To The Moon

Big Funds, Bold Moves: Where Smart Money Is Betting on SGX? https://youtu.be/Bf5-O4RtHj0$Keppel(BN4.SI)$  $DBS(D05.SI)$  $Suntec Reit(T82U.SI)$  

Great..to read whats been happening and also updated on da gossip nice.

Bank Earnings Snapshot (Q2 2025) [Disclaimer:The information provided here is for educational and informational purposes only and reflects my own research and personal views. It should not be interpreted as investment advice, financial guidance, or a recommendation to buy or sell any securities or financial instruments. Please conduct your own due diligence or consult a licensed financial advisor before making any investment decisions.] • DBS reported a 1% year-on-year increase in net profit to S$2.82 billion, beating analyst expectations on the back of higher total income. It maintained its 2025 outlook and issued both an ordinary dividend (60 ¢) and a capital return dividend (15 ¢). However, return on equity dropped to 16.7%, and net interest margin (NIM) declined to 2.05%. • UOB saw a 6

DBS’s Q2 results were more balanced, with growth in fee-based and trading income cushioning NIM pressure. UOB’s earnings were more exposed to margin compression and slower loan growth, leading to an earnings miss and reduced guidance.

I see from div. So DBS almost there already, but the other 2 banks still have room to up further.

SG's banks are overpriced and more corrections are on the way.

DBS should be able to maintain its stable NIM moving forward in view of its reputation getting stronger indeed. In July, DBS was awarded World’s Best Digital Bank by Euromoney for the second time in three years. It was also named World’s Best Bank for SMEs. Non interest income is a significant income portion as well for the banks in consideration that interest rate is moving lower. UOB should be increasing its non interest income moving forward in order to offset the decrease in NIM. I think that all 3 banks should be bullish in the longer term. Moreover the dividend yield is considered very good in comparison to other blue chip counters in STI. [Smile] [Smile]

DBS still going strong 💪  but all local banks is 👍

posb was a stat board and merged with DBS so implicit govt guarantee 

All 3 banks are good for long investments, DBS tops all of it!

Buy Buy Buy time to buy banks 

,,[What]  [What]  [What]  [What]  

Definitely DBS, from $36  last year it has risen all the way to $50 now. OCBC is still at a pathetic $16

Dbs = Da Bu Shi.... it won't die

Uob actually don’t have any advantages as the price , value and earning power is not up or down . Investor is either buying high growth or value stocks and not in the middle . U know which stocks I am referring to in banking sg

DBS can maintain because of the largest flow of money will always be DBS ! It’s the biggest for a reason .

🌟🌟🌟NIM is Net Interest Margin, a key profitability metric for banks.  It measures the difference between interest earned from loans and interest paid to depositors. $DBS Group Holdings(D05.SI)$ NIM has remained stable at 2.14%.    However Analysts expect NIMs to edge lower across Singapore's major banks.  This is due to easing global interest rates, rising deposit competition and regulatory shifts. Nonetheless DBS is well positioned to manage NIM pressure thanks to its strong balance sheet, diversified income streams and strategic agility. As a long term investor of DBS, I do not look at just 1 earnings quarter but at the long term horizon and I must say that DBS is a fortress of stability amid challenging macroeconomi

🔎 Q2 2025 Earnings Digest – Singapore Banks 1. DBS Group Holdings Q2 Net Profit: Rose 1% YoY, beating forecasts. Key Highlight: Maintains full-year 2025 outlook, supported by sustained margins and asset quality. Market Reaction: Likely positive due to earnings beat and stable guidance. Outlook: DBS remains the strongest in terms of execution and growth clarity. A defensive core holding. 2. OCBC Bank Q2 Net Profit: Fell 7% YoY to S$1.82 billion. Dividend: Declared S$0.41/share, which is stable. Key Concern: Lower insurance and trading income, though fundamentals remain solid. Outlook: Dividend support may limit downside, but lack of earnings momentum may cap upside. 3. UOB Group Q2 Net Profit: Dropped 6% YoY to S$1.34 billion, missing analyst forecasts. Headwind: NIM pressure and higher cos

DBS > OCBC and UOB with very strong earnings 

Big Funds, Bold Moves: Where Smart Money Is Betting on SGX? https://youtu.be/Bf5-O4RtHj0$Keppel(BN4.SI)$  $DBS(D05.SI)$  $Suntec Reit(T82U.SI)$  

Bank Earnings Snapshot (Q2 2025) [Disclaimer:The information provided here is for educational and informational purposes only and reflects my own research and personal views. It should not be interpreted as investment advice, financial guidance, or a recommendation to buy or sell any securities or financial instruments. Please conduct your own due diligence or consult a licensed financial advisor before making any investment decisions.] • DBS reported a 1% year-on-year increase in net profit to S$2.82 billion, beating analyst expectations on the back of higher total income. It maintained its 2025 outlook and issued both an ordinary dividend (60 ¢) and a capital return dividend (15 ¢). However, return on equity dropped to 16.7%, and net interest margin (NIM) declined to 2.05%. • UOB saw a 6

DBS should be able to maintain its stable NIM moving forward in view of its reputation getting stronger indeed. In July, DBS was awarded World’s Best Digital Bank by Euromoney for the second time in three years. It was also named World’s Best Bank for SMEs. Non interest income is a significant income portion as well for the banks in consideration that interest rate is moving lower. UOB should be increasing its non interest income moving forward in order to offset the decrease in NIM. I think that all 3 banks should be bullish in the longer term. Moreover the dividend yield is considered very good in comparison to other blue chip counters in STI. [Smile] [Smile]

DBS’s Q2 results were more balanced, with growth in fee-based and trading income cushioning NIM pressure. UOB’s earnings were more exposed to margin compression and slower loan growth, leading to an earnings miss and reduced guidance.

Definitely DBS, from $36  last year it has risen all the way to $50 now. OCBC is still at a pathetic $16

I see from div. So DBS almost there already, but the other 2 banks still have room to up further.

Great..to read whats been happening and also updated on da gossip nice.

posb was a stat board and merged with DBS so implicit govt guarantee 

SG's banks are overpriced and more corrections are on the way.

All 3 banks are good for long investments, DBS tops all of it!

DBS still going strong 💪  but all local banks is 👍

Buy Buy Buy time to buy banks 

,,[What]  [What]  [What]  [What]