I see myself as middle class, aiming for a balance between modest living and some lifestyle flexibility. I want to afford quality healthcare, travel occasionally, and not stress over daily expenses. My target is likely closer to S$1 million or more, depending on inflation and how long retirement lasts.
Both numbers serve different purposes. It is important to define our own lifestyle goals and risk appetite. For me, retirement planning is not just about survival, but securing peace of mind and freedom of choice.
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.
