• MrzorroMrzorro
      ·2024-12-03
      I don't think I will even reach 6 digits. Don't even say 1M. For me , I will focus more on saving and spending on necessary  or basic living stuff. ( Since I have a kid, I will prioritize on the family and save as much as I can for them) I do invest some of my saving in the stock market (even though it is deep red) I believe one day I will achieve my target of 6 digits. Everyone have their own goal and timing. As for me, I won't rush for it. Just let it grow naturally. As long as I can cover my family expenses and have extra savings, I am a happy man. Most of my friend bank account is empty every month without any savings.
      7921
      Report
    • sgfiftyfivesgfiftyfive
      ·2024-12-01
      I disagree with the old man's philosophy of living. Money is being printed in large numbers and don't hold any value that the functionality of it to purchase items of necessity, joy & fun. It pays the bills of self & family and to run a home. It could have been more than 1 million if it was invested and the compounded yield & interest would be a higher figure. I'll rather invest the 1 million dollars while living in a comfortable home with a frugal lifestyle. But kudos to the old man for his results of a big amount of savings, I'm so far from that. 😆
      6771
      Report
    • ZEROHEROZEROHERO
      ·2024-12-01
      Earn all we can, save all we can, invest all we can and and most importantly, give all we can. For we bring nothing into this world and certainly we can bring nothing out of it. Living in a first world country gives us an edge to perform better so we shouldn’t forget those marginalised. We can’t choose how we start our life journey on earth but we can choose how to end well. It’s more blessed to give than to receive 🙏 @CaptainTiger @Andreana @jace0777 @SPACE ROCKET @Terra Incognita
      5.79K6
      Report
    • JozzzzJozzzz
      ·2024-12-01
      People forget life is for living and money is for circulating. I live life, have 2 kids, condo, car, and still have $1M at 30…
      363Comment
      Report
    • Amelia YongAmelia Yong
      ·2024-12-01
      Very difficult to have strict saving plans when one have children, there are many unexpected expenses along the way. If include SRS and CPF OA & SA savings , I would have achieve the million milestone during my 40s. I don’t quite agree to that famous saying, so long you’re still young at heart and still healthy, there isn’t much difference just that you need to go travelling with companion with the same mindset.
      5321
      Report
    • Mickey082024Mickey082024
      ·2024-12-01
      stay in HDB is right choice for ppl who are smart to balance their lifestyle and not overspending on luxury goods but not much of value interm of investment ROI. People who Smart with their money, have more cash to invest and also enjoy their vacation and needs. some people who want face value will spend on cars, luxury accessories and stay rental in condo is very common nowadays, The question is all this spending bring what? spending your money on thing that is needed and at the same time invest for long term will help you built up the fortune faster and to achieve financial freedom faster. One with Yolo mindset might regret eventually, spend now , enjoy now don't plans for future is dangerous. we all have to think and plan for the future, spend wisely and enjoy long terms.... Not enjoy
      455Comment
      Report
    • BrenTBrenT
      ·2024-12-01
      Should leave a balanced life as frankly we need to plan for it yet we also won’t know when it will end
      367Comment
      Report
    • NickplaNickpla
      ·2024-12-01
      When I achieve a million, my passive income can feed my lifestyle.
      381Comment
      Report
    • 1PC1PC
      ·2024-12-01
      Wow 😮 Impressive discipline for the 80 years old uncle 👍. I prefer to have Balance savings and indulge in between to Reward myself ...like Took Profits from the Winning Trades [Happy] [Miser].  I'm still striving for the magic 7 digits numbers [Speechless] [Sad] [Facepalm]....But in between, 5 digits numbers are the Smaller Goal 🥅 to aim. Eventually will slowly Roll 🥐 Up 📈 to 6 Digits....then Hooray 7 Digits [Chuckle] [Chuckle] [Chuckle]
      301Comment
      Report
    • phagefishphagefish
      ·2024-12-01
      invest just $500k under tiger platform will greatly improve the quality of life in those rental flats.
      268Comment
      Report
    • 168Prem168Prem
      ·2024-12-01
      Yes that's the way, abuse the system meant for people who needs the rental homes and save money, let's attend the masterclass by Million Uncle. How to continue living in rental HDB and save a Million SGD.
      534Comment
      Report
    • HengHeng98HengHeng98
      ·2024-12-01
      Yes yes. That $1m is reserved for his doctors.
      518Comment
      Report
    • yourcelesttyyyourcelesttyy
      ·2024-11-29

      What Brings You More Happiness: Saving or Spending?

      An 80-year-old man living modestly in a rental flat shocked many by revealing SGD $1 million in personal savings. Despite his simple lifestyle, he finds joy in the security of his bank balance rather than spending it on material comforts. Saving: A Path to Security For some, saving provides peace of mind and long-term stability. Psychological Benefits: Financial security can reduce stress and bring a sense of accomplishment. Strict Saving Plans: Those who follow rigid savings strategies, like budgeting or investing early, often aim for financial freedom rather than immediate gratification. Spending: A Source of Joy Others find happiness in spending, whether on experiences, self-care, or helping loved ones. Enjoying the Present: Spending can enhance quality of life, creating memories and im
      5652
      Report
      What Brings You More Happiness: Saving or Spending?
    • SPOT_ONSPOT_ON
      ·2024-11-29
      Saving definitely for me !!!  Paying others make others richer while making myself poorer !! @DiAngel   @rL   @MHh   @melson  
      414Comment
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    • AN88AN88
      ·2024-11-29
      Saving and making money work for me like investing. Spending wisely make me happy 
      186Comment
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    • fir3tigerfir3tiger
      ·2024-11-28
      earn and spend and save all moderately
      254Comment
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    • UltrahishamUltrahisham
      ·2024-11-28
      The Happiness Quotient: Spending vs Saving The relationship between financial behavior—specifically saving versus spending—and personal happiness has been extensively studied, revealing nuanced insights into how each impacts well-being. The Psychological Benefits of Saving Accumulating savings provides a sense of financial security, which is closely linked to increased happiness. A survey by Ally Bank found that individuals with savings accounts were 31% more likely to describe themselves as “extremely happy” or “very happy” compared to those without savings accounts. Notably, 57% of respondents with over $100,000 in savings reported high levels of happiness, whereas only 34% of those with less than $20,000 in savings felt the same . This suggests that having a financial cushion can allev
      514Comment
      Report
    • Emotional InvestorEmotional Investor
      ·2024-11-28
      So i started my tiger jouRney with NZ$10,000. In the last 6 months it has grown to NZ$49,000. so im rather happy with the investment approach i developed using the demo account, and continue to refine in the live account. Have i been saving money? No, atm my expenses exceed my income so ive had to dip into my savings. But im still floating on top of the waves. My initial goal was to double my money in a year, this goal is now ancient history. My new goal is to generate a monthly income of $8,000 minimum. This would mean i could give up my day job, pay all my bills and save around $500 a week. But wait theres more... once i get my portfolio to $250,000 i intend to spend to save. Its a simple plan really, currently over half of my income is used up on rent. So im going to buy a nice RV for a
      11.91K22
      Report
    • ShyonShyon
      ·2024-11-28
      For me, I believe in balancing saving for the future with spending to improve my life. Saving gives me security, knowing I’m preparing for any unexpected events. I do have savings goals, like aiming for at least SGD 1 million one day, but I also think life is too short to miss out on the present. When I have extra savings, I like to upgrade my lifestyle or enjoy experiences that bring me joy, like traveling or improving my home. The "YOLO" (You Only Live Once) mindset resonates with me—while I want to save, I also want to enjoy life while I'm still young. Life is about finding the right balance between securing the future and enjoying the present. It’s important to be responsible, but also to make room for the things that bring happiness. For me, the goal is to save when possible, but also
      6122
      Report
    • UltrahishamUltrahisham
      ·2024-11-28
      The Happiness Quotient: Spending vs Saving The relationship between financial behavior—specifically saving versus spending—and personal happiness has been extensively studied, revealing nuanced insights into how each impacts well-being. The Psychological Benefits of Saving Accumulating savings provides a sense of financial security, which is closely linked to increased happiness. A survey by Ally Bank found that individuals with savings accounts were 31% more likely to describe themselves as “extremely happy” or “very happy” compared to those without savings accounts. Notably, 57% of respondents with over $100,000 in savings reported high levels of happiness, whereas only 34% of those with less than $20,000 in savings felt the same . This suggests that having a financial cushion can allev
      514Comment
      Report
    • Tiger_SGTiger_SG
      ·2024-11-27

      With $1M Savings But Lives in HDB Rental Flat! Do You Prioritize Saving or Spending?

      Singapore boasts one of the world’s highest home ownership rates, with about 90% of its residents owning their homes.Singapore Home Ownership RateAmong them, 80% live in HDB flats, while others opt for more upscale condominiums. The remaining 10% reside in government rental flats under Singapore’s Public Rental Scheme.These rental flats are designated for low-income families, with strict eligibility criteria to ensure they truly serve those in need. The units come in two compact designs: one-room flats under 36 square meters and two-room flats with a separate living room and bedroom, around 46 square meters in size.An 80-year-old man who lives in one such rental flat leads a frugal lifestyle. Yet, unbeknownst to many, his personal savings amount to a staggering SGD $1 million! During his w
      22.54K49
      Report
      With $1M Savings But Lives in HDB Rental Flat! Do You Prioritize Saving or Spending?
    • Emotional InvestorEmotional Investor
      ·2024-11-28
      So i started my tiger jouRney with NZ$10,000. In the last 6 months it has grown to NZ$49,000. so im rather happy with the investment approach i developed using the demo account, and continue to refine in the live account. Have i been saving money? No, atm my expenses exceed my income so ive had to dip into my savings. But im still floating on top of the waves. My initial goal was to double my money in a year, this goal is now ancient history. My new goal is to generate a monthly income of $8,000 minimum. This would mean i could give up my day job, pay all my bills and save around $500 a week. But wait theres more... once i get my portfolio to $250,000 i intend to spend to save. Its a simple plan really, currently over half of my income is used up on rent. So im going to buy a nice RV for a
      11.91K22
      Report
    • GehlotSunnyGehlotSunny
      ·2024-11-28
      [Miser]   The Happiness Equation: Savings vs. Spending The age-old question of whether saving or spending brings more happiness has perplexed philosophers and economists alike. While both practices have their merits, the key to true happiness often lies in a balanced approach. The Joy of Spending Spending money can undoubtedly bring immediate gratification. Whether it's indulging in a delicious meal, purchasing a desired item, or taking a dream vacation, spending can boost mood and provide a sense of pleasure. However, the happiness derived from spending is often fleeting, and excessive spending can lead to financial stress and anxiety. The Serenity of Saving Saving money, on the other hand, offers a longer-term sense of security and peace of mind. Knowing that you have a financi
      3261
      Report
    • yourcelesttyyyourcelesttyy
      ·2024-11-29

      What Brings You More Happiness: Saving or Spending?

      An 80-year-old man living modestly in a rental flat shocked many by revealing SGD $1 million in personal savings. Despite his simple lifestyle, he finds joy in the security of his bank balance rather than spending it on material comforts. Saving: A Path to Security For some, saving provides peace of mind and long-term stability. Psychological Benefits: Financial security can reduce stress and bring a sense of accomplishment. Strict Saving Plans: Those who follow rigid savings strategies, like budgeting or investing early, often aim for financial freedom rather than immediate gratification. Spending: A Source of Joy Others find happiness in spending, whether on experiences, self-care, or helping loved ones. Enjoying the Present: Spending can enhance quality of life, creating memories and im
      5652
      Report
      What Brings You More Happiness: Saving or Spending?
    • ShyonShyon
      ·2024-11-28
      For me, I believe in balancing saving for the future with spending to improve my life. Saving gives me security, knowing I’m preparing for any unexpected events. I do have savings goals, like aiming for at least SGD 1 million one day, but I also think life is too short to miss out on the present. When I have extra savings, I like to upgrade my lifestyle or enjoy experiences that bring me joy, like traveling or improving my home. The "YOLO" (You Only Live Once) mindset resonates with me—while I want to save, I also want to enjoy life while I'm still young. Life is about finding the right balance between securing the future and enjoying the present. It’s important to be responsible, but also to make room for the things that bring happiness. For me, the goal is to save when possible, but also
      6122
      Report
    • Mickey082024Mickey082024
      ·2024-12-01
      stay in HDB is right choice for ppl who are smart to balance their lifestyle and not overspending on luxury goods but not much of value interm of investment ROI. People who Smart with their money, have more cash to invest and also enjoy their vacation and needs. some people who want face value will spend on cars, luxury accessories and stay rental in condo is very common nowadays, The question is all this spending bring what? spending your money on thing that is needed and at the same time invest for long term will help you built up the fortune faster and to achieve financial freedom faster. One with Yolo mindset might regret eventually, spend now , enjoy now don't plans for future is dangerous. we all have to think and plan for the future, spend wisely and enjoy long terms.... Not enjoy
      455Comment
      Report
    • MrzorroMrzorro
      ·2024-12-03
      I don't think I will even reach 6 digits. Don't even say 1M. For me , I will focus more on saving and spending on necessary  or basic living stuff. ( Since I have a kid, I will prioritize on the family and save as much as I can for them) I do invest some of my saving in the stock market (even though it is deep red) I believe one day I will achieve my target of 6 digits. Everyone have their own goal and timing. As for me, I won't rush for it. Just let it grow naturally. As long as I can cover my family expenses and have extra savings, I am a happy man. Most of my friend bank account is empty every month without any savings.
      7921
      Report
    • ZEROHEROZEROHERO
      ·2024-12-01
      Earn all we can, save all we can, invest all we can and and most importantly, give all we can. For we bring nothing into this world and certainly we can bring nothing out of it. Living in a first world country gives us an edge to perform better so we shouldn’t forget those marginalised. We can’t choose how we start our life journey on earth but we can choose how to end well. It’s more blessed to give than to receive 🙏 @CaptainTiger @Andreana @jace0777 @SPACE ROCKET @Terra Incognita
      5.79K6
      Report
    • sgfiftyfivesgfiftyfive
      ·2024-12-01
      I disagree with the old man's philosophy of living. Money is being printed in large numbers and don't hold any value that the functionality of it to purchase items of necessity, joy & fun. It pays the bills of self & family and to run a home. It could have been more than 1 million if it was invested and the compounded yield & interest would be a higher figure. I'll rather invest the 1 million dollars while living in a comfortable home with a frugal lifestyle. But kudos to the old man for his results of a big amount of savings, I'm so far from that. 😆
      6771
      Report
    • 1PC1PC
      ·2024-12-01
      Wow 😮 Impressive discipline for the 80 years old uncle 👍. I prefer to have Balance savings and indulge in between to Reward myself ...like Took Profits from the Winning Trades [Happy] [Miser].  I'm still striving for the magic 7 digits numbers [Speechless] [Sad] [Facepalm]....But in between, 5 digits numbers are the Smaller Goal 🥅 to aim. Eventually will slowly Roll 🥐 Up 📈 to 6 Digits....then Hooray 7 Digits [Chuckle] [Chuckle] [Chuckle]
      301Comment
      Report
    • Amelia YongAmelia Yong
      ·2024-12-01
      Very difficult to have strict saving plans when one have children, there are many unexpected expenses along the way. If include SRS and CPF OA & SA savings , I would have achieve the million milestone during my 40s. I don’t quite agree to that famous saying, so long you’re still young at heart and still healthy, there isn’t much difference just that you need to go travelling with companion with the same mindset.
      5321
      Report
    • icycrystalicycrystal
      ·2024-11-27
      always save before spending... however, do not forget to live life and enjoy life... no point save and not enjoy isn't it [Tongue]  [Tongue]  [Tongue]  but remember to spend within means [smile] [smile] [smile] @LMSunshine @Universe宇宙 @rL @GoodLife99 @HelenJanet @koolgal @Shyon @Aqa @
      2381
      Report
    • icycrystalicycrystal
      ·2024-11-27
      always save before spending... however, do not forget to live life and enjoy life... no point save and not enjoy isn't it [Tongue] [Tongue] [Tongue] but remember to spend within means [smile] [smile] [smile] @LMSunshine @Universe宇宙 @rL @GoodLife99 @HelenJanet @koolgal @Shyon @Aqa @SPACE ROCKET <
      3491
      Report
    • 168Prem168Prem
      ·2024-12-01
      Yes that's the way, abuse the system meant for people who needs the rental homes and save money, let's attend the masterclass by Million Uncle. How to continue living in rental HDB and save a Million SGD.
      534Comment
      Report
    • JozzzzJozzzz
      ·2024-12-01
      People forget life is for living and money is for circulating. I live life, have 2 kids, condo, car, and still have $1M at 30…
      363Comment
      Report
    • DavidSGDavidSG
      ·2024-11-28
      Definitely invest to have the compounding effect in the long run! $NVIDIA Corp(NVDA)$  $Microsoft(MSFT)$  $Amazon.com(AMZN)$  $Alphabet(GOOG)$  $Meta Platforms, Inc.(META)$  
      5741
      Report
    • phagefishphagefish
      ·2024-12-01
      invest just $500k under tiger platform will greatly improve the quality of life in those rental flats.
      268Comment
      Report
    • BrenTBrenT
      ·2024-12-01
      Should leave a balanced life as frankly we need to plan for it yet we also won’t know when it will end
      367Comment
      Report
    • NickplaNickpla
      ·2024-12-01
      When I achieve a million, my passive income can feed my lifestyle.
      381Comment
      Report