To The Moon

Buy KIT for dividend income. KIT have many long term contracts customer. lock in high dividend with lower stock price. Gd cash flow. Diver from reits and banks stock. CICT stock price high lower dividend. i aldy own at lower price. so wont add CICT.

The worst experience I would call it murder!

SG stable econ shall make IPO Steady cool

OU8 – 📉😵 “Dropped 2.17% — tripped on the market floor but still alive.” 8C8U – 😴🧊 “0% change… completely frozen like your PayNow during outage.” AJBU – 🏢➡️📉 “Slight dip — your REIT is basically saying ‘meh’ today.” AIY – 🤖💔 “Down 1.31% — the AI in AIY stands for Aiyo why drop?” J69U – 🛖📉 “Small REIT wobble… like a gentle breeze shaking an HDB block.” TSOU – 🐹💨 “Dropped 1.43% — small-cap running on a tiny hamster wheel.” U13 – 🏦😐 “UOB flat — the most stable thing in Singapore besides MRT delays.” N2IU – 🚚📉 “Industrial REIT down a bit — maybe the forklifts took MC today.” T82U – 🛍️😵 “Retail REIT slipping — shoppers probably stuck at home scrolling TikTok.” D05 – 🏦🫠 “DBS down slightly — still richer than everyone you know.” U11 – 🏦😌 “UOB’s cousin (U11) barely moved — sipping kopi, unbothered.

I believe in the new CEO that drives some critical Prj and resolve and given assurance that new business will take off Singapore like Driverless A V ( now on trial, these devices on the A V required lot of 5/6 G network infrastructure. Singtel have it all. With A I blooming in Singapore SingTel willl grow more.

awesome

What goes up will come down eventually.

Singtel $Singtel(Z74.SI)$ is gaining strength in this market . Keep up with the great growth and synergies !

I am looking at the Big 3 Banks to see if there will be any significant corrections. UOB did not post good results, but it seems the hiccup was minor, so I expect sone slide downwards. DBS and OCBC seemed to have rode the earning reports' to highs, but I believe that was overly optimistic and corrections have to happen, what with the losses for US tech stocks likely to have a domino effect. Maybe it will be a nice Christmas present 👍🏼 

I’m holding to MPACT and MLT, their dividend is reasonable around 6%

Z74 $ accumulating since IPO. Communication and Utility are key drivers in the digital era.

Keep an eye for Hongkong Land, it’s been doing sharebuy back almost daily , seems something is brewing in their business reporting

Gonna be explosive

$SIA(C6L.SI)$ looking forward for the result. [Smile]

$SingPost(S08.SI)$ should not be judged too harshly, they provide a service that is essential but faces stiff competition, the leadership should be sensible in their decisions, not purely chasing profits... (What's with the decision closing down PO Box services in community hubs, and selling the HDB shop house units... terrible decision in my eyes, if there were still users, just keep it running, even if the PO Box service was really redundant, keep the units... might as well rent them out and be a Landlord for more revenue)

$OCBC Bank(O39.SI)$ delivered resilient earnings with stable NIM and strong wealth-management fees — but the muted loan growth makes me stay cautiously optimistic rather than aggressively bullish."

With OCBC keeps hitting new ATH lately, realised some profits and waits for next buys.

UOB and DBS is always long term holding position for me.

Think UOB reported big drop in profits mainly due to big provisions and is still a good long hold for passive income.

DBS definitely demonstrated strong earnings resilience and stays high on watch list to buy on dips.

Singapore’s two largest banks released their earnings today. $DBS(D05.SI)$ hit a record high, while $UOB(U11.SI)$ plunged 3%. Let’s take a look at the key highlights from their reports.DBS: Delivered strong results despite softer margins; record income and higher dividend show balance-sheet resilience. 2026 guidance implies only a slight dip in earnings, cushioned by wealth-management momentum.UOB: Hit hard by heavy provisioning; 2026 margins likely to fall further. Management prioritizes prudence and coverage, but profit recovery depends on credit-cycle stability.DBS breaks $55 with record income!Q3 results were resilient and beat estimates. NIM narrowed but diversified income offset pressure. Lower

🌟 OCBC Bank Shines Bright: Why It’s Up 3% and Why I’m Shifting from dollar averaging UOB to DBS and OCBC The Singapore banking landscape has been buzzing this week, and one clear winner emerged  — OCBC Bank. The share price rose by about 1%, catching the attention of investors who value both yield and growth. I’ll share why OCBC performed so well today, what’s driving its latest earnings momentum, and why I’ve made the strategic decision to move out of UOB and rotate into DBS and OCBC. ⸻ 💹 Market Rotation: Why OCBC Shares Are Gaining Momentum When I looked at today’s market, it became clear that funds are flowing toward quality. OCBC’s rise of around 1% isn’t just random market noise — it reflects a rotation of smart money. Investors are shifting from UOB, which recently reported disa

🌟🌟🌟DBS and UOB reported their Q3 25 earnings on Thursday with DBS $DBS(D05.SI)$  soaring to an all time high.  Net Profit surged 16% to SGD 2.63 billion.  This was powered by wealth inflows and treasury strength.   Its dividends rose to 75 cents per share, rewarding shareholders. UOB $UOB(U11.SI)$   fell with a 4% drop after its earnings release.  Its Net Interest Margin (NIM) slipped from 2.02% to 1.95% and fee income remained flat.  The market whispered : compression is here. The Compression Era: What is Changing? Rate Normalisation : As global interest rates ease, the golden spread between len

$UOB(U11.SI)$ $DBS(D05.SI)$ $OCBC Bank(O39.SI)$ As we hit November 5, 2025, the spotlight shines bright on Singapore's powerhouse banks—DBS, UOB, and OCBC—with their Q3 earnings dropping this week. DBS is teasing the edge of glory, trading at S$53.93, just a whisker from its all-time peak of S$54.80 set last month. Meanwhile, UOB sits at S$34.94, down from its February high of S$39.20, and OCBC clocks in at S$16.95, shy of its S$17.93 record. But with US giants like JPMorgan and Goldman Sachs crushing Q3 expectations through booming investment banking fees and solid revenue growth, could these local heroes ride the wave and spark fresh highs? Let's dive dee

What to Expect from the Q3 Earnings of Singapore's Bank Giants? As Singapore's three banking giants, $DBS Group Holdings(D05.SI)$  ,$ocbc bank(O39.SI)$  , and $UOB(U11.SI)$  , prepare to disclose their critical third-quarter (Q3) earnings this week(DBS and UOB on Thursday, November 6, and OCBC on Friday, November 7), market attention is laser-focused on income resilience. Earnings Forecast: Pressure and Contrast The consensus among analysts points toward flat or sequentially weaker earnings for the sector, primarily due to the tightening of lending ma

Excellent — here’s a premium rewrite of your Nvidia B30A export curbs topic, made more attractive, analytical, and cinematic in tone. This version is styled to grab attention on Tiger Picks — with layered geopolitical insight, forward-looking analysis, and strong emotional cadence to keep both retail readers and seasoned investors engaged. --- ⚔️ Nvidia’s B30A Ban: Tech Cold War or the Next Great Buying Opportunity? 🌍💥 The world’s most valuable chipmaker just ran into its biggest wall yet. The White House has officially barred Nvidia ($NVDA) from exporting its latest AI chip — the B30A — to China. This isn’t just a supply-chain hiccup. It’s a move that redefines the balance of power in global AI — where innovation and national security are now inseparable. --- 🧠 What’s Really Happening Beh

Here’s a detailed view on the upcoming earnings for Singapore’s big three banks — DBS Group Holdings Ltd (DBS), Oversea‑Chinese Banking Corporation Limited (OCBC) and United Overseas Bank Limited (UOB) — along with thoughts on whether they can follow the strong start from U.S. big banks, which bank has the best chance to set new highs post-earnings, and whether they are good buys ahead of results. --- ✅ What we know The banks remain core components of the Singapore market: DBS, OCBC & UOB collectively represent a large share of the Straits Times Index (STI) and are liquid and well-tracked.  DBS recently hit (or is near) all-time highs for its share price.  Analysts expect headwinds: for Q3 (or upcoming quarter) the banks are expected to report flat or weaker net profit trends

Several major companies are reporting earnings this week — which SG company are you keeping an eye on? $SingPost(S08.SI)$ reported a net profit of $18.4 million, but underlying net profit, excluding exceptional gains, fell 78% year-on-year, from $25.2 million to $5.5 million. Total revenue declined 27.4% to $188.4 million, mainly due to a slump in cross-border e-commerce volumes and the impact of discontinued operations.The company’s logistics and letters division saw revenue drop 33.1% to $153.4 million, with an operating loss of $4.4 million (compared to a $13.7 million profit in 1H 2024/2025).The property division remained a bright spot, with revenue rising 3.3% to $40.6 million and net profit slightly down 3.3% to $23.9 million, supported by

I've been staring at my DBS and UOB charts all afternoon, and honestly, the contrast is jarring. DBS $DBS Group Holdings(D05.SI)$   just printed S$2.95 billion in Q3 profit—beating the Street by S$230 million—while UOB $UOB(U11.SI)$  bled 72% of its earnings to S$443 million. Same city, same rate cycle, yet one bank is lapping the other. I can't decide if I'm impressed or worried that the gap is now this wide. The numbers tell two different stories about 2026. DBS says its total income next year will hover around 2025 levels even with "rate headwinds," and its net interest margin only slipped 15 bps to 1.96%. UOB, on the othe

Buy KIT for dividend income. KIT have many long term contracts customer. lock in high dividend with lower stock price. Gd cash flow. Diver from reits and banks stock. CICT stock price high lower dividend. i aldy own at lower price. so wont add CICT.

📢This morning before market open, both $DBS(D05.SI)$ and UOB announced their 3Q25 earnings 🔻UOB: stock fell as much as 4.6% to $33.25 this morning after the bank said that it took SGD 615 million general credit allowances to cushion against broader banking sector headwinds given the US and China real estate risks, which led to its 3Q net income tumbling 72% to SGD 443 million, far below the SGD 2.27 billion average estimates of Bloomberg analysts 📊UOB's results contrast with that of DBS, which posted higher than expected profit of SGD 2.95 billion which despite falling 2% from the previous year, was ahead of the SGD 2.79 billion predicted by Bloomberg analysts 💰Particularly, its wealth fees surged more than 30% to SGD 796 million, while assets u

🌟🌟🌟I am so happy that $OCBC Bank(O39.SI)$ hit record high shortly after its Q3 25 earnings were released.  This follows a similar move by $DBS(D05.SI)$ the day before. Both DBS and OCBC beat analysts expectations.  While DBS has shown stronger fundamentals, its current premium valuation makes OCBC potentially more attractive. Slow and Steady Wins the Race. 🚀🚀🚀🌛🌛🌛🌈🌈🌈💰💰💰 @Tiger_SG @Tiger_comments @TigerStars @CaptainTiger

At this juncture, 2026 does not look “harsh” in an existential sense — but it does look structurally less generous than 2023–24. The 2023–2024 cycle was effectively the peak-NIM yield harvest effect of the post-pandemic rate shock. We are now sliding down the normalisation curve. Observations 1) DBS remains in the “resilient balance-sheet” cohort Their Q3 surprised on the upside because they have a materially higher CASA proportion, better treasury income contribution, and better operating leverage. Even with NIM compression from 2.11 → 1.96, they are still printing a very strong RoE profile. 2) UOB’s issue is not merely “lower NIM” The sharp drop in reported Q3 profit is magnified by the credit-provision swing. That is the greater signalling variable, because it implies that UOB’s credit

🌟🌟🌟Would Singapore banks suffer in 2026?  It would seem so as a series of interest rate cuts in 2026 is expected to exert downward pressure on the Net Interest Margin. However our 3 local Singapore banks are already preparing for this shift & possess alternate revenue sources to mitigate the impact. Our Singapore banks $DBS(D05.SI)$ $OCBC Bank(O39.SI)$ and $UOB(U11.SI)$ are focusing on the lucrative Wealth Management and Private Banking sector.   The banks can generate significant fees from managing assets of high net worth individuals and retail customers through investment products, advisory services and portfolio management. Moreov

$DBS(D05.SI)$   3Q net profit declines 2% YoY to 2.954b. 3Q pre-tax profit up 1% YoY to record $3.48b, ROE at 17.1% and ROTE at 18.9%  Total income up 3% YoY to new high of $5.93b o Group NII little changed from strong deposit growth and proactive balance sheet hedging o Fee income and treasury customer sales reach new highs o Markets trading income higher due to lower funding cost and more conducive trading environment 9M pre-tax profit up 3% to record $10.3b  Total income up 5% to new high of $17.6b from growth in commercial book and markets trading Balance sheet remains strong  Asset quality resilient. NPL ratio stable at 1.0%, SP at 15bp for 3Q and 13bp for 9M  Allowance coverage at 139% and 229% after considering collateral  Trans

$DBS Group Holdings(D05.SI)$ delivered record income and a higher dividend despite softer margins, supported by strong wealth management and deposit growth. The 2026 outlook signals only a slight earnings dip, showing its balance-sheet strength. With the stock breaking above $55, DBS continues to stand out among local banks. In contrast, $UOB(U11.SI)$ profits slumped due to heavy provisions and weaker margins. Management’s prudence in building reserves is wise, but the steep profit drop and cautious guidance highlight ongoing challenges. Investors are rightly pricing in near-term headwinds for UOB. For $ocbc bank(O39.SI)$ , I expect results between DB

DBS hit a record S$55.54 ,up 3.8%, with net profit dipping just 2% year-on-year to S$2.95 billion—surpassing estimates—driven by wealth management inflows and deposits. UOB tumbled 2.78% to S$33.25 after a 72% profit drop to S$443 million, hammered by S$615 million in provisions for US and China  (CRE) risks. OCBC stayed firm, with Q3 profit steady at S$1.98 billion, aided by insurance and fees.These shifts capture 2025's peak interest rate benefits, but 2026's rate cuts from the Fed, ECB, and MAS threaten (NIM) squeezes. Still, the trio's track record impresses: 2020-2025 total returns of +166% for DBS, +96% for OCBC, and +82% for UOB, fueled by 4-5% dividend yields. 2026 won't be dire—profits may ease 3-8%—but non-interest income and dividends provide buffers, with DBS poised strong

Buy the dip for long term on $UOB(U11.SI)$. The management already anticipates double digit fee income growth while maintaining cost discipline with low single digit operating expense growth. It is confirmed that the elevated Q3 provisions were strategic in nature rather than a response to any deteriorating asset quality. The management’s decision to build a substantial provision buffer while explicitly protecting the 2025 final dividend suggests they’re prioritizing long term shareholder returns over short term reported earnings. For income investors with a long term perspective, this conservative approach may prove more valuable than maximizing quarterly profits. 2026 may be getting unpredictable, but UoB will be sure to continue thriving. Tha

OU8 – 📉😵 “Dropped 2.17% — tripped on the market floor but still alive.” 8C8U – 😴🧊 “0% change… completely frozen like your PayNow during outage.” AJBU – 🏢➡️📉 “Slight dip — your REIT is basically saying ‘meh’ today.” AIY – 🤖💔 “Down 1.31% — the AI in AIY stands for Aiyo why drop?” J69U – 🛖📉 “Small REIT wobble… like a gentle breeze shaking an HDB block.” TSOU – 🐹💨 “Dropped 1.43% — small-cap running on a tiny hamster wheel.” U13 – 🏦😐 “UOB flat — the most stable thing in Singapore besides MRT delays.” N2IU – 🚚📉 “Industrial REIT down a bit — maybe the forklifts took MC today.” T82U – 🛍️😵 “Retail REIT slipping — shoppers probably stuck at home scrolling TikTok.” D05 – 🏦🫠 “DBS down slightly — still richer than everyone you know.” U11 – 🏦😌 “UOB’s cousin (U11) barely moved — sipping kopi, unbothered.

🌟🌟🌟Much as it is very tempting to take profit on $DBS(D05.SI)$ I prefer to hold on to it in order to allow the magic of compounding to happen. That is how my DBS shares are up 136% just simply by buying and holding long term.  Moreover I am also rewarded by DBS's attractive dividends paid every 3 months. Go Long Go Strong Go DBS 🚀🚀🚀🌛🌛🌛🌈🌈🌈💰💰💰 @Tiger_SG @Tiger_comments @TigerStars @TigerClub @CaptainTiger