2. If I were to optimize my portfolio, I would not blindly copy the wealthy’s ratios. Their access to exclusive funds, lower liquidity needs, and higher risk tolerance shape those allocations. Instead, I’d adapt the principles—diversification across asset classes, exposure to alternatives—while balancing my personal cash flow, time horizon, and risk appetite.
3. I’m open to trying private equity or venture capital, but only with a small allocation. These asset classes can yield outsized returns, yet they carry illiquidity and high risk of capital loss. I would only commit what I can afford to lock away long term, treating it as a satellite investment rather than a portfolio core.
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- wubbie·09-18Love your insightful approach! [Heart]LikeReport