I will prefer to top up my CPF SA account. Although the amount will be locked till my retirement but my money is 100% safe and guaranteed 4% interests. SRS might be good for tax rebate, but the interest is not enough for me to eat a good seafood meal... Although for SRS, the money can be used for investments, they are not 100% guaranteed with a " win -win situation.
My best performing stocks: Singtel, Sembcrop and SIA All the 3 return was more than 100%++ except SIA 65%> Enough for me to bring my family to Japan and enjoy our holiday in Dec 2025
$ThaiBev(Y92.SI)$ ThaiBev posted a 6.8% drop in net profit to 25.4 billion baht (S$1.02 billion) for the full year ended Sep 30, 2025, from 27.2 billion y-y. Revenue -2.1% to 333.3 billion baht from 340.3 billion baht for FY2024. Net profit for spirits business :-7 % y-y. Net profit for Beer business: +24.6% y-y Net profit for non-alcoholic beverages :-13.5% y-y Food business net loss: 128m baht.💩 Publishing and printing business net loss: 243m baht 🫣 Final dividend : 0.47 baht ( total dividends 0.62 Vs 0.6 y-y)💰💰
$Sembcorp Ind(U96.SI)$ Sembcorp ind has started talks over an initial public offering of its India unit in Mumbai and appointed three investment banks.🎉🎉 Talks are at an early stage and no decision has been made on the size of the offering. 🙏 Sembcorp's Indian arm, Sembcorp Green Infra, operates businesses in wind, solar and energy storage. The IPO, targeted for launch within eight to nine months in Mumbai, will be advised by Citi (C.N), opens new tab, HSBC and India’s Axis Capital.🚀
After losing money, I learned how to treat myself better... better meals and enjoy life. Since I can afford to lose in the markets, why can't I treat myself better.😁
When the markets continue dipping for Phase 1 : -2% to -5% for minimum of 3 days and follow by a technical rebound... Phase 2: Dropping of another few days of -1% to -3% after the 1 st technical rebound..
Cash with me is the best for current markets situation... Bottom -up? Who dare to say is bottom now? Which" expert? .. For me, still the same saying: accumulate the cash, waiting for the the markets earthquakes before opening up the bank account and stay buying... Current trading strategy: Swing trade