Profile - To The Moon

李李符

Posts · 372Posts · 372
Following · 0Following · 0
Followers · 0Followers · 0

- 李李符李李符
  ·2020-08-07
  ???
  Sorry, this post has been deleted
  2.12K Comment
  Like
  Share
  Report
- 李李符李李符
  ·2020-08-07
  ???
  Sorry, this post has been deleted
  2.33K Comment
  Like
  Share
  Report
- 李李符李李符
  ·2020-08-07
  ???
  Sorry, this post has been deleted
  1.89K Comment
  Like
  Share
  Report
- 李李符李李符
  ·2020-08-06
  ???
  Sorry, this post has been deleted
  2.12K Comment
  1
  Share
  Report
- 李李符李李符
  ·2020-08-01
  666
  Sorry, this post has been deleted
  2.05K Comment
  Like
  Share
  Report
- 李李符李李符
  ·2020-06-06
  ???
  Sorry, this post has been deleted
  2.07K Comment
  Like
  Share
  Report
- 李李符李李符
  ·2020-04-12
  [强]
  Bank of Jiangsu net profit of 14.96 billion in 2019, smart retail scale efficiency reached a record high
  在过去的2019年，江苏银行取得令人艳羡的成绩，营收净利润双位数增长，资产质量进一步夯实。与此同时，公司深耕本土，对公业务卓有成效；深化零售转型，业务规模、效益实现双突破。2019年是江苏银行新一轮五
  Bank of Jiangsu net profit of 14.96 billion in 2019, smart retail scale efficiency reached a record high
  2.01K Comment
  Like
  Share
  Report
- 李李符李李符
  ·2020-03-27
  [强] [强] [强]
  Sorry, this post has been deleted
  2.37K Comment
  Like
  Share
  Report
- 李李符李李符
  ·2020-01-09
  [强]
  Sorry, this post has been deleted
  1.68K Comment
  Like
  Share
  Report

Most Discussed

{"i18n":{"language":"en_US"},"isCurrentUser":false,"userPageInfo":{"id":"3498644606033549","uuid":"3498644606033549","gmtCreate":1535551653794,"gmtModify":1535551653794,"name":"李李符","pinyin":"llflilifu","introduction":"","introductionEn":null,"signature":"","avatar":"https://static.laohu8.com/default-avatar.jpg","hat":null,"hatId":null,"hatName":null,"vip":1,"status":2,"fanSize":20,"headSize":32,"tweetSize":372,"questionSize":0,"limitLevel":900,"accountStatus":4,"level":{"id":3,"name":"书生虎","nameTw":"書生虎","represent":"努力向上","factor":"发布10条非转发主帖,其中5条获得他人回复或点赞","iconColor":"3C9E83","bgColor":"A2F1D9"},"themeCounts":0,"badgeCounts":0,"badges":[],"moderator":false,"superModerator":false,"manageSymbols":null,"badgeLevel":null,"boolIsFan":false,"boolIsHead":false,"favoriteSize":0,"symbols":null,"coverImage":null,"realNameVerified":"success","userBadges":[{"badgeId":"44212b71d0be4ec88898348dbe882e03-1","templateUuid":"44212b71d0be4ec88898348dbe882e03","name":"Boss Tiger","description":"The transaction amount of the securities account reaches $100,000","bigImgUrl":"https://static.tigerbbs.com/c8dfc27c1ee0e25db1c93e9d0b641101","smallImgUrl":"https://static.tigerbbs.com/f43908c142f8a33c78f5bdf0e2897488","grayImgUrl":"https://static.tigerbbs.com/82165ff19cb8a786e8919f92acee5213","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.07.14","exceedPercentage":"60.07%","individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1101},{"badgeId":"1026c425416b44e0aac28c11a0848493-3","templateUuid":"1026c425416b44e0aac28c11a0848493","name":" Tiger Idol","description":"Join the tiger community for 1500 days","bigImgUrl":"https://static.tigerbbs.com/8b40ae7da5bf081a1c84df14bf9e6367","smallImgUrl":"https://static.tigerbbs.com/f160eceddd7c284a8e1136557615cfad","grayImgUrl":"https://static.tigerbbs.com/11792805c468334a9b31c39f95a41c6a","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2022.11.11","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1001},{"badgeId":"7a9f168ff73447fe856ed6c938b61789-1","templateUuid":"7a9f168ff73447fe856ed6c938b61789","name":"Knowledgeable Investor","description":"Traded more than 10 stocks","bigImgUrl":"https://static.tigerbbs.com/e74cc24115c4fbae6154ec1b1041bf47","smallImgUrl":"https://static.tigerbbs.com/d48265cbfd97c57f9048db29f22227b0","grayImgUrl":"https://static.tigerbbs.com/76c6d6898b073c77e1c537ebe9ac1c57","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1102},{"badgeId":"a83d7582f45846ffbccbce770ce65d84-1","templateUuid":"a83d7582f45846ffbccbce770ce65d84","name":"Real Trader","description":"Completed a transaction","bigImgUrl":"https://static.tigerbbs.com/2e08a1cc2087a1de93402c2c290fa65b","smallImgUrl":"https://static.tigerbbs.com/4504a6397ce1137932d56e5f4ce27166","grayImgUrl":"https://static.tigerbbs.com/4b22c79415b4cd6e3d8ebc4a0fa32604","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1100},{"badgeId":"972123088c9646f7b6091ae0662215be-1","templateUuid":"972123088c9646f7b6091ae0662215be","name":"Elite Trader","description":"Total number of securities or futures transactions reached 30","bigImgUrl":"https://static.tigerbbs.com/ab0f87127c854ce3191a752d57b46edc","smallImgUrl":"https://static.tigerbbs.com/c9835ce48b8c8743566d344ac7a7ba8c","grayImgUrl":"https://static.tigerbbs.com/76754b53ce7a90019f132c1d2fbc698f","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":"60.43%","individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1100}],"userBadgeCount":5,"currentWearingBadge":null,"individualDisplayBadges":null,"crmLevel":2,"crmLevelSwitch":0,"location":null,"starInvestorFollowerNum":0,"starInvestorFlag":false,"starInvestorOrderShareNum":0,"subscribeStarInvestorNum":0,"ror":null,"winRationPercentage":null,"showRor":false,"investmentPhilosophy":null,"starInvestorSubscribeFlag":false},"page":1,"watchlist":null,"tweetList":[{"id":944949852,"gmtCreate":1596756178976,"gmtModify":1705052891353,"author":{"id":"3498644606033549","authorId":"3498644606033549","name":"李李符","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3498644606033549","authorIdStr":"3498644606033549"},"themes":[],"htmlText":"???","listText":"???","text":"???","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/944949852","repostId":"1199845196","repostType":4,"isVote":1,"tweetType":1,"viewCount":2116,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":944949187,"gmtCreate":1596756150249,"gmtModify":1705052891698,"author":{"id":"3498644606033549","authorId":"3498644606033549","name":"李李符","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3498644606033549","authorIdStr":"3498644606033549"},"themes":[],"htmlText":"???","listText":"???","text":"???","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/944949187","repostId":"1118677801","repostType":4,"isVote":1,"tweetType":1,"viewCount":2328,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":944949934,"gmtCreate":1596756096928,"gmtModify":1705052891021,"author":{"id":"3498644606033549","authorId":"3498644606033549","name":"李李符","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3498644606033549","authorIdStr":"3498644606033549"},"themes":[],"htmlText":"???","listText":"???","text":"???","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/944949934","repostId":"2057345318","repostType":4,"isVote":1,"tweetType":1,"viewCount":1887,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":945799601,"gmtCreate":1596667999403,"gmtModify":1705052540626,"author":{"id":"3498644606033549","authorId":"3498644606033549","name":"李李符","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3498644606033549","authorIdStr":"3498644606033549"},"themes":[],"htmlText":"???","listText":"???","text":"???","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/945799601","repostId":"1148340059","repostType":4,"isVote":1,"tweetType":1,"viewCount":2124,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":945096734,"gmtCreate":1596267135728,"gmtModify":1705051411468,"author":{"id":"3498644606033549","authorId":"3498644606033549","name":"李李符","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3498644606033549","authorIdStr":"3498644606033549"},"themes":[],"htmlText":"666","listText":"666","text":"666","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/945096734","repostId":"1121719433","repostType":4,"isVote":1,"tweetType":1,"viewCount":2051,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":956047745,"gmtCreate":1591399309687,"gmtModify":1705315502682,"author":{"id":"3498644606033549","authorId":"3498644606033549","name":"李李符","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3498644606033549","authorIdStr":"3498644606033549"},"themes":[],"htmlText":"???","listText":"???","text":"???","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/956047745","repostId":"1153406105","repostType":2,"isVote":1,"tweetType":1,"viewCount":2070,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":928886902,"gmtCreate":1586653245806,"gmtModify":1705301639891,"author":{"id":"3498644606033549","authorId":"3498644606033549","name":"李李符","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3498644606033549","authorIdStr":"3498644606033549"},"themes":[],"htmlText":"[强]&nbsp;","listText":"[强]&nbsp;","text":"[强]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/928886902","repostId":"2026266861","repostType":2,"repost":{"id":"2026266861","kind":"news","pubTimestamp":1586597857,"share":"https://ttm.financial/m/news/2026266861?lang=en_US&edition=fundamental","pubTime":"2020-04-11 17:37","market":"sh","language":"zh","title":"Bank of Jiangsu net profit of 14.96 billion in 2019, smart retail scale efficiency reached a record high","url":"https://stock-news.laohu8.com/highlight/detail?id=2026266861","media":"野马财经","summary":"在过去的2019年，江苏银行取得令人艳羡的成绩，营收净利润双位数增长，资产质量进一步夯实。与此同时，公司深耕本土，对公业务卓有成效；深化零售转型，业务规模、效益实现双突破。2019年是江苏银行新一轮五","content":"<p><html><body><article><img src=\"https://fid-75186.picgzc.qpic.cn/20200411174128112v235xgodmds0f1a\"/><strong>In the past 2019,<a href=\"https://laohu8.com/S/600919\">Bank of Jiangsu</a>Achieved enviable results, with double-digit growth in revenue and net profit, and further consolidated asset quality.</strong>At the same time, the Company has deeply cultivated its local business and achieved great results in its corporate business. Deepening the transformation of retail, achieving double breakthroughs in business scale and efficiency.</p><p>2019 is the year of the start of the implementation of the new five-year development strategic plan of Bank of Jiangsu.<strong>\"Intelligent, characteristic, international and comprehensive\"</strong>The Bank served the strategic vision of leading banks, actively adapted to the changing situation, adjusted its operating strategies in a timely manner, and steadily expanded various businesses. As at the end of 2019, the Group's total assets amounted to RMB2.07 trillion, representing a year-on-year increase of 7.23%; Deposits amounted to RMB1.21 trillion, representing a year-on-year increase of 10.27%; Loans amounted to RMB1.04 trillion, representing a year-on-year increase of 17.01%.<strong>For the year, the Group achieved operating income of RMB44.974 billion, representing a year-on-year increase of 27.68%; Net profit was 14.96 billion yuan, a year-on-year increase of 12.80%;</strong>Net profit attributable to shareholders of listed companies was 14.619 billion yuan, up 11.89% year-on-year; Basic earnings per share of 1.18 yuan. By optimizing business structure and continuously improving operating efficiency, credit assets accounted for 50% at the end of 2019.<strong>The retail business achieved breakthroughs, with the balance of retail loans accounting for over 1/3 and savings deposits accounting for over 1/4.</strong>The growth momentum of large asset management business is good, with the underwriting amount of debt financing instruments increasing by 85%, the scale of Public Offering of Fund custody increasing rapidly, and non-interest income accounting for more than 40% of operating income.</p><p><strong>Deeply cultivating the local area to help small and micro enterprises</strong></p><p>In 2019, the Company continued to increase support for manufacturing, green industry and other fields, and vigorously promoted supply chain finance, cash management, e-banking and other businesses. Efforts will be made to solve the problems of financing difficulties and expensive financing for small and micro enterprises and private enterprises; Closely align with national and regional development strategies, and support \"the belt and road initiative\" enterprises to go global and coordinated development in the Yangtze River Delta integrated region. As at the end of 2019, the balance of corporate deposits was RMB780.2 billion, representing a year-on-year increase of 8.34%; The balance of corporate loans was 572.4 billion yuan, representing a year-on-year increase of 7.70%. The balance of manufacturing loans in the province is 108.9 billion yuan, and advanced manufacturing loans account for over 40% of all manufacturing industries; At the same time, the brand of Equator Bank was built, with a green credit balance of 86 billion yuan, accounting for 12.9% of corporate loans; The monthly average daily deposit balance of transaction banks was RMB80.1 billion, representing an increase of 17.79% over the beginning of the year; The volume of supply chain finance business amounted to RMB21.7 billion, representing an increase of 37.1% as compared with the beginning of the year. There are 41,217 small and micro enterprise loan customers, with a balance of 396.7 billion yuan, of which the loan balance of small and micro enterprises with a total credit amount of 10 million yuan or less is 65.8 billion yuan, realizing \"two increases and two controls\". The loan balance of private enterprises was 347.4 billion yuan, accounting for 42.3%. \"Tax e-finance\" online loan products have served 31,000 small and micro enterprises with a loan amount of 54.4 billion yuan. Relying on big data and artificial intelligence technology, we independently developed the \"Golden Eye\" risk control system, and further improved our comprehensive service and intelligent risk control capabilities.</p><p><img src=\"https://fid-75186.picgzc.qpic.cn/20200411174128961v235ukamv3qr6xa\"/>The international settlement volume is USD 112 billion, and the cross-border investment and financing business volume is 31.7 billion yuan.<strong>Innovatively launched products such as \"Cross-border E-Point Pass\" Wealth Edition and \"Cross-border Trade E-Pool\", and landed 40 \"the belt and road initiative\" projects, covering more than 20 countries and regions along the route.</strong>The total assets of FTZ business were 33.63 billion yuan, an increase of 70% over the beginning of the year, and the deposit balance was 30.7 billion yuan, an increase of 81% over the beginning of the year. For the tenth consecutive year, it was rated as a Class A bank in the assessment of the implementation of foreign exchange management regulations by designated banks within its jurisdiction by Jiangsu Branch of the State Administration of Foreign Exchange.<strong>It is worth noting that in addition to lending, Bank of Jiangsu also innovatively uses a variety of financial instruments to serve the real economy.</strong>The lead underwriting amount of debt financing instruments increased by RMB23.935 billion compared with 2018, and the market share continued to increase, and the linkage with liabilities, custody and other businesses was further strengthened. As the sponsor, the company issued three tranches of credit asset-backed securities, with a total issuance scale of 4.974 billion yuan.</p><p><strong>Deepening Retail Transformation</strong></p><p>Bank of Jiangsu closely adheres to the strategic goal of \"expanding retail business and deepening customer management\", adheres to the customer-centric approach, and continues to further promote the optimization of business structure; Give full play to the leading role of science and technology, continuously deepen the transformation and development of \"smart retail\", fly online and offline, and achieve new historical breakthroughs in the scale and efficiency of retail finance business.<strong>As at the end of 2019,</strong><strong>Retail deposits amounted to RMB293.5 billion, representing a year-on-year increase of 35.92%; The balance of retail loans amounted to RMB375.9 billion, representing a year-on-year increase of 38.96%.</strong>By continuously optimizing customer group management, innovating customer service models, promoting community management and study abroad services, deepening entrepreneur services, innovatively establishing Yuanrong Entrepreneur College, and actively promoting family trust business to \"capture\" a number of high-net-worth customers. In 2019, the number of wealth customers increased by 16.79% as compared with the beginning of the year, and the number of private banking customers increased by 22.18% as compared with the beginning of the year, with the total number of wealth and private customers exceeding 40,000. Awarded<a href=\"https://laohu8.com/S/601988\">Bank of China</a>Industry Association \"China's Best Regional Private Bank\", \"Business Breakthrough Award\" and other awards. In terms of credit cards, Bank of Jiangsu cooperated with the comprehensive consumption scenario platform to launch co-branded credit cards, continuously enriched the credit card product system, launched ETC projects, further promoted the application of big data and customer life cycle management, and enhanced cross-linkage and precision marketing capabilities. A total of 3.08 million credit cards were issued, representing a year-on-year increase of 85.61%, the overdraft balance of credit cards was RMB18.3 billion, representing a year-on-year increase of 15.23%, and the non-performing ratio of credit card business was 1.34%, representing a year-on-year decrease of 0.29 percentage point. At the same time, with the help of financial technology, we made full use of technologies such as Internet, big data, artificial intelligence, biology and image recognition, and launched mobile banking version 5.0 and direct banking upgraded version 5.0, so as to realize \"card-free\" business at outlet counters and smart counters, open up the dual platforms of \"PC + applet\", and continuously expand the ecosystem of online retail application scenarios; With the help of artificial intelligence and other technologies, we continued to accelerate the deployment of Internet anti-fraud, and the online finance operation was safe and stable. The total number of mobile banking customers exceeded 7 million. According to the statistics of third-party organizations,<strong>The number of monthly active customers ranked first among city commercial banks, with the cumulative transaction amount exceeding 2 trillion yuan during the year; Direct banks ranked first in the 2019 banking direct banks ranking released by Internet Weekly of the Chinese Academy of Sciences.</strong></p><p><strong>Using Innovative Capital Business to Reduce Debt Cost</strong></p><p>Bank of Jiangsu made efforts to improve its investment, research and trading capabilities, strengthened the coordinated development of peers, and continued to improve system construction. The role of treasury business in serving the overall development and expanding new growth points continued to emerge, and its market position continued to improve.<strong>By paying close attention to market changes, flexibly adjusting trading strategies, and making full use of product instruments such as repurchase, issuance of interbank certificates of deposit, precious metals and foreign exchange derivatives, the cost of liabilities was effectively reduced.</strong>By the end of 2019, the trading volume of spot bonds of Bank of Jiangsu was close to 6 trillion yuan, a year-on-year increase of 2.38 times, and the market activity and influence were greatly improved. Successfully issued 10 billion yuan of green financial bonds and 20 billion yuan of secondary capital bonds. The Bank actively adjusted the variety structure of interbank business, improved various systems and business processes, and strengthened the in-depth operation of interbank customers around interbank investment and financing, direct discount and rediscount of bills, three-party depository and financial bond underwriting. The Bank upgraded the financial cooperation platform of Ronglianchuang and attracted high-quality members. The Bank obtained the qualification of bill brokerage business, further demonstrating the advantages of discounted bills and standardized bills business. Relying on the big data platform, the Bank established and improved the early warning function of inter-bank customers and inter-bank business systems to effectively prevent risks.</p><p><img src=\"https://fid-75186.picgzc.qpic.cn/20200411174130256v235eqwtit2zxl2\"/>Efforts were made to strengthen market research, further promote product transformation, and continuously improve the full asset allocation capability. 2,368 wealth management products were issued, including a series of net-worth products such as \"Rongxiang\", \"Ronghe\", \"Rongda\" and \"Ronghui Cash\" designed and issued according to the requirements of the new asset management regulations, with a cumulative raised amount of 579.8 billion yuan. The existing scale of wealth management products is 372.9 billion yuan, and net value products account for more than 50%. For 16 consecutive quarters, it was awarded the first place as a domestic city commercial bank in the \"Asset Management Comprehensive Ability Evaluation\" of Puyi Standard.<strong>In December 2019, the wealth management subsidiary of the Company was approved for preparation.</strong>Adhering to the main line of \"collaborative marketing, intelligent system and value-added service\", strengthening forward-looking research on policies, seizing new markets and new opportunities, the asset custody business has achieved good development results. The assets under custody increased by 13.88% compared with the beginning of the year, ranking first among city commercial banks, and the accumulated income from custody intermediary business was 469 million yuan.</p><p><img src=\"https://fid-75186.picgzc.qpic.cn/20200411174137936v235cyvrh2293x6\"/><img src=\"https://fid-75186.picgzc.qpic.cn/20200411174140344v2355j47o4xt0se\"/><img src=\"https://fid-75186.picgzc.qpic.cn/20200411174140856v235585ppp6k349\"/></article></body></html></p>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Bank of Jiangsu net profit of 14.96 billion in 2019, smart retail scale efficiency reached a record high</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBank of Jiangsu net profit of 14.96 billion in 2019, smart retail scale efficiency reached a record high\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">野马财经</strong><span class=\"h-time small\">2020-04-11 17:37</span>\n</p>\n</h4>\n</header>\n<article>\n<p><html><body><article><img src=\"https://fid-75186.picgzc.qpic.cn/20200411174128112v235xgodmds0f1a\"/><strong>In the past 2019,<a href=\"https://laohu8.com/S/600919\">Bank of Jiangsu</a>Achieved enviable results, with double-digit growth in revenue and net profit, and further consolidated asset quality.</strong>At the same time, the Company has deeply cultivated its local business and achieved great results in its corporate business. Deepening the transformation of retail, achieving double breakthroughs in business scale and efficiency.</p><p>2019 is the year of the start of the implementation of the new five-year development strategic plan of Bank of Jiangsu.<strong>\"Intelligent, characteristic, international and comprehensive\"</strong>The Bank served the strategic vision of leading banks, actively adapted to the changing situation, adjusted its operating strategies in a timely manner, and steadily expanded various businesses. As at the end of 2019, the Group's total assets amounted to RMB2.07 trillion, representing a year-on-year increase of 7.23%; Deposits amounted to RMB1.21 trillion, representing a year-on-year increase of 10.27%; Loans amounted to RMB1.04 trillion, representing a year-on-year increase of 17.01%.<strong>For the year, the Group achieved operating income of RMB44.974 billion, representing a year-on-year increase of 27.68%; Net profit was 14.96 billion yuan, a year-on-year increase of 12.80%;</strong>Net profit attributable to shareholders of listed companies was 14.619 billion yuan, up 11.89% year-on-year; Basic earnings per share of 1.18 yuan. By optimizing business structure and continuously improving operating efficiency, credit assets accounted for 50% at the end of 2019.<strong>The retail business achieved breakthroughs, with the balance of retail loans accounting for over 1/3 and savings deposits accounting for over 1/4.</strong>The growth momentum of large asset management business is good, with the underwriting amount of debt financing instruments increasing by 85%, the scale of Public Offering of Fund custody increasing rapidly, and non-interest income accounting for more than 40% of operating income.</p><p><strong>Deeply cultivating the local area to help small and micro enterprises</strong></p><p>In 2019, the Company continued to increase support for manufacturing, green industry and other fields, and vigorously promoted supply chain finance, cash management, e-banking and other businesses. Efforts will be made to solve the problems of financing difficulties and expensive financing for small and micro enterprises and private enterprises; Closely align with national and regional development strategies, and support \"the belt and road initiative\" enterprises to go global and coordinated development in the Yangtze River Delta integrated region. As at the end of 2019, the balance of corporate deposits was RMB780.2 billion, representing a year-on-year increase of 8.34%; The balance of corporate loans was 572.4 billion yuan, representing a year-on-year increase of 7.70%. The balance of manufacturing loans in the province is 108.9 billion yuan, and advanced manufacturing loans account for over 40% of all manufacturing industries; At the same time, the brand of Equator Bank was built, with a green credit balance of 86 billion yuan, accounting for 12.9% of corporate loans; The monthly average daily deposit balance of transaction banks was RMB80.1 billion, representing an increase of 17.79% over the beginning of the year; The volume of supply chain finance business amounted to RMB21.7 billion, representing an increase of 37.1% as compared with the beginning of the year. There are 41,217 small and micro enterprise loan customers, with a balance of 396.7 billion yuan, of which the loan balance of small and micro enterprises with a total credit amount of 10 million yuan or less is 65.8 billion yuan, realizing \"two increases and two controls\". The loan balance of private enterprises was 347.4 billion yuan, accounting for 42.3%. \"Tax e-finance\" online loan products have served 31,000 small and micro enterprises with a loan amount of 54.4 billion yuan. Relying on big data and artificial intelligence technology, we independently developed the \"Golden Eye\" risk control system, and further improved our comprehensive service and intelligent risk control capabilities.</p><p><img src=\"https://fid-75186.picgzc.qpic.cn/20200411174128961v235ukamv3qr6xa\"/>The international settlement volume is USD 112 billion, and the cross-border investment and financing business volume is 31.7 billion yuan.<strong>Innovatively launched products such as \"Cross-border E-Point Pass\" Wealth Edition and \"Cross-border Trade E-Pool\", and landed 40 \"the belt and road initiative\" projects, covering more than 20 countries and regions along the route.</strong>The total assets of FTZ business were 33.63 billion yuan, an increase of 70% over the beginning of the year, and the deposit balance was 30.7 billion yuan, an increase of 81% over the beginning of the year. For the tenth consecutive year, it was rated as a Class A bank in the assessment of the implementation of foreign exchange management regulations by designated banks within its jurisdiction by Jiangsu Branch of the State Administration of Foreign Exchange.<strong>It is worth noting that in addition to lending, Bank of Jiangsu also innovatively uses a variety of financial instruments to serve the real economy.</strong>The lead underwriting amount of debt financing instruments increased by RMB23.935 billion compared with 2018, and the market share continued to increase, and the linkage with liabilities, custody and other businesses was further strengthened. As the sponsor, the company issued three tranches of credit asset-backed securities, with a total issuance scale of 4.974 billion yuan.</p><p><strong>Deepening Retail Transformation</strong></p><p>Bank of Jiangsu closely adheres to the strategic goal of \"expanding retail business and deepening customer management\", adheres to the customer-centric approach, and continues to further promote the optimization of business structure; Give full play to the leading role of science and technology, continuously deepen the transformation and development of \"smart retail\", fly online and offline, and achieve new historical breakthroughs in the scale and efficiency of retail finance business.<strong>As at the end of 2019,</strong><strong>Retail deposits amounted to RMB293.5 billion, representing a year-on-year increase of 35.92%; The balance of retail loans amounted to RMB375.9 billion, representing a year-on-year increase of 38.96%.</strong>By continuously optimizing customer group management, innovating customer service models, promoting community management and study abroad services, deepening entrepreneur services, innovatively establishing Yuanrong Entrepreneur College, and actively promoting family trust business to \"capture\" a number of high-net-worth customers. In 2019, the number of wealth customers increased by 16.79% as compared with the beginning of the year, and the number of private banking customers increased by 22.18% as compared with the beginning of the year, with the total number of wealth and private customers exceeding 40,000. Awarded<a href=\"https://laohu8.com/S/601988\">Bank of China</a>Industry Association \"China's Best Regional Private Bank\", \"Business Breakthrough Award\" and other awards. In terms of credit cards, Bank of Jiangsu cooperated with the comprehensive consumption scenario platform to launch co-branded credit cards, continuously enriched the credit card product system, launched ETC projects, further promoted the application of big data and customer life cycle management, and enhanced cross-linkage and precision marketing capabilities. A total of 3.08 million credit cards were issued, representing a year-on-year increase of 85.61%, the overdraft balance of credit cards was RMB18.3 billion, representing a year-on-year increase of 15.23%, and the non-performing ratio of credit card business was 1.34%, representing a year-on-year decrease of 0.29 percentage point. At the same time, with the help of financial technology, we made full use of technologies such as Internet, big data, artificial intelligence, biology and image recognition, and launched mobile banking version 5.0 and direct banking upgraded version 5.0, so as to realize \"card-free\" business at outlet counters and smart counters, open up the dual platforms of \"PC + applet\", and continuously expand the ecosystem of online retail application scenarios; With the help of artificial intelligence and other technologies, we continued to accelerate the deployment of Internet anti-fraud, and the online finance operation was safe and stable. The total number of mobile banking customers exceeded 7 million. According to the statistics of third-party organizations,<strong>The number of monthly active customers ranked first among city commercial banks, with the cumulative transaction amount exceeding 2 trillion yuan during the year; Direct banks ranked first in the 2019 banking direct banks ranking released by Internet Weekly of the Chinese Academy of Sciences.</strong></p><p><strong>Using Innovative Capital Business to Reduce Debt Cost</strong></p><p>Bank of Jiangsu made efforts to improve its investment, research and trading capabilities, strengthened the coordinated development of peers, and continued to improve system construction. The role of treasury business in serving the overall development and expanding new growth points continued to emerge, and its market position continued to improve.<strong>By paying close attention to market changes, flexibly adjusting trading strategies, and making full use of product instruments such as repurchase, issuance of interbank certificates of deposit, precious metals and foreign exchange derivatives, the cost of liabilities was effectively reduced.</strong>By the end of 2019, the trading volume of spot bonds of Bank of Jiangsu was close to 6 trillion yuan, a year-on-year increase of 2.38 times, and the market activity and influence were greatly improved. Successfully issued 10 billion yuan of green financial bonds and 20 billion yuan of secondary capital bonds. The Bank actively adjusted the variety structure of interbank business, improved various systems and business processes, and strengthened the in-depth operation of interbank customers around interbank investment and financing, direct discount and rediscount of bills, three-party depository and financial bond underwriting. The Bank upgraded the financial cooperation platform of Ronglianchuang and attracted high-quality members. The Bank obtained the qualification of bill brokerage business, further demonstrating the advantages of discounted bills and standardized bills business. Relying on the big data platform, the Bank established and improved the early warning function of inter-bank customers and inter-bank business systems to effectively prevent risks.</p><p><img src=\"https://fid-75186.picgzc.qpic.cn/20200411174130256v235eqwtit2zxl2\"/>Efforts were made to strengthen market research, further promote product transformation, and continuously improve the full asset allocation capability. 2,368 wealth management products were issued, including a series of net-worth products such as \"Rongxiang\", \"Ronghe\", \"Rongda\" and \"Ronghui Cash\" designed and issued according to the requirements of the new asset management regulations, with a cumulative raised amount of 579.8 billion yuan. The existing scale of wealth management products is 372.9 billion yuan, and net value products account for more than 50%. For 16 consecutive quarters, it was awarded the first place as a domestic city commercial bank in the \"Asset Management Comprehensive Ability Evaluation\" of Puyi Standard.<strong>In December 2019, the wealth management subsidiary of the Company was approved for preparation.</strong>Adhering to the main line of \"collaborative marketing, intelligent system and value-added service\", strengthening forward-looking research on policies, seizing new markets and new opportunities, the asset custody business has achieved good development results. The assets under custody increased by 13.88% compared with the beginning of the year, ranking first among city commercial banks, and the accumulated income from custody intermediary business was 469 million yuan.</p><p><img src=\"https://fid-75186.picgzc.qpic.cn/20200411174137936v235cyvrh2293x6\"/><img src=\"https://fid-75186.picgzc.qpic.cn/20200411174140344v2355j47o4xt0se\"/><img src=\"https://fid-75186.picgzc.qpic.cn/20200411174140856v235585ppp6k349\"/></article></body></html></p>\n<div class=\"bt-text\">\n\n\n<p> source：<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN2020041117414279c76c3a&s=b\">野马财经</a></p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/f5d015cecb7c07cac91ad41d21b12463","relate_stocks":{"600919":"江苏银行"},"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN2020041117414279c76c3a&s=b","is_english":false,"share_image_url":"https://static.laohu8.com/9a95c1376e76363c1401fee7d3717173","article_id":"2026266861","content_text":"在过去的2019年，江苏银行取得令人艳羡的成绩，营收净利润双位数增长，资产质量进一步夯实。与此同时，公司深耕本土，对公业务卓有成效；深化零售转型，业务规模、效益实现双突破。2019年是江苏银行新一轮五年发展战略规划起步实施之年，围绕“智慧化、特色化、国际化、综合化”服务领先银行的战略愿景，积极顺应形势变化，适时调整经营策略，稳步拓展各项业务。截止2019年末，集团资产总额2.07万亿元，同比增长7.23%；各项存款1.21万亿元，同比增长10.27%；各项贷款1.04万亿元，同比增长17.01%。全年集团实现营业收入449.74亿元，同比增长27.68%；净利润149.60亿元，同比增长12.80%；归属于上市公司股东的净利润146.19亿元，同比增长11.89%；基本每股收益1.18元。通过优化业务结构，不断提高经营效益，2019年年末信贷资产占比50%。零售业务取得突破，零售贷款余额占比超1/3，储蓄存款占比超1/4。大资管业务增势良好，债务融资工具承销额增长85%，公募基金托管规模快速增长，非息收入占营业收入比例超过40%。深耕本土，助力小微2019年，公司持续加大对制造业、绿色产业等领域支持，大力推进供应链金融、现金管理、电子银行等业务；着力解决小微、民营企业融资难、融资贵问题；紧密结合国家和区域发展战略，支持“一带一路”企业走出去、长三角一体化区域协同发展。截止2019年末，公司存款余额7802亿元，同比增长8.34%；公司贷款余额5724亿元，同比增长7.70%。省内制造业贷款余额1089亿元，先进制造业贷款占全部制造业的比重超40%；同时打造赤道银行品牌，绿色信贷余额860亿元，占对公贷款比例为12.9%；交易银行月日均存款余额801亿元，较年初增长17.79%；供应链金融业务量217亿元，较年初增长37.1%。小微企业贷款客户数41217户，余额3967亿元，其中单户授信总额1000万元及以下小微企业贷款余额658亿元，实现“两增两控”。民营企业贷款余额3474亿元，新增占比42.3%。“税e融”网贷产品累计服务小微企业3.1万户、放款金额544亿元。依托大数据和人工智能技术，自主研发“黄金眼”风控系统，综合服务、智慧风控能力进一步提升。国际结算量1120亿美元，跨境投融资业务量317亿元，创新推出“跨境e点通”财富版、“跨境贸e池”等产品，落地“一带一路”项目40个，涵盖沿线超20个国家和地区。自贸区业务总资产336.3亿元，较年初增长70%，存款余额307亿元，较年初增长81%。连续第十年在国家外汇管理局江苏省分局对辖内指定银行执行外汇管理规定情况考核中被评为A类行。值得注意的是，除了放贷，江苏银行还创新性运用多种金融工具服务实体经济，债务融资工具主承销金额较2018年增加239.35亿元，市场份额持续提升，与负债、托管等业务之间的联动进一步加强；公司作为发起机构发行了三期信贷资产支持证券，发行总规模合计49.74亿元。深化零售转型江苏银行紧扣“做大零售业务，深化客户经营”这一战略目标，坚持以客户为中心，持续深入推进业务结构优化；充分发挥科技引领作用，不断深化“智慧零售”转型发展，线上线下两翼齐飞，零售金融业务规模、效益实现历史新突破。截止2019年末，零售存款2935亿元，同比增长35.92%；零售贷款余额3759亿元，同比增长38.96%。通过不断优化客群经营，创新客户服务模式，推进社区经营、出国留学服务，深化企投家服务，创新成立圆融企业家学院，积极推进家族信托业务“俘获”了一批高净值客户。2019年财富客户数较年初增长16.79%，私行客户较年初增长22.18%，财私客户总数突破4万户。获评中国银行业协会“中国最佳区域私人银行”、“业务突破奖”等奖项。信用卡方面，江苏银行与综合消费场景平台合作推出联名信用卡，不断丰富信用卡产品体系，上线ETC项目，深入推进大数据运用和客户生命周期管理，提升交叉联动和精准营销能力。信用卡累计发卡308万张，同比增长85.61%，信用卡透支余额183亿元，同比增长15.23%，信用卡业务不良率1.34%，同比下降0.29个百分点。与此同时，在金融科技的助力下充分运用互联网、大数据、人工智能、生物与图像识别等技术，推出手机银行5.0版、直销银行5.0升级版，实现网点柜面、智能柜台“无卡”办业务，开放以“PC+小程序”双平台，持续拓展线上零售应用场景生态圈；借助人工智能等技术持续加快互联网反欺诈部署，网络金融运行安全稳健。手机银行总客户数突破700万户，据第三方机构统计，月活客户数排名城商行第一位，年内累计交易金额超过2万亿元；直销银行在中科院《互联网周刊》发布的2019年度银行业直销银行排名中，位列第一。巧用创新资金业务降负债成本江苏银行着力提升投研交易能力，强化同业协同发展，持续完善系统建设，资金业务服务全局发展、拓展新增长点的作用持续显现，市场地位不断提升。通过密切关注市场变化，灵活调整交易策略，充分运用回购、同业存单发行、贵金属及外汇衍生品等产品工具，有效降低负债成本。截止2019年末，江苏银行现券成交量接近6万亿元，同比增长2.38倍，市场活跃度、影响力大幅提升。成功发行100亿元绿色金融债与200亿元二级资本债。主动调整同业业务品种结构，完善各项制度和业务流程，围绕同业投融资、票据直贴及转贴、三方存管、金融债承销强化同业客户的深度经营。升级融联创•金融同业合作平台，吸纳优质成员。取得票据经纪业务资格，贴现通和标准化票据业务优势进一步彰显。依托大数据平台，建立完善同业客户和同业业务系统预警功能，有效防范风险。着力加强市场研究，深入推进产品转型，全资产配置能力不断提升。发行理财产品2368款，其中包括根据资管新规要求设计发行的“融享”、“融和”、“融达”、“融汇现金”等系列净值型产品，累计募集金额5798亿元。理财产品存续规模3729亿元，净值型产品占比超过50%。连续十六个季度获评《普益标准》“资产管理综合能力评价”国内城商行第一名。2019年12月，公司理财子公司获批筹建。坚持以“协同式营销、智慧化系统、增值型服务”为主线，强化对政策的前瞻研究，抢抓新市场、新机遇，资产托管业务取得了较好的发展成效。托管资产较年初增长13.88%，规模居城商行第一，累计实现托管中间业务收入4.69亿元。","news_type":1,"symbols_score_info":{"600919":1}},"isVote":1,"tweetType":1,"viewCount":2006,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":929850873,"gmtCreate":1585304123092,"gmtModify":1705297748411,"author":{"id":"3498644606033549","authorId":"3498644606033549","name":"李李符","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3498644606033549","authorIdStr":"3498644606033549"},"themes":[],"htmlText":"[强]&nbsp;[强]&nbsp;[强]&nbsp;","listText":"[强]&nbsp;[强]&nbsp;[强]&nbsp;","text":"[强] [强] [强]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/929850873","repostId":"1197530447","repostType":2,"isVote":1,"tweetType":1,"viewCount":2370,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":918023260,"gmtCreate":1578575138250,"gmtModify":1705420148905,"author":{"id":"3498644606033549","authorId":"3498644606033549","name":"李李符","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3498644606033549","authorIdStr":"3498644606033549"},"themes":[],"htmlText":"[强]&nbsp;","listText":"[强]&nbsp;","text":"[强]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/918023260","repostId":"1196965484","repostType":2,"isVote":1,"tweetType":1,"viewCount":1681,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"defaultTab":"posts","isTTM":true}