p>\n<p>In another sign that investors were in a risk-off mood, defensive sectors such as real estate&nbsp;and utilities&nbsp;were the two best-performing S&amp;P 500 categories for the day, and U.S. Treasuries prices rose.</p>\n<p>Intel Corp&nbsp;shares dropped 2.1% after it said its factories would start building Qualcomm chips and laid out a road map to expand its new foundry business.</p>\n<p>Volume on U.S. exchanges was 10.36 billion shares, compared with the 9.86 billion average for the full session over the last 20 trading days.</p>\n<p>Declining issues outnumbered advancing ones on the NYSE by a 1.87-to-1 ratio; on Nasdaq, a 2.65-to-1 ratio favored decliners.</p>\n<p>The S&amp;P 500 posted 44 new 52-week highs and no new lows; the Nasdaq Composite recorded 39 new highs and 235 new lows.</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".IXIC":"NASDAQ Composite",".DJI":"道琼斯",".SPX":"S&P 500 Index"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2154991792","content_text":"NEW YORK, July 27 (Reuters) - U.S. stocks fell on Tuesday, ending a five-day winning streak in the three major indexes, as investors were cautious before results from top tech and internet names and Wednesday's Federal Reserve announcement.\nThe Nasdaq led the day's declines, registering its biggest daily percentage drop since May 12, but the three indexes pared losses heading into the close and ended well off the lows of the session.\nShares of Apple Inc, Microsoft Corp and Google parent Alphabet Inc , which all reported earnings after the bell, dropped and weighed the most on the Nasdaq and S&P 500 along with Amazon.com Inc , which is expected to report results later this week.\nAlso, electric-car maker Tesla Inc fell 2%, a day after it posted a bigger-than-expected second-quarter profit but said a global chip shortage that led to temporary factory shutdowns for the automaker remains serious.\nShares of the heavily weighted tech and internet companies have run up recently and last week regained leadership in the market, putting their results even more in the spotlight.\n\"Expectations are so high. They're going to have good numbers ... but we are expecting much more or maybe they will talk down the second half of the year,\" said Paul Nolte, portfolio manager at Kingsview Investment Management in Chicago.\nAdding to the cautious tone is the outlook for U.S.-listed Chinese stocks, he said. The shares including Baidu extended losses as fears over more regulations in the mainland persisted.\n\"There's a fair amount of (U.S.) investors in those companies,\" Nolte said.\nUncertainty also rose as the Fed began its two-day meeting, with investors looking for signs on when it intends to begin reining in its massive stimulus program.\nThe Dow Jones Industrial Average fell 85.79 points, or 0.24%, to 35,058.52, the S&P 500 lost 20.84 points, or 0.47%, to 4,401.46 and the Nasdaq Composite  dropped 180.14 points, or 1.21%, to 14,660.58.\nHelping to support the Dow, shares of McDonald's Corp rose 1% ahead of its results due before the bell on Wednesday.\nIn another sign that investors were in a risk-off mood, defensive sectors such as real estate and utilities were the two best-performing S&P 500 categories for the day, and U.S. Treasuries prices rose.\nIntel Corp shares dropped 2.1% after it said its factories would start building Qualcomm chips and laid out a road map to expand its new foundry business.\nVolume on U.S. exchanges was 10.36 billion shares, compared with the 9.86 billion average for the full session over the last 20 trading days.\nDeclining issues outnumbered advancing ones on the NYSE by a 1.87-to-1 ratio; on Nasdaq, a 2.65-to-1 ratio favored decliners.\nThe S&P 500 posted 44 new 52-week highs and no new lows; the Nasdaq Composite recorded 39 new highs and 235 new lows.","news_type":1,"symbols_score_info":{".IXIC":0.9,".DJI":0.9,".SPX":0.9}},"isVote":1,"tweetType":1,"viewCount":3147,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":809405366,"gmtCreate":1627384350555,"gmtModify":1703488838912,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/WISH\">$ContextLogic Inc.(WISH)$</a>Hmmm","listText":"<a href=\"https://laohu8.com/S/WISH\">$ContextLogic Inc.(WISH)$</a>Hmmm","text":"$ContextLogic Inc.(WISH)$Hmmm","images":[{"img":"https://static.tigerbbs.com/767523123443ea934d04d9d776e5973c","width":"1170","height":"2026"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/809405366","isVote":1,"tweetType":1,"viewCount":2961,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":809402253,"gmtCreate":1627384286072,"gmtModify":1703488838588,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"Next fintech play!!","listText":"Next fintech play!!","text":"Next fintech play!!","images":[{"img":"https://static.tigerbbs.com/24c7c46dbc10e8819ad2befd24a0268e","width":"1125","height":"2886"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/809402253","isVote":1,"tweetType":1,"viewCount":2994,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":809402912,"gmtCreate":1627384252836,"gmtModify":1703488837612,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"LFG TO THE MOON!!","listText":"LFG TO THE MOON!!","text":"LFG TO THE MOON!!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/809402912","repostId":"1139811761","repostType":4,"repost":{"id":"1139811761","kind":"news","pubTimestamp":1627378490,"share":"https://ttm.financial/m/news/1139811761?lang=en_US&edition=fundamental","pubTime":"2021-07-27 17:34","market":"us","language":"en","title":"SoFi Technologies: A Next Generation Banking Disruptor","url":"https://stock-news.laohu8.com/highlight/detail?id=1139811761","media":"seekingalpha","summary":"Summary\n\nSOFI started off as a simple provider of loans, and has since expanded its offerings to enc","content":"<p><b>Summary</b></p>\n<ul>\n <li>SOFI started off as a simple provider of loans, and has since expanded its offerings to encompass a large array of services that make for a compelling fintech ecosystem.</li>\n <li>Against traditional banks and fintech players, SOFI has a competitive advantage, as a result of its horizontally integrated offerings cutting across many areas of fintech and banking.</li>\n <li>When valued as a traditional bank, SOFI checks off all the boxes for a compelling business, with a strategy that will likely lead to stellar metrics in the long run.</li>\n <li>SOFI can also be seen as undervalued relative to expectations, which suggests the strong likelihood of upside even at this price.</li>\n <li>While there might be salient risks in an investment in this newly-IPOed company, its strategic positioning and strong fundamentals give investors confidence that they will be able to outperform in the long run.</li>\n</ul>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/86757d2b7d17b7fe7071210bad77f795\" tg-width=\"1536\" tg-height=\"800\" width=\"100%\" height=\"auto\"><span>ipopba/iStock via Getty Images</span></p>\n<p><b>Introduction</b></p>\n<p>SoFI(NASDAQ:SOFI)represents the next generation of banking, and plays into a growing fintech industry. They started off as a simple provider of loans in the student loan market, and have since expanded their offerings to encompass a large array of services in the consumer finance sector - from personal loans, home loans, and even to insurance, credit card services, cash management, brokerage services and recently to payments and financial services APIs for enterprises.</p>\n<p>Unsurprisingly, their diverse and integrated ecosystem of services in a single app has gotten SOFI tremendous user growth, as increasingly frustrated customers of traditional banks opt to switch to SOFI for the ease of convenience. Q1'21 was their best showing yet, with a year-on-year increase of over 110% in members, as well a 121% y/y increase in the number of products sold.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/2687200d2eb156aaaf3715e1d94bc0b1\" tg-width=\"640\" tg-height=\"361\" width=\"100%\" height=\"auto\"><span>(Accelerating User Growth. Source:SoFI Q1'21 Investors Presentation)</span></p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/fdeb614c065bc50b1727d89843549d6c\" tg-width=\"640\" tg-height=\"331\" width=\"100%\" height=\"auto\"><span>(Accelerating Product Growth. Source: SoFI Q1'21 Investors Presentation)</span></p>\n<p>Crucially, SOFI's integrated platform differentiates them from traditional banking peers as well as new age fintech players. From the angle of a traditional bank, SOFI appears to check-off all the boxes for a compelling business, which gives investors confidence that they are operating a model that is sustainable in the long-run.</p>\n<p><b>Competitive Advantage</b></p>\n<p>Typically, there are a few metrics to look at when evaluating traditional banks. These include, customer acquisition costs, lifetime value of consumers, interest and non-interest income, as well as investment quality. From each of these angles, SOFI appears poised to outcompete peers, be it from traditional banking or from other fintech players.</p>\n<p><b>Low Customer Acquisition Costs But High Lifetime Value of Consumers</b></p>\n<p>Critically, banks seek revenue growth through two means: increasing the number of customers that they have, and increasing the value they are able to derive from each of their customers through selling them different financial products. This is akin to a traditional consumer electronics firm like Apple(NASDAQ:AAPL), where their goal is to get more people to buy their products, and increase their bargaining power against consumers to get them to spend more on products.</p>\n<p>Here, SOFI has an advantage over other banks and other fintech firms because of its horizontal diversification to different aspects of consumer finance and to traditional lending as well.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/8245af4c17fbe75bcaf938b49c12062d\" tg-width=\"640\" tg-height=\"339\" width=\"100%\" height=\"auto\"><span>(SoFi has a large range of products that is constantly expanding. Source:SoFi 2021 Investors Presentation.)</span></p>\n<p>As part of its strategy, SOFI intends on building a full suite of consumer finance as well as banking services to each of its individuals on a single platform. Currently, they offer a range of products from high-frequency, high-volume but low-value financial services such as SoFi Money, Relay and Invest, to low-frequency, low-volume but high-value financial services such as Home Loans, In-School Loans as well as Personal loans. The former category relies on taking a small cut on a large volume of small transactions, while the latter category monetizes from large interest payments from a large capital base. These happen to cut across many categories of fintech as shown in the fintech map provided by Business Insider:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/ff4568c118cc17271759796b6d7e48d1\" tg-width=\"640\" tg-height=\"480\" width=\"100%\" height=\"auto\"><span>(The fintech ecosystem and some players within it. Source:Business Insider)</span></p>\n<p>Against fintech firms that primarily monetize on the former category such as payment processors like PayPal(NASDAQ:PYPL), peer-to-peer lending apps like Cash App from Square(NYSE:SQ)and brokerages like Robinhood (HOOD), SOFI is able to differentiate sufficiently using the latter category of financial services. This is because high-frequency financial services typically have lower margins and rely on the increase in volume and size of transactions as well as growth of their userbase to sustain revenue growth. With high-value loans earning high interest income, SOFI is able to theoretically derive more revenue per customer in the long run, without the need for as high of a userbase growth. SOFI certainly is aiming for high user growth as well, but the point here is that there is an additional lever for SOFI to pull in pursuing revenue growth - preferentially selling users high-value products already in its ecosystem - which reduces the need to devote significant resources to marketing strategies to fuel growth.</p>\n<p>Against traditional banks, SOFI differentiates itself using its low-cost consumer acquisition strategy, enabled through cross-buy opportunities. Instead of directly pursuing user growth with the proposition of selling them high-value financial services, SOFI eases consumers into the ecosystem by giving them free access to low-value but high-frequency products. From that point, it is easier to rope consumers into the higher-value financial services since it is simply getting them to press a few buttons with an account they already have.</p>\n<p>According to SOFI's official pitch deck for their PIPE presentation, the combination of low-value financial products and high value loans on the same app increases the opportunity that its customers cross-buy into these loans. Since the customer was acquired with low cost into its low-value offerings, the variable profit per customer that cross-buys into high-value loans now increases by 180% compared to when obtaining that same loan customer through traditional means.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/991b3363d25bc185f927e2cb8c71f066\" tg-width=\"640\" tg-height=\"320\" width=\"100%\" height=\"auto\"><span>(SoFi's Cross-buy opportunities. Source: SoFi 2021 Investors Presentation.)</span></p>\n<p>Higher margins will directly translate into the greater ability to reinvest in diversifying their products further or to expand internationally, both of which can help feed into further growth in the future.</p>\n<p>In a nutshell, SOFI's unique business model that ties in multiple aspects of fintech helps them to achieve impressive unit economics but at the same time high lifetime value per consumer, through low customer acquisition costs and opportunities for cross-buy. These two factors together will serve to differentiate SOFI from both the burgeoning fintech sector as well as traditional banks.</p>\n<p><b>Future Interest and Loan Income</b></p>\n<p>For SOFI's lending and cash management products, they primarily earn through a gain-on-sale model where they repackage loans made to customer and sell these loans to other large financial institutions or securitization channels. For loans still on their balance sheet, SOFI also earns an interest income on these loans.</p>\n<p>However, unlike a traditional bank, SOFI is currently unable to use the deposits made by SoFi Money Members to fund its loans because it does not have a national bank charter. Instead, SOFI relies almost entirely on warehouse financing facilities to originate loans and sell them to customers. This involves borrowing from large financial institutions, since a warehouse facility is essentially a large line of credit that they extend to SOFI for the purpose of loaning.</p>\n<p>For SOFI Money, the interest income they are able to earn on their member's deposits is also constrained because of the middleman that they rely on to provide cash management facilities in lieu of SOFI's inability to function as a bank holding company.</p>\n<p>While banks significantly increasing their interest and loan income in the future may not be a sure thing, SOFI will easily be able to secure a higher return on their loans as well as a higher interest income by securing a national bank charter. For one, the bank charter will allow them to use the money that its members deposit with them to fund their loans and therefore use their capital resources more efficiently without relying on a third party for financing options. Alternatively, when combined with existing warehousing facilities, having access to a pool of deposit money will allow SOFI to grow their loan base and therefore increase interest income levels at a higher rate. Cutting out the middleman will allow them to save on premiums paid for these intermediary warehousing or cash management services and therefore earn a greater net interest margin.</p>\n<p>In October last year, the OCC already issued a preliminary conditional approval of their application to be chartered as a de novo national bank.</p>\n<p>As an alternative route to securing a national bank charter,SOFI also entered an agreementto acquire Golden Pacific Bancorp. Their preliminary conditional approval to be chartered as a de novo national bank in October last year may help them to hasten the process of approval for the acquisition and increase the odds of approval, but we will have to see the results in November this year.</p>\n<p>While there is an inherent risk of SOFI not being able to secure this bank charter, the risk/reward balance is asymmetrical because the tailwinds form being able to secure this charter greatly outweighs the downside from failing to do so. In the former case, revenues will begin to skyrocket, but in the latter case, SOFI's cross-buy strategy will still allow them to return better unit economics than most peers, and still grow albeit at a slower than expected pace.</p>\n<p><b>Value-adding via Noninterest, Non-loan income</b></p>\n<p>Their ability to generate non-interest income is a differentiating factor from many traditional banks from the value-add perspective, not just from the unit economics perspective.</p>\n<p>On the consumer end, the presence of many integrated features in a single app allows them to avoid the trouble of having to sign up with multiple banks under multiple accounts to enjoy the same suite of services. Currently, more than 50% of Americans use more than one bank for financial services, which presents an opportunity to value-add via the promise of greater convenience and accessibility to a whole suite of financial products.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/310d5df2201205c227d7882783385f34\" tg-width=\"640\" tg-height=\"570\" width=\"100%\" height=\"auto\"><span>(More than half of Americans use more than one bank, suggesting the opportunity for consolidation. Source: SoFi 2021 Investors Presentation)</span></p>\n<p>Apart from consumer-facing products, SOFI has also expanded recently to the fintech infrastructure side of things through their acquisition of Galileo, which is apayments and financial services API platform. Galileo will likely mark the first steps into expanding towards a seller-side ecosystem focusing on connecting producers to other producers as well as their own sellers, helping SOFI to further diversify itself towards more areas of fintech to fuel user growth.</p>\n<p>While interest income is still crucial in the long term for maximizing the value per consumer, non-interest income crucially assists in hedging against poor macroeconomic headwinds that may cause a fall in net interest margin. For instance, while SOFI may not be able to charge high interest rates on its loans in a low interest rate environment, the increase in willingness to spend may lead to an increased volume of transactions on its payment network services as well as its brokerage services as cost of borrowing decreases.</p>\n<p>Other macroeconomic conditions like a global pandemic or an ageing population may lead to a decrease in risk attitudes and hence an increased willingness to save instead of borrowing to finance big-ticket purchases. However, SOFI is again able to hedge against this because risk-averse attitudes are typically correlated with an increase in demand for insurance policies, such as business continuity insurance or health insurance, on which SOFI earns a referral fee from third-party underwriters.</p>\n<p>As of 2020, SOFI's Noninterest income less loan income less only takes up 20% of overall net revenue. This may not be as significant as its loan and interest income, but it still takes up a sufficiently large portion of revenues to effectively hedge against macroeconomic headwinds.</p>\n<p><b>Risk Attitudes, Returns on Investment and Investment Quality</b></p>\n<p>Currently, SOFI targets a specific group of high earners not well served, who are individuals of ages 22+ that earn more than $100,000 annually. These individuals tend to have a relatively low default risk as their incomes are more stable, which allows them to reduce allocation to bad loans. For their student loan financing, in-school loans, personal loans and home loan segments, the weighted average origination FICO scores of their members were 770, 783, 765 and 763 respectively, which represent the higher percentile range of FICO scores.</p>\n<p>In the future, SOFI's large range of product offerings across many different consumer finance segments will act as a moat that will enable them to shoulder more risk and theoretically earn a higher net interest margin. With their suite of high-volume financial products such as investing, payment/transaction and credit card services, SOFI will be able to outline a better risk profile of their customers using data about spending habits. Since such data is more nuanced than what can be expressed in a FICO score or other credit ratings, SOFI will be able to better estimate the borrowing risk that is inherent to each consumer. This will allow them to expand their loan base and loan to more risky individuals while charging them a higher interest rate to account for risk, while reducing the extent of any potential losses incurred from bad loans.</p>\n<p>Expanding to the enterprise side of things such as through the acquisition of Galileo can further improve the datasets they already have to paint a better picture of consumer risk profiles through even more transaction data. This also opens up the opportunity to expand towards providing business loans to enterprises using data that they have about firm performance, adding yet another avenue for growth and interest income.</p>\n<p><b>Valuation</b></p>\n<p>SOFI's intrinsic value was found by discounting the terminal value of excess returns earned after FY25, and adding that to the book value of equity invested currently. In this case, the terminal value calculated was based on the excess returns earned above the market return and not absolute return, because the benchmark of a financial service firm's performance should be based on how much they are able to earn above the market rate. A traditional bank can be valued more accurately and simply using a Gordon growth model by projecting dividends over time, but since SOFI is neither profitable nor offering dividends, we are unable to use this method.</p>\n<p>In addition, relative ratios do not work because SOFI currently has negative earnings (invalidating P/E valuation), and has a negative tangible book value (invalidating P/TBV valuation). Other metrics like EV/EBITDA or EV/Sales used in a typical relative ratio analysis also cannot be used because enterprise value is typically not calculated for financial services firms because it is difficult to distinguish debt from customer deposits and financing debt.</p>\n<p>Below outlines the key assumptions used to value SOFI.</p>\n<p><b>Valuation Assumptions</b></p>\n<ul>\n <li>Revenues were projected based on two main categories: interest related income as well as non-interest income. The former category refers to interest income earned on loans, securitizations, and related party notes. The latter category refers to non-interest revenue such as SOFI's technology platform, referral fees, brokerage fees, as well as loan origination and sales.</li>\n</ul>\n<ul>\n <li>SOFI has some investment assets in the form of bonds, ETFS, and others on their balance sheet. I assume that these investments earn a constant ROI of 6% in line with the market risk premium. The increase in value of these assets will allow SOFI to shoulder more debt via their warehousing facilities and use a portion of this debt raised to finance their loan offerings to consumers. This will be based on the ratio of debt to investment assets, and loan to debt.</li>\n</ul>\n<ul>\n <li>In FY19 and FY20, the debt to investment asset ratios were 5.41x and 7.16x respectively. From FY21 to FY25, I took the average debt to investment asset ratio at 6.29x.</li>\n</ul>\n<ul>\n <li>The loan to debt ratios in the same period of FY19 and FY20 were 1.15x and 1.02x respectively. From FY21 to FY25, I took the average ratio at 1.08x.</li>\n</ul>\n<ul>\n <li>Finally, SOFI earns an interest income on these loans that varied from 7-11% in the past 3 years. Without factoring in the impact of the bank charter, I assume that the firm will be able to earn a constant interest rate of around 9% on these loans.</li>\n</ul>\n<ul>\n <li>Non-interest income has been doubling or more for the previous few fiscal years. For the sake of conservative valuation, I will assume a decreasing growth rate of 60% in FY21 to 20% in FY25 for this segment. This will likely cause a large underestimation of revenues for the next 5 years, as segments such as Galileo will likely provide significant non-interest income for the firm.</li>\n</ul>\n<ul>\n <li>Cost and expenses follow the FY20 percentage of revenues. This is excluding interest expense which was projected using a separate schedule and hinges on estimated financing for the next few years. Share-based compensation expense was also projected separately, using a 3-year average percentage of revenues.</li>\n</ul>\n<p>Other assumptions used to balance the model are listed below:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/1d541fcc8ba039276af2108320fe2014\" tg-width=\"640\" tg-height=\"211\" width=\"100%\" height=\"auto\"><span>(Other DCF Assumptions. Source: Author)</span></p>\n<p><b>Terminal Value and DCF Results</b></p>\n<p>To reiterate, intrinsic equity value of the firm is contingent on the current book value of equity invested as well as the terminal value of excess returns earned, calculated using the metrics below.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/15aafdf761795232b9a903dc360b1991\" tg-width=\"353\" tg-height=\"117\" width=\"100%\" height=\"auto\"><span>(Ratios and Metrics used to calculate terminal value of excess returns. Source: Author)</span></p>\n<p>Stable ROE value is the average value of ROE obtained from peers as shown in the image below, since it is reasonable to assume that SOFI can earn a return on equity on par with traditional banks. The terminal beta is the current average beta of these peers.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/fd3df2107e1e53c81faa82e17bf83b32\" tg-width=\"640\" tg-height=\"135\" width=\"100%\" height=\"auto\"><span>(Peer Average ROE and Beta ratios. Source: Tikr.com)</span></p>\n<p>The results are summarized in the football field below. After varying ROE, revenue growth, cost and expenses and various ratios, the range of values obtained were 14.62 at the 25th percentile and 33.32 at the 75th percentile. At the median estimate of 21.70, there is an implied upside of around 43% from its current price, which suggests a high degree of undervaluation relative to expectations. This falls in line with current analyst estimates, and well within the 52-week trading range of the firm. The large degree of uncertainty about its intrinsic value may be some cause for concern, but seeing that SOFI's current price is not too far off from the low end of estimates, there is an asymmetric opportunity in an investment in SOFI.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/6d78fdbe30dd8af9e71d65fbdaf46a34\" tg-width=\"640\" tg-height=\"413\" width=\"100%\" height=\"auto\"><span>(Football field for SOFI. Source: Author)</span></p>\n<p><b>Salient Risks</b></p>\n<p><b>Substitutes and New Entrants</b></p>\n<p>What differentiates SOFI from their competition is their full suite of services cutting across many sectors of fintech.</p>\n<p>It is challenging for new entrants and peers to mimic its offerings by simply expanding and acquiring new firms, because there will be significant regulatory and financial capital hurdles. Nonetheless, other firms can still opt to specialize, for example, in low-value but high-frequency financial services like payments with low barriers.</p>\n<p>However, specialization might be a threat to SOFI in the long term because the more niche firms tend to have a more nuanced focus on product strategy, so it ends up fitting their target consumer more. This will likely translate to a more loyal userbase in the future.</p>\n<p>In contrast, a diversification strategy has a focus on giving consumers more choices on a single platform, and while not necessarily mutually exclusive, may lead to a certain degree of compromise on product quality and how watertight their ecosystem will be. In other words, specialists might be able to serve their target audience better in the future.</p>\n<p>Both are valid ways gain users and to survive amidst cutthroat competition. For SOFI, the bet is essentially on consumers switching because they want the benefit of convenience, but they may not be that sticky in the long term as compared to specialist firms like PYPL or SQ that have their sights on running exclusively a payments and transaction platform. We will need to see how this plays out in the long term, but this is something worth nothing as a competitive risk.</p>\n<p><b>Outcompeted by Traditional Banks</b></p>\n<p>Even though SOFI's multi-dimensional consumer data from their suite of services can serve as a differentiating factor in the long run, the datasets are still quite small in comparison to the decades of credit card, spending, income, and loan repayment data at the hands of banks that have been running for much longer than SOFI has. This suggests the greater ability of banks to tolerate more risk than SOFI, so these banks can afford to make loans to more risky individuals and at the same time earn a higher interest income.</p>\n<p>Whether SOFI's proprietary risk model can lead to greater returns in the long term compared to the decades of transaction data in the servers of traditional banks remains quite speculative. For all the talk about their preferential ability to model risk with multi-dimensional data, datasets across time may turn out to be better predictors of risk than datasets across space, so SOFI will have to wait to gain more decades of data before they are able to expand their loan services to more risky individuals.</p>\n<p>On the same note of competition from traditional banks, there is a risk that they will be able to innovate a whole ecosystem of services like SOFI, including payments, transactions, loans and investing on a single platform. If their new app or platform becomes equally as convenient as SOFI's, then user growth on the part of SOFI may be impacting, which may impede their path towards profitability.</p>\n<p>In developed Asian markets, digital banking is now almost universal, with pandemic trends further accelerating the push towards digital banking infrastructure. While digital banks in other geographies are mostly startups like SOFI, digital banking in Asia ismostly driven by incumbent playerswho have innovated sufficiently to keep up with digitalizing trends. This suggests the possibility of incumbent banks to also innovate similarly, and cause SOFI's offerings to appear less appealing by comparison.</p>\n<p><b>Bank Charter Risk</b></p>\n<p>Earlier on, I argued that even without the national bank charter, SOFI's integrated ecosystem will still allow them to enjoy excellent unit economics and grow their consumer base while expanding the lifetime value of their consumers. However, the failure to secure the bank charter might cause their outlook to turn pessimistic, and result in poor price performance in the short term. Their failure to secure a bank charter will also suggest the increased likelihood of continued dominance by large banking institutions, which may cause an outflow in investment capital away from fintech.</p>\n<p><b>Conclusion</b></p>\n<p>Despite the risks at hand, there are also many opportunities that can help to catalyze upward price action. For one, SOFI may turn profitable in the coming quarters, which can make it salient to investors that they actually have a sustainable business model, and is further proof of their excellent unit economics. In their recent Q1'21 presentation, SOFI reiterated their guidance of 3% adjusted EBITDA margin by the end of the year, making this scenario even more likely to occur. SOFI securing a national bank charter will almost certainly improve their outlook for the future, as it validates their positioning as a future-oriented banking institution.</p>\n<p>While many factors such as their ability to secure the bank charter, their ability to outcompete traditional banks and fintech players, and ability to shoulder more risk in the future still remain uncertain, their excellent strategic positioning gives me confidence that it will occur. With their current undervaluation and stellar fundamentals, there is a clear asymmetric opportunity in an investment in SOFI.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>SoFi Technologies: A Next Generation Banking Disruptor</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nSoFi Technologies: A Next Generation Banking Disruptor\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-27 17:34 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4441446-sofi-technologies-a-banking-disruptor><strong>seekingalpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Summary\n\nSOFI started off as a simple provider of loans, and has since expanded its offerings to encompass a large array of services that make for a compelling fintech ecosystem.\nAgainst traditional ...</p>\n\n<a href=\"https://seekingalpha.com/article/4441446-sofi-technologies-a-banking-disruptor\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SOFI":"SoFi Technologies Inc."},"source_url":"https://seekingalpha.com/article/4441446-sofi-technologies-a-banking-disruptor","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1139811761","content_text":"Summary\n\nSOFI started off as a simple provider of loans, and has since expanded its offerings to encompass a large array of services that make for a compelling fintech ecosystem.\nAgainst traditional banks and fintech players, SOFI has a competitive advantage, as a result of its horizontally integrated offerings cutting across many areas of fintech and banking.\nWhen valued as a traditional bank, SOFI checks off all the boxes for a compelling business, with a strategy that will likely lead to stellar metrics in the long run.\nSOFI can also be seen as undervalued relative to expectations, which suggests the strong likelihood of upside even at this price.\nWhile there might be salient risks in an investment in this newly-IPOed company, its strategic positioning and strong fundamentals give investors confidence that they will be able to outperform in the long run.\n\nipopba/iStock via Getty Images\nIntroduction\nSoFI(NASDAQ:SOFI)represents the next generation of banking, and plays into a growing fintech industry. They started off as a simple provider of loans in the student loan market, and have since expanded their offerings to encompass a large array of services in the consumer finance sector - from personal loans, home loans, and even to insurance, credit card services, cash management, brokerage services and recently to payments and financial services APIs for enterprises.\nUnsurprisingly, their diverse and integrated ecosystem of services in a single app has gotten SOFI tremendous user growth, as increasingly frustrated customers of traditional banks opt to switch to SOFI for the ease of convenience. Q1'21 was their best showing yet, with a year-on-year increase of over 110% in members, as well a 121% y/y increase in the number of products sold.\n(Accelerating User Growth. Source:SoFI Q1'21 Investors Presentation)\n(Accelerating Product Growth. Source: SoFI Q1'21 Investors Presentation)\nCrucially, SOFI's integrated platform differentiates them from traditional banking peers as well as new age fintech players. From the angle of a traditional bank, SOFI appears to check-off all the boxes for a compelling business, which gives investors confidence that they are operating a model that is sustainable in the long-run.\nCompetitive Advantage\nTypically, there are a few metrics to look at when evaluating traditional banks. These include, customer acquisition costs, lifetime value of consumers, interest and non-interest income, as well as investment quality. From each of these angles, SOFI appears poised to outcompete peers, be it from traditional banking or from other fintech players.\nLow Customer Acquisition Costs But High Lifetime Value of Consumers\nCritically, banks seek revenue growth through two means: increasing the number of customers that they have, and increasing the value they are able to derive from each of their customers through selling them different financial products. This is akin to a traditional consumer electronics firm like Apple(NASDAQ:AAPL), where their goal is to get more people to buy their products, and increase their bargaining power against consumers to get them to spend more on products.\nHere, SOFI has an advantage over other banks and other fintech firms because of its horizontal diversification to different aspects of consumer finance and to traditional lending as well.\n(SoFi has a large range of products that is constantly expanding. Source:SoFi 2021 Investors Presentation.)\nAs part of its strategy, SOFI intends on building a full suite of consumer finance as well as banking services to each of its individuals on a single platform. Currently, they offer a range of products from high-frequency, high-volume but low-value financial services such as SoFi Money, Relay and Invest, to low-frequency, low-volume but high-value financial services such as Home Loans, In-School Loans as well as Personal loans. The former category relies on taking a small cut on a large volume of small transactions, while the latter category monetizes from large interest payments from a large capital base. These happen to cut across many categories of fintech as shown in the fintech map provided by Business Insider:\n(The fintech ecosystem and some players within it. Source:Business Insider)\nAgainst fintech firms that primarily monetize on the former category such as payment processors like PayPal(NASDAQ:PYPL), peer-to-peer lending apps like Cash App from Square(NYSE:SQ)and brokerages like Robinhood (HOOD), SOFI is able to differentiate sufficiently using the latter category of financial services. This is because high-frequency financial services typically have lower margins and rely on the increase in volume and size of transactions as well as growth of their userbase to sustain revenue growth. With high-value loans earning high interest income, SOFI is able to theoretically derive more revenue per customer in the long run, without the need for as high of a userbase growth. SOFI certainly is aiming for high user growth as well, but the point here is that there is an additional lever for SOFI to pull in pursuing revenue growth - preferentially selling users high-value products already in its ecosystem - which reduces the need to devote significant resources to marketing strategies to fuel growth.\nAgainst traditional banks, SOFI differentiates itself using its low-cost consumer acquisition strategy, enabled through cross-buy opportunities. Instead of directly pursuing user growth with the proposition of selling them high-value financial services, SOFI eases consumers into the ecosystem by giving them free access to low-value but high-frequency products. From that point, it is easier to rope consumers into the higher-value financial services since it is simply getting them to press a few buttons with an account they already have.\nAccording to SOFI's official pitch deck for their PIPE presentation, the combination of low-value financial products and high value loans on the same app increases the opportunity that its customers cross-buy into these loans. Since the customer was acquired with low cost into its low-value offerings, the variable profit per customer that cross-buys into high-value loans now increases by 180% compared to when obtaining that same loan customer through traditional means.\n(SoFi's Cross-buy opportunities. Source: SoFi 2021 Investors Presentation.)\nHigher margins will directly translate into the greater ability to reinvest in diversifying their products further or to expand internationally, both of which can help feed into further growth in the future.\nIn a nutshell, SOFI's unique business model that ties in multiple aspects of fintech helps them to achieve impressive unit economics but at the same time high lifetime value per consumer, through low customer acquisition costs and opportunities for cross-buy. These two factors together will serve to differentiate SOFI from both the burgeoning fintech sector as well as traditional banks.\nFuture Interest and Loan Income\nFor SOFI's lending and cash management products, they primarily earn through a gain-on-sale model where they repackage loans made to customer and sell these loans to other large financial institutions or securitization channels. For loans still on their balance sheet, SOFI also earns an interest income on these loans.\nHowever, unlike a traditional bank, SOFI is currently unable to use the deposits made by SoFi Money Members to fund its loans because it does not have a national bank charter. Instead, SOFI relies almost entirely on warehouse financing facilities to originate loans and sell them to customers. This involves borrowing from large financial institutions, since a warehouse facility is essentially a large line of credit that they extend to SOFI for the purpose of loaning.\nFor SOFI Money, the interest income they are able to earn on their member's deposits is also constrained because of the middleman that they rely on to provide cash management facilities in lieu of SOFI's inability to function as a bank holding company.\nWhile banks significantly increasing their interest and loan income in the future may not be a sure thing, SOFI will easily be able to secure a higher return on their loans as well as a higher interest income by securing a national bank charter. For one, the bank charter will allow them to use the money that its members deposit with them to fund their loans and therefore use their capital resources more efficiently without relying on a third party for financing options. Alternatively, when combined with existing warehousing facilities, having access to a pool of deposit money will allow SOFI to grow their loan base and therefore increase interest income levels at a higher rate. Cutting out the middleman will allow them to save on premiums paid for these intermediary warehousing or cash management services and therefore earn a greater net interest margin.\nIn October last year, the OCC already issued a preliminary conditional approval of their application to be chartered as a de novo national bank.\nAs an alternative route to securing a national bank charter,SOFI also entered an agreementto acquire Golden Pacific Bancorp. Their preliminary conditional approval to be chartered as a de novo national bank in October last year may help them to hasten the process of approval for the acquisition and increase the odds of approval, but we will have to see the results in November this year.\nWhile there is an inherent risk of SOFI not being able to secure this bank charter, the risk/reward balance is asymmetrical because the tailwinds form being able to secure this charter greatly outweighs the downside from failing to do so. In the former case, revenues will begin to skyrocket, but in the latter case, SOFI's cross-buy strategy will still allow them to return better unit economics than most peers, and still grow albeit at a slower than expected pace.\nValue-adding via Noninterest, Non-loan income\nTheir ability to generate non-interest income is a differentiating factor from many traditional banks from the value-add perspective, not just from the unit economics perspective.\nOn the consumer end, the presence of many integrated features in a single app allows them to avoid the trouble of having to sign up with multiple banks under multiple accounts to enjoy the same suite of services. Currently, more than 50% of Americans use more than one bank for financial services, which presents an opportunity to value-add via the promise of greater convenience and accessibility to a whole suite of financial products.\n(More than half of Americans use more than one bank, suggesting the opportunity for consolidation. Source: SoFi 2021 Investors Presentation)\nApart from consumer-facing products, SOFI has also expanded recently to the fintech infrastructure side of things through their acquisition of Galileo, which is apayments and financial services API platform. Galileo will likely mark the first steps into expanding towards a seller-side ecosystem focusing on connecting producers to other producers as well as their own sellers, helping SOFI to further diversify itself towards more areas of fintech to fuel user growth.\nWhile interest income is still crucial in the long term for maximizing the value per consumer, non-interest income crucially assists in hedging against poor macroeconomic headwinds that may cause a fall in net interest margin. For instance, while SOFI may not be able to charge high interest rates on its loans in a low interest rate environment, the increase in willingness to spend may lead to an increased volume of transactions on its payment network services as well as its brokerage services as cost of borrowing decreases.\nOther macroeconomic conditions like a global pandemic or an ageing population may lead to a decrease in risk attitudes and hence an increased willingness to save instead of borrowing to finance big-ticket purchases. However, SOFI is again able to hedge against this because risk-averse attitudes are typically correlated with an increase in demand for insurance policies, such as business continuity insurance or health insurance, on which SOFI earns a referral fee from third-party underwriters.\nAs of 2020, SOFI's Noninterest income less loan income less only takes up 20% of overall net revenue. This may not be as significant as its loan and interest income, but it still takes up a sufficiently large portion of revenues to effectively hedge against macroeconomic headwinds.\nRisk Attitudes, Returns on Investment and Investment Quality\nCurrently, SOFI targets a specific group of high earners not well served, who are individuals of ages 22+ that earn more than $100,000 annually. These individuals tend to have a relatively low default risk as their incomes are more stable, which allows them to reduce allocation to bad loans. For their student loan financing, in-school loans, personal loans and home loan segments, the weighted average origination FICO scores of their members were 770, 783, 765 and 763 respectively, which represent the higher percentile range of FICO scores.\nIn the future, SOFI's large range of product offerings across many different consumer finance segments will act as a moat that will enable them to shoulder more risk and theoretically earn a higher net interest margin. With their suite of high-volume financial products such as investing, payment/transaction and credit card services, SOFI will be able to outline a better risk profile of their customers using data about spending habits. Since such data is more nuanced than what can be expressed in a FICO score or other credit ratings, SOFI will be able to better estimate the borrowing risk that is inherent to each consumer. This will allow them to expand their loan base and loan to more risky individuals while charging them a higher interest rate to account for risk, while reducing the extent of any potential losses incurred from bad loans.\nExpanding to the enterprise side of things such as through the acquisition of Galileo can further improve the datasets they already have to paint a better picture of consumer risk profiles through even more transaction data. This also opens up the opportunity to expand towards providing business loans to enterprises using data that they have about firm performance, adding yet another avenue for growth and interest income.\nValuation\nSOFI's intrinsic value was found by discounting the terminal value of excess returns earned after FY25, and adding that to the book value of equity invested currently. In this case, the terminal value calculated was based on the excess returns earned above the market return and not absolute return, because the benchmark of a financial service firm's performance should be based on how much they are able to earn above the market rate. A traditional bank can be valued more accurately and simply using a Gordon growth model by projecting dividends over time, but since SOFI is neither profitable nor offering dividends, we are unable to use this method.\nIn addition, relative ratios do not work because SOFI currently has negative earnings (invalidating P/E valuation), and has a negative tangible book value (invalidating P/TBV valuation). Other metrics like EV/EBITDA or EV/Sales used in a typical relative ratio analysis also cannot be used because enterprise value is typically not calculated for financial services firms because it is difficult to distinguish debt from customer deposits and financing debt.\nBelow outlines the key assumptions used to value SOFI.\nValuation Assumptions\n\nRevenues were projected based on two main categories: interest related income as well as non-interest income. The former category refers to interest income earned on loans, securitizations, and related party notes. The latter category refers to non-interest revenue such as SOFI's technology platform, referral fees, brokerage fees, as well as loan origination and sales.\n\n\nSOFI has some investment assets in the form of bonds, ETFS, and others on their balance sheet. I assume that these investments earn a constant ROI of 6% in line with the market risk premium. The increase in value of these assets will allow SOFI to shoulder more debt via their warehousing facilities and use a portion of this debt raised to finance their loan offerings to consumers. This will be based on the ratio of debt to investment assets, and loan to debt.\n\n\nIn FY19 and FY20, the debt to investment asset ratios were 5.41x and 7.16x respectively. From FY21 to FY25, I took the average debt to investment asset ratio at 6.29x.\n\n\nThe loan to debt ratios in the same period of FY19 and FY20 were 1.15x and 1.02x respectively. From FY21 to FY25, I took the average ratio at 1.08x.\n\n\nFinally, SOFI earns an interest income on these loans that varied from 7-11% in the past 3 years. Without factoring in the impact of the bank charter, I assume that the firm will be able to earn a constant interest rate of around 9% on these loans.\n\n\nNon-interest income has been doubling or more for the previous few fiscal years. For the sake of conservative valuation, I will assume a decreasing growth rate of 60% in FY21 to 20% in FY25 for this segment. This will likely cause a large underestimation of revenues for the next 5 years, as segments such as Galileo will likely provide significant non-interest income for the firm.\n\n\nCost and expenses follow the FY20 percentage of revenues. This is excluding interest expense which was projected using a separate schedule and hinges on estimated financing for the next few years. Share-based compensation expense was also projected separately, using a 3-year average percentage of revenues.\n\nOther assumptions used to balance the model are listed below:\n(Other DCF Assumptions. Source: Author)\nTerminal Value and DCF Results\nTo reiterate, intrinsic equity value of the firm is contingent on the current book value of equity invested as well as the terminal value of excess returns earned, calculated using the metrics below.\n(Ratios and Metrics used to calculate terminal value of excess returns. Source: Author)\nStable ROE value is the average value of ROE obtained from peers as shown in the image below, since it is reasonable to assume that SOFI can earn a return on equity on par with traditional banks. The terminal beta is the current average beta of these peers.\n(Peer Average ROE and Beta ratios. Source: Tikr.com)\nThe results are summarized in the football field below. After varying ROE, revenue growth, cost and expenses and various ratios, the range of values obtained were 14.62 at the 25th percentile and 33.32 at the 75th percentile. At the median estimate of 21.70, there is an implied upside of around 43% from its current price, which suggests a high degree of undervaluation relative to expectations. This falls in line with current analyst estimates, and well within the 52-week trading range of the firm. The large degree of uncertainty about its intrinsic value may be some cause for concern, but seeing that SOFI's current price is not too far off from the low end of estimates, there is an asymmetric opportunity in an investment in SOFI.\n(Football field for SOFI. Source: Author)\nSalient Risks\nSubstitutes and New Entrants\nWhat differentiates SOFI from their competition is their full suite of services cutting across many sectors of fintech.\nIt is challenging for new entrants and peers to mimic its offerings by simply expanding and acquiring new firms, because there will be significant regulatory and financial capital hurdles. Nonetheless, other firms can still opt to specialize, for example, in low-value but high-frequency financial services like payments with low barriers.\nHowever, specialization might be a threat to SOFI in the long term because the more niche firms tend to have a more nuanced focus on product strategy, so it ends up fitting their target consumer more. This will likely translate to a more loyal userbase in the future.\nIn contrast, a diversification strategy has a focus on giving consumers more choices on a single platform, and while not necessarily mutually exclusive, may lead to a certain degree of compromise on product quality and how watertight their ecosystem will be. In other words, specialists might be able to serve their target audience better in the future.\nBoth are valid ways gain users and to survive amidst cutthroat competition. For SOFI, the bet is essentially on consumers switching because they want the benefit of convenience, but they may not be that sticky in the long term as compared to specialist firms like PYPL or SQ that have their sights on running exclusively a payments and transaction platform. We will need to see how this plays out in the long term, but this is something worth nothing as a competitive risk.\nOutcompeted by Traditional Banks\nEven though SOFI's multi-dimensional consumer data from their suite of services can serve as a differentiating factor in the long run, the datasets are still quite small in comparison to the decades of credit card, spending, income, and loan repayment data at the hands of banks that have been running for much longer than SOFI has. This suggests the greater ability of banks to tolerate more risk than SOFI, so these banks can afford to make loans to more risky individuals and at the same time earn a higher interest income.\nWhether SOFI's proprietary risk model can lead to greater returns in the long term compared to the decades of transaction data in the servers of traditional banks remains quite speculative. For all the talk about their preferential ability to model risk with multi-dimensional data, datasets across time may turn out to be better predictors of risk than datasets across space, so SOFI will have to wait to gain more decades of data before they are able to expand their loan services to more risky individuals.\nOn the same note of competition from traditional banks, there is a risk that they will be able to innovate a whole ecosystem of services like SOFI, including payments, transactions, loans and investing on a single platform. If their new app or platform becomes equally as convenient as SOFI's, then user growth on the part of SOFI may be impacting, which may impede their path towards profitability.\nIn developed Asian markets, digital banking is now almost universal, with pandemic trends further accelerating the push towards digital banking infrastructure. While digital banks in other geographies are mostly startups like SOFI, digital banking in Asia ismostly driven by incumbent playerswho have innovated sufficiently to keep up with digitalizing trends. This suggests the possibility of incumbent banks to also innovate similarly, and cause SOFI's offerings to appear less appealing by comparison.\nBank Charter Risk\nEarlier on, I argued that even without the national bank charter, SOFI's integrated ecosystem will still allow them to enjoy excellent unit economics and grow their consumer base while expanding the lifetime value of their consumers. However, the failure to secure the bank charter might cause their outlook to turn pessimistic, and result in poor price performance in the short term. Their failure to secure a bank charter will also suggest the increased likelihood of continued dominance by large banking institutions, which may cause an outflow in investment capital away from fintech.\nConclusion\nDespite the risks at hand, there are also many opportunities that can help to catalyze upward price action. For one, SOFI may turn profitable in the coming quarters, which can make it salient to investors that they actually have a sustainable business model, and is further proof of their excellent unit economics. In their recent Q1'21 presentation, SOFI reiterated their guidance of 3% adjusted EBITDA margin by the end of the year, making this scenario even more likely to occur. SOFI securing a national bank charter will almost certainly improve their outlook for the future, as it validates their positioning as a future-oriented banking institution.\nWhile many factors such as their ability to secure the bank charter, their ability to outcompete traditional banks and fintech players, and ability to shoulder more risk in the future still remain uncertain, their excellent strategic positioning gives me confidence that it will occur. With their current undervaluation and stellar fundamentals, there is a clear asymmetric opportunity in an investment in SOFI.","news_type":1,"symbols_score_info":{"SOFI":0.9}},"isVote":1,"tweetType":1,"viewCount":2143,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":800941883,"gmtCreate":1627274297042,"gmtModify":1703486507886,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"All day err day","listText":"All day err day","text":"All day err day","images":[{"img":"https://static.tigerbbs.com/158d1a804d58c09112efcc0a48f34ebc","width":"1125","height":"2713"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/800941883","isVote":1,"tweetType":1,"viewCount":1235,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":177264792,"gmtCreate":1627225708916,"gmtModify":1703485754503,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>Let’s get it to $30!!","listText":"<a href=\"https://laohu8.com/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>Let’s get it to $30!!","text":"$SoFi Technologies Inc.(SOFI)$Let’s get it to $30!!","images":[{"img":"https://static.tigerbbs.com/c699a7f4bca14d9ae2a8cda11ddc6082","width":"1170","height":"2026"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/177264792","isVote":1,"tweetType":1,"viewCount":1175,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":177264030,"gmtCreate":1627225616720,"gmtModify":1703485753180,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"LETS MAKE SOME $$ like if you want to!!&nbsp;","listText":"LETS MAKE SOME $$ like if you want to!!&nbsp;","text":"LETS MAKE SOME $$ like if you want to!!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/177264030","repostId":"1118041582","repostType":4,"repost":{"id":"1118041582","kind":"news","pubTimestamp":1627175995,"share":"https://ttm.financial/m/news/1118041582?lang=en_US&edition=fundamental","pubTime":"2021-07-25 09:19","market":"us","language":"en","title":"US IPO Week Ahead: 17 IPOs are coming","url":"https://stock-news.laohu8.com/highlight/detail?id=1118041582","media":"Renaissance Capital","summary":"After another week of record activity, the IPO market is expected to remain hot with 17 IPOs schedul","content":"<p>After another week of record activity, the IPO market is expected to remain hot with 17 IPOs scheduled for the week ahead.</p>\n<p>Long-awaited retail brokerage&nbsp;<b>Robinhood Markets</b>(HOOD) plans to raise $2.2 billion at a $36.8 billion market cap. The company offers a no-commission retail brokerage platform with over 18 million MAUs. Despite triple-digit revenue growth in the 1Q21, the platform is dependent on trading volumes, and the recent retail trading boom may be unsustainable.</p>\n<p>Vehicle battery maker&nbsp;<b>Clarios International</b>(BTRY) plans to raise $1.7 billion at a $9.7 billion market cap. The company manufactures low-voltage vehicles batteries globally, stating that it has the number one market position in the Americas and EMEA. Profitable on an EBIT basis, Clarios saw revenue growth accelerate in the 1H FY21 after turning negative in the FY20 due to COVID.</p>\n<p>Altice’s ad-tech platform&nbsp;<b>Teads</b>(TEAD) plans to raise $751 million at a $4.6 billion market cap. Teads operates a cloud-based programmatic digital advertising platform for advertisers and publishers. Profitable with solid growth, Teads provides monetization services to about 3,100 publishers.</p>\n<p>Education software provider&nbsp;<b>PowerSchool Holdings</b>(PWSC) plans to raise $750 million at a $3.7 billion market cap. The company provides an education platform for teachers to manage classroom activities such as collecting work and grading assignments. Serving over 12,000 customers in over 90 countries globally, PowerSchool turned profitable on a net income basis in the 1Q21.</p>\n<p>After withdrawing its IPO attempt in 2018,<b>Dole</b>(DOLE) plans to raise $559 million at a $2.0 billion market cap. This leading fruit and vegetable company offers over 300 products sourced from over 30 countries to over 80 countries globally. Slow growing and profitable, Dole's offering is being made in connection with its merger with Total Produce.</p>\n<p>Language learning platform&nbsp;<b>Duolingo</b>(DUOL) plans to raise $460 million at a $4.1 billion market cap. Duolingo provides an online platform for over 300 million users to learn over 30 new languages. Benefiting from a COVID-related boost in demand, Duolingo posted triple-digit growth in 2020.</p>\n<p><b>Traeger</b>(COOK) plans to raise $400 million at a $2.2 billion market cap. This company makes premium backyard wood pellet grills with a tech feature, allowing owners to program, monitor, and control their grill through the Traeger app. Traeger is a category leader of the wood pellet grill, growing revenue at a 28% CAGR from 2017 to 2020.</p>\n<p>Israeli anti-fraud firm&nbsp;<b>Riskified</b>(RSKD) plans to raise $333 million at a $3.1 billion market cap. This company provides e-commerce fraud protection for enterprises. Growing but unprofitable, Riskified saw its free cash flow swing positive in the 1Q21.</p>\n<p>Financial software provider&nbsp;<b>MeridianLink</b>(MLNK) plans to raise $300 million at a $2.1 billion market cap. MeridianLink offers a cloud-based digital lending and account opening platform for mid-market community banks and credit unions. Although business is cyclical, the company saw double-digit organic growth in the FY20 due to strong mortgage activity.</p>\n<p>Smart home integration system&nbsp;<b>Snap One Holdings</b>(SNPO) plans to raise $270 million at a $1.5 billion market cap. This company provides smart home technology products to over 16,000 professional integrators. Snap One has demonstrated solid growth and was profitable on an EBIT basis in the 1Q21.</p>\n<p>Specialty funding solutions provider&nbsp;<b>Preston Hollow Community Capital</b>(PHCC) plans to raise $200 million at a $2.3 billion market cap. This company is a market leader in providing specialized impact financing solutions for projects of significant social and economic importance to local communities in the US. It serves a variety of areas, including infrastructure, education, healthcare, and housing.</p>\n<p>Vaccine biotech&nbsp;<b>Icosavax</b>(ICVX) plans to raise $150 million at a $590 million market cap. This clinical stage biotech is initially focused on developing vaccines against infectious respiratory diseases using its virus-like particle platform technology. Its most advanced candidate is currently in a Phase 1/2 trial for SARS-CoV-2.</p>\n<p>Cancer biotech&nbsp;<b>Candel Therapeutics</b>(CADL) plans to raise $85 million at a $398 million market cap. Candel's most advanced candidate is currently in a Phase 3 trial in combination with prodrug valacyclovir for newly diagnosed localized prostate cancer with an intermediate or high-risk for progression. The company expects to complete enrollment in the 3Q21 with a final data readout in 2024.</p>\n<p>Rare disease biotech&nbsp;<b>Rallybio</b>(RLYB) plans to raise $81 million at a $465 million market cap. This clinical stage biotech is developing antibody therapies for rare diseases. Its lead program is currently being evaluated to treat fetal and neonatal alloimmune thrombocytopenia in a Phase 1/2 trial.</p>\n<p><b>Ocean Biomedical</b>(OCEA) plans to raise $50 million at a $506 million market cap. The company is currently pursuing preclinical programs in oncology, fibrosis, infectious disease, and inflammation that have been licensed directly or indirectly from Brown University, Stanford University, and Rhode Island Hospital.</p>\n<p>After postponing in November 2020,<b>IN8bio</b>(INAB) plans to raise $44 million at a $215 million market cap. This Phase 1 biotech is developing allogeneic gamma-delta T cell therapies to treat solid tumors. Although gamma-delta T cells could potentially treat solid tumors, the company is very early stage and has dosed a limited number of patients.</p>\n<p>Female cancer biotech&nbsp;<b>Context Therapeutics</b>(CNTX) plans to raise $20 million at a $93 million market cap. Context is developing treatments for female cancers, such as breast, ovarian, and endometrial cancer. The company’s lead candidate is currently in Phase 2 trials for ovarian and endometrial cancer, with preliminary results expected in the 2H21 and the 1H22.</p>\n<p><img src=\"https://static.tigerbbs.com/4b38a8af5f92621b2633830553616b5d\" tg-width=\"1271\" tg-height=\"702\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/5faec597a337345b21c846808295821d\" tg-width=\"1272\" tg-height=\"676\" referrerpolicy=\"no-referrer\"><img src=\"https://static.tigerbbs.com/021cc62ff4eaabd0b6a7dee91fc0d63e\" tg-width=\"1270\" tg-height=\"483\" referrerpolicy=\"no-referrer\"></p>\n<p><b>IPO Market Snapshot</b></p>\n<p>The Renaissance IPO Indices are market cap weighted baskets of newly public companies. As of 7/22/2021, the Renaissance IPO Index was down 1.0% year-to-date, while the S&amp;P 500 was up 16.3%. Renaissance Capital's IPO ETF (NYSE: IPO) tracks the index, and top ETF holdings include Snowflake (SNOW) and Palantir Technologies (PLTR). The Renaissance International IPO Index was down 3.0% year-to-date, while the ACWX was up 8.1%. Renaissance Capital’s International IPO ETF (NYSE: IPOS) tracks the index, and top ETF holdings include EQT Partners and Smoore International.</p>","source":"lsy1603787993745","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>US IPO Week Ahead: 17 IPOs are coming</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nUS IPO Week Ahead: 17 IPOs are coming\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-25 09:19 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.renaissancecapital.com/IPO-Center/News/84600/US-IPO-Week-Ahead-Robinhood%E2%80%99s-billion-dollar-deal-headlines-a-17-IPO-week><strong>Renaissance Capital</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>After another week of record activity, the IPO market is expected to remain hot with 17 IPOs scheduled for the week ahead.\nLong-awaited retail brokerage Robinhood Markets(HOOD) plans to raise $2.2 ...</p>\n\n<a href=\"https://www.renaissancecapital.com/IPO-Center/News/84600/US-IPO-Week-Ahead-Robinhood%E2%80%99s-billion-dollar-deal-headlines-a-17-IPO-week\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"INAB":"IN8bio, Inc.","HOOD":"Robinhood","DOLE":"都乐食品","TEAD":"Teads Holding","MLNK":"MeridianLink, Inc. (ex-Project Angel Parent, LLC)","RSKD":"Riskified Ltd.",".IXIC":"NASDAQ Composite",".DJI":"道琼斯","CADLF":"CADELER AS","SNPO":"Snap One Holdings Corp.","COOK":"Traeger Inc. (TGPX Holdings I LLC)","CNTX":"Context Therapeutics Inc.",".SPX":"S&P 500 Index","RLYB":"Rallybio Corp.","DUOL":"多邻国","FEOVF":"Oceanic Iron Ore Corp.","PWSC":"PowerSchool Holdings, Inc.","ICVX":"Icosavax, Inc."},"source_url":"https://www.renaissancecapital.com/IPO-Center/News/84600/US-IPO-Week-Ahead-Robinhood%E2%80%99s-billion-dollar-deal-headlines-a-17-IPO-week","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1118041582","content_text":"After another week of record activity, the IPO market is expected to remain hot with 17 IPOs scheduled for the week ahead.\nLong-awaited retail brokerage Robinhood Markets(HOOD) plans to raise $2.2 billion at a $36.8 billion market cap. The company offers a no-commission retail brokerage platform with over 18 million MAUs. Despite triple-digit revenue growth in the 1Q21, the platform is dependent on trading volumes, and the recent retail trading boom may be unsustainable.\nVehicle battery maker Clarios International(BTRY) plans to raise $1.7 billion at a $9.7 billion market cap. The company manufactures low-voltage vehicles batteries globally, stating that it has the number one market position in the Americas and EMEA. Profitable on an EBIT basis, Clarios saw revenue growth accelerate in the 1H FY21 after turning negative in the FY20 due to COVID.\nAltice’s ad-tech platform Teads(TEAD) plans to raise $751 million at a $4.6 billion market cap. Teads operates a cloud-based programmatic digital advertising platform for advertisers and publishers. Profitable with solid growth, Teads provides monetization services to about 3,100 publishers.\nEducation software provider PowerSchool Holdings(PWSC) plans to raise $750 million at a $3.7 billion market cap. The company provides an education platform for teachers to manage classroom activities such as collecting work and grading assignments. Serving over 12,000 customers in over 90 countries globally, PowerSchool turned profitable on a net income basis in the 1Q21.\nAfter withdrawing its IPO attempt in 2018,Dole(DOLE) plans to raise $559 million at a $2.0 billion market cap. This leading fruit and vegetable company offers over 300 products sourced from over 30 countries to over 80 countries globally. Slow growing and profitable, Dole's offering is being made in connection with its merger with Total Produce.\nLanguage learning platform Duolingo(DUOL) plans to raise $460 million at a $4.1 billion market cap. Duolingo provides an online platform for over 300 million users to learn over 30 new languages. Benefiting from a COVID-related boost in demand, Duolingo posted triple-digit growth in 2020.\nTraeger(COOK) plans to raise $400 million at a $2.2 billion market cap. This company makes premium backyard wood pellet grills with a tech feature, allowing owners to program, monitor, and control their grill through the Traeger app. Traeger is a category leader of the wood pellet grill, growing revenue at a 28% CAGR from 2017 to 2020.\nIsraeli anti-fraud firm Riskified(RSKD) plans to raise $333 million at a $3.1 billion market cap. This company provides e-commerce fraud protection for enterprises. Growing but unprofitable, Riskified saw its free cash flow swing positive in the 1Q21.\nFinancial software provider MeridianLink(MLNK) plans to raise $300 million at a $2.1 billion market cap. MeridianLink offers a cloud-based digital lending and account opening platform for mid-market community banks and credit unions. Although business is cyclical, the company saw double-digit organic growth in the FY20 due to strong mortgage activity.\nSmart home integration system Snap One Holdings(SNPO) plans to raise $270 million at a $1.5 billion market cap. This company provides smart home technology products to over 16,000 professional integrators. Snap One has demonstrated solid growth and was profitable on an EBIT basis in the 1Q21.\nSpecialty funding solutions provider Preston Hollow Community Capital(PHCC) plans to raise $200 million at a $2.3 billion market cap. This company is a market leader in providing specialized impact financing solutions for projects of significant social and economic importance to local communities in the US. It serves a variety of areas, including infrastructure, education, healthcare, and housing.\nVaccine biotech Icosavax(ICVX) plans to raise $150 million at a $590 million market cap. This clinical stage biotech is initially focused on developing vaccines against infectious respiratory diseases using its virus-like particle platform technology. Its most advanced candidate is currently in a Phase 1/2 trial for SARS-CoV-2.\nCancer biotech Candel Therapeutics(CADL) plans to raise $85 million at a $398 million market cap. Candel's most advanced candidate is currently in a Phase 3 trial in combination with prodrug valacyclovir for newly diagnosed localized prostate cancer with an intermediate or high-risk for progression. The company expects to complete enrollment in the 3Q21 with a final data readout in 2024.\nRare disease biotech Rallybio(RLYB) plans to raise $81 million at a $465 million market cap. This clinical stage biotech is developing antibody therapies for rare diseases. Its lead program is currently being evaluated to treat fetal and neonatal alloimmune thrombocytopenia in a Phase 1/2 trial.\nOcean Biomedical(OCEA) plans to raise $50 million at a $506 million market cap. The company is currently pursuing preclinical programs in oncology, fibrosis, infectious disease, and inflammation that have been licensed directly or indirectly from Brown University, Stanford University, and Rhode Island Hospital.\nAfter postponing in November 2020,IN8bio(INAB) plans to raise $44 million at a $215 million market cap. This Phase 1 biotech is developing allogeneic gamma-delta T cell therapies to treat solid tumors. Although gamma-delta T cells could potentially treat solid tumors, the company is very early stage and has dosed a limited number of patients.\nFemale cancer biotech Context Therapeutics(CNTX) plans to raise $20 million at a $93 million market cap. Context is developing treatments for female cancers, such as breast, ovarian, and endometrial cancer. The company’s lead candidate is currently in Phase 2 trials for ovarian and endometrial cancer, with preliminary results expected in the 2H21 and the 1H22.\n\nIPO Market Snapshot\nThe Renaissance IPO Indices are market cap weighted baskets of newly public companies. As of 7/22/2021, the Renaissance IPO Index was down 1.0% year-to-date, while the S&P 500 was up 16.3%. Renaissance Capital's IPO ETF (NYSE: IPO) tracks the index, and top ETF holdings include Snowflake (SNOW) and Palantir Technologies (PLTR). The Renaissance International IPO Index was down 3.0% year-to-date, while the ACWX was up 8.1%. Renaissance Capital’s International IPO ETF (NYSE: IPOS) tracks the index, and top ETF holdings include EQT Partners and Smoore International.","news_type":1,"symbols_score_info":{"INAB":0.9,"COOK":0.9,"FEOVF":0.9,"BTRY":0.9,"MLNK":0.9,"HOOD":0.9,"ICVX":0.9,"PWSC":0.9,"CNTX":0.9,"RSKD":0.9,".SPX":0.9,"DOLE":0.9,".DJI":0.9,"RLYB":0.9,"DUOL":0.9,"CADLF":0.9,"PHCC":0.9,"TEAD":0.9,".IXIC":0.9,"SNPO":0.9}},"isVote":1,"tweetType":1,"viewCount":1143,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":175496054,"gmtCreate":1627045277078,"gmtModify":1703483144077,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/BB\">$BlackBerry(BB)$</a>:(","listText":"<a href=\"https://laohu8.com/S/BB\">$BlackBerry(BB)$</a>:(","text":"$BlackBerry(BB)$:(","images":[{"img":"https://static.tigerbbs.com/062b03bfab81a574068a07c74f9245e9","width":"1170","height":"2026"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/175496054","isVote":1,"tweetType":1,"viewCount":945,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":175491592,"gmtCreate":1627045235216,"gmtModify":1703483142417,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"To the moon!!!&nbsp;","listText":"To the moon!!!&nbsp;","text":"To the moon!!!","images":[{"img":"https://static.tigerbbs.com/2607f75ffd4ce51cb3c8bdd3fab6b848","width":"1125","height":"2843"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/175491592","isVote":1,"tweetType":1,"viewCount":822,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":175499738,"gmtCreate":1627045178624,"gmtModify":1703483139446,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"Beautiful gains !!","listText":"Beautiful gains !!","text":"Beautiful gains !!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/175499738","repostId":"1164478982","repostType":4,"isVote":1,"tweetType":1,"viewCount":947,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":172821625,"gmtCreate":1626953071067,"gmtModify":1703481219469,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>Oh come on!! PT $30!!!","listText":"<a href=\"https://laohu8.com/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>Oh come on!! PT $30!!!","text":"$SoFi Technologies Inc.(SOFI)$Oh come on!! PT $30!!!","images":[{"img":"https://static.tigerbbs.com/155cc934781ef6bc7bdc8ae8c6630532","width":"1170","height":"2026"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/172821625","isVote":1,"tweetType":1,"viewCount":765,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":176359474,"gmtCreate":1626865473998,"gmtModify":1703479511323,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/WISH\">$ContextLogic Inc.(WISH)$</a>Let’s go to $69","listText":"<a href=\"https://laohu8.com/S/WISH\">$ContextLogic Inc.(WISH)$</a>Let’s go to $69","text":"$ContextLogic Inc.(WISH)$Let’s go to $69","images":[{"img":"https://static.tigerbbs.com/83cad950017cf0ce2bf3e2e63ba640d8","width":"1170","height":"2026"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/176359474","isVote":1,"tweetType":1,"viewCount":1215,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":176327091,"gmtCreate":1626865276013,"gmtModify":1703479507862,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"Nice, BABA TO THE MOON","listText":"Nice, BABA TO THE MOON","text":"Nice, BABA TO THE MOON","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/176327091","repostId":"2153612212","repostType":4,"repost":{"id":"2153612212","kind":"highlight","weMediaInfo":{"introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"media_name":"Reuters","id":"1036604489","head_image":"https://static.tigerbbs.com/443ce19704621c837795676028cec868"},"pubTimestamp":1626861432,"share":"https://ttm.financial/m/news/2153612212?lang=en_US&edition=fundamental","pubTime":"2021-07-21 17:57","market":"us","language":"en","title":"Central banks will accelerate rise of China's yuan - OMFIF report","url":"https://stock-news.laohu8.com/highlight/detail?id=2153612212","media":"Reuters","summary":"LONDON, July 21 (Reuters) - The Chinese yuan is on course to become a much more influential part of ","content":"<p>LONDON, July 21 (Reuters) - The Chinese yuan is on course to become a much more influential part of the global financial system with almost a third of central banks planning to add the currency to their reserve assets, a closely-followed survey showed on Wednesday.</p>\n<p>The Global Public Investor survey&nbsp;published annually by the London-based OMFIF think tank, showed 30% of central banks plan to increase yuan holdings over the next 12-24 months, compared to just 10% last year.</p>\n<p>Other eye-catching findings from the report showed 75% of central banks now think monetary policy is having excessive influence on financial markets, although only 42% think these policies needs to be actively reconsidered.</p>\n<p>In stark contrast to the yuan, 20% of central banks plan to reduce their holdings of the U.S. dollar over the next 12-24 months, 18% plan to reduce their euro holdings and 14% want to cut their holdings of euro zone sovereign debt.</p>\n<p>Only 59% of central banks would be willing to use more than 30% of their reserves in the event of a serious currency shock, while 45% of pension funds now invest in gold, which was well up from 30% in last year's survey.</p>\n<p>It also showed that central banks, sovereign wealth funds and public pension funds now control a record total of $42.7 trillion worth of assets. Central bank reserves alone were up $1.3 trillion to $15.3 trillion as of the end of 2020.</p>\n<p>(Reporting by Marc Jones; Editing by Tom Arnold and Edmund Blair)</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Central banks will accelerate rise of China's yuan - OMFIF report</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nCentral banks will accelerate rise of China's yuan - OMFIF report\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1036604489\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/443ce19704621c837795676028cec868);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2021-07-21 17:57</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>LONDON, July 21 (Reuters) - The Chinese yuan is on course to become a much more influential part of the global financial system with almost a third of central banks planning to add the currency to their reserve assets, a closely-followed survey showed on Wednesday.</p>\n<p>The Global Public Investor survey&nbsp;published annually by the London-based OMFIF think tank, showed 30% of central banks plan to increase yuan holdings over the next 12-24 months, compared to just 10% last year.</p>\n<p>Other eye-catching findings from the report showed 75% of central banks now think monetary policy is having excessive influence on financial markets, although only 42% think these policies needs to be actively reconsidered.</p>\n<p>In stark contrast to the yuan, 20% of central banks plan to reduce their holdings of the U.S. dollar over the next 12-24 months, 18% plan to reduce their euro holdings and 14% want to cut their holdings of euro zone sovereign debt.</p>\n<p>Only 59% of central banks would be willing to use more than 30% of their reserves in the event of a serious currency shock, while 45% of pension funds now invest in gold, which was well up from 30% in last year's survey.</p>\n<p>It also showed that central banks, sovereign wealth funds and public pension funds now control a record total of $42.7 trillion worth of assets. Central bank reserves alone were up $1.3 trillion to $15.3 trillion as of the end of 2020.</p>\n<p>(Reporting by Marc Jones; Editing by Tom Arnold and Edmund Blair)</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"159934":"黄金ETF","518880":"黄金ETF","USO":"美国原油ETF","DWT":"三倍做空原油ETN","SCO":"二倍做空彭博原油指数ETF","DUG":"二倍做空石油与天然气ETF(ProShares)","GLD":"黄金ETF-SPDR","IAU":"黄金信托ETF-iShares","DUST":"二倍做空黄金矿业指数ETF-Direxion","DDG":"ProShares做空石油与天然气ETF","UCO":"二倍做多彭博原油ETF","NUGT":"二倍做多黄金矿业指数ETF-Direxion","GDX":"黄金矿业ETF-VanEck"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2153612212","content_text":"LONDON, July 21 (Reuters) - The Chinese yuan is on course to become a much more influential part of the global financial system with almost a third of central banks planning to add the currency to their reserve assets, a closely-followed survey showed on Wednesday.\nThe Global Public Investor survey published annually by the London-based OMFIF think tank, showed 30% of central banks plan to increase yuan holdings over the next 12-24 months, compared to just 10% last year.\nOther eye-catching findings from the report showed 75% of central banks now think monetary policy is having excessive influence on financial markets, although only 42% think these policies needs to be actively reconsidered.\nIn stark contrast to the yuan, 20% of central banks plan to reduce their holdings of the U.S. dollar over the next 12-24 months, 18% plan to reduce their euro holdings and 14% want to cut their holdings of euro zone sovereign debt.\nOnly 59% of central banks would be willing to use more than 30% of their reserves in the event of a serious currency shock, while 45% of pension funds now invest in gold, which was well up from 30% in last year's survey.\nIt also showed that central banks, sovereign wealth funds and public pension funds now control a record total of $42.7 trillion worth of assets. Central bank reserves alone were up $1.3 trillion to $15.3 trillion as of the end of 2020.\n(Reporting by Marc Jones; Editing by Tom Arnold and Edmund Blair)","news_type":1,"symbols_score_info":{"159934":0.9,"518880":0.9,"MGCmain":0.9,"USO":0.9,"IAU":0.9,"DDG":0.9,"GLD":0.9,"SGUmain":0.9,"DUST":0.9,"NUGT":0.9,"BZmain":0.9,"DWT":0.9,"SGCmain":0.9,"GCmain":0.9,"GDX":0.9,"CLmain":0.9,"UCO":0.9,"QMmain":0.9,"DUG":0.9,"SCO":0.9}},"isVote":1,"tweetType":1,"viewCount":853,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":171576965,"gmtCreate":1626753343357,"gmtModify":1703764547056,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"What’s a good price to get in?&nbsp;","listText":"What’s a good price to get in?&nbsp;","text":"What’s a good price to get in?","images":[{"img":"https://static.tigerbbs.com/9bd491171021d2049397f95b8a153903","width":"1125","height":"3612"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/171576965","isVote":1,"tweetType":1,"viewCount":871,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0}],"hots":[{"id":803257358,"gmtCreate":1627443880774,"gmtModify":1703490087783,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"TSLA TO THE MOON","listText":"TSLA TO THE MOON","text":"TSLA TO THE MOON","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":10,"commentSize":3,"repostSize":0,"link":"https://ttm.financial/post/803257358","repostId":"2154991792","repostType":4,"repost":{"id":"2154991792","kind":"highlight","weMediaInfo":{"introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"media_name":"Reuters","id":"1036604489","head_image":"https://static.tigerbbs.com/443ce19704621c837795676028cec868"},"pubTimestamp":1627428087,"share":"https://ttm.financial/m/news/2154991792?lang=en_US&edition=fundamental","pubTime":"2021-07-28 07:21","market":"us","language":"en","title":"Wall St snaps five-day up streak as caution rises before tech earnings, Fed","url":"https://stock-news.laohu8.com/highlight/detail?id=2154991792","media":"Reuters","summary":"NEW YORK, July 27 (Reuters) - U.S. stocks fell on Tuesday, ending a five-day winning streak in the t","content":"<p>NEW YORK, July 27 (Reuters) - U.S. stocks fell on Tuesday, ending a five-day winning streak in the three major indexes, as investors were cautious before results from top tech and internet names and Wednesday's Federal Reserve announcement.</p>\n<p>The Nasdaq led the day's declines, registering its biggest daily percentage drop since May 12, but the three indexes pared losses heading into the close and ended well off the lows of the session.</p>\n<p>Shares of Apple Inc, Microsoft Corp&nbsp;and Google parent Alphabet Inc , which all reported earnings after the bell, dropped and weighed the most on the Nasdaq and S&amp;P 500 along with Amazon.com Inc , which is expected to report results later this week.</p>\n<p>Also, electric-car maker Tesla Inc fell 2%, a day after it posted a bigger-than-expected second-quarter profit but said a global chip shortage that led to temporary factory shutdowns for the automaker remains serious.</p>\n<p>Shares of the heavily weighted tech and internet companies have run up recently and last week regained leadership in the market, putting their results even more in the spotlight.</p>\n<p>\"Expectations are so high. They're going to have good numbers ... but we are expecting much more or maybe they will talk down the second half of the year,\" said Paul Nolte, portfolio manager at Kingsview Investment Management in Chicago.</p>\n<p>Adding to the cautious tone is the outlook for U.S.-listed Chinese stocks, he said. The shares including Baidu extended losses as fears over more regulations in the mainland persisted.</p>\n<p>\"There's a fair amount of (U.S.) investors in those companies,\" Nolte said.</p>\n<p>Uncertainty also rose as the Fed began its two-day meeting, with investors looking for signs on when it intends to begin reining in its massive stimulus program.</p>\n<p>The Dow Jones Industrial Average&nbsp;fell 85.79 points, or 0.24%, to 35,058.52, the S&amp;P 500&nbsp;lost 20.84 points, or 0.47%, to 4,401.46 and the Nasdaq Composite &nbsp;dropped 180.14 points, or 1.21%, to 14,660.58.</p>\n<p>Helping to support the Dow, shares of McDonald's Corp&nbsp;rose 1% ahead of its results due before the bell on Wednesday.</p>\n<p>In another sign that investors were in a risk-off mood, defensive sectors such as real estate&nbsp;and utilities&nbsp;were the two best-performing S&amp;P 500 categories for the day, and U.S. Treasuries prices rose.</p>\n<p>Intel Corp&nbsp;shares dropped 2.1% after it said its factories would start building Qualcomm chips and laid out a road map to expand its new foundry business.</p>\n<p>Volume on U.S. exchanges was 10.36 billion shares, compared with the 9.86 billion average for the full session over the last 20 trading days.</p>\n<p>Declining issues outnumbered advancing ones on the NYSE by a 1.87-to-1 ratio; on Nasdaq, a 2.65-to-1 ratio favored decliners.</p>\n<p>The S&amp;P 500 posted 44 new 52-week highs and no new lows; the Nasdaq Composite recorded 39 new highs and 235 new lows.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Wall St snaps five-day up streak as caution rises before tech earnings, Fed</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWall St snaps five-day up streak as caution rises before tech earnings, Fed\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1036604489\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/443ce19704621c837795676028cec868);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2021-07-28 07:21</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>NEW YORK, July 27 (Reuters) - U.S. stocks fell on Tuesday, ending a five-day winning streak in the three major indexes, as investors were cautious before results from top tech and internet names and Wednesday's Federal Reserve announcement.</p>\n<p>The Nasdaq led the day's declines, registering its biggest daily percentage drop since May 12, but the three indexes pared losses heading into the close and ended well off the lows of the session.</p>\n<p>Shares of Apple Inc, Microsoft Corp&nbsp;and Google parent Alphabet Inc , which all reported earnings after the bell, dropped and weighed the most on the Nasdaq and S&amp;P 500 along with Amazon.com Inc , which is expected to report results later this week.</p>\n<p>Also, electric-car maker Tesla Inc fell 2%, a day after it posted a bigger-than-expected second-quarter profit but said a global chip shortage that led to temporary factory shutdowns for the automaker remains serious.</p>\n<p>Shares of the heavily weighted tech and internet companies have run up recently and last week regained leadership in the market, putting their results even more in the spotlight.</p>\n<p>\"Expectations are so high. They're going to have good numbers ... but we are expecting much more or maybe they will talk down the second half of the year,\" said Paul Nolte, portfolio manager at Kingsview Investment Management in Chicago.</p>\n<p>Adding to the cautious tone is the outlook for U.S.-listed Chinese stocks, he said. The shares including Baidu extended losses as fears over more regulations in the mainland persisted.</p>\n<p>\"There's a fair amount of (U.S.) investors in those companies,\" Nolte said.</p>\n<p>Uncertainty also rose as the Fed began its two-day meeting, with investors looking for signs on when it intends to begin reining in its massive stimulus program.</p>\n<p>The Dow Jones Industrial Average&nbsp;fell 85.79 points, or 0.24%, to 35,058.52, the S&amp;P 500&nbsp;lost 20.84 points, or 0.47%, to 4,401.46 and the Nasdaq Composite &nbsp;dropped 180.14 points, or 1.21%, to 14,660.58.</p>\n<p>Helping to support the Dow, shares of McDonald's Corp&nbsp;rose 1% ahead of its results due before the bell on Wednesday.</p>\n<p>In another sign that investors were in a risk-off mood, defensive sectors such as real estate&nbsp;and utilities&nbsp;were the two best-performing S&amp;P 500 categories for the day, and U.S. Treasuries prices rose.</p>\n<p>Intel Corp&nbsp;shares dropped 2.1% after it said its factories would start building Qualcomm chips and laid out a road map to expand its new foundry business.</p>\n<p>Volume on U.S. exchanges was 10.36 billion shares, compared with the 9.86 billion average for the full session over the last 20 trading days.</p>\n<p>Declining issues outnumbered advancing ones on the NYSE by a 1.87-to-1 ratio; on Nasdaq, a 2.65-to-1 ratio favored decliners.</p>\n<p>The S&amp;P 500 posted 44 new 52-week highs and no new lows; the Nasdaq Composite recorded 39 new highs and 235 new lows.</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".IXIC":"NASDAQ Composite",".DJI":"道琼斯",".SPX":"S&P 500 Index"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2154991792","content_text":"NEW YORK, July 27 (Reuters) - U.S. stocks fell on Tuesday, ending a five-day winning streak in the three major indexes, as investors were cautious before results from top tech and internet names and Wednesday's Federal Reserve announcement.\nThe Nasdaq led the day's declines, registering its biggest daily percentage drop since May 12, but the three indexes pared losses heading into the close and ended well off the lows of the session.\nShares of Apple Inc, Microsoft Corp and Google parent Alphabet Inc , which all reported earnings after the bell, dropped and weighed the most on the Nasdaq and S&P 500 along with Amazon.com Inc , which is expected to report results later this week.\nAlso, electric-car maker Tesla Inc fell 2%, a day after it posted a bigger-than-expected second-quarter profit but said a global chip shortage that led to temporary factory shutdowns for the automaker remains serious.\nShares of the heavily weighted tech and internet companies have run up recently and last week regained leadership in the market, putting their results even more in the spotlight.\n\"Expectations are so high. They're going to have good numbers ... but we are expecting much more or maybe they will talk down the second half of the year,\" said Paul Nolte, portfolio manager at Kingsview Investment Management in Chicago.\nAdding to the cautious tone is the outlook for U.S.-listed Chinese stocks, he said. The shares including Baidu extended losses as fears over more regulations in the mainland persisted.\n\"There's a fair amount of (U.S.) investors in those companies,\" Nolte said.\nUncertainty also rose as the Fed began its two-day meeting, with investors looking for signs on when it intends to begin reining in its massive stimulus program.\nThe Dow Jones Industrial Average fell 85.79 points, or 0.24%, to 35,058.52, the S&P 500 lost 20.84 points, or 0.47%, to 4,401.46 and the Nasdaq Composite  dropped 180.14 points, or 1.21%, to 14,660.58.\nHelping to support the Dow, shares of McDonald's Corp rose 1% ahead of its results due before the bell on Wednesday.\nIn another sign that investors were in a risk-off mood, defensive sectors such as real estate and utilities were the two best-performing S&P 500 categories for the day, and U.S. Treasuries prices rose.\nIntel Corp shares dropped 2.1% after it said its factories would start building Qualcomm chips and laid out a road map to expand its new foundry business.\nVolume on U.S. exchanges was 10.36 billion shares, compared with the 9.86 billion average for the full session over the last 20 trading days.\nDeclining issues outnumbered advancing ones on the NYSE by a 1.87-to-1 ratio; on Nasdaq, a 2.65-to-1 ratio favored decliners.\nThe S&P 500 posted 44 new 52-week highs and no new lows; the Nasdaq Composite recorded 39 new highs and 235 new lows.","news_type":1,"symbols_score_info":{".IXIC":0.9,".DJI":0.9,".SPX":0.9}},"isVote":1,"tweetType":1,"viewCount":3147,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":125755925,"gmtCreate":1624698132567,"gmtModify":1703843848334,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"Like and comment please&nbsp;","listText":"Like and comment please&nbsp;","text":"Like and comment please","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":8,"commentSize":4,"repostSize":0,"link":"https://ttm.financial/post/125755925","repostId":"2146008543","repostType":4,"isVote":1,"tweetType":1,"viewCount":864,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":146790502,"gmtCreate":1626098529606,"gmtModify":1703753367041,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"APES TOGETHER STRONG!!","listText":"APES TOGETHER STRONG!!","text":"APES TOGETHER STRONG!!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":9,"commentSize":3,"repostSize":0,"link":"https://ttm.financial/post/146790502","repostId":"2150580297","repostType":4,"isVote":1,"tweetType":1,"viewCount":669,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":808539211,"gmtCreate":1627600913033,"gmtModify":1703492995212,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"ELON MUSK","listText":"ELON MUSK","text":"ELON MUSK","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":9,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/808539211","repostId":"1105519179","repostType":4,"isVote":1,"tweetType":1,"viewCount":3083,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3576274545052910","authorId":"3576274545052910","name":"Kevin92","avatar":"https://static.tigerbbs.com/c5ff4addbbdb8d9d15fec29f9709b0c3","crmLevel":2,"crmLevelSwitch":0,"authorIdStr":"3576274545052910","idStr":"3576274545052910"},"content":"Like and comment","text":"Like and comment","html":"Like and comment"}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":143554082,"gmtCreate":1625804236646,"gmtModify":1703748910004,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/BB\">$BlackBerry(BB)$</a>Life is tough&nbsp;","listText":"<a href=\"https://laohu8.com/S/BB\">$BlackBerry(BB)$</a>Life is tough&nbsp;","text":"$BlackBerry(BB)$Life is tough","images":[{"img":"https://static.tigerbbs.com/e8f6ca5233da401ba9afb6a24c86ffb9","width":"1170","height":"2026"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":3,"repostSize":0,"link":"https://ttm.financial/post/143554082","isVote":1,"tweetType":1,"viewCount":936,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":152441567,"gmtCreate":1625342049859,"gmtModify":1703740515516,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"Like and comment so AMC goes to the moon!!","listText":"Like and comment so AMC goes to the moon!!","text":"Like and comment so AMC goes to the moon!!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":9,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/152441567","repostId":"1136694264","repostType":4,"repost":{"id":"1136694264","kind":"news","weMediaInfo":{"introduction":"Stock Market Quotes, Business News, Financial News, Trading Ideas, and Stock Research by Professionals","home_visible":0,"media_name":"Benzinga","id":"1052270027","head_image":"https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa"},"pubTimestamp":1625293431,"share":"https://ttm.financial/m/news/1136694264?lang=en_US&edition=fundamental","pubTime":"2021-07-03 14:23","market":"us","language":"en","title":"AMC Options Traders Aren't Discouraged, Repeatedly Hammer Calls","url":"https://stock-news.laohu8.com/highlight/detail?id=1136694264","media":"Benzinga","summary":"On Friday morning, Iceberg Researchannouncedit had taken a short position inAMC Entertainment Holdin","content":"<p>On Friday morning, Iceberg Researchannouncedit had taken a short position in<b>AMC Entertainment Holdings</b>AMC 4.08%. Iceberg said options traders have lost money due to the stock trading sideways for the month of June and that the pump around the stock looks shaky.</p>\n<p>The news didn’t stop institutions from continuously hammering AMC call contracts and on Friday options traders had purchased over $2.59 million worth. The expiration dates for the contracts ranged from today up until Dec. 17 and a few traders chose a strike price of a whopping $145.</p>\n<p>AMC’s stock broke bearishly from a symmetrical triangle it had formed through its sideways trading on Friday, but held a support level at $47.91 and bounced from it. Bulls would like to see the dip continue to be bought and for AMC to end the day by printing a hammer candlestick and closing above the 21-day exponential moving average.</p>\n<p><b>Why It’s Important:</b>When a sweep order occurs, it indicates the trader wanted to get into a position quickly and is anticipating an imminent large move in stock price. A sweeper pays market price for the call or put option instead of placing a bid, which sweeps the order book of multiple exchanges to fill the order immediately.</p>\n<p>These types of call option orders are usually made by institutions, and retail investors can find watching for sweepers useful because it indicates “smart money” has entered into a position.</p>\n<p><b>The AMC Option Trades:</b>Below is a look at the notable options alerts, courtesy ofBenzinga Pro:</p>\n<ul>\n <li>At 9:42 a.m., Friday a trader executed a call sweep near the bid of 265 AMC Entertainment options with a strike price of $59 expiring on July 9. The trade represented a $52,205 bullish bet for which the trader paid $1.97 per option contract.</li>\n <li>At 9:51 a.m., a trader executed a call sweep near the bid of 247 AMC Entertainment options with a strike price of $65 expiring on Aug. 20. The trade represented a $221,065 bullish bet for which the trader paid $8.95 per option contract.</li>\n <li>At 9:52 a.m., a trader executed a call sweep near the bid of 248 AMC Entertainment options with a strike price of $120 expiring on Dec. 17. The trade represented a $260,400 bullish bet for which the trader paid $10.50 per option contract.</li>\n <li>At 9:53 a.m., a trader executed a call sweep near the bid of 356 AMC Entertainment options with a strike price of $65 expiring on Aug. 20. The trade represented a $311,500 bullish bet for which the trader paid $8.75 per option contract.</li>\n <li>At 9:53 a.m., a trader executed a call sweep near the bid of 310 AMC Entertainment options with a strike price of $65 expiring on Aug. 20. The trade represented a $266,600 bullish bet for which the trader paid $8.60 per option contract.</li>\n <li>At 9:56 a.m., a trader executed a call sweep near the bid of 310 AMC Entertainment options with a strike price of $65 expiring on Aug. 20. The trade represented a $266,600 bullish bet for which the trader paid $8.60 per option contract.</li>\n <li>At 9:57 a.m., a trader executed a call sweep near the bid of 300 AMC Entertainment options with a strike price of $28 expiring on July 2. The trade represented a $221,065 bullish bet for which the trader paid $23.40 per option contract.</li>\n <li>At 9:58 a.m., a trader executed a call sweep near the bid of 289 AMC Entertainment options with a strike price of $120 expiring on Dec., 17. The trade represented a $303,450 bullish bet for which the trader paid $10.50 per option contract.</li>\n <li>At 9:58 a.m., a trader executed a call sweep near the bid of 580 AMC Entertainment options with a strike price of $55 expiring on July 16. The trade represented a $278,400 bullish bet for which the trader paid $4.80 per option contract.</li>\n <li>At 10:07 a.m., a trader executed a call sweep near the bid of 258 AMC Entertainment options with a strike price of $80 expiring on July 16. The trade represented a $39,216 bullish bet for which the trader paid $1.52 per option contract.</li>\n <li>At 10:24 a.m., a trader executed a call sweep near the bid of 352 AMC Entertainment options with a strike price of $50 expiring on July 2. The trade represented a $54,560 bullish bet for which the trader paid $1.55 per option contract.</li>\n <li>At 10:26 a.m., a trader executed a call sweep near the bid of 234 AMC Entertainment options with a strike price of $145 expiring on July 23. The trade represented a $39,216 bullish bet for which the trader paid $1.31 per option contract.</li>\n <li>At 10:31 a.m., a trader executed a call sweep near the bid of 224 AMC Entertainment options with a strike price of $145 expiring on Sept. 17. The trade represented a $105,280 bullish bet for which the trader paid $4.70 per option contract.</li>\n <li>At 10:38 a.m., a trader executed a call sweep near the bid of 500 AMC Entertainment options with a strike price of $47 expiring on July 2. The trade represented a $146,000 bullish bet for which the trader paid $2.92 per option contract.</li>\n <li>At 12:02 p.m., a trader executed a call sweep near the bid of 500 AMC Entertainment options with a strike price of $45 expiring on July 9. The trade represented a $305,000 bullish bet for which the trader paid $6.10 per option contract.</li>\n</ul>\n<p><b>AMC Price Action:</b>Shares of AMC Entertainment were trading down 5.3% to $51.33 at publication time.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>AMC Options Traders Aren't Discouraged, Repeatedly Hammer Calls</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAMC Options Traders Aren't Discouraged, Repeatedly Hammer Calls\n</h2>\n\n<h4 class=\"meta\">\n\n\n<div class=\"head\" \">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Benzinga </p>\n<p class=\"h-time\">2021-07-03 14:23</p>\n</div>\n\n</div>\n\n\n</h4>\n\n</header>\n<article>\n<p>On Friday morning, Iceberg Researchannouncedit had taken a short position in<b>AMC Entertainment Holdings</b>AMC 4.08%. Iceberg said options traders have lost money due to the stock trading sideways for the month of June and that the pump around the stock looks shaky.</p>\n<p>The news didn’t stop institutions from continuously hammering AMC call contracts and on Friday options traders had purchased over $2.59 million worth. The expiration dates for the contracts ranged from today up until Dec. 17 and a few traders chose a strike price of a whopping $145.</p>\n<p>AMC’s stock broke bearishly from a symmetrical triangle it had formed through its sideways trading on Friday, but held a support level at $47.91 and bounced from it. Bulls would like to see the dip continue to be bought and for AMC to end the day by printing a hammer candlestick and closing above the 21-day exponential moving average.</p>\n<p><b>Why It’s Important:</b>When a sweep order occurs, it indicates the trader wanted to get into a position quickly and is anticipating an imminent large move in stock price. A sweeper pays market price for the call or put option instead of placing a bid, which sweeps the order book of multiple exchanges to fill the order immediately.</p>\n<p>These types of call option orders are usually made by institutions, and retail investors can find watching for sweepers useful because it indicates “smart money” has entered into a position.</p>\n<p><b>The AMC Option Trades:</b>Below is a look at the notable options alerts, courtesy ofBenzinga Pro:</p>\n<ul>\n <li>At 9:42 a.m., Friday a trader executed a call sweep near the bid of 265 AMC Entertainment options with a strike price of $59 expiring on July 9. The trade represented a $52,205 bullish bet for which the trader paid $1.97 per option contract.</li>\n <li>At 9:51 a.m., a trader executed a call sweep near the bid of 247 AMC Entertainment options with a strike price of $65 expiring on Aug. 20. The trade represented a $221,065 bullish bet for which the trader paid $8.95 per option contract.</li>\n <li>At 9:52 a.m., a trader executed a call sweep near the bid of 248 AMC Entertainment options with a strike price of $120 expiring on Dec. 17. The trade represented a $260,400 bullish bet for which the trader paid $10.50 per option contract.</li>\n <li>At 9:53 a.m., a trader executed a call sweep near the bid of 356 AMC Entertainment options with a strike price of $65 expiring on Aug. 20. The trade represented a $311,500 bullish bet for which the trader paid $8.75 per option contract.</li>\n <li>At 9:53 a.m., a trader executed a call sweep near the bid of 310 AMC Entertainment options with a strike price of $65 expiring on Aug. 20. The trade represented a $266,600 bullish bet for which the trader paid $8.60 per option contract.</li>\n <li>At 9:56 a.m., a trader executed a call sweep near the bid of 310 AMC Entertainment options with a strike price of $65 expiring on Aug. 20. The trade represented a $266,600 bullish bet for which the trader paid $8.60 per option contract.</li>\n <li>At 9:57 a.m., a trader executed a call sweep near the bid of 300 AMC Entertainment options with a strike price of $28 expiring on July 2. The trade represented a $221,065 bullish bet for which the trader paid $23.40 per option contract.</li>\n <li>At 9:58 a.m., a trader executed a call sweep near the bid of 289 AMC Entertainment options with a strike price of $120 expiring on Dec., 17. The trade represented a $303,450 bullish bet for which the trader paid $10.50 per option contract.</li>\n <li>At 9:58 a.m., a trader executed a call sweep near the bid of 580 AMC Entertainment options with a strike price of $55 expiring on July 16. The trade represented a $278,400 bullish bet for which the trader paid $4.80 per option contract.</li>\n <li>At 10:07 a.m., a trader executed a call sweep near the bid of 258 AMC Entertainment options with a strike price of $80 expiring on July 16. The trade represented a $39,216 bullish bet for which the trader paid $1.52 per option contract.</li>\n <li>At 10:24 a.m., a trader executed a call sweep near the bid of 352 AMC Entertainment options with a strike price of $50 expiring on July 2. The trade represented a $54,560 bullish bet for which the trader paid $1.55 per option contract.</li>\n <li>At 10:26 a.m., a trader executed a call sweep near the bid of 234 AMC Entertainment options with a strike price of $145 expiring on July 23. The trade represented a $39,216 bullish bet for which the trader paid $1.31 per option contract.</li>\n <li>At 10:31 a.m., a trader executed a call sweep near the bid of 224 AMC Entertainment options with a strike price of $145 expiring on Sept. 17. The trade represented a $105,280 bullish bet for which the trader paid $4.70 per option contract.</li>\n <li>At 10:38 a.m., a trader executed a call sweep near the bid of 500 AMC Entertainment options with a strike price of $47 expiring on July 2. The trade represented a $146,000 bullish bet for which the trader paid $2.92 per option contract.</li>\n <li>At 12:02 p.m., a trader executed a call sweep near the bid of 500 AMC Entertainment options with a strike price of $45 expiring on July 9. The trade represented a $305,000 bullish bet for which the trader paid $6.10 per option contract.</li>\n</ul>\n<p><b>AMC Price Action:</b>Shares of AMC Entertainment were trading down 5.3% to $51.33 at publication time.</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AMC":"AMC院线"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1136694264","content_text":"On Friday morning, Iceberg Researchannouncedit had taken a short position inAMC Entertainment HoldingsAMC 4.08%. Iceberg said options traders have lost money due to the stock trading sideways for the month of June and that the pump around the stock looks shaky.\nThe news didn’t stop institutions from continuously hammering AMC call contracts and on Friday options traders had purchased over $2.59 million worth. The expiration dates for the contracts ranged from today up until Dec. 17 and a few traders chose a strike price of a whopping $145.\nAMC’s stock broke bearishly from a symmetrical triangle it had formed through its sideways trading on Friday, but held a support level at $47.91 and bounced from it. Bulls would like to see the dip continue to be bought and for AMC to end the day by printing a hammer candlestick and closing above the 21-day exponential moving average.\nWhy It’s Important:When a sweep order occurs, it indicates the trader wanted to get into a position quickly and is anticipating an imminent large move in stock price. A sweeper pays market price for the call or put option instead of placing a bid, which sweeps the order book of multiple exchanges to fill the order immediately.\nThese types of call option orders are usually made by institutions, and retail investors can find watching for sweepers useful because it indicates “smart money” has entered into a position.\nThe AMC Option Trades:Below is a look at the notable options alerts, courtesy ofBenzinga Pro:\n\nAt 9:42 a.m., Friday a trader executed a call sweep near the bid of 265 AMC Entertainment options with a strike price of $59 expiring on July 9. The trade represented a $52,205 bullish bet for which the trader paid $1.97 per option contract.\nAt 9:51 a.m., a trader executed a call sweep near the bid of 247 AMC Entertainment options with a strike price of $65 expiring on Aug. 20. The trade represented a $221,065 bullish bet for which the trader paid $8.95 per option contract.\nAt 9:52 a.m., a trader executed a call sweep near the bid of 248 AMC Entertainment options with a strike price of $120 expiring on Dec. 17. The trade represented a $260,400 bullish bet for which the trader paid $10.50 per option contract.\nAt 9:53 a.m., a trader executed a call sweep near the bid of 356 AMC Entertainment options with a strike price of $65 expiring on Aug. 20. The trade represented a $311,500 bullish bet for which the trader paid $8.75 per option contract.\nAt 9:53 a.m., a trader executed a call sweep near the bid of 310 AMC Entertainment options with a strike price of $65 expiring on Aug. 20. The trade represented a $266,600 bullish bet for which the trader paid $8.60 per option contract.\nAt 9:56 a.m., a trader executed a call sweep near the bid of 310 AMC Entertainment options with a strike price of $65 expiring on Aug. 20. The trade represented a $266,600 bullish bet for which the trader paid $8.60 per option contract.\nAt 9:57 a.m., a trader executed a call sweep near the bid of 300 AMC Entertainment options with a strike price of $28 expiring on July 2. The trade represented a $221,065 bullish bet for which the trader paid $23.40 per option contract.\nAt 9:58 a.m., a trader executed a call sweep near the bid of 289 AMC Entertainment options with a strike price of $120 expiring on Dec., 17. The trade represented a $303,450 bullish bet for which the trader paid $10.50 per option contract.\nAt 9:58 a.m., a trader executed a call sweep near the bid of 580 AMC Entertainment options with a strike price of $55 expiring on July 16. The trade represented a $278,400 bullish bet for which the trader paid $4.80 per option contract.\nAt 10:07 a.m., a trader executed a call sweep near the bid of 258 AMC Entertainment options with a strike price of $80 expiring on July 16. The trade represented a $39,216 bullish bet for which the trader paid $1.52 per option contract.\nAt 10:24 a.m., a trader executed a call sweep near the bid of 352 AMC Entertainment options with a strike price of $50 expiring on July 2. The trade represented a $54,560 bullish bet for which the trader paid $1.55 per option contract.\nAt 10:26 a.m., a trader executed a call sweep near the bid of 234 AMC Entertainment options with a strike price of $145 expiring on July 23. The trade represented a $39,216 bullish bet for which the trader paid $1.31 per option contract.\nAt 10:31 a.m., a trader executed a call sweep near the bid of 224 AMC Entertainment options with a strike price of $145 expiring on Sept. 17. The trade represented a $105,280 bullish bet for which the trader paid $4.70 per option contract.\nAt 10:38 a.m., a trader executed a call sweep near the bid of 500 AMC Entertainment options with a strike price of $47 expiring on July 2. The trade represented a $146,000 bullish bet for which the trader paid $2.92 per option contract.\nAt 12:02 p.m., a trader executed a call sweep near the bid of 500 AMC Entertainment options with a strike price of $45 expiring on July 9. The trade represented a $305,000 bullish bet for which the trader paid $6.10 per option contract.\n\nAMC Price Action:Shares of AMC Entertainment were trading down 5.3% to $51.33 at publication time.","news_type":1,"symbols_score_info":{"AMC":0.9}},"isVote":1,"tweetType":1,"viewCount":561,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":152441242,"gmtCreate":1625342000886,"gmtModify":1703740515679,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"Like and comment so the market won’t crash!!&nbsp;","listText":"Like and comment so the market won’t crash!!&nbsp;","text":"Like and comment so the market won’t crash!!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/152441242","repostId":"1188153141","repostType":4,"repost":{"id":"1188153141","kind":"news","pubTimestamp":1625276221,"share":"https://ttm.financial/m/news/1188153141?lang=en_US&edition=fundamental","pubTime":"2021-07-03 09:37","market":"us","language":"en","title":"Suze Orman worries about a market crash — here's what you should do","url":"https://stock-news.laohu8.com/highlight/detail?id=1188153141","media":"MoneyWise","summary":"As stock markets continue setting records, fallout from COVID-19 continues to create problems for th","content":"<p>As stock markets continue setting records, fallout from COVID-19 continues to create problems for the economy.</p>\n<p>That clash has worried investing experts, including Suze Orman, who's gone so far as to say she’s now preparing for an inevitable market crash.</p>\n<p>And a famous measurement popularized by Warren Buffett — known as the Buffett Indicator — shows Orman might be onto something.</p>\n<p>Here’s an explanation of where the concern is coming from and some techniques you can use tokeep your investment portfolio growingeven if the market goes south.</p>\n<p><b>What does Suze Orman think?</b></p>\n<p><img src=\"https://static.tigerbbs.com/be8dc3ad363faad96bc575a22235562d\" tg-width=\"703\" tg-height=\"293\" referrerpolicy=\"no-referrer\">Mediapunch/Shutterstock</p>\n<p>Suze Orman has avidly watched the market for decades. She knows ups and downs are to be expected, but what she’s seeing happen with investment fads like GameStop has her concerned.</p>\n<p>“I don’t like what I see happening in the market right now,” Orman said in a video for CNBC. “The economy has been horrible, but the stock market has been going.”</p>\n<p>While investing is as easy now asusing a smartphone app, Orman is concerned about where we can go from these record highs.</p>\n<p>And even with stimulus checks, which are still going out, and the real estate market breaking its own records last year, Orman worries about what will come with the coronavirus — especially as new variants continue to pop up.</p>\n<p>What's more, she feels it’s just been too long since the last crash to stay this high much longer.</p>\n<p>“This reminds me of 2000 all over again,” Orman says.</p>\n<p><b>The Buffett Indicator</b></p>\n<p><img src=\"https://static.tigerbbs.com/44ada32ecadcc4581fed208f4f4e4d53\" tg-width=\"703\" tg-height=\"293\" referrerpolicy=\"no-referrer\">Larry W Smith/EPA/Shutterstock</p>\n<p>One metric Warren Buffett uses to assess the market so regularly that it’s been named after him has been flashing red for long enough that market watchers are starting to wonder if it’s an outdated tool.</p>\n<p>But the Buffett Indicator, a measurement of the ratio of the stock market’s total value against U.S. economic output, continues to climb to previously unseen levels.</p>\n<p>And those in the know are wondering if it's a sign that we’re about to see a hard fall.</p>\n<p>How to prepare for a crash<img src=\"https://static.tigerbbs.com/1ad912a6b4611d9e39b46d2851c78c9e\" tg-width=\"703\" tg-height=\"293\" referrerpolicy=\"no-referrer\">Freedomz / Shutterstock</p>\n<p>Orman has three recommendations for setting up a simple investment strategy to help you successfully navigate any sharp turns in the market.</p>\n<p><b>1. Buy low</b></p>\n<p>Part of what upsets Orman so much about the furor over meme stocks like GameStop is it goes completely against the average investor’s interests.</p>\n<p>“All of you have your heads screwed on backwards,” she says. “All you want is for these markets to go up and up and up. What good is that going to do you?”</p>\n<p>She points out the only extra money most people have goes towardinvesting for retirementin their 401(k) or IRA plans.</p>\n<p>Because you probably don’t plan to touch that money for decades, the best long-term strategy is to buy low. That way, your dollar will go much further now, leaving plenty of room for growth over the next 20, 30 or 40 years.</p>\n<p><b>2. Invest on a schedule</b></p>\n<p><img src=\"https://static.tigerbbs.com/e4102f8a6d5002090743b1cbded32ef9\" tg-width=\"703\" tg-height=\"293\" referrerpolicy=\"no-referrer\">katjen / Shutterstock</p>\n<p>While she prefers to buy low, Orman doesn’t recommend you stop investing completely when the market goes up.</p>\n<p>She wants casual investors to not get caught up in the daily ups and downs of the market.</p>\n<p>In fact, cheering for downturns now may be your best bet at getting a larger piece of very profitable investments — like some lucky investors were able to do back in 2007 and 2008.</p>\n<p>“When the market went down, down, down you could buy things at nothing,” says Orman. “And now look at them 15 years later.”</p>\n<p>She suggests you set up a dollar-cost averaging strategy, which means you invest your money in equal portions at regular intervals, regardless of the market’s fluctuations.</p>\n<p>This kind of approach is easy to implement with any of the many investing apps currently available to DIY investors.</p>\n<p>There are even apps that willautomatically invest your spare changeby rounding up your debit and credit card purchases to the nearest dollar.</p>\n<p><b>3. Diversify with fractional shares</b></p>\n<p>To help weather dips in specific corners of the market, Orman suggests you diversify your investments — balance your portfolio with investments in many different types of assets and sectors of the economy.</p>\n<p>Orman particularly recommends fractional-share investing. This approach allows you to buy a slice of a share for a big-name company that you otherwise wouldn’t be able to afford.</p>\n<p>With the help of apopular stock-trading tool, anyone at any budget can afford the fractional share strategy.</p>\n<p>“The sooner you begin, the more money you will have,” says Orman. “Just don’t stop, and when these markets go down, you should be so happy because your dollars find more shares.”</p>\n<p>“And the more shares you have, the more money you’ll have 20, 40, 50 years from now.”</p>\n<p><b>What else you can do</b></p>\n<p><img src=\"https://static.tigerbbs.com/5e79c6fd1f8fa6e3a7c3a6c94f1e14b5\" tg-width=\"703\" tg-height=\"293\" referrerpolicy=\"no-referrer\">goodluz / Shutterstock</p>\n<p>Whether or not a big crash is around the corner, investors who are still decades out from retirement can make that work for them, Orman said in theCNBC video.</p>\n<p>First, prepare for the worst and hope for the best. Since the onset of the pandemic, Orman now recommends everyone have an emergency fund that can cover their expenses for a full year.</p>\n<p>Then, to set yourself up fora comfortable retirement, she suggests you opt for a Roth account, whether that’s a 401(k) or IRA.</p>\n<p>That will help you avoid paying tax when you take money out of your retirement account because your contributions to a Roth account are made after tax. Traditional IRAs, on the other hand, aren’t taxed when you make contributions, so you’ll end up paying later.</p>\n<p>If you find you need a little more guidance, working with aprofessional financial adviser, can help point you in the right direction so you can confidently ride out any market volatility.</p>\n<p>While everyone else is veering off course or overcorrecting, you’ll be firmly in the driver’s seat with your sunset years planned for.</p>","source":"lsy1621813427262","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Suze Orman worries about a market crash — here's what you should do</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nSuze Orman worries about a market crash — here's what you should do\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-03 09:37 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/suze-orman-worries-market-crash-220000108.html><strong>MoneyWise</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>As stock markets continue setting records, fallout from COVID-19 continues to create problems for the economy.\nThat clash has worried investing experts, including Suze Orman, who's gone so far as to ...</p>\n\n<a href=\"https://finance.yahoo.com/news/suze-orman-worries-market-crash-220000108.html\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index",".DJI":"道琼斯"},"source_url":"https://finance.yahoo.com/news/suze-orman-worries-market-crash-220000108.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1188153141","content_text":"As stock markets continue setting records, fallout from COVID-19 continues to create problems for the economy.\nThat clash has worried investing experts, including Suze Orman, who's gone so far as to say she’s now preparing for an inevitable market crash.\nAnd a famous measurement popularized by Warren Buffett — known as the Buffett Indicator — shows Orman might be onto something.\nHere’s an explanation of where the concern is coming from and some techniques you can use tokeep your investment portfolio growingeven if the market goes south.\nWhat does Suze Orman think?\nMediapunch/Shutterstock\nSuze Orman has avidly watched the market for decades. She knows ups and downs are to be expected, but what she’s seeing happen with investment fads like GameStop has her concerned.\n“I don’t like what I see happening in the market right now,” Orman said in a video for CNBC. “The economy has been horrible, but the stock market has been going.”\nWhile investing is as easy now asusing a smartphone app, Orman is concerned about where we can go from these record highs.\nAnd even with stimulus checks, which are still going out, and the real estate market breaking its own records last year, Orman worries about what will come with the coronavirus — especially as new variants continue to pop up.\nWhat's more, she feels it’s just been too long since the last crash to stay this high much longer.\n“This reminds me of 2000 all over again,” Orman says.\nThe Buffett Indicator\nLarry W Smith/EPA/Shutterstock\nOne metric Warren Buffett uses to assess the market so regularly that it’s been named after him has been flashing red for long enough that market watchers are starting to wonder if it’s an outdated tool.\nBut the Buffett Indicator, a measurement of the ratio of the stock market’s total value against U.S. economic output, continues to climb to previously unseen levels.\nAnd those in the know are wondering if it's a sign that we’re about to see a hard fall.\nHow to prepare for a crashFreedomz / Shutterstock\nOrman has three recommendations for setting up a simple investment strategy to help you successfully navigate any sharp turns in the market.\n1. Buy low\nPart of what upsets Orman so much about the furor over meme stocks like GameStop is it goes completely against the average investor’s interests.\n“All of you have your heads screwed on backwards,” she says. “All you want is for these markets to go up and up and up. What good is that going to do you?”\nShe points out the only extra money most people have goes towardinvesting for retirementin their 401(k) or IRA plans.\nBecause you probably don’t plan to touch that money for decades, the best long-term strategy is to buy low. That way, your dollar will go much further now, leaving plenty of room for growth over the next 20, 30 or 40 years.\n2. Invest on a schedule\nkatjen / Shutterstock\nWhile she prefers to buy low, Orman doesn’t recommend you stop investing completely when the market goes up.\nShe wants casual investors to not get caught up in the daily ups and downs of the market.\nIn fact, cheering for downturns now may be your best bet at getting a larger piece of very profitable investments — like some lucky investors were able to do back in 2007 and 2008.\n“When the market went down, down, down you could buy things at nothing,” says Orman. “And now look at them 15 years later.”\nShe suggests you set up a dollar-cost averaging strategy, which means you invest your money in equal portions at regular intervals, regardless of the market’s fluctuations.\nThis kind of approach is easy to implement with any of the many investing apps currently available to DIY investors.\nThere are even apps that willautomatically invest your spare changeby rounding up your debit and credit card purchases to the nearest dollar.\n3. Diversify with fractional shares\nTo help weather dips in specific corners of the market, Orman suggests you diversify your investments — balance your portfolio with investments in many different types of assets and sectors of the economy.\nOrman particularly recommends fractional-share investing. This approach allows you to buy a slice of a share for a big-name company that you otherwise wouldn’t be able to afford.\nWith the help of apopular stock-trading tool, anyone at any budget can afford the fractional share strategy.\n“The sooner you begin, the more money you will have,” says Orman. “Just don’t stop, and when these markets go down, you should be so happy because your dollars find more shares.”\n“And the more shares you have, the more money you’ll have 20, 40, 50 years from now.”\nWhat else you can do\ngoodluz / Shutterstock\nWhether or not a big crash is around the corner, investors who are still decades out from retirement can make that work for them, Orman said in theCNBC video.\nFirst, prepare for the worst and hope for the best. Since the onset of the pandemic, Orman now recommends everyone have an emergency fund that can cover their expenses for a full year.\nThen, to set yourself up fora comfortable retirement, she suggests you opt for a Roth account, whether that’s a 401(k) or IRA.\nThat will help you avoid paying tax when you take money out of your retirement account because your contributions to a Roth account are made after tax. Traditional IRAs, on the other hand, aren’t taxed when you make contributions, so you’ll end up paying later.\nIf you find you need a little more guidance, working with aprofessional financial adviser, can help point you in the right direction so you can confidently ride out any market volatility.\nWhile everyone else is veering off course or overcorrecting, you’ll be firmly in the driver’s seat with your sunset years planned for.","news_type":1,"symbols_score_info":{".DJI":0.9,".IXIC":0.9,"SPY":0.9,".SPX":0.9}},"isVote":1,"tweetType":1,"viewCount":498,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":156135356,"gmtCreate":1625201143075,"gmtModify":1703738257446,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"Like and comment with AMC is going to the moon!!","listText":"Like and comment with AMC is going to the moon!!","text":"Like and comment with AMC is going to the moon!!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":9,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/156135356","repostId":"1133090424","repostType":4,"isVote":1,"tweetType":1,"viewCount":537,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":143556577,"gmtCreate":1625804166699,"gmtModify":1703748906881,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"Like and comment if you want your stock to move higher!!&nbsp;","listText":"Like and comment if you want your stock to move higher!!&nbsp;","text":"Like and comment if you want your stock to move higher!!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/143556577","repostId":"1195657546","repostType":4,"isVote":1,"tweetType":1,"viewCount":439,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":141526524,"gmtCreate":1625881698068,"gmtModify":1703750328909,"author":{"id":"3573292195406873","authorId":"3573292195406873","name":"Tmkgi","avatar":"https://static.tigerbbs.com/6710c0ce0e8bbe50ae4c52e3a5e174ef","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3573292195406873","idStr":"3573292195406873"},"themes":[],"htmlText":"Amc to the moon","listText":"Amc to the moon","text":"Amc to the moon","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/141526524","repostId":"1195812364","repostType":4,"repost":{"id":"1195812364","kind":"news","pubTimestamp":1625875523,"share":"https://ttm.financial/m/news/1195812364?lang=en_US&edition=fundamental","pubTime":"2021-07-10 08:05","market":"us","language":"en","title":"US IPO Week Ahead: Real estate, post-pandemic plays and more in an 9 IPO week","url":"https://stock-news.laohu8.com/highlight/detail?id=1195812364","media":"Renaissance Capital","summary":"Italian drug container supplier Stevanato Group plans to raise $900 million at a $6.8 billion market cap. Controlled by its founding family, the profitable company supplies glass vials, syringes, and other medical-grade containers to more than 700 customers, including 41 of the top 50 pharmaceutical companies.Shopping center REIT Phillips Edison & Company plans to raise $502 million at a $3.7 billion market cap. This REIT owns equity interests in 300 shopping centers across the US, focusing on l","content":"<p>After a slow holiday week, nine IPOs are scheduled to raise over $3 billion in the week ahead.</p>\n<p>Italian drug container supplier&nbsp;<b>Stevanato Group</b>(STVN) plans to raise $900 million at a $6.8 billion market cap. Controlled by its founding family, the profitable company supplies glass vials, syringes, and other medical-grade containers to more than 700 customers, including 41 of the top 50 pharmaceutical companies.</p>\n<p>Shopping center REIT&nbsp;<b>Phillips Edison &amp; Company</b>(PECO) plans to raise $502 million at a $3.7 billion market cap. This REIT owns equity interests in 300 shopping centers across the US, focusing on locations that are anchored by grocers like Kroger and Public. It targets a 3.5% annualized yield at the midpoint.</p>\n<p>Known for its member-only luxury hotel brand Soho House,<b>Membership Collective Group</b>(MCG) plans to raise $450 at a $3.2 billion market cap. The company boasts a large and loyal member base, though it has no track record of profitability and saw revenue fall by almost half in the 1Q21.</p>\n<p>Mark Wahlberg-backed fitness franchise&nbsp;<b>F45 Training</b>(FXLV) plans to raise $325 million at a $1.5 billion market cap. Specializing in 45-minute workouts, F45 has over 1,500 studios worldwide. The company managed a 37% EBITDA in the trailing 12 months, though the company’s expected post-pandemic growth has yet to show through in the numbers.</p>\n<p>Mortgage software provider&nbsp;<b>Blend Labs</b>(BLND) plans to raise $340 million at a $4.5 billion market cap. Blend Labs provides a digital platform to financial services firms that improves the consumer experience when applying for mortgages and loans. Despite doubling revenue in 2020, the core software business is highly unprofitable due to R&amp;D and S&amp;M spend.</p>\n<p><b>Bridge Investment Group</b>(BRDG) plans to raise $300 million at a $1.8 billion market cap. This investment manager specializes in real estate equity and debt across multiple sectors. As of 3/31/2021, Bridge Investment Group has approximately $26 billion of AUM with more than 6,500 individual investors across 25 investment vehicles.</p>\n<p>Ocular medical device provider&nbsp;<b>Sight Sciences</b>(SGHT) plans to raise $150 million at a $1 billion market cap. The company develops and sells medical and surgical devices that present new treatment options for eye diseases. The highly unprofitable company showed signs of re-accelerating growth in the 1Q21 (+32%) after the pandemic delayed elective procedures in 2020.</p>\n<p>Pregnancy diagnostics company&nbsp;<b>Sera Prognostics</b>(SERA) plans to raise $75 million at a $564 million market cap. The company uses its proteomics and bioinformatics platform to develop biomarker tests aimed at improving pregnancy outcomes. Sera Prognostics’ sole commercial product, the PreTRM test, predicts the risk of a premature delivery, though it has yet to generate meaningful revenue.</p>\n<p>A hold-over from last week, early-stage kidney disease biotech&nbsp;<b>Unicycive Therapeutics</b>(UNCY) plans to raise $25 million at a $79 million market cap.</p>\n<p><img src=\"https://static.tigerbbs.com/ad3dc9b07583a28aad047e44802c899e\" tg-width=\"942\" tg-height=\"732\"></p>\n<p><b>IPO Market Snapshot</b></p>\n<p>The Renaissance IPO Indices are market cap weighted baskets of newly public companies. As of 7/8/21, the Renaissance IPO Index was down 0.8% year-to-date, while the S&amp;P 500 was up 15.0%. Renaissance Capital's IPO ETF (NYSE: IPO) tracks the index, and top ETF holdings include Snowflake (SNOW) and Palantir Technologies (PLTR). The Renaissance International IPO Index was down 5.2% year-to-date, while the ACWX was up 7.3%. Renaissance Capital’s International IPO ETF (NYSE: IPOS) tracks the index, and top ETF holdings include Smoore International and EQT Partners.</p>","source":"lsy1603787993745","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>US IPO Week Ahead: Real estate, post-pandemic plays and more in an 9 IPO week</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nUS IPO Week Ahead: Real estate, post-pandemic plays and more in an 9 IPO week\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-07-10 08:05 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.renaissancecapital.com/IPO-Center/News/83879/US-IPO-Week-Ahead-Real-estate-post-pandemic-plays-and-more-in-an-9-IPO-week><strong>Renaissance Capital</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>After a slow holiday week, nine IPOs are scheduled to raise over $3 billion in the week ahead.\nItalian drug container supplier Stevanato Group(STVN) plans to raise $900 million at a $6.8 billion ...</p>\n\n<a href=\"https://www.renaissancecapital.com/IPO-Center/News/83879/US-IPO-Week-Ahead-Real-estate-post-pandemic-plays-and-more-in-an-9-IPO-week\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BRDG":"Bridge Investment Group Holdings Inc.","PECO":"Phillips Edison & Company, Inc.","BLND":"Blend Labs, Inc.","SGHT":"Sight Sciences, Inc.",".DJI":"道琼斯","FXLV":"F45 Training Holdings Inc.",".SPX":"S&P 500 Index","SERA":"Sera Prognostics, Inc.","STVN":"Stevanato Group S.p.A.",".IXIC":"NASDAQ Composite"},"source_url":"https://www.renaissancecapital.com/IPO-Center/News/83879/US-IPO-Week-Ahead-Real-estate-post-pandemic-plays-and-more-in-an-9-IPO-week","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1195812364","content_text":"After a slow holiday week, nine IPOs are scheduled to raise over $3 billion in the week ahead.\nItalian drug container supplier Stevanato Group(STVN) plans to raise $900 million at a $6.8 billion market cap. Controlled by its founding family, the profitable company supplies glass vials, syringes, and other medical-grade containers to more than 700 customers, including 41 of the top 50 pharmaceutical companies.\nShopping center REIT Phillips Edison & Company(PECO) plans to raise $502 million at a $3.7 billion market cap. This REIT owns equity interests in 300 shopping centers across the US, focusing on locations that are anchored by grocers like Kroger and Public. It targets a 3.5% annualized yield at the midpoint.\nKnown for its member-only luxury hotel brand Soho House,Membership Collective Group(MCG) plans to raise $450 at a $3.2 billion market cap. The company boasts a large and loyal member base, though it has no track record of profitability and saw revenue fall by almost half in the 1Q21.\nMark Wahlberg-backed fitness franchise F45 Training(FXLV) plans to raise $325 million at a $1.5 billion market cap. Specializing in 45-minute workouts, F45 has over 1,500 studios worldwide. The company managed a 37% EBITDA in the trailing 12 months, though the company’s expected post-pandemic growth has yet to show through in the numbers.\nMortgage software provider Blend Labs(BLND) plans to raise $340 million at a $4.5 billion market cap. Blend Labs provides a digital platform to financial services firms that improves the consumer experience when applying for mortgages and loans. Despite doubling revenue in 2020, the core software business is highly unprofitable due to R&D and S&M spend.\nBridge Investment Group(BRDG) plans to raise $300 million at a $1.8 billion market cap. This investment manager specializes in real estate equity and debt across multiple sectors. As of 3/31/2021, Bridge Investment Group has approximately $26 billion of AUM with more than 6,500 individual investors across 25 investment vehicles.\nOcular medical device provider Sight Sciences(SGHT) plans to raise $150 million at a $1 billion market cap. The company develops and sells medical and surgical devices that present new treatment options for eye diseases. The highly unprofitable company showed signs of re-accelerating growth in the 1Q21 (+32%) after the pandemic delayed elective procedures in 2020.\nPregnancy diagnostics company Sera Prognostics(SERA) plans to raise $75 million at a $564 million market cap. The company uses its proteomics and bioinformatics platform to develop biomarker tests aimed at improving pregnancy outcomes. Sera Prognostics’ sole commercial product, the PreTRM test, predicts the risk of a premature delivery, though it has yet to generate meaningful revenue.\nA hold-over from last week, early-stage kidney disease biotech Unicycive Therapeutics(UNCY) plans to raise $25 million at a $79 million market cap.\n\nIPO Market Snapshot\nThe Renaissance IPO Indices are market cap weighted baskets of newly public companies. As of 7/8/21, the Renaissance IPO Index was down 0.8% year-to-date, while the S&P 500 was up 15.0%. Renaissance Capital's IPO ETF (NYSE: IPO) tracks the index, and top ETF holdings include Snowflake (SNOW) and Palantir Technologies (PLTR). The Renaissance International IPO Index was down 5.2% year-to-date, while the ACWX was up 7.3%. Renaissance Capital’s International IPO ETF (NYSE: IPOS) tracks the index, and top ETF holdings include Smoore International and EQT Partners.","news_type":1,"symbols_score_info":{".SPX":0.9,"BLND":0.9,"MCG":0.9,"SERA":0.9,".IXIC":0.9,"SGHT":0.9,"FXLV":0.9,"BRDG":0.9,"PECO":0.9,"STVN":0.9,".DJI":0.9}},"isVote":1,"tweetType":1,"viewCount":615,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}