To The Moon

$Fair Isaac(FICO)$ operates a consumer credit scoring system that's widely used in consumer loans and banking. They also have a software business that provides solutions for fraud detection, loan origination and customer relationship management. The company's revenue is typically split evenly between scores and software, though scores contribute 75% of operating income due to higher margins.Business Segments:FICO Scores:The industry-standard credit score, used in over 90% of U.S. lending decisions.Generates high-margin revenue.Used in mortgages, auto loans, credit cards and loan securitisation.Scores are inexpensive (often under $1), but essential to financial institutions.Software Business:Provides analytics for fraud detection, credit originatio

Pricing power is essential for long term compounding. I look for 3 things:1. High margins - is the company adding a large up to what they sell? (High profit margins (so gross profit, operating profit and FCF margins) and low expense margins (so low COGS, OPEX, CAPEX and R&D margins))2. Market share - if the company has the market share, then there’s no alternatives for customers to pick from.3. Their customer’s income statement - if the product or service is a low expense for the customer, then they’re unlikely to cut back on buying it during a downturn.What would you add?For whom haven't open CBA can know more from below:🏦 Open a CBA today and enjoy privileges of up to SGD 20,000 in trading limit with 0 commission. Trade SG, HK, US stocks as well as ETFs unlimitedly!Find out more here

Is this what the average Fintwit portfolio looks like? 🔽🔽🔽CONTEXT: I recently ask followers to share their portfolio, so we could inspire one another. Someone commented that the portfolios all looked the same. So I did some analysis. Turns out a couple of names came up a lot - $Amazon.com(AMZN)$ $Alphabet(GOOG)$ $Alphabet(GOOGL)$ $ASML Holding NV(ASML)$ - but mostly each portfolio was unique.ImageI've just published my research report into Gaztransport & Technigaz (GTT)• 75% return on capital• Capital-light monopoly• 7% FCF yieldImageFor whom haven't open CBA can know more from below:🏦 Open a CBA today and enjoy pri

Here’s a list of companies benefitting from network effects, sorted by their type of network.Whats your favourite type of network?Payment system: $Visa(V)$ $MasterCard(MA)$ $AXP Energy Ltd(AXP.AU)$ $PayPal(PYPL)$ $Block, Inc.(XYZ)$ $Adyen N.V.(ADYYF)$ Financial market: $Nasdaq(NDAQ)$ $Intercontinental Exchange(ICE)$ E-commerce / Marketplace: $Amazon.com(AMZN)$ $eBay(EBAY)$

Here are the companies in the Claremont Global fund. Their strategy is to own 10-15 of the world's best businesses. I've highlighted the companies that I personally follow. $Visa(V)$ $GameStop(GME)$ $Jack Henry & Associates(JKHY)$ $Microsoft(MSFT)$ $Zoetis(ZTS)$ $Adobe(ADBE)$ $Amazon.com(AMZN)$ $Alphabet(GOOG)$ $Alphabet(GOOGL)$ $DASSAULT AVIATION(DUAVF)$

Quadrants are a really effective tool for categorising companies. The below quadrant compares market share and market growth. I look to invest in the top row, ideally the top right corner!What companies would you add to each category?ImageHere are some other quadrants I find helpful.ImageFor whom haven't open CBA can know more from below:🏦 Open a CBA today and enjoy privileges of up to SGD 20,000 in trading limit with 0 commission. Trade SG, HK, US stocks as well as ETFs unlimitedly!Find out more here：Trade on a Cash Boost Account and enjoy up to 6 months of Commission-Free trading.💰Join the TB Contra Telegram Group to Get $10 Trading Vouchers Now🎉💰CBA Mini Course 1: What is Cash Boost

Here's the latest Global Compounders Database. New names in pink. $AppFolio(APPF)$ $Charter Corporate Services, Inc.(CVCS)$ $Equinix(EQIX)$ $FISERV INC(FI)$ $Marsh & McLennan(MMC)$ $Waters(WAT)$ What would you add or subtract?Are you interested in having a spreadsheet full of quality growth metrics for each of these companies? Including return on capital, free cash flow growth and share price linearity?ImageOpen a CBA today and enjoy access to a trading limit of up to SGD 20,000 with upcoming 0-commission, unlimited trading on SG, HK, a

Portfolio at the end of March 2025March performance: -8.1%YTD: -7.6%FCF ROC = 39%FCF per share CAGR (5yr) = 23%FCF Linearity (5yr) = 0.93FCF Margin = 36%FCF Margin Expansion (5yr) = 6%FCF Yield = 2.85%There were no outright sales or purchases. The top contributors to performance were ATOSS Software and Cadence Design Systems $Cadence Design(CDNS)$ . The top detractors from performance were NVIDIA $NVIDIA(NVDA)$ and Fortinet $Fortinet(FTNT)$ .ImageOpen a Cash Boost Account (CBA) today and unlock a trading limit of up to SGD 20,000!Enjoy the benefits of upcoming 0-commission, unlimited trading across Singapore, Hong Kong, and US stocks, as well as ETFs. Start tradi

The Nasdaq 100 $Invesco QQQ(QQQ)$ is one of, if not the hardest index to beat.Here are its top 10 positions👇🏼 $Apple(AAPL)$ $NVIDIA(NVDA)$ $Microsoft(MSFT)$ $Amazon.com(AMZN)$ $Broadcom(AVGO)$ $Meta Platforms, Inc.(META)$ $Costco(COST)$ $Tesla Motors(TSLA)$ $Netflix(NFLX)$ $Alphabet(GOOG)$

There’s not one metric that makes a company investable. Here are some of the quantitative and qualitative factors I consider when analysing a companyQuantitativeConsistently high return on capital Consistently high FCF growth rate Expanding profit margins (operating efficiency)Prudent and sustainable approach to SBC, buybacks and dividendsCapital and asset lightAffordable debtQualitativeRecurring revenuesAffordable product that customers are highly dependent on (ideally mission critical) and unlikely to be cut during a downturnSales not highly cyclical Product not overly reliant on raw materials and therefore profitability not tied to commodity cycles Barriers to entry and barriers to scale