5️⃣ Undervalued Companies Under $5B Market Cap

5️⃣ Undervalued Companies Under $5B Market Cap

1/ $DLocal Limited(DLO)$

$DLO provides payment solutions in 40+ emerging markets, enabling large enterprises to accept hundreds of local payment methods.

- $4B Market Cap

- $35.4B Payment Volumes

- 149% Payment Volumes Retention

- $222M EBITDA

- $171M Net Income

- FWD P/E 17

- Growing Volumes by 50%+, Revenues by 40%+, EPS by 60%

2/ $Zeta Global Holdings Corp.(ZETA)$

$ZETA is a marketing technology company that uses data and AI to help businesses acquire, retain, and grow customers through sophisticated digital campaigns.

- $4B Market Cap

- 180 $1M+ ARR Customers

- 392 $100K-$1M ARR Customers

- $64M EBITDA

- $160M FCF

- FWD P/FCF 18

- Growing Revenues with 20% CAGR, FCF with 34% CAGR

3/ $Cipher Mining Inc.(CIFR)$

$CIFR develops and operates large-scale AI data centers. It also has a Bitcoin Mining business.

- $5.8B Market Cap

- 477MW Operating Capacity

- 3.17GW Capacity Under Development

- $5.5B Contract with $AMZN

- $3B Contract with $GOOGL*

- Huge and Growing AI TAM

- Just raised $2B at fair terms

4/ $Dave Inc(DAVE)$

$DAVE is a consumer fintech app that offers fee-free banking, small cash advances, and loans.

- $2.4B Market Cap

- $2B in Loan Originations

- 13.5M Members

- Growing ARPU

- $195M EBITDA

- $145M Net Income

- FWD P/E 15

- Growing Revenues at 60%, and exploding EBITDA.

5/ $Pagaya Technologies Ltd.(PGY)$

$PGY uses AI to help financial institutions approve more consumer loans by connecting them with credit investors.

- $1B Market Cap

- $10.5B in Network Volumes

- 31 Partner Fintechs

- 150 Credit Investors

- $294M EBITDA

- $81M Net Income

- FWD P/E of 4 (yes 4)

- Growing Revenues at 20%, and improving margins.


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