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SoFi Q2 Preview: Significant Growth Momentum And Expected To Continue To Make Profits

Summary: SoFi Technologies will release its second quarter earnings report before the US stock market opens on July 29. Today, SoFi Technologies has become one of the most dynamic companies in the...

SoFi Q2 Preview: Significant Growth Momentum And Expected To Continue To Make Profits

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{"i18n":{"language":"en_US"},"data":{"magic":2,"id":460618040594840,"tweetId":"460618040594840","gmtCreate":1753492279088,"gmtModify":1753492282960,"author":{"id":3574231625591111,"idStr":"3574231625591111","authorId":3574231625591111,"authorIdStr":"3574231625591111","name":"itan","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"userType":1,"introduction":"","boolIsFan":false,"boolIsHead":false,"crmLevel":11,"crmLevelSwitch":0,"individualDisplayBadges":[],"fanSize":0,"starInvestorFlag":false},"themes":[],"images":[],"coverImages":[],"html":"<html><head></head><body>Great article, would you like to share it?</body></html>","htmlText":"<html><head></head><body>Great article, would you like to share it?</body></html>","text":"Great article, would you like to share it?","highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"favoriteSize":0,"link":"https://ttm.financial/post/460618040594840","repostId":1141214529,"repostType":2,"repost":{"id":"1141214529","kind":"news","weMediaInfo":{"introduction":"Focus on earnings forecast and in-depth analysis","home_visible":1,"media_name":"Earnings Agent","id":"1025659746","head_image":"https://community-static.tradeup.com/news/decf3d8a922fc5c1c1d787bf8b36173f"},"pubTimestamp":1753271612,"share":"https://ttm.financial/m/news/1141214529?lang=en_US&edition=fundamental","pubTime":"2025-07-23 19:53","market":"us","language":"en","title":"SoFi Q2 Preview: Significant Growth Momentum And Expected To Continue To Make Profits","url":"https://stock-news.laohu8.com/highlight/detail?id=1141214529","media":"Earnings Agent","summary":"Summary: SoFi Technologies will release its second quarter earnings report before the US stock market opens on July 29. Today, SoFi Technologies has become one of the most dynamic companies in the...","content":"Summary: SoFi Technologies will release its second quarter earnings report before the US stock market opens on July 29. Today, SoFi Technologies has become one of the most dynamic companies in the digital finance sector with its competitive platform. As of July 22, its year-to-date increase exceeded 36%.<img src=\"https://community-static.tradeup.com/news/a4a883a954e678e2c3a03f5ff398acaa\" title=\"\" tg-width=\"560\" tg-height=\"240\">First quarter reviewIn the first quarter of 2025, SoFi's net income calculated in accordance with US Generally Accepted Accounting Principles (GAAP) was US$771.8 million, a year-on-year increase of 20%. Adjusted net income reached US$770.7 million, a year-on-year increase of 33%, a record high.In the first quarter, GAAP net profit reached US$71.1 million, and diluted earnings per share reached US$0.06.<img src=\"https://static.tigerbbs.com/5eb5ba22e4946b2f85a417c6d51ee6f0\" alt=\"\">Second quarter expectationsAccording to Bloomberg data, analysts generally expect SoFi's second quarter revenue to be $804 million, adjusted net profit to be $67.35 million, and adjusted earnings per share to be $0.059.Key pointsGrowth prospects support valueSoFi is above the market average in almost all traditional valuation indicators and should be given a corresponding premium. After SoFi obtained a banking license, its non-loan financial services business grew rapidly, which led to a significant improvement in the company's performance. Compared with large banks and emerging digital banks, SoFi's growth advantage is more significant.The company's CEO has repeatedly stated that he hopes SoFi will become a top 10 financial services company. If SoFi can maintain this growth momentum, this goal may become a reality.Re-bet on cryptocurrenciesSoFi had previously exited the field, but is now turning 180 degrees and re-betting on cryptocurrencies. First, SoFi cannot miss this historic opportunity; second, other digital banks such as Chime are also providing basic financial services, and SoFi needs to differentiate itself by providing cryptocurrency products; in addition, as a bank, SoFi can use its own advantages to deepen its presence in the cryptocurrency field, such as exploring stablecoins and digital asset loans.The Fed may cut interest rates in the future, which is good for SoFi's loan businessAlthough the interest rate cut will compress the interest rate spread and profitability, SoFi's business structure is more diversified and does not rely entirely on a single loan product. On the contrary, lower interest rates may promote increased consumption and lending activities, which will bring new growth momentum to SoFi's student loan, corporate loan and mortgage business. At the same time, SoFi can also bring users of the loan business into its financial ecosystem to create more business opportunities.","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>SoFi Q2 Preview: Significant Growth Momentum And Expected To Continue To Make Profits</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nSoFi Q2 Preview: Significant Growth Momentum And Expected To Continue To Make Profits\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1025659746\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/decf3d8a922fc5c1c1d787bf8b36173f);background-size:cover;\"></div>\n\n<div class=\"h-content\">\nEarnings Agent \n2025-07-23 19:53\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\nSummary: SoFi Technologies will release its second quarter earnings report before the US stock market opens on July 29. Today, SoFi Technologies has become one of the most dynamic companies in the digital finance sector with its competitive platform. As of July 22, its year-to-date increase exceeded 36%.<img src=\"https://community-static.tradeup.com/news/a4a883a954e678e2c3a03f5ff398acaa\" title=\"\" tg-width=\"560\" tg-height=\"240\">First quarter reviewIn the first quarter of 2025, SoFi's net income calculated in accordance with US Generally Accepted Accounting Principles (GAAP) was US$771.8 million, a year-on-year increase of 20%. Adjusted net income reached US$770.7 million, a year-on-year increase of 33%, a record high.In the first quarter, GAAP net profit reached US$71.1 million, and diluted earnings per share reached US$0.06.<img src=\"https://static.tigerbbs.com/5eb5ba22e4946b2f85a417c6d51ee6f0\" alt=\"\">Second quarter expectationsAccording to Bloomberg data, analysts generally expect SoFi's second quarter revenue to be $804 million, adjusted net profit to be $67.35 million, and adjusted earnings per share to be $0.059.Key pointsGrowth prospects support valueSoFi is above the market average in almost all traditional valuation indicators and should be given a corresponding premium. After SoFi obtained a banking license, its non-loan financial services business grew rapidly, which led to a significant improvement in the company's performance. Compared with large banks and emerging digital banks, SoFi's growth advantage is more significant.The company's CEO has repeatedly stated that he hopes SoFi will become a top 10 financial services company. If SoFi can maintain this growth momentum, this goal may become a reality.Re-bet on cryptocurrenciesSoFi had previously exited the field, but is now turning 180 degrees and re-betting on cryptocurrencies. First, SoFi cannot miss this historic opportunity; second, other digital banks such as Chime are also providing basic financial services, and SoFi needs to differentiate itself by providing cryptocurrency products; in addition, as a bank, SoFi can use its own advantages to deepen its presence in the cryptocurrency field, such as exploring stablecoins and digital asset loans.The Fed may cut interest rates in the future, which is good for SoFi's loan businessAlthough the interest rate cut will compress the interest rate spread and profitability, SoFi's business structure is more diversified and does not rely entirely on a single loan product. On the contrary, lower interest rates may promote increased consumption and lending activities, which will bring new growth momentum to SoFi's student loan, corporate loan and mortgage business. At the same time, SoFi can also bring users of the loan business into its financial ecosystem to create more business opportunities.\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SOFI":"SoFi Technologies Inc."},"source_url":"","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1141214529","content_text":"Summary: SoFi Technologies will release its second quarter earnings report before the US stock market opens on July 29. Today, SoFi Technologies has become one of the most dynamic companies in the digital finance sector with its competitive platform. As of July 22, its year-to-date increase exceeded 36%.First quarter reviewIn the first quarter of 2025, SoFi's net income calculated in accordance with US Generally Accepted Accounting Principles (GAAP) was US$771.8 million, a year-on-year increase of 20%. Adjusted net income reached US$770.7 million, a year-on-year increase of 33%, a record high.In the first quarter, GAAP net profit reached US$71.1 million, and diluted earnings per share reached US$0.06.Second quarter expectationsAccording to Bloomberg data, analysts generally expect SoFi's second quarter revenue to be $804 million, adjusted net profit to be $67.35 million, and adjusted earnings per share to be $0.059.Key pointsGrowth prospects support valueSoFi is above the market average in almost all traditional valuation indicators and should be given a corresponding premium. After SoFi obtained a banking license, its non-loan financial services business grew rapidly, which led to a significant improvement in the company's performance. Compared with large banks and emerging digital banks, SoFi's growth advantage is more significant.The company's CEO has repeatedly stated that he hopes SoFi will become a top 10 financial services company. If SoFi can maintain this growth momentum, this goal may become a reality.Re-bet on cryptocurrenciesSoFi had previously exited the field, but is now turning 180 degrees and re-betting on cryptocurrencies. First, SoFi cannot miss this historic opportunity; second, other digital banks such as Chime are also providing basic financial services, and SoFi needs to differentiate itself by providing cryptocurrency products; in addition, as a bank, SoFi can use its own advantages to deepen its presence in the cryptocurrency field, such as exploring stablecoins and digital asset loans.The Fed may cut interest rates in the future, which is good for SoFi's loan businessAlthough the interest rate cut will compress the interest rate spread and profitability, SoFi's business structure is more diversified and does not rely entirely on a single loan product. On the contrary, lower interest rates may promote increased consumption and lending activities, which will bring new growth momentum to SoFi's student loan, corporate loan and mortgage business. At the same time, SoFi can also bring users of the loan business into its financial ecosystem to create more business opportunities.","news_type":1,"symbols_score_info":{"SOFI":1.1}},"isVote":1,"tweetType":1,"viewCount":431,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":[],"verified":2,"subType":0,"readableState":1,"langContent":"EN","currentLanguage":"EN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":false,"length":35,"optionInvolvedFlag":false,"xxTargetLangEnum":"ORIG"},"commentList":[],"hasMoreComment":false,"orderType":2}