$SoFi Technologies Inc.(SOFI)$ has navigated a period of intense volatility. Recently, the company achieved a landmark earnings milestone, amidst a shifting financial landscape where neobanks are increasingly seen as legitimate threats to traditional "Bulge Bracket" institutions. Despite earnings’ success, US market reaction remains mixed, leaving investors searching for a clear sense of direction, in an economy grappling with the early policy ripples of the Trump administration. On Fri, 30 Jan 2026, SoFi released its Q4 2025 blow out earnings. The report capped what CEO Anthony Noto described as SoFi’s “first full year as a truly scaled, diversified financial services platform” with non‑lending segments now generating the majority of revenue. For

Summary sale / purchase by Ms Cathie Wood : Sold - 139,642 Tesla shares at $192.22 per share. Total sales proceeds - $26.84 Million. Bought - 268,928 Coinbase shares at $66.30 per share. Total purchase costs - $17.83 Million. Bought - 320,557 Block shares at $61.88 per share. Total purchase costs - $19.84 Million. Ark funds forked out additional $10.83 Million to complete above 2 purchases. A few things came to mind when I came across above news article.. The obvious question is “Why did Ms Cathie Wood sell $Tesla Motors(TSLA)$ and used the proceeds to fund additional purchase of $Coinbase Global, Inc.(COIN)$ and $Block(SQ)$ ? Before examining each reason under the

US market on Wed (22 Mar) traded directionlessly until 2:00pm when the FOMC meeting was over with the press conference by Mr Powell, hot on the heels. When the 0.25% interest hike was confirmed, market “reacted positively” initially. It was afterall the much anticipated 0.25% and not the much feared 0.5%. The “euphoria” proved to be short-lived as the press conference pressed on with Mr Powell further confirming that there would be no let down from the central bank in their fight to bring inflation down. Personally I think, it is commendable that the Fed Reserves provides a clear direction of where they are heading without being ambiguous. Doing so minimizes “speculations” of any sorts to be postulated by Wall Street to smoke-screen and “fool” the general public. Agree ? By The Time Market

US market continued to close lower on Wed, 20 Aug 2025. According to Dow Jones Market Data, although S&P 500 index fell for a 4th straight day, it ended Wednesday just -1.1% below its last week’s record closing high on Thu, 14 Aug 2025. By the time mid-week trading was over: (see above) DJIA: +0.04% (+16.04 to 44,938.31). S&P 500: -0.24% (-15.59 to 6,395.78). Nasdaq: -0.67% (-142.095 to 21,172.857). US market continual dip on Wednesday, was largely attributed to: Pressured by a broad decline in tech sector. The Fed’s July 2025 meeting minutes. (1) Tech sell off. Investors continued to take profits on several heavyweight technology and semiconductor stocks over: Concerns about their high valuations. “Real” strength of AI trade over longer term. As a result, the followings happened:

The FAANG stocks, which comprise some of the most influential and profitable tech companies in the world, have disappointed their investors in the latest quarter of 2023. Despite their remarkable growth in previous quarters, the FAANG have: Failed to meet the high expectations of the market. Reported less than perfect earnings results. This has wrong footed many investors who were: Betting on the continued dominance of these tech giants in the post-pandemic era. Hoping that the FAANG’s fantastic results could lift up the US market, given a depressing Sep and Oct 2023. $Meta Platforms, Inc.(META)$, formerly known as Facebook, has “better” its earnings estimates. The company reported: Earnings per share (EPS) of $4.39, well above consensus estimate

Of late, the internet has been flooded with posts by “veterans” dishing out negative news about the US —economy and stock market are on the verge of collapse (see below). When you come across such posts, how do you make sense of them? Personally, it depends who is dishing out such news? For instance, Mr Marko Kolanovic from JP Morgan is high profile when it comes to the US market. How could he not be, coming from $JPMorgan Chase(JPM)$, US #1 international bank. Sometimes he makes sense but many a times, he,…. (fill in the blanks yourself ok).. LOL! Then you have Mr Robert Kiyosaki, accidental writer of best seller “Rich Dad, Poor Dad”. Listen to him is akin to listening to Ms Cathie Woods. Why would anyone listen to him when: He professed that his

Eve of Inflation Report. On the eve of US Consumer price index (CPI) report release for July 2025, general consensus is pointing to an uptick in US inflation. US consumers probably experienced a slight pickup in underlying inflation in July as retailers gradually raised prices on a variety of items subject to higher import duties. US - YoY CPI & Core CPI with July 2025 estimates Economists’ Estimates. According to Bloomberg’s survey of economists, US core CPI, widely regarded as a measure of underlying inflation because it strips out volatile food and energy costs, will rise by +0.3% in July. This will be a creep up from June 2025’s core CPI that has also edged up +0.2% from the prior month. While that would be the biggest gain since the start of 2025, Americans who drive, will find so

$Tesla Motors(TSLA)$ released its Q2 2023 earnings on Wed 19 Jul 2023 after US market closed. This was followed by a press conference to answer queries that analysts, wall street professionals may have. Reactions on the following 2 days - Thu, 20 Jul & Fri, 21 Jul best summed up Wall Street sentiments. They did not like all the negatives stemming from the clarifications session. Does this signal the beginning of another Tesla correction? Below are some possible catalysts that I think might spur decline: (1) Q3 2023 EV volume will be reduced. During Q2 earnings press conference, mr musk announced that in Q3 2023, the giga factories will shutdown for factory improvements. (see above). Meaning output and delivery will be affected. Coupled with co

In Retrospect. $Netflix(NFLX)$ has been one of the biggest growth stories in recent years. Its humble beginnings harked back to 1998 with the launch of its website. In 1999, it started its first subscription services, renting out DVDs. In May 2002, NFLX went public via an initial public offering (IPO) at $15 per share. “Real” turning point came in 2007 when it began to offer streaming services. In 2016, Netflix launched its streaming service in 130 countries, and there's been no looking back since for the entertainment giant. Past Stock Splits. 14 Nov 2025 would be NFLX 3rd forward stock splits. Prior to that, there were 2 others: 12 Feb 2004: a 2-for-1 forward split. 15 Jul 2015: a 7-for-1 forward split. Latest Split. NFLX has announced a 10-for-

This is how I see the US “bigger” banks in the coming months and into 2024. It is based off an accumulation of: March 2023 US banking debacle that has brought down 3 US banks - (a) Signature Bank, (b) Silicon Valley Bank (SVB) and finally, (c) First Republic. News articles that I have come across in recent months. Extract of Mr Powell’s testimony with Senate Banking Committee on Thu, 22 Jun. This is how I see it. Summary. US banking sector is facing a challenging outlook in the second half of 2023 and into 2024, as it: Grapples with the aftermath of the March banking debacle. Adheres to the FDIC's latest levy. Explores the Fed's new credit requirement and Enforces credit tightening within the industry. Below is analysis of each factor and its implications to the US bigger banks. (1) Th