Is Singtel Still a Dividend King? The Truth About Buying for Life | EP1596🦖
Is Singtel Still a Dividend King? The Truth About Buying for Life | EP1596🦖
The part that shocked me in this Singtel audit is how many retirees are still accepting a 3.6% yield while the CPF Special Account quietly pays 4% in the background. Once you strip away the SDS nostalgia, the AI story and the Temasek comfort blanket, the numbers say the same thing: solid balance sheet, but you are taking full equity risk for less income than a government-guaranteed floor. My stance is simple: if a stock cannot clear the 3.2% Forensic Floor with at least 1.5% of real risk premium on top, it does not earn “anchor” status in a retirement portfolio.
For anyone running an HDB household portfolio, this is not about whether Singtel is a “good company”, it is about whether your capital is being paid fairly for the risk you are carrying. When a 3.6% yield sits below a 4% CPF SA floor, and banks or fibre infrastructure are clearing 4.7% and above, you are effectively subsidising market volatility with your own retirement drawdown. The spread is the entire story: either your cash earns sanctuary status, or it becomes a nostalgia tax.
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- 叫我發先生·05-08So it's a buy or no buy?LikeReport