Andychen15 personal page - To The Moon

Andychen15

Andychen15

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2021-03-03

$Tiger Brokers(TIGR)$Tiger become cat already??

2021-06-28

$Castor Maritime, Inc.(CTRM)$’Best’ performing stock in my portfolio

2021-05-15

$Castor Maritime, Inc.(CTRM)$the ship is half sink right

2021-06-30

$SoFi Technologies Inc.(SOFI)$Target price$28, anyone with me!?

2021-04-24

$Tiger Brokers(TIGR)$Going to be break even finally!!!

2022-02-07

The writer must be a sore loser. SOFI is a growth company not a profitable bank like BOA or JPM. Seriously how can you make that comparison. Ones should look at the fundamental of this company. If you believe on SOFI ride with it and you will have your fruits in the next couple of years!

SoFi Gets Bank License, But That’s Not Necessarily a Good Thing

2021-04-07

$Castor Maritime, Inc.(CTRM)$Biggest loss!!!

2022-04-11

$SoFi Technologies Inc.(SOFI)$Still holding.How about u guys?

2021-07-14

$SoFi Technologies Inc.(SOFI)$Sibei Jia luck!! Help!!!

2021-06-13

$ARK Fintech Innovation ETF(ARKF)$Continue to hold?

Go to Tiger App to see more news

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Brokers(TIGR)$&nbsp;</a>Tomorrow 5.88?","text":"$Tiger Brokers(TIGR)$ Tomorrow 5.88?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/215247335272448","isVote":1,"tweetType":1,"viewCount":3829,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":197491648024600,"gmtCreate":1689250069056,"gmtModify":1689250071420,"author":{"id":"3575030261852807","authorId":"3575030261852807","name":"Andychen15","avatar":"https://static.tigerbbs.com/4b9158c6bf3914bf56686fba65883071","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575030261852807","idStr":"3575030261852807"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$&nbsp;</a>","listText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$&nbsp;</a>","text":"$SoFi Technologies 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Brokers(TIGR)$","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/9940066195","isVote":1,"tweetType":1,"viewCount":1508,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9955730598,"gmtCreate":1675745916214,"gmtModify":1675745919799,"author":{"id":"3575030261852807","authorId":"3575030261852807","name":"Andychen15","avatar":"https://static.tigerbbs.com/4b9158c6bf3914bf56686fba65883071","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575030261852807","idStr":"3575030261852807"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/BIDU\">$Baidu(BIDU)$&nbsp;</a>It's gonna skyrocketinch Today!!!","listText":"<a href=\"https://ttm.financial/S/BIDU\">$Baidu(BIDU)$&nbsp;</a>It's gonna skyrocketinch Today!!!","text":"$Baidu(BIDU)$ It's gonna skyrocketinch Today!!!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9955730598","isVote":1,"tweetType":1,"viewCount":1663,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9956416434,"gmtCreate":1674124683928,"gmtModify":1676538925253,"author":{"id":"3575030261852807","authorId":"3575030261852807","name":"Andychen15","avatar":"https://static.tigerbbs.com/4b9158c6bf3914bf56686fba65883071","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575030261852807","idStr":"3575030261852807"},"themes":[],"htmlText":"So selling SOFI anyone? What make you think we will sell SOFI at $5 range when we don't even do it&nbsp;at $20 range??","listText":"So selling SOFI anyone? What make you think we will sell SOFI at $5 range when we don't even do it&nbsp;at $20 range??","text":"So selling SOFI anyone? What make you think we will sell SOFI at $5 range when we don't even do it at $20 range??","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9956416434","repostId":"1105344081","repostType":2,"repost":{"id":"1105344081","kind":"news","pubTimestamp":1674100240,"share":"https://ttm.financial/m/news/1105344081?lang=en_US&edition=fundamental","pubTime":"2023-01-19 11:50","market":"us","language":"en","title":"3 Sorry Stocks to Sell in January Before It’s Too Late","url":"https://stock-news.laohu8.com/highlight/detail?id=1105344081","media":"InvestorPlace","summary":"Knowing which stocks to sell and when is important. With the right research, you can identify underv","content":"<div>\n<p>Knowing which stocks to sell and when is important. With the right research, you can identify undervalued or overvalued stocks and make informed decisions.SoFi Technologies(SOFI): SOFI stock is “...</p>\n\n<a href=\"https://investorplace.com/2023/01/3-sorry-stocks-to-sell-in-january-before-its-too-late-sofi-riot-gme/\">Source Link</a>\n\n</div>\n","source":"investorplace","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>3 Sorry Stocks to Sell in January Before It’s Too Late</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n3 Sorry Stocks to Sell in January Before It’s Too Late\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-01-19 11:50 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://investorplace.com/2023/01/3-sorry-stocks-to-sell-in-january-before-its-too-late-sofi-riot-gme/><strong>InvestorPlace</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Knowing which stocks to sell and when is important. With the right research, you can identify undervalued or overvalued stocks and make informed decisions.SoFi Technologies(SOFI): SOFI stock is “...</p>\n\n<a href=\"https://investorplace.com/2023/01/3-sorry-stocks-to-sell-in-january-before-its-too-late-sofi-riot-gme/\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SOFI":"SoFi Technologies Inc.","RIOT":"Riot Platforms","GME":"游戏驿站"},"source_url":"https://investorplace.com/2023/01/3-sorry-stocks-to-sell-in-january-before-its-too-late-sofi-riot-gme/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1105344081","content_text":"Knowing which stocks to sell and when is important. With the right research, you can identify undervalued or overvalued stocks and make informed decisions.SoFi Technologies(SOFI): SOFI stock is “overheated” at a time when many quality names are trading at a discount to historical highs.Riot Platforms(RIOT): The crypto market crash has caused a considerable decline in the price of RIOT stock.GameStop(GME): Meme stocks took off during the pandemic but quickly lost value, making GME stock extremely risky.Investing in stocks is a great way to grow your money. However, it’s important to remember that there are times when it’s best to sell certain stocks. Stocks that have been consistently underperforming compared to others, or those that are no longer performing well based on past performance, are stocks to consider selling. It’s also wise to research the market and industry trends before deciding whether or not to sell a particular stock. Staying up-to-date with current events and researching each pick before investing can save you from losses.Still, selling stocks can be a tricky business. Knowing which stocks to sell and when can make the difference between a successful investment strategy and one that fails miserably.Stocks have felt the ramifications of the pandemic and the uncertainty Covid-19 has produced in all markets. Investors are cautious about selling their stocks, scared that what goes down may not return. However, many prominent investors have been strategically selling off certain stocks since the beginning of the year to take advantage of a lull in the market. Although this is an unpopular decision for those seeking security and stability, selling stocks early on may benefit those who can stomach risks as the stock market navigates this downward spiral.Here are three options if you are also looking for stocks to sell:SoFi Technologies (SOFI)Many investors consider the fintech lender SoFi Technologies(NASDAQ: SOFI) a potential stock option. However, there are three major reasons why SOFI stock is not an ideal choice.Firstly, shares have been roaring since the start of 2023, up more than 20% so far this year. During bear markets, it’s best not to overpay for stocks. Plenty of quality options are available at a discount, allowing savvy investors to take advantage of the situation.Secondly, one of SoFi’s main sources of business is the student loan portfolio. Last year, SoFi experienced disappointment when President Joe Biden’s administration extended the moratorium on student loan payments until June 2023. This development has detrimentally impacted the financial performance of fintech lenders and serves as a reminder to plan for unforeseen circumstances in business operations.In addition, SoFi’s foray into the world of crypto trading has provided it with an important competitive edge. But now that digital currencies have suffered a sharp decline, this could result in customers deserting the company for more traditional banking counterparts.Riot Platforms (RIOT)With the collapse of Bitcoin(BTC-USD) prices, miners like Riot Platforms(NASDAQ: RIOT) have seen a decrease in stock values, making RIOT stock one of many stocks to sell. Unfortunately, it isn’t just those invested in crypto mining that should be wary, either. Many crypto exchanges have been forced into bankruptcy— most notably FTX— and some are blocking withdrawals. The price and volatility of cryptos are proving too much for some to handle.The past few weeks have been challenging for RIOT, a public stock linked to BTC prices. After experiencing extraordinary growth in 2020, the decline in price of BTC has taken its toll on RIOT. However, the company may be turning a corner soon. Recently, Riot gave some operational updates that signal a positive outlook.The company’s recent change of name from Riot Blockchain to Riot Platforms — reflecting its diversified product offerings — has been seen as a major step for the company. This indicates that Riot is committed to data center hosting and electrical equipment engineering. The strategic change shows an acute awareness of the market. Bitcoin prices have declined for several months, leaving many companies that participated in digital currencies scrambling for alternative investments.That said, a further upward movement in shares will still be contingent upon an increase in the value of BTC. Although we have seen some positive movement in the last few days, no one can say when the prolonged slump in cryptos will end.GameStop (GME)Although Wall Street pros may be bearish on the godfather of meme stocks, there could still be an opportunity for investors who know when to buy and sell. Stocks on a downward trend can represent potential buying opportunities. However, investing in GameStop(NYSE: GME) stock does come with its challenges.Stocks to sell can sometimes be difficult to identify when they become divorced from reality. This kind of situation began occurring in 2021 with GME stock, when it increased by more than 1,700% over a few weeks. This makes it almost impossible to rely on fundamental research when it comes to GameStop.Nevertheless, there needs to be a way to assess stocks over time to make informed decisions. By most measures, GME is highly overvalued. GameStop’sexploration of NFTs and cryptocurrency could be highly rewarding. But all of this is speculation.Since the start of the year, GameStop shares have soared more than 20%. While substantial gains in GME stock have built investor enthusiasm, there is growing doubt that these gains will be sustained. After all, the impressive rise hasn’t been anchored by any fundamental strength seen in the company’s financials or operations. Instead, ongoing investor speculation has pushed GME higher, leading those mindful of its underlying fundamentals to remain cautious.Whether the upward momentum here will continue is uncertain. For those looking to sell some stocks, now’s the time to trim your position in GME.","news_type":1,"symbols_score_info":{"RIOT":0.9,"GME":0.9,"SOFI":0.9}},"isVote":1,"tweetType":1,"viewCount":1525,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9959912387,"gmtCreate":1672878136050,"gmtModify":1676538751699,"author":{"id":"3575030261852807","authorId":"3575030261852807","name":"Andychen15","avatar":"https://static.tigerbbs.com/4b9158c6bf3914bf56686fba65883071","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575030261852807","idStr":"3575030261852807"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$&nbsp;</a><v-v data-views=\"1\"></v-v>","listText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$&nbsp;</a><v-v data-views=\"1\"></v-v>","text":"$SoFi Technologies 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more","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9927347306","repostId":"1172428538","repostType":2,"isVote":1,"tweetType":1,"viewCount":1457,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9910444165,"gmtCreate":1663675160358,"gmtModify":1676537313206,"author":{"id":"3575030261852807","authorId":"3575030261852807","name":"Andychen15","avatar":"https://static.tigerbbs.com/4b9158c6bf3914bf56686fba65883071","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575030261852807","idStr":"3575030261852807"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a><v-v data-views=\"1\"></v-v>Target price $50 in June&nbsp;2025&nbsp;","listText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a><v-v data-views=\"1\"></v-v>Target price $50 in 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Inc.(SOFI)$","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9934299325","isVote":1,"tweetType":1,"viewCount":1862,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9932487491,"gmtCreate":1662978021913,"gmtModify":1676537174891,"author":{"id":"3575030261852807","authorId":"3575030261852807","name":"Andychen15","avatar":"https://static.tigerbbs.com/4b9158c6bf3914bf56686fba65883071","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575030261852807","idStr":"3575030261852807"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a><v-v data-views=\"1\"></v-v>","listText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a><v-v data-views=\"1\"></v-v>","text":"$SoFi Technologies Inc.(SOFI)$","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9932487491","isVote":1,"tweetType":1,"viewCount":1164,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9902938517,"gmtCreate":1659624299041,"gmtModify":1705995459189,"author":{"id":"3575030261852807","authorId":"3575030261852807","name":"Andychen15","avatar":"https://static.tigerbbs.com/4b9158c6bf3914bf56686fba65883071","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575030261852807","idStr":"3575030261852807"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>Target price$15","listText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>Target price$15","text":"$SoFi Technologies Inc.(SOFI)$Target 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Why no news?","listText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>How is the earning? Why no news?","text":"$SoFi Technologies Inc.(SOFI)$How is the earning? Why no news?","images":[{"img":"https://community-static.tradeup.com/news/03d0019db3a75e6b49634675706f315c","width":"1125","height":"3660"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9065186944","isVote":1,"tweetType":1,"viewCount":937,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0}],"hots":[{"id":364052715,"gmtCreate":1614787007137,"gmtModify":1704775309867,"author":{"id":"3575030261852807","authorId":"3575030261852807","name":"Andychen15","avatar":"https://static.tigerbbs.com/4b9158c6bf3914bf56686fba65883071","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575030261852807","idStr":"3575030261852807"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/TIGR\">$Tiger Brokers(TIGR)$</a>Tiger become cat already??","listText":"<a href=\"https://laohu8.com/S/TIGR\">$Tiger Brokers(TIGR)$</a>Tiger become cat already??","text":"$Tiger Brokers(TIGR)$Tiger become cat already??","images":[{"img":"https://static.tigerbbs.com/9a8582ff5729c443ca024f108d0e7fb4","width":"1125","height":"1949"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":6,"repostSize":0,"link":"https://ttm.financial/post/364052715","isVote":1,"tweetType":1,"viewCount":961,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3565779331852161","authorId":"3565779331852161","name":"乘风破浪出发中","avatar":"https://static.tigerbbs.com/7b5f58ef6f0858bfcb701ec50cdcf38c","crmLevel":2,"crmLevelSwitch":0,"authorIdStr":"3565779331852161","idStr":"3565779331852161"},"content":"This thing is too bad. When the market falls, it falls sharply","text":"This thing is too bad. When the market falls, it falls sharply","html":"This thing is too bad. When the market falls, it falls sharply"}],"imageCount":1,"langContent":"EN","totalScore":0},{"id":127159276,"gmtCreate":1624840735395,"gmtModify":1703845808584,"author":{"id":"3575030261852807","authorId":"3575030261852807","name":"Andychen15","avatar":"https://static.tigerbbs.com/4b9158c6bf3914bf56686fba65883071","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575030261852807","idStr":"3575030261852807"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/CTRM\">$Castor Maritime, Inc.(CTRM)$</a>’Best’ performing stock in my portfolio&nbsp;","listText":"<a href=\"https://laohu8.com/S/CTRM\">$Castor Maritime, Inc.(CTRM)$</a>’Best’ performing stock in my portfolio&nbsp;","text":"$Castor Maritime, Inc.(CTRM)$’Best’ performing stock in my 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Maritime, Inc.(CTRM)$the ship is half sink right","images":[{"img":"https://static.tigerbbs.com/84eedca9b739848e563d7859f763ad34","width":"1125","height":"1949"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":5,"repostSize":0,"link":"https://ttm.financial/post/196318118","isVote":1,"tweetType":1,"viewCount":1022,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":153700885,"gmtCreate":1625047102347,"gmtModify":1703850830858,"author":{"id":"3575030261852807","authorId":"3575030261852807","name":"Andychen15","avatar":"https://static.tigerbbs.com/4b9158c6bf3914bf56686fba65883071","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575030261852807","idStr":"3575030261852807"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>Target price$28, anyone with me!?","listText":"<a href=\"https://laohu8.com/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>Target price$28, anyone with me!?","text":"$SoFi Technologies Inc.(SOFI)$Target price$28, anyone with me!?","images":[{"img":"https://static.tigerbbs.com/20c15217cb8702d6acb97e719ccb3a4a","width":"1125","height":"1949"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":8,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/153700885","isVote":1,"tweetType":1,"viewCount":935,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3573205501144476","authorId":"3573205501144476","name":"出来混迟早要还的","avatar":"https://static.tigerbbs.com/aa45fe8483929c0ab6a630d9de605915","crmLevel":12,"crmLevelSwitch":0,"authorIdStr":"3573205501144476","idStr":"3573205501144476"},"content":"I raise you $2 say no $30 no sell","text":"I raise you $2 say no $30 no sell","html":"I raise you $2 say no $30 no sell"}],"imageCount":1,"langContent":"EN","totalScore":0},{"id":372631188,"gmtCreate":1619197232344,"gmtModify":1704721207010,"author":{"id":"3575030261852807","authorId":"3575030261852807","name":"Andychen15","avatar":"https://static.tigerbbs.com/4b9158c6bf3914bf56686fba65883071","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575030261852807","idStr":"3575030261852807"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/TIGR\">$Tiger Brokers(TIGR)$</a>Going to be break even finally!!!&nbsp;","listText":"<a href=\"https://laohu8.com/S/TIGR\">$Tiger Brokers(TIGR)$</a>Going to be break even finally!!!&nbsp;","text":"$Tiger Brokers(TIGR)$Going to be break even finally!!!","images":[{"img":"https://static.tigerbbs.com/55c9ddccaf57dc47452ed3cfe1269116","width":"1125","height":"1949"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/372631188","isVote":1,"tweetType":1,"viewCount":1172,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9098746747,"gmtCreate":1644243811099,"gmtModify":1676533903394,"author":{"id":"3575030261852807","authorId":"3575030261852807","name":"Andychen15","avatar":"https://static.tigerbbs.com/4b9158c6bf3914bf56686fba65883071","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575030261852807","idStr":"3575030261852807"},"themes":[],"htmlText":"The writer must be a sore loser.&nbsp;SOFI is a growth company not a profitable bank like&nbsp;BOA or JPM. Seriously how can you make that comparison. Ones should look at the fundamental of this company. If&nbsp;you believe on SOFI ride with it and you will have your fruits in the next couple of years!&nbsp;","listText":"The writer must be a sore loser.&nbsp;SOFI is a growth company not a profitable bank like&nbsp;BOA or JPM. Seriously how can you make that comparison. Ones should look at the fundamental of this company. If&nbsp;you believe on SOFI ride with it and you will have your fruits in the next couple of years!&nbsp;","text":"The writer must be a sore loser. SOFI is a growth company not a profitable bank like BOA or JPM. Seriously how can you make that comparison. Ones should look at the fundamental of this company. If you believe on SOFI ride with it and you will have your fruits in the next couple of years!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9098746747","repostId":"1158274353","repostType":2,"repost":{"id":"1158274353","kind":"news","pubTimestamp":1644025700,"share":"https://ttm.financial/m/news/1158274353?lang=en_US&edition=fundamental","pubTime":"2022-02-05 09:48","market":"us","language":"en","title":"SoFi Gets Bank License, But That’s Not Necessarily a Good Thing","url":"https://stock-news.laohu8.com/highlight/detail?id=1158274353","media":"InvestorPlace","summary":"A bank chart isn't the solution to SOFI stock's issues","content":"<div>\n<p>Like so many special purpose acquisition companies (SPACs),SoFi Technologies (NASDAQ:SOFI) stock has been a volatile one. Shares initially popped to $25 as excitement grew for the well-known FinTech ...</p>\n\n<a href=\"https://investorplace.com/2022/02/sofi-stock-gets-bank-license-but-thats-not-necessarily-a-good-thing/\">Source Link</a>\n\n</div>\n","source":"lsy1606302653667","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>SoFi Gets Bank License, But That’s Not Necessarily a Good Thing</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nSoFi Gets Bank License, But That’s Not Necessarily a Good Thing\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-02-05 09:48 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://investorplace.com/2022/02/sofi-stock-gets-bank-license-but-thats-not-necessarily-a-good-thing/><strong>InvestorPlace</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Like so many special purpose acquisition companies (SPACs),SoFi Technologies (NASDAQ:SOFI) stock has been a volatile one. Shares initially popped to $25 as excitement grew for the well-known FinTech ...</p>\n\n<a href=\"https://investorplace.com/2022/02/sofi-stock-gets-bank-license-but-thats-not-necessarily-a-good-thing/\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SOFI":"SoFi Technologies Inc."},"source_url":"https://investorplace.com/2022/02/sofi-stock-gets-bank-license-but-thats-not-necessarily-a-good-thing/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1158274353","content_text":"Like so many special purpose acquisition companies (SPACs),SoFi Technologies (NASDAQ:SOFI) stock has been a volatile one. Shares initially popped to $25 as excitement grew for the well-known FinTech firm.This also came during a time when entrepreneur Chamath Palihapitiya was on a massive winning streak with his SPAC deals. So in that environment, SoFi was a hot property. Since then, however, SPACs have crashed, with Palihapitiya’s deals in particular imploding. For example, once popular insurance play Clover Health(NASDAQ:CLOV) has plunged to less than $3 per share. That’s a more than 70% loss for traders that bought that Palihapitiya SPAC at the opening $10 price.In fact, given the rough market out there, it’s a bit surprising that SOFI stock is still hanging on above the $10 mark. Part of that resilience might come from the bank’s recently-granted banking license. However, as you’ll see, this is hardly something that bulls should get too excited about. Here’s why.Banks Get Much Lower Valuations Than FinTechBulls might push back on this article’s headline. It’s been part of SoFi’s long-term business strategy to become a bank. And we weren’t sure how regulators would feel about giving it an approval. So, actually getting it done has to be good news, right?The downside, however, is two-fold. For one, if you value SOFI stock like a bank, rather than a FinTech company, shares look egregiously overpriced.Normally, banks are valued on some combination of their earnings per share, their book value, their return on equity (ROE), and their dividend yield. Here, SOFI stock has many flaws. Given that the company is consistently unprofitable, it has little to offer on most of these metrics. There are no positive earnings, the ROE is negative, and of course there’s no dividend yield.The only traditional bank metric where SoFi has a positive value is on book value. There, SOFI stock is backed by $5.31 per share of assets. This puts SoFi shares at more than 2x book value. I’d only pay that sort of figure for the best of the best in terms of the nation’s banks. SoFi, by contrast, isn’t even particularly close to profitability, let alone earning attractive returns on capital.For a bank that is losing large sums of money, I’d only pay a significant discount to book value. That would result in a price target well below $5/share for SOFI stock. When I buy banks, I look to pay 15x earnings or less, get a decent dividend yield, and see an ROE above 10%. SoFi won’t be able to deliver these desirable bank metrics for many years, if ever.Hard To Use Squishy Valuation Multiples On BanksA SoFi fan might try to argue that the company should be valued based on revenues, or on earnings before interest, taxes, depreciation, and amortization (EBITDA). For a FinTech company, you might be able to make that argument.However, it’s simply not sound to use these metrics on a bank. A bank — any bank — can raise its revenues dramatically by making lower-quality loans. If you approve all the loans that show up at your office, you will have massive revenue growth. For awhile. And then when those dodgy loans go bad, you go bankrupt. See all the subprime lenders from 2003 to 2008 for an example of what happens when lending firms prioritize top-line growth at all costs.EBITDA is also a pointless metric for a bank. It’s right there in the name; EBITDA excludes interest. That makes sense for comparing certain sorts of companies, where interest may be very different portions of their capital costs depending on their balance sheets.In banking, however, interest is a core expense. When you take deposits, you have to pay the savers some interest on their capital. That’s been the central tenet of the banking industry for centuries. It’s nonsensical to keep using massaged metrics such as EBITDA on a banking business.Additionally, many of the favorable effects of being a FinTech disappear now that SoFi is a bank. For one, it will likely face far higher capital requirements, as regulators put its balance sheet through a fine-toothed comb to ensure that depositors’ funds are safe. Compliance and legal costs are likely to also be far higher, as banks operate under a mountain of paperwork. As SoFi becomes a bank, it loses much of its ability to disrupt the system from outside.SOFI Stock VerdictIt’s easy to use more optimistic valuation multiples on FinTech companies. People imagine a disruptive future where the new company comes in and overhauls its space.Over time, however, these grand ambitions often get scaled down. SoFi’s decision to become a bank shows this sort of evolution. SoFi needs to become the very sort of institution that it was supposed to be replacing. Meanwhile, as a bank, it will now be facing off against the likes of JPMorgan Chase(NYSE:JPM) and Bank of America(NYSE:BAC) which spend billions on their technology platforms, possess far more operational scale, and employ the world’s most-qualified lending professionals.Silicon Valley is good at a lot of things. It’s not proven, however, to be particularly good at actual credit products. The incumbent players are exceptionally-skilled at that game and there are huge barriers to entry. A FinTech company with a great app and marketing plan might be able to make some money.But as SoFi gets pulled down into the banking trenches against far more established rivals, it will face an uphill slog. Meanwhile, given its lousy operating results, SOFI stock still appears to be dramatically overpriced.","news_type":1,"symbols_score_info":{"SOFI":0.9}},"isVote":1,"tweetType":1,"viewCount":1234,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":343780872,"gmtCreate":1617755379596,"gmtModify":1704702629602,"author":{"id":"3575030261852807","authorId":"3575030261852807","name":"Andychen15","avatar":"https://static.tigerbbs.com/4b9158c6bf3914bf56686fba65883071","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575030261852807","idStr":"3575030261852807"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/CTRM\">$Castor Maritime, Inc.(CTRM)$</a>Biggest loss!!!","listText":"<a href=\"https://laohu8.com/S/CTRM\">$Castor Maritime, Inc.(CTRM)$</a>Biggest loss!!!","text":"$Castor Maritime, Inc.(CTRM)$Biggest loss!!!","images":[{"img":"https://static.tigerbbs.com/ece78e910fe5fb9a9e11811ed79e937e","width":"1125","height":"1949"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":3,"repostSize":0,"link":"https://ttm.financial/post/343780872","isVote":1,"tweetType":1,"viewCount":1134,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3563447400433175","authorId":"3563447400433175","name":"jervis43","avatar":"https://static.tigerbbs.com/bfdcba7887e10c84b8d71d75a8979008","crmLevel":7,"crmLevelSwitch":1,"authorIdStr":"3563447400433175","idStr":"3563447400433175"},"content":"Same here... My biggest loss...","text":"Same here... My biggest loss...","html":"Same here... My biggest loss..."}],"imageCount":1,"langContent":"EN","totalScore":0},{"id":9014561939,"gmtCreate":1649684843175,"gmtModify":1676534550604,"author":{"id":"3575030261852807","authorId":"3575030261852807","name":"Andychen15","avatar":"https://static.tigerbbs.com/4b9158c6bf3914bf56686fba65883071","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575030261852807","idStr":"3575030261852807"},"themes":[],"htmlText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>Still holding.How about u guys?","listText":"<a href=\"https://ttm.financial/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>Still holding.How about u guys?","text":"$SoFi Technologies Inc.(SOFI)$Still holding.How about u guys?","images":[{"img":"https://community-static.tradeup.com/news/9b68cd8dd7bd16e751e1f59cb69b0f13","width":"1125","height":"2436"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9014561939","isVote":1,"tweetType":1,"viewCount":810,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":144057473,"gmtCreate":1626256402192,"gmtModify":1703756452203,"author":{"id":"3575030261852807","authorId":"3575030261852807","name":"Andychen15","avatar":"https://static.tigerbbs.com/4b9158c6bf3914bf56686fba65883071","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575030261852807","idStr":"3575030261852807"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>Sibei Jia luck!! Help!!!","listText":"<a href=\"https://laohu8.com/S/SOFI\">$SoFi Technologies Inc.(SOFI)$</a>Sibei Jia luck!! Help!!!","text":"$SoFi Technologies Inc.(SOFI)$Sibei Jia luck!! Help!!!","images":[{"img":"https://static.tigerbbs.com/a6b8a4d3910910b96ecb09eb2c0d67a4","width":"1125","height":"1949"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":2,"repostSize":0,"link":"https://ttm.financial/post/144057473","isVote":1,"tweetType":1,"viewCount":885,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3562067016014419","authorId":"3562067016014419","name":"Zannyboi","avatar":"https://static.tigerbbs.com/eebdcb14a728cde9159086ec99c9f55e","crmLevel":7,"crmLevelSwitch":1,"authorIdStr":"3562067016014419","idStr":"3562067016014419"},"content":"Chill m8","text":"Chill m8","html":"Chill m8"},{"author":{"id":"3579404859215577","authorId":"3579404859215577","name":"CHENBL","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":11,"crmLevelSwitch":0,"authorIdStr":"3579404859215577","idStr":"3579404859215577"},"content":"bo jialat lah, just hold ??","text":"bo jialat lah, just hold ??","html":"bo jialat lah, just hold ??"}],"imageCount":1,"langContent":"EN","totalScore":0},{"id":182611069,"gmtCreate":1623568042751,"gmtModify":1704206384528,"author":{"id":"3575030261852807","authorId":"3575030261852807","name":"Andychen15","avatar":"https://static.tigerbbs.com/4b9158c6bf3914bf56686fba65883071","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3575030261852807","idStr":"3575030261852807"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/ARKF\">$ARK Fintech Innovation ETF(ARKF)$</a>Continue to hold?","listText":"<a href=\"https://laohu8.com/S/ARKF\">$ARK Fintech Innovation ETF(ARKF)$</a>Continue to hold?","text":"$ARK Fintech Innovation ETF(ARKF)$Continue to hold?","images":[{"img":"https://static.tigerbbs.com/9072e5f755a67840d555911c1547aa56","width":"1125","height":"1949"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":3,"repostSize":0,"link":"https://ttm.financial/post/182611069","isVote":1,"tweetType":1,"viewCount":622,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3574718004935026","authorId":"3574718004935026","name":"Gargonites","avatar":"https://static.tigerbbs.com/ce818aa90190fcaa891176005fd4ce25","crmLevel":5,"crmLevelSwitch":0,"authorIdStr":"3574718004935026","idStr":"3574718004935026"},"content":"yes of course","text":"yes of course","html":"yes of course"},{"author":{"id":"3558855664447955","authorId":"3558855664447955","name":"yrarkk","avatar":"https://static.tigerbbs.com/4269c7deb65f842cfd9f5f5a93b22afa","crmLevel":1,"crmLevelSwitch":0,"authorIdStr":"3558855664447955","idStr":"3558855664447955"},"content":"Yes, please be patient","text":"Yes, please be patient","html":"Yes, please be patient"}],"imageCount":1,"langContent":"EN","totalScore":0}],"lives":[]}