šCBA Trader Interview: From SGX Intern to Active Trader: A Journey of Constant Evolution
Hello Tigers,
In this article, allow us to introduce @My1 , a cash boost account trader, and her in-depth investment journey. We hope her story and experiences can resonate with you.
1. Personal Information Q&A
How long have you been involved in investing?
When I was a student, I completed an internship at the Singapore Exchange, which sparked my interest in trading. So, after a few years of saving, I started to invest in 2019. Initially, I started as a passive investor in Robos and ETFs. Then, when I got my feet wet, I started trading FX and commodities like Gold. Then I learned how to trade stocks, stock picking those I saw potential in.
How frequently do you trade? Why?
Iām a hybrid ā I hold a portfolio long term and use a CBA account for short-term trading. I used to trade DCA and trade equities occasionally when there are dips, etc. About 3-4 months ago, I started to trade more regularly. Almost every day. I also started to learn options.
Have any investment gurus, relevant personnel, or books influenced your investment strategies?
I have a friend with whom I regularly speak about our trades and profits/losses, etc. We share insights, news articles, and encourage each other (especially when the market is down!)
What has been your most profitable or successful trade/investment so far?
Recently, XPEV call option +100% when the stock hit $28. I sold some options and am still holding some. I am still a beginner in option trading, as there is so much to learn!
2. Questions Regarding Singapore Stocks
Have you ever traded Singapore stocks? If yes, what are the companies or stocks you typically trade?
I generally prefer trading U.S. stocks due to their higher trading volumes and greater market liquidity, which provide more short-term opportunities. However, when it comes to Singapore stocks, I tend to take a long-term investment approach rather than frequent trading. In Singapore, I usually focus on blue-chip companies as they offer stability, solid fundamentals, and consistent dividend yields ā making them suitable for holding over the long run.
Are there any indicators that you would advise traders to focus on when evaluating and trading Singapore/US stocks
It really depends on the investorās or traderās priority. For those focused on dividend income, Iād advise looking at indicators such as dividend yield, payout ratio, and free cash flow stability, which reflect the sustainability of dividend payments.
For traders or investors seeking capital appreciation, itās important to monitor earnings growth trends, price-to-earnings (P/E) ratio relative to industry peers, and price-to-book (P/B) ratio for valuation insights. Technical traders may also pay attention to volume trends, moving averages, and support/resistance levels to identify momentum and entry points.
Additionally, because Singaporeās market is heavily influenced by macroeconomic factors and regional sentiment, I would recommend keeping an eye on interest rate movements, currency strength (SGD), and sectoral trends ā especially in real estate, REITs, and banking, which form the core of the SGX.
3. Concluding Thoughts
Are there any industries, sectors, or even individual stocks that you feel will be bullish in the long run?
I believe the electric vehicle (EV) sector will continue to be bullish in the long run. Globally, weāre seeing strong government support, technological advancements, and growing consumer acceptance of EVs ā and Singapore is part of that trend. The increasing adoption of EVs, expansion of charging infrastructure, and government incentives for green mobility signal strong long-term potential for companies involved in EV manufacturing, battery technology, and clean energy solutions.
I am a shareholder for both $NIO Inc.(NIO)$ and $XPeng Inc.(XPEV)$ !
For beginners exploring Singapore/US stocks, whatās your top tip to avoid common pitfalls?
My top tip is to stay calm and focus on the fundamentals. Many beginners make emotional decisions (myself included) ā buying when prices rise and selling when they fall. Instead, remember the simple principle: buy low, sell high. Donāt panic during market volatility; if youāve done your research and believe in the companyās long-term potential, itās important to stay patient and avoid reacting to short-term noise. Iām a strong believer in long-term investing. While short-term traders and short-sellers can cause temporary price drops, solid companies with strong fundamentals usually recover over time. The key is to have conviction, do your due diligence, and maintain discipline ā or as some say, have ādiamond handsā when the fundamentals justify it.
What do you think of Tiger's App and the Cash Boost Account?
The user interface is easy to use, and very informative. I have used other apps in the past and now I am a strong Tiger fan! I even bought Tiger stocks. To the moon!
We extend our sincere thanks to @My1 for sharing her investment and trading journey with our community. From her start as an intern at the Singapore Exchange to becoming a disciplined hybrid trader, her insights into balancing long-term holds with short-term opportunities are truly valuable.
Her success storyāfrom a beginner in ETFs to achieving impressive returns with stock picks and optionsāserves as a great inspiration. Her disciplined philosophy to "trade within your means," coupled with her bullish outlook on sectors like Electric Vehicles, provides powerful lessons for traders at every level.
Thank you, My1, for your openness and for reminding us all that growth in the markets comes through continuous learning, patience, and a well-defined strategy. We look forward to following your continued success
We welcome more Tigers to share your insights on using the Cash Boost Account. Wishing you continue your investment success in the strong market!
Many Tigers have already utilized their Cash Boost Accounts to achieve huge investment success in various stock markets, including the US, and Hong Kong. Perhaps some Tigers are still not familiar with the functions and benefits of the Cash Boost Account, so let's introduce it specifically.
For SG users only
Open a CBA today and enjoy access to a trading limit of up to SGD 20,000 with upcoming 0-commission, unlimited trading on SG, HK, and US stocks, as well as ETFs. Find out more here.
Complete your first Cash Boost Account trade with a trade amount of ā„ SGD 5000* to get SGD 688 stock vouchers*! The trade can be executed using any payment type available under the Cash Boost Account: Cash, CPF, SRS, or CDP.
The Cash Boost Account is a feature available to every user in Singapore.
Benefits of CashboostAccount
When the market is trending upwards, we could make the most of contra trading. The cashboostaccount is like you can shop now and pay later without needing all the cash at the start, which allows us to trade now and settle later. Espeacially good for short-term traders and upward trends.
š°Trade with CBA and win up to 6 months of commission-free* trading!
Cash Boost Account Upgrade: Enjoy Higher Limits & Experience A-Share Trading!
PSļ¼Settlement date for Singapores and Hong Kong markets is T+2, while T+1 for United States and China market. If your Cash Boost account does not have sufficient funds to settle the trade, force-selling may be conducted on or before due date+2.
For SG users only, A tool to boost your purchasing power and trading ideas with a Cash Boost Account!
For whom haven't open CBA can know more from below:
š¦ Open a CBA today and enjoy privileges of up to SGD 20,000 in trading limit with 0 commission. Trade SG, HK, US stocks as well as ETFs unlimitedly!
Complete your first Cash Boost Account trade with a trade amount of ā„ SGD 5000* to get SGD 688 stock vouchers*! The trade can be executed using any payment type available under the Cash Boost Account: Cash, CPF, SRS, or CDP.
Other helpful links:
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.
